Category: Special Report

  • CBN reforms drive naira recovery, restore card use abroad

    CBN reforms drive naira recovery, restore card use abroad

    Over the past two years, the Central Bank of Nigeria (CBN) has implemented a series of tough reforms aimed at addressing long-standing challenges to price and exchange rate stability. These reforms have begun to yield measurable results — including a rise in international reserves, improved access to forex through official channels, a sustained naira rally across markets, and the resumption of overseas transactions with naira cards by commercial banks, writes Assistant Editor COLLINS NWEZE

    Until recently, one of the biggest challenges facing Nigeria’s economy was limited access to foreign exchange (forex). This constraint often forced businesses and travelers to rely on the parallel FX market, creating arbitrage opportunities that fueled speculation and further destabilized the system. In response, the Central Bank of Nigeria (CBN) launched a series of bold reforms aimed at attracting foreign capital, stabilising prices and restoring confidence in the exchange rate regime.

    In 2023, under a new administration and the leadership of CBN Governor Olayemi Cardoso, the foreign exchange market was liberalized. The central bank ended its financing of fiscal deficits, while the federal government reformed the costly fuel subsidy system, improved revenue collection, and moved to curb inflation.

    These coordinated measures have begun to yield results. International reserves have grown, and access to forex through the official market has significantly improved. Nigeria returned to international capital markets in December and has since earned positive credit rating upgrades. Meanwhile, the emergence of a major private refinery signals progress toward value addition in a fully deregulated petroleum sector.

    Naira cards resume international usage as naira gains

    With rising dollar liquidity, Nigerian banks have lifted over three years moratorium on the use of naira-funded debit cards abroad as dollar liquidity rises. This has also led to significant appreciation of the naira against the dollar and other global currencies. Already, the naira has made significant appreciation in recent months.  In the parallel market, the naira appreciated, closing at N1,550/$1 on Friday—up from N1,555/$1 on Thursday. From Monday to Wednesday, the currency remained stable at N1,560/$1, according to market surveillance in Lagos.

    At the official rate, the naira ended last week at N1,532/$1, stronger than it exchanged the previous week. Three Tier-1 banks and mid-tier bank, United Bank for Africa (UBA) Plc, FirstBank, GTBank and Wema Bank Plc respectively, have announced the resumption of international transactions on their naira debit cards. The development comes about three years after many banks suspended international transactions on naira debit cards or dip in dollar liquidity, forcing many local lenders to restrict transactions of local cards abroad. Transactions are however, allowed for dollar-funded cards, usually linked to cardholders’ domiciliary accounts. In recent months, analysis of FX inflows in the last few months showed that Nigeria attracted $5.96 billion monthly inflows from May 2025 till date.

    Industry report showed that Nigeria’s foreign exchange market witnessed a significant boost in May, with total inflows rising by 62.0 per cent month-on-month (M-o-M) to $5.96 billion, driven largely by increased participation from domestic and foreign investors. This marked one of the highest inflow level in recent months and signals improving market sentiment amid macroeconomic reforms and a relatively stable naira. In emailed note to investors, analysts at Financial Derivatives Company Limited attributed rising FX inflows to surge in oil prices and multiple inflow channels created by the Central Bank of Nigeria. 

    The CBN has in recent months, activated multiple FX sources to increase dollar inflows, boost dollar access to manufacturers and retail end users and support naira recovery across markets. From moves to improve diaspora remittances through new product development, the granting licenses to new International Money Transfer Operators (IMTOs), implementing a willing buyer-willing seller FX model, and enabling timely access to naira liquidity for IMTOs, the apex bank has simplified dollar-inflow channels for authorized dealers and other players in the value chain.

    In a notice to customers, the UBA said the resumption aligns with its continued commitment to providing clients with seamless and enhanced banking experiences. “In line with our continued commitment to providing you with seamless and enhanced banking experiences, we are pleased to inform you that all UBA Premium Naira Cards, including Gold, Platinum, and World variants are now enabled for international transactions.

    “This means you can now use your Premium Naira Card for everyday payments, online shopping, POS, and ATM transactions across the world, with more ease and flexibility. If you haven’t used your card recently, now’s a great time to rediscover the convenience and prestige that comes with being a UBA premium cardholder,” the bank said.

    Also announcing the development in a recent statement, Wema Bank said customers can now “pay in dollars” with their naira cards. “Your Wema Naira Mastercard just went global! Now you can pay in dollars on all your favourite international platforms; Amazon, eBay, AliExpress? Netflix, Spotify, YouTube,” the bank said.

    In emailed note to customers, FirstBank said its Naira Mastercard can now be used for international transactions. “Shop online or spend up to $500 every month on your preferred channel seamlessly,” the bank said.  Guaranty Trust Bank pegged its quarterly transaction limits across different channels at $1,000 for online and PoS transactions while ATM transactions are limited to $500.

    The banks had earlier announced the resumption of international transactions on their naira debit cards. In a report, head of financial institutions ratings at Agusto & Co, Ayokunle Olubunmi, said the improved liquidity in the foreign exchange (FX) market supported banks’ decision to reactivate their naira cards for global transactions. “The moderating premium on the parallel market transactions and the reduced arbitrage opportunities is also responsible for the decision,” he said.

    Records showed that many banks, including Stanbic IBTC Bank, United Bank for Africa, Access Bank, Standard Chartered Bank Nigeria, GTBank among others have at some point, reviewed international spending limit on naira cards, while at other times suspended transactions on such cards unless they are linked to dollar-funded domiciliary accounts. Analysts said that by allowing travelers use their naira-cards abroad, the banks are making it easy for cardholders to pay their hotel bills, make reservations and carry out other transactions using their debit cards.

    FX reserves position rises as net FX reserve accretion surges

    Cardoso-led CBN recently announced quantum leap in the net FX reserve position at $23.11 billion at the end of last year. The CBN boss had, upon assuming office in October 2023, prioritised reforms to rebuild Nigeria’s economic buffers and strengthen resilience. In the foreign exchange market, the apex bank faced a backlog of over $7 billion in unfulfilled commitments and a fragmented FX regime characterized by multiple forex rates, which had encouraged arbitrage opportunities.

    This regime stifled much needed foreign investment, and led to the depletion of our external reserves which fell to $33.22 billion in December 2023. “Over the past year, we have undertaken critical reforms to unify Nigeria’s exchange rate, eliminating distortions and restoring transparency. This unification has enabled us to clear the outstanding foreign exchange obligations, giving businesses—ranging from manufacturers to airlines—the confidence to plan and invest in the future. To further enhance the functionality of the foreign exchange market, we are introducing an electronic FX matching system, which has proven effective in other markets,” Cardoso said.

    According to the apex bank data, NFER stood at $23.11 billion, the highest level in over three years, a marked increase from $3.99 billion at year-end 2023, $8.19 billion in 2022, and $14.59 billion in 2021. The NFER, which adjusts gross reserves to account for near-term liabilities such as FX swaps and forward contracts, is widely regarded as a more accurate indicator of the foreign exchange buffers available to meet immediate external obligations. Gross external reserves also increased to $40.19 billion, compared to $33.22 billion at the close of 2023.

    The increase in reserves reflects a combination of strategic measures undertaken by the CBN, including a deliberate and substantial reduction in short-term foreign exchange liabilities – notably swaps and forward obligations. The strengthening was also spurred by policy actions to rebuild confidence in the FX market and increase reserve buffers, along with recent improved foreign exchange inflows – particularly from non-oil sources.

    The result is a stronger and more transparent reserves position that better equips Nigeria to withstand external shocks. The expansion occurred even as the CBN continues to reduce short-term liabilities, thereby improving the overall quality of the reserve position. “This improvement in our net reserves is not accidental; it is the outcome of deliberate policy choices aimed at rebuilding confidence, reducing vulnerabilities, and laying the foundation for long-term stability. We remain focused on sustaining this progress through transparency, discipline, and market-driven reforms,” Cardoso said.

    Reserves have continued to strengthen in 2025. While the first quarter figures reflected some seasonal and transitional adjustments, including significant interest payments on foreign-denominated debt, underlying fundamentals remain intact, and reserves are expected to continue improving over the second quarter of this year. Going forward, the CBN anticipates a steady uptick in reserves, underpinned by improved oil production levels, and a more supporting export growth environment expected to boost non-oil FX earnings and diversify external inflows.

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    The CBN said it remains committed to prudent reserve management, transparent reporting, and macroeconomic policies that support a stable exchange rate, attract investment, and build long-term resilience. Foreign capital inflows to the domestic economy remains crucial elements in the drive to achieve monetary and fiscal policy stability. The apex bank is cultivating more sources of FX to increase dollar inflows, boost access to manufacturers and retail end users. From moves to boost diaspora remittances through new product development, the granting licenses to new International Money Transfer Operators (IMTOs), implementing a willing buyer-willing seller FX model, and enabling timely access to naira liquidity for IMTOs, the CBN has simplified dollar-inflow channels for FX dealers to boost business and economic growth.

    President, Association of Bureaux De Change Operators of Nigeria (ABCON), Aminu Gwadabe, said the policy shifts showed the level of creativity, policy and hard work the Cardoso puts in ensuring that more forex flows into the economy and remain accessible to businesses. He said diaspora remittances to Nigeria, estimated at $23 billion annually remain a reliable source of forex to the domestic economy. There are also other sources and policies that are being explored by the apex bank to keep dollar inflows coming.

    Way forward

    In emailed report, the IMF’s mission chief to Nigeria and an assistant director in the IMF’s African Department, Axel Schimmelpfennig disclosed that to address these challenges, Nigeria needs stronger and more sustained growth to lift millions of people out of poverty and food insecurity, which is what the authorities are focusing on. “This does not happen overnight. In the meantime, making growth more inclusive also requires scaling up the existing cash transfer system.  Second, as an essential ingredient for economic development, Nigeria needs an effective budget framework. Delivering effective investments in people and infrastructure requires realistic budget assumptions, strong expenditure management, and transparent implementation and reporting—which, in turn, can strengthen accountability. For its part, monetary policy should continue to decisively tackle inflation and reduce economic uncertainty,” he said.

  • Inside the AI system driving Africa’s lending revolution

    Inside the AI system driving Africa’s lending revolution

    What if credit worked for everyone—not just the privileged few? That question drives Vida AI, the groundbreaking platform from VeendHQ, co-founded by fintech leader Olufemi Olanipekun. In a market plagued by defaults and exclusion, Vida is using intelligent infrastructure to fix what’s broken—real-time scoring, income-linked repayments and fraud-proof verification. With $18M disbursed to over 314,000 Nigerians, it’s transforming access to credit across Africa’s informal economy. Olanipekun, who earned his B.Sc. in Electrical/Electronic Engineering from Olabisi Onabanjo University—where he wrote his first production-grade code—shares his insights on why traditional credit systems fail and how Vida AI is solving the problem at scale. Associate Editor ADEKUNLE YUSUF provides the excerpts:

    Why and how Vida AI was born

    In 2014, I joined the team that built Paylater (now Carbon), Nigeria’s first fully digital lending app. This was a pivotal time, as we pioneered online credit in a space that had previously relied heavily on manual processes. A year later, I led engineering on PayWithCapture for Access Bank, my first real immersion into card infrastructure and payment collection systems. That experience taught me how deeply technical innovation can transform financial accessibility. From 2016 to 2020, I joined Flutterwave as an early engineer and later transitioned into Product Management. During that time, I helped build and scale the checkout and payouts infrastructure that now powers thousands of merchants across Africa. It was a high-growth, high-impact environment that exposed me to the operational backbone of digital commerce.

    In 2020, I took a leap and launched a dev shop focused on automating processes for lending institutions. While building for different players in the ecosystem, I kept seeing the same pain point resurface: collections—not disbursements—were the real bottleneck. While many fintechs obsessed over getting money out quickly, few had cracked how to get it back reliably. That insight became the foundation of VeendHQ, which I co-founded in 2021. We built Vida AI, our proprietary credit infrastructure, to solve the toughest problems in lending: collections, credit profiling, and dynamic scoring. Since launch, Veend has disbursed over $18 million to more than 314,000 Nigerians, helping lenders and merchants reduce defaults, speed up approvals, and reach customers traditionally excluded from formal credit. At Veend, we’re not just building lending tools—we’re building the infrastructure for smarter, safer credit in Africa. From real-time underwriting to income-linked repayments, we’re transforming how financial service providers engage their customers, especially in emerging markets where trust and efficiency are critical. My journey began with a line of code. Today, it’s about empowering millions through intelligent credit systems that create lasting impact.

    The credit gaps Vida AI was built to solve

    In Nigeria’s rapidly evolving financial landscape, credit remains a privilege out of reach for the majority. Millions of individuals—particularly in the informal economy—are locked out of formal lending because traditional systems fail to capture their financial reality. Vida AI was built to change that. By addressing three of the most critical gaps in Nigeria’s credit ecosystem, it aims to unlock access to responsible lending for those long ignored by legacy systems.

    The first gap is the widespread lack of credit history. Over 60% of Nigerian adults have no record with the major credit bureaus, making it nearly impossible for lenders to assess their risk using traditional scoring methods. Vida AI bridges this gap by combining bureau data with rich alternative data—from telco usage and savings behaviour to POS transaction volumes. This fusion creates real-time, dynamic credit profiles, allowing lenders to make informed decisions about individuals with no formal borrowing history.

    The second major challenge is repayment reliability. For most lenders, disbursing loans is not the hard part—getting their money back is. Vida solves this by tying repayments directly to the borrower’s income sources. Whether it’s payroll or accounts linked to a customer’s Bank Verification Number (BVN), Vida intelligently routes repayments, drastically reducing default rates and improving loan performance across the board. A third barrier to scaling credit in Nigeria is speed. Traditional underwriting is often manual, slow and expensive, taking days to process even simple loans. Vida’s AI-driven decisioning engine enables approvals in under 60 seconds, making it ideal for real-time credit products like Buy Now Pay Later (BNPL). This speed not only improves user experience but allows lenders to operate efficiently and competitively in a market that demands instant service.

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    Beyond solving these operational pain points, Vida AI aligns closely with the Central Bank of Nigeria’s goal of achieving 95% financial inclusion by 2025. It does so by removing the onboarding friction that prevents millions from accessing financial services. With one-click identity verification, real-time credit scoring and embedded infrastructure that keeps costs low, Vida enables even first-time borrowers to access formal credit quickly and affordably. Lenders, in turn, are able to expand their reach without increasing risk.

    Perhaps most importantly, Vida AI provides a path to financial inclusion for those in Nigeria’s vast informal economy—market traders, subsistence farmers, artisans, and transport workers—who are routinely excluded from traditional finance. Instead of relying solely on payslips or tax records, Vida assesses creditworthiness through unconventional but insightful indicators like daily sales from POS terminals, mobile airtime patterns, or cooperative savings contributions. This makes it possible to assess a tomato seller in Kaduna or a pepper farmer in Benue with the same rigor as a salaried worker in Lagos. In a country where identity inconsistencies and data sparsity often lead to loan rejections, Vida uses a triangulation method—merging BVN, NIN, biometrics, and facial recognition. When data is inconclusive, it initiates secondary verification steps like ID selfies rather than outright rejection. This approach makes Vida inclusive, adaptive and resilient—designed for Nigeria’s complexities and built for its future.

    In a market plagued by high default rates, fraud and widespread distrust in digital lending platforms, Vida AI is taking a different path—one grounded in transparency, intelligent design and inclusiveness. With a robust AI-driven infrastructure, Vida is not only solving technical and operational inefficiencies in Nigeria’s credit system, but also tackling the deeper cultural and behavioral challenges that have held back financial inclusion for decades.

    One of the most pressing issues in Nigeria’s digital lending space is fraud. From identity theft to loan stacking, lenders routinely face losses due to deceptive or duplicate loan applications. Vida AI counters this with a multi-layered fraud detection system. At the identity level, the platform validates borrower identities using data triangulation across BVN, bank accounts, device metadata and facial biometrics. It also detects mismatches or red flags across these points in real-time, reducing the chance of impersonation. Additionally, Vida’s AI scans credit activity across multiple lenders and pings credit bureaus instantly to flag loan stacking attempts—ensuring that borrowers do not accumulate debt across platforms undetected.

    Yet fraud prevention is just one part of the equation. A more sustainable credit culture also requires borrower education. Many Nigerians struggle with poor or nonexistent credit scores, largely due to a lack of financial literacy. Vida AI is addressing this with a personalised “Next-Step” coach embedded into every credit profile. This virtual assistant guides users with practical, real-time advice—like keeping credit utilisation under 30%, setting up direct debit for repayments, or bringing on a co-signer. Unlike generic financial education, these prompts are contextual and actionable, helping users gradually build stronger credit profiles. Borrowers can actually track their eligibility scores improving as they take recommended actions, making the process both educational and motivating.

    For the millions of Nigerians with irregular income—such as gig workers, artisans or small business owners—traditional credit scoring fails to reflect their true financial capacity. Vida’s dynamic scoring model solves this by continuously reassessing borrowers as new data flows in, whether from updated bank statements, wallet balances or sales history. During peak income periods, Vida automatically raises credit limits, while gently tapering them during lean seasons. This flexibility ensures borrowers are never unfairly penalised by short-term income drops, unlike rigid traditional scores that trap people in low-limit cycles. Lenders on the Vida platform benefit directly from these innovations. Many of them have seen their Portfolio at Risk (PAR30) drop from 12% to as low as 4%. This improvement is driven by several AI-powered features: smarter affordability models that analyse income consistency and spending behaviour; direct linkage of repayments to income sources (payroll or any BVN-linked account); timely reminders that nudge users toward repayment; and intelligent routing that pulls funds from secondary accounts when necessary.

    Extending these capabilities to Nigeria’s underserved rural areas is central to Vida’s mission. While smartphones are growing in penetration, many rural dwellers still use basic feature phones. To bridge this gap, Vida is piloting USSD-based loan applications and agent-assisted onboarding through cooperative societies and agricultural unions. These community-based models reduce barriers to entry and bring formal credit to areas where banking infrastructure is minimal or nonexistent.

    Lastly, Vida AI is acutely aware of the mistrust surrounding digital lending in Nigeria. Aggressive recovery tactics, unclear terms and data misuse have tainted the sector’s reputation. Vida is actively rebuilding that trust. The platform prioritises transparent pricing, NDPR-compliant data protection, and zero-harassment recovery processes. By treating borrowers with respect and communicating clearly, Vida is restoring credibility to digital credit and proving that inclusion doesn’t have to come at the cost of dignity. Through intelligent systems, empathetic design and local adaptability, Vida AI is not just building better lending tools—it’s helping redefine what ethical, inclusive credit can look like in Africa’s largest economy.

    Building the infrastructure for a safer, smarter, cashless Nigeria

    At the core of Vida AI’s operations is a firm commitment to data protection and regulatory compliance. In a digital lending ecosystem where trust is everything, user data must be handled with the highest level of integrity. That’s why Vida undergoes annual audits to ensure full compliance with Nigeria’s Data Protection Act (NDPA) and the Nigeria Data Protection Regulation (NDPR). Every piece of user data on the platform is encrypted at rest and in transit, ensuring it remains secure from potential breaches. Internally, access is tightly controlled through role-based permissions, with every access request logged and monitored to prevent misuse.

    Looking ahead, Vida AI is also poised to play a pivotal role in Nigeria’s broader transition to a cashless economy. By embedding Buy Now, Pay Later (BNPL) functionality directly into merchant checkouts, Vida is helping move consumers away from cash-based transactions. As more small businesses and online vendors adopt Vida’s BNPL rails, digital payment usage will grow organically—especially among first-time credit users who were previously excluded from formal financial services. This aligns directly with the Central Bank of Nigeria’s goals of increasing digital inclusion while reducing cash dependency.

    But Vida AI’s ambitions go well beyond lending. Artificial Intelligence is set to reshape the African fintech space, and credit scoring is only the beginning. In the near future, a credit profile won’t just get you a loan—it could become a key that unlocks a range of opportunities. Imagine using your verified credit history to apply for a visa, qualify for a government grant, pass employer background checks, or onboard quickly into a financial services app with minimal friction.

    AI will also drive more programmable financial experiences, including bank accounts that adjust automatically to your income cycles, savings plans that are tailored to your lifestyle, and financial dashboards that act more like advisors than spreadsheets. As data becomes more interconnected, credibility will become currency, and access will follow those with strong, verifiable digital footprints.

    For businesses and lenders ready to offer smarter loans, or embed BNPL into their products, Vida AI offers plug-and-play APIs and white-labeled solutions. Interested parties can sign up at askvida.ai. Meanwhile, government agencies, non-profits, and impact funds eager to sponsor the creation of two million new credit profiles—and lift countless Nigerians out of the informal economy—can reach out directly at support@veendhq.com.

  • The untold agony of Yelwata survivors

    The untold agony of Yelwata survivors

    The June 14 massacre in Yelwata, Benue State, left behind scorched homes, shattered lives, and over 5,000 displaced. Survivors of the herder terrorist attack—many now hospitalised or living in IDP camps—grapple with trauma, hunger and uncertainty. Once a vibrant farming community, Yelwata now lies in ruins, its people pleading for security, shelter and a chance to return to lives violently disrupted, reports SANNI ONOGU.

    The brutal attack on Yelwata community by herder terrorists has left an indelible mark of horror on all who witnessed or heard of the tragedy. During a recent visit, our correspondent observed the devastating aftermath: unarmed peasant farmers were not only attacked and killed but their homes were set ablaze, reduced to smouldering ruins. Charred buckets, cooking utensils, and heaps of burnt newly harvested rice littered the remains of houses, courtyards, and surrounding areas. Corrugated iron roofs of shops—once bustling with rice and guinea corn trade—were either completely destroyed or collapsed, leaving walls caved in.

    According to an eyewitness, this was not Yelwata’s first encounter with violence from suspected herders, but the June 14, 2025 attack was unparalleled in its scale of theft, killing, and destruction. The market settlement, once renowned for its vibrant trade, now stands deserted like a ghost town. Even domestic animals have vanished, signalling the extent of displacement. Only four men remained when our correspondent visited. Most survivors have been relocated to Internally Displaced Persons (IDP) camps, while others receive medical care at the Benue State University Teaching Hospital in Makurdi.

    “Things are very difficult for us now. There is no peace in our homes and community,” said Simeon Shaagwa, one of the four men our correspondent met in Yelwata. “It’s unbearable. We’re currently sleeping in the church and the primary school because we dare not sleep here—we don’t know when they will come back.” He added, “Just today, some family members went to farm but were pursued and shot at by herder terrorists. Luckily, they escaped and ran back. If the government can’t provide security, there’s no point in staying here.”

    Simeon urged the government to provide effective security—one that can patrol at least a kilometre into the surrounding bushes so people can safely farm. “We can’t just sit here waiting for the government to feed us.” Regarding police presence, he said, “Yes, police are posted at the town’s north and west sides but they don’t patrol during the day or leave their posts. When incidents happen, our elders report to the soldiers who then tell us to inform the police. It’s very frustrating.”

    While a few hospitalised victims and displaced families are tragic, it’s unacceptable to sack the whole community. Those who survived the Yelwata attack are either hospitalised or displaced to an IDP camp in Makurdi, about 50 kilometres from Yelwata. According to Aondowase Kunde, Commissioner of the Benue State Ministry of Humanitarian and Disaster Management, approximately 150 people were killed, while 117 others were hospitalized. The Head of Administration of the Benue State Emergency Management Agency (SEMA) added that over 5,000 members of the community are currently living in the IDP camp located at the International Market in Makurdi. International agencies are also supporting the Benue State government’s efforts to manage the crisis.

    Speaking to our correspondent at his office in Makurdi, Kunde said, “The devastating incident of June 14th, 2025, when suspected Fulani attackers struck the Yelwata community, is now well known. Most of those killed were people who had fled from their communities and sought refuge in Yelwata. The attackers targeted their houses, the market, and shops where these displaced people were staying.

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    “About 150 persons lost their lives, and 117 survivors were taken to Reverend Father Moses Adasu Teaching Hospital in Makurdi. At the time of the President’s visit, 55 with minor injuries had been discharged, leaving 62 patients, of whom about 30 remained hospitalised due to severe injuries. We have also established a clinic at the IDP camp in the International Market to provide immediate medical care. Cases beyond its capacity are referred to the teaching hospital under our Memorandum of Agreement. This referral system applies to all camps across the state,” he added.

    Kunde emphasised that the Benue State government, led by Governor Hyacinth Alia, is prioritising the welfare of the displaced. “Following the attack, many displaced persons were wandering, but the government, through SEMA, deployed vehicles to transport them safely to the camp, which was officially opened on June 14th. Since then, we have been providing necessary supplies, and the situation escalated to the point that it prompted the President’s visit.

    “International partners, including the EU, have recently been here, alongside federal agencies. We have also received generous support from churches, private individuals, and corporate organisations,” he said.

    He said that after the incident and the establishment of the camp, the government donated relief materials including mattresses, food, and non-food items to the displaced persons. “Other partners like IOM helped set up mobile toilets and provided lighting for the camp. Our ‘Mama,’ the Secretary to the State Government, Deborah Aber, also paid the electricity bills because the people at the camp could not afford to pay NEPA bills, and power had been disconnected. She covered the amount requested to restore electricity for them.

    “There are many other things we are doing. We ensure the provision of WASH (Water, Sanitation, and Hygiene) services and various forms of assistance. We have even reached out to some chefs who voluntarily, with support from SEMA, cook meals for the displaced persons at the camp. Food must be prepared on-site. We don’t accept food brought from outside, but when someone comes through my ministry, we screen them, and they cook inside the camp under supervision by ministry staff and SEMA personnel. This is important because accepting outside food could be dangerous in the camp,” he explained.

    He added that the ministry only accepts chefs who have been properly screened to support cooking for the IDPs. He expressed gratitude to President Bola Ahmed Tinubu for his visit, saying, “He gave a presidential directive to arrest the perpetrators and to strengthen security in the affected areas. If you have been there, you would notice that the soldiers who were stationed before have been redeployed and replaced by a new team, accompanied by Mobile Policemen. The President has been following up on the implementation of these security measures.

    “Last Thursday, we received the Minister of Internal Affairs and Poverty Reduction, Professor Netawe (Goshwe Yilwatda). One of the President’s directives was to liaise with the Benue State Government to set up a team for needs assessment and data collection at Yelwata and other camps—both formal and informal—to determine the root causes of the attack, assess what was destroyed, and understand the impact on livelihoods. This will help in planning the restoration of livelihoods and rebuilding the houses destroyed and burned in Yelwata,” he said.

    Regarding the cause of the ongoing attacks, he said, “The primary cause is land grabbing by the herders. This is strange because in the past, we coexisted peacefully with the Fulani. However, these Fulani militias that came are deliberately here to grab Benue land. That is what is happening.” When asked about the timeline for rebuilding Yelwata and resettling the displaced persons, Kunde said, “The people and their leaders—the traditional rulers and community heads—have written to me expressing the need for their return, especially since this is farming season and they want to resume their livelihoods. They also commend the presence of security and want to come back soon. We are in ongoing consultations, doing due diligence and expanding these talks to ensure a smooth return. We believe they will go back soon.

    “We don’t situate camps in the heart of towns because of the risk of infiltration. It’s difficult to distinguish between displaced persons and others once they come. We have to find ways to accommodate such complexities as well. We have started profiling them yesterday to see that those who want to go back will go back and those who could not go back there, we have camps. Some of the camps are empty. We relocate them to those camps and close this one at the International Market for now. That is the conversation that is ongoing. We will come out with solutions for what is appropriate and will still be communicated to the general public.”

    On her part, the Special Adviser to the Governor of Benue State on Humanitarian Affairs, Mimidoo Kadev, said that since the incident on June 14th, those displaced have been moved by the Benue State government to the International Market IDPs Camp, “which is a temporary settlement.” Speaking to our correspondent during a visit to the camp, she highlighted the efforts being made to provide psychosocial and health support to the IDPs, preparing them to return to their normal lives in their local communities. “If I take you around the camp, you’ll notice that the highest population is women. There are more women, girls, and children here than men.

    “When displacement occurs, women are mostly affected because their ability to earn a living—going to markets, managing home care, and caring for children—is disrupted. Many of them just sit quietly. Psychosocial support is very important—they need to talk, to express their feelings and emotions. If you go around, you’ll see some women with their hands on their faces, deep in thought, reflecting on what has happened and how they ended up in this situation. The good thing is that the government of Benue State has provided them a safe space where they are protected from further attacks and from being in the same environment where the trauma occurred.

    “We have organisations supporting the state. UNICEF, for example, has done a lot in psychosocial support. Their volunteers visit daily and engage with these women. The Ministry of Women Affairs also has trained staff on site, providing activities like weaving, plating, and knitting to keep the women occupied and help distract them from their trauma.” She continued, “We also have UNFPA focusing on reproductive and sexual health. They offer guidance and regular talks on sanitation, self-care, and sexuality. In such confined settings, sexual activity often increases over time. Since this is natural, they teach the women how to protect themselves, especially because many girls may be vulnerable to abuse. We work with them on ways to stay safe.

    “For the children, UNICEF has created safe spaces that include a makeshift school and play areas. There are about 25 volunteer teachers helping to educate the children through academics, sports, singing, dancing, and other activities to help them cope emotionally. While trauma cannot be healed immediately, these activities help suppress the worst effects. Some individuals experience suicidal thoughts. For example, there is a woman here who witnessed the killing of her four children and her mother. She is one of our most severely affected victims.

    “She sometimes runs out of the camp saying she wants to die because she feels she can never recover. These individuals require constant emotional support. If left alone, without daily interaction and meaningful activities, the trauma and suicidal thoughts can worsen.”

    She noted that the government is doing a lot to support the displaced persons through the provision of food, non-food items, sanitary products, wrappers, and clothes. “Support is coming from donors. Both partners and the government are doing a lot,” she said. She also confirmed that the Benue State Emergency Management Agency (SEMA) is fully on the ground, managing the camp’s operations.

    Regarding healthcare, she said the camp has recorded about 29 births since it was established. “Many women arrived here pregnant. We are still collecting data, so I don’t have a complete figure, but from the hospital reports, we have had 29 births since June 14th. Out of these, nine were pre-term. The trauma of displacement has pushed some women into early labour, resulting in pre-term babies who are currently in incubators at the teaching hospital. The government is managing their care, including feeding, clothing, medication, and everything else.

    “The support has been good, and the government is doing its best. We are thankful to His Excellency the Governor, who calls daily, requests updates, and monitors the situation closely through our daily report group. So far, so good. God has been helping us,” she added.

    In a separate interview, Dr. Donald Komgbenda, Head of Administration at Benue State Emergency Management Agency (SEMA), described the difficulties encountered managing the camp. “Since opening this camp, I can honestly say I haven’t had a good night’s sleep,” Komgbenda said. “There is significant pressure in coordinating and managing the camp. Our first priority on arrival was to profile the victims—to determine the number of women, girls, adults, and households.

    This data is crucial for planning and responding to their specific needs.”

    He revealed that there was initial resistance from the IDPs when they tried to profile them. “The displaced persons were anxious and apprehensive, almost to the point of protest, fearing that we might short-change them. However, we needed to cluster them demographically because different partner organisations focus on different groups. Some work with children, some with women; others with the elderly or breastfeeding mothers. As you can see, there is now relative calm in the camp,” he said.

    On operational challenges, Komgbenda explained that the camp faces issues mainly related to health, logistics, and supplies. “When we arrived, this place was still a market with shops and no basic infrastructure like water, sanitation (WASH), or electricity. Moving people here was an emergency response, and many basic needs like mattresses were initially lacking. While we have managed to address some of these issues, others remain unresolved.

    “As of today, there are about 5,294 displaced persons in the camp, comprising roughly 2,336 households. Although organisations have provided mattresses, they are still insufficient, and we are working to address this shortage. Many residents also lack cooking utensils. While food is being provided, it’s better if they cook for themselves, but they need the necessary tools. Health is a major concern. Since the camp opened two weeks ago, we have attended to about 2,000 patients, and the number keeps increasing daily. Fifteen women have given birth here, and there are currently 181 pregnant women in the camp. More serious cases are referred to the teaching hospital.”

    “We have received some support in terms of drugs from NGOs and government partners. Notably, Mrs. Lillian Oghogho Musa, wife of the Chief of Defence Staff, visited and brought medical supplies, which have been helpful. However, the challenges persist, especially in providing adequate medications, doctors, and medical personnel to meet the growing needs,” Komgbenda concluded.

  • Benue killings

    Benue killings

    • How land disputes fuel deadly violence

    Benue State’s fertile lands, once a source of prosperity and pride, have become a battleground. Known as the nation’s “Food Basket,” this agricultural heartland is now ravaged by deadly clashes between indigenous farmers and Fulani herders fighting over land. With communities shattered and countless lives lost, the conflict exposes deep-rooted threats to livelihoods and security. The June 14 massacre in Yelwata and the ensuing displacement crisis underscore the urgent need for lasting peace, reports SANNI ONOGU.

    For the people of Benue State, their vast and fertile arable land has become more of a curse than a blessing. Known as the “Food Basket of the Nation,” Benue’s rich soil is both its pride and its predicament. This is due to longstanding conflicts marked by violence between native farmers and Fulani herders. Located in Nigeria’s North Central region, Benue experiences a tropical climate with distinct wet and dry seasons. The state covers over 35,000 square kilometers across 23 Local Government Areas, boasting fertile soil ideal for agriculture. Major rivers such as the Benue and Katsina-Ala provide ample water for irrigation and nourish fertile alluvial plains, enabling year-round farming.

    Benue is a leading producer of staple crops like yam, rice, cassava, maize, soybeans and palm oil, as well as high-quality fruits including oranges and mangoes, with vast orchards spread throughout the state. Its people have harnessed this natural wealth, making agriculture a prolific and vital part of life. However, the same vast grasslands and lush floodplains, with their year-round water supply, have attracted herders in large numbers—much like honey draws flies. According to Governor Hyacinth Alia, quoted by his media adviser Solomon Iorpev in an opinion piece for the Daily Asset Newspaper, 90 per cent of Benue’s population is engaged in agriculture. Speaking at the Agricultural Summit Africa (ASA) 2024 in Abuja, Governor Alia outlined the state’s strategic plan: “Our strategy is simple: 90 per cent of our people are already farming. We intend to make agriculture profitable for the farmer.”

    Yet, this vision has been severely hindered by violent conflicts between farmers and herders, resulting in numerous killings, cattle rustling and destruction of farms and property by armed herder groups. One tragic example is the June 14 attack in Yelwata, a community in Guma Local Government Area. The violence claimed over 100 lives, including women and children, injured more than 100 people, and displaced over 5,000 residents to an IDP camp. The once-thriving town now lies deserted. The massacre in Yelwata sparked widespread condemnation across Nigeria and the international community, with urgent calls for the Federal and Benue state governments to take decisive action to prevent future violence. President Bola Ahmed Tinubu visited the state to console the victims and proposed a roadmap to restore peace. He also promised increased deployment of police and armed forces to bolster security throughout the state.

    Following President Tinubu’s visit, our correspondent’s trip to Benue and Yelwata revealed a strengthened security presence in the area. Investigations suggest that the rich natural resources of Benue—its fertile land and abundant vegetation—make it an attractive haven for herders seeking fodder for their cattle. While the majority of Benue’s people depend on farming for their livelihood, herders have increasingly migrated into the area, creating intense competition for land use. Farmers need the land to cultivate crops that sustain their families and communities, while herders rely on the lush grasslands to feed their cattle, which are also their means of survival. This clash over resources remains at the heart of Benue’s ongoing crisis, making it a critical issue that demands urgent resolution.

    During President Tinubu’s visit to console Benue State over the Yelwata massacre, the paramount ruler of the Tiv Nation, Tor Tiv V, His Royal Majesty James Ayatse, described the deteriorating security crisis as a “calculated, well-planned, full-scale genocidal invasion and land-grabbing campaign by herder terrorists and bandits.” He emphasised that this conflict has persisted for decades and is worsening annually.

    “Mr. President, it is not herders versus farmers’ clashes. It is not communal clashes; it is not reprisal attacks,” Ayatse asserted. However, he lamented that political actors in the state have chosen to politicise the crisis rather than unite to quell the violence.

    Benue State Commissioner of Police, Ifeanyi Emenari, traced the root of the conflict to disputes over “the farm” or land use. In an interview at the Benue State Police Command in Makurdi, CP Emenari supported the Tor Tiv’s view, explaining that the crisis is not simply about farmers protecting their crops from cattle, but about “armed men patrolling people’s farms and forcing them from their ancestral homes.” When asked if the police had identified the root causes of the prolonged killings, which some attribute to political, inter-communal, or farmer-herder conflicts, Emenari replied: “All these factors contribute to the insecurity challenge in the state. But everything boils down to the farm. That is where most clashes and killings occur. Even incidents not directly on farms are linked to what happened on the farm.”

    He explained, “Take Yelwata for example. It’s not a farm but a rural town. Similar attacks have occurred in a few other rural towns. But generally, conflicts arise over disagreements about who owns or uses the farm. Everyone knows the ownership, but the dispute over usage is what drives the tension. All these factors you mentioned fuel this issue.” Emenari noted that farmer-herder conflicts are not new in Nigeria and have traditionally been resolved locally: “Animals must graze, and sometimes they stray into farms, damaging crops, which farmers then ward off. Local communities have always had mechanisms to handle this.” However, he stressed, “The current problem is not about animals eating crops or farmers shooing them away. It’s about armed men patrolling farms and forcing people from their ancestral lands. This is what complicates the matter, and the other factors capitalise on this core issue.”

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    He explained that while some actors have gained political capital from the violence and instability, the root cause remains the dispute over farmland. “Some people want peace and an end to the conflict, but it’s also true that others may benefit from the problem and thus have no interest in stopping it,” he said.

    Adding to the conversation, Aondowase Kunde, Commissioner for Humanitarian and Disaster Management in Benue State, attributed the frequent killings and property destruction to land grabbing by Fulani militias. “The real issue is land grabbing by these herders. In the past, we coexisted peacefully with the Fulani, but these militias came specifically to seize Benue land,” he explained. Supporting this claim, Peter Akra, a 43-year-old resident of Yelwata, told our correspondent that bandits have prevented locals from planting crops or accessing their farms. “Since the rainy season began, we haven’t been able to farm even once because they don’t allow us. We are farmers, and if we can’t farm, how will we feed ourselves or pay our children’s school fees?” Akra lamented.

    He added, “They bring their cattle into our farms to eat and destroy our crops, forcing us to flee. If anyone is found farming, they are chased away at gunpoint. We have no other problem with them; this is all we know.” When asked about past conflicts, Akra said, “No, they attack us daily. In 2021, they killed my wife and four children near this market. We have no means to fight back. Attacks on Yelwata happen every day, but that day, they killed many and burned homes.” Akra, one of four men our correspondent met in deserted Yelwata, said the government is aware of the situation. “Some of our children are in government, and we have told them what’s happening. But these attacks have persisted through successive administrations. We reported the crisis, but no help came. That’s why we seem resigned.”

    He described their current plight: “We sleep outside by the expressway, exposed to mosquitoes and cold, because our homes were destroyed. My mother-in-law is in the IDP camp. My wife just returned from the camp this morning so she could help care for what remains in our house.” Regarding sustenance, Akra said, “The government provides food at the IDP camp, but here we have no food or wives. Someone kindly brought us food to share and eat.”

    Reliving the night of the attack, Akra recounted, “What happened that day was an outright assault. The Fulani herders came around midnight, around 12 a.m., and started shooting across the road. Our boys went to investigate what was happening. Suddenly, some attackers appeared in the new market across the road and began shooting and setting fire to people inside their rooms.

    “For example, this shop here,” he said, pointing nearby, “they entered and killed one of our pharmacists who worked with the Federal Medical Centre, Apir. They shot him dead here and burned many others. They destroyed the entire area—the shops, stores, and all the properties. People were burned alive inside their rooms.” When asked what the community wants from the government after the massacre and mass displacement, Akra said, “We want peace to return. Someone once said, ‘This is not my house,’ but you (herder terrorists) chased me from my village to town, from town to the road. Where do you want me to go? We need the government to intervene and provide security so we can live peacefully and return to our farms to grow food. We also want help to rebuild our homes and shops that were burned down.”

    A resident of Otukpo, who preferred to remain anonymous, stated, “What’s happening goes beyond farmer/herder clashes. This is genocide and ethnic cleansing. They want to eliminate the people so they can seize the land and feed their cattle without opposition. It’s a jihad.

    When people talk about farmer/herder clashes, it implies both sides are armed and fighting. But here, the farmers just sit peacefully at home, and by midnight, attackers come unprovoked, kill, and leave.

    “These armed men come in large groups, kill as many as they want, and disappear without being traced or challenged. Despite the numerous security checkpoints in Benue, none of these attackers are arrested.”

    Regarding whether the killings are revenge for the death of a bandit leader like Gana, the resident explained, “Gana’s group operated mainly in the Shankera axis—Logo, Ukum, and Katsina-Ala local government areas. These areas have been targeted by local terrorists loyal to the late Terwase Gana, but their activities don’t go beyond those regions.

    “The Fulani, however, have killed far more people in Idoma land than in Tiv areas. The Yelwata attack gained more attention, but killings have been ongoing in Apa and Agatu local governments. In Otukpo alone, attacks have been frequent, sometimes lasting three days straight without challenge. They’ve also attacked Umogidi, Adoka, and Ohimini. Agatu and Apa remain under constant threat. There are IDP camps in Apa, Agatu, and Otukpo—Idoma land—but these attacks receive little attention.

    “The governor has never visited any attack sites in Benue South. After the massacre in Yelwata, which affected his Tiv kinsmen, he acted quickly to prevent protests. It was only after activist VeryDarkMan led a protest that drew international attention that the President visited Benue.”

    Addressing reports that some of the killings are politically motivated to portray the governor as inefficient on security, he said, “My brother, let me tell you, no sane person would want their own people killed just to score political points. Even if you want to be relevant, the people being killed are your voters too. If everyone is killed, who will vote for you or the person you sponsor in 2027?” He continued, “If anyone is sponsoring killings, it should be directed at the state government because the governor is the chief security officer. He knows everything. In fact, the Nasarawa state governor openly admitted on Channels TV three days ago that he was aware of the impending attack on Yelwata, and Governor Alia also received intelligence about armed men planning to attack.

    “The Nasarawa governor said it was Governor Alia who forwarded the intelligence to him, reporting attacks expected in Yelwata and other communities. The question is, what did he do with this information? The attacks still happened under his watch!”

    In a phone interview, Mr. Umishi Terungwa, a farmer from Ayilamo in Tombo Ward, Logo Local Government Area, shared the impact of the crisis: “I speak from my village, Ayilamo, the headquarters of Tombo Council Ward. The constant killings have severely affected us. The economy has shrunk, and people can no longer carry out normal activities. Many villages have been deserted due to the crisis, which has lasted over 11 years. People cannot access their farms.

    Large villages in the Shankera area remain abandoned following the Fulani invasion. Most have relocated to Ayilamo.”

    Asked about farmers near rivers and waterways being unable to reach their farms, Terungwa explained, “For example, Anyevbe is close to the River Benue, near the crossing to Nasarawa and Awe. These people are primarily farmers. This is the rainy season when they should be planting rice, but they cannot access their farms. There are areas near the riverbank now completely empty. Farming activities have stopped. The terrorists have taken over our forests, and they remain armed there, preventing us from farming.”

    “Just a day or two ago, very close to the suburb of Ayilamo Council Ward, five people were killed unexpectedly while working on their farms. I have pictorial evidence of one who was buried today—another victim of these attacks. The soldiers here don’t seem to help much. When we report incidents, they only accompany us to retrieve the bodies, but they don’t patrol the forests or take action to drive the attackers away. We also have a small Mobile Police presence, but they rarely go into those areas. I don’t know if the government isn’t supporting them financially or what instructions they’ve been given, but they are not acting swiftly to control the situation. This is the challenge we face.”

    He said he is unsure why the herders have effectively put Benue’s towns and villages under siege. “They claim some people rustle their cattle, which they say is their reason for attacking,” he explained. “But some of those killed don’t even live near the cattle.” He added, “They enter your farm with their cattle, and if you complain, that’s the start of your problem. They might machete or kill you instantly. I don’t fully understand if this is a deliberate genocidal plan against our people. I honestly don’t know.” When asked about community efforts to protect themselves, he said, “We have vigilantes and hunters for protection. But hunters are less equipped—they only carry Dane guns. The Fulani, however, have sophisticated weapons, and our people cannot match them.”

    Police: ‘We’ve taken the fight to the bandits — the farms are Free’

    According to CP Emenari, security forces have made significant progress in apprehending suspects connected to the June 14th Yelwata massacre, with 26 individuals arrested so far, including Fulani leaders (Ardos) and local collaborators. Speaking to journalists in Makurdi, CP Emenari confirmed that law enforcement, under the directive of President Tinubu, has taken a proactive approach, aggressively pursuing attackers in their hideouts following the brutal killings of over 150 civilians in Yelwata community. “Since the President visited and gave a matching order, we’ve stepped up our response. We’ve arrested 26 suspects. You may be surprised to know that some of them are leaders of cultural organizations. Two Ardos are among those arrested. We also discovered some locals in Yelwata helped outsiders carry out the massacre,” Emenari revealed.

    He confirmed that the Inspector General of Police’s Intelligence Response Team (IRT) has been instrumental in tracking down suspects across multiple states. “They’ve done marvelous work. Many of the perpetrators are on the run, but we are closing in. Several have been picked up already,” he said.

    CP Emenari outlined the current security architecture in Yelwata, noting that the town has been placed in a full security cordon, with mobile police units stationed on all flanks and a military base now active in the area. “We’ve reinforced Yelwata. It’s no longer easy for attackers to sneak in. The police post is now centrally located, with Mobile Police on both sides and soldiers backing them. We’ve also deployed APCs (Armoured Personnel Carriers) to ensure mobility and quick response,” he said.

    The reinforced operations cover not only Yelwata but also surrounding communities like Ortese, which recently experienced similar attacks. “We are patrolling the entire axis, working in synergy with other security agencies. With support from the state government, our men are motivated and taking the battle directly to the terrorists,” he said.

    Following the President’s visit and federal directives, the Inspector General of Police Kayode Egbetokun has sent additional 12 Mobile Police Squadrons, four tactical teams, and air surveillance units to Benue.

    Emenari praised the logistical and morale support from both the Federal Government and Governor Alia. “The IGP’s support is holistic – logistics, manpower, intelligence, and air surveillance. The Governor has also been supportive with welfare and logistics. These efforts have allowed us to effectively engage and pursue the criminals,” he said.

    On restoring long-term peace, CP Emenari emphasised the need for lawful coexistence between farmers and herders, urging both parties to embrace the rule of law and reject violence. “The Nigerian Constitution and Benue State laws have enough provisions to protect everyone. Both herders and farmers must live in peace. Where there are conflicts, legal mechanisms must be used—not violence,” he asserted. He acknowledged the protracted nature of the crisis, which has lasted for over a decade, displacing thousands. “Some children born in the IDP camps are now 15 years old. That tells you how long this has lasted. But with the joint efforts of federal and state governments, and the current reinforcements, we believe we can finally turn the tide,” Emenari said.

    Despite heightened security operations across Benue State, Commissioner of Police CP Emenari has warned that the perpetrators of the June 14th Yelwata massacre and other coordinated attacks continue to attempt psychological warfare by publicising isolated incidents to project control and instill fear among citizens. “What we’re seeing now is that these hoodlums are desperate. They know we’re closing in, so they try to discourage government efforts or deceive the world into thinking they’re still in charge. But they are not,” Emenari stated.

    He explained that while security has improved across affected areas, the vast and rural nature of farmlands makes total coverage difficult. “The farms are now free. But because Benue has massive farmlands, they can ambush isolated farmers before help arrives. They attack, then publicise it to create panic,” he said.

    Citing specific areas of improvement, the CP pointed to Apa and Naka — two previously volatile hotspots — as examples of recent success. “In the last two months, Apa was the epicentre of attacks. But for the past three to four weeks, there’s been no incident there. We deployed tactical teams to stabilize the area,” Emenari said. “Naka was worse than Yelwata. But now, Naka has been calm. These are signs that the tide is turning.”

    He reiterated that the police are not targeting any ethnic or occupational group but are strictly going after armed criminals, including bandits and militant herdsmen who use firearms, machetes, and daggers to attack farmers. “This is not about herders or farmers. We are against bandits, against armed attackers who slit the throats of farmers in their own fields. Those are criminals, and we will pursue them — regardless of tribe.”

    According to CP Emenari, improved synergy between the Benue State Government, local government chairmen, and security agencies, combined with increased public alertness, has strengthened the fight against rural violence. “The people are waking up too. They are working with the government and supporting security agencies. If you can’t fight the bandits, you can shout, you can call for help,” he said.

    He also praised Governor Hyacinth Alia for empowering local leaders and continuously supporting security forces with logistics and operational backing. “The Governor empowered all LG chairmen to coordinate closely with security forces. Everyone is involved now. We hold regular security meetings and update each other. That unity is making a difference,” he added.

     When asked if the people of Benue can finally sleep with their eyes closed, the CP responded optimistically: “If Apa and Naka can sleep in peace for the last three weeks, then yes, we are getting there. It’s a gradual process, but we’ve made progress. The farms are no longer under the control of bandits,” he asserted. He concluded by honouring the sacrifices of fallen officers and local security outfits, including members of the Benue State Community Volunteer Guard (BSCVG): “We’ve made a lot of sacrifices. Some of our men and the state security volunteers have paid the supreme price. But we will not let their sacrifices be in vain. Benue is on its way to total recovery. We’re clearing out the threats — and we won’t allow them to return.”

  • We’ve secured the farms, Benue will be free, says Police Commissioner

    We’ve secured the farms, Benue will be free, says Police Commissioner

    In this interview with our correspondent, IFEANYI EMENARI, Benue State Commissioner of Police, sheds light on the root causes of the long-standing conflicts and killings plaguing the state. SANNI ONOGU provides excerpts:

    What are the police and other security agencies doing to arrest the killers and stop the incessant attacks and killings in the state?

    When the President and the Commander-In-Chief of the Armed Forces came to Makurdi barely two weeks ago, he encouraged the security agencies here with a matching order of our taking proactive measures and taking the battle to the murderers or the killers who perpetrated the massacre at Yelwata. Since then we have arrested 26 suspects. You may be surprised to that some of them are the leaders of the cultural organisations. We have two Ardos (Fulani chiefs) and we also have local people from Yelwata that also helped these outsiders to come and massacre their people or to kill their people. But all in all, as of now, I think we have arrested 26 or 27 suspects and they will soon be charged to court.  The Inspector General of Police’s IRT (Intelligence Response Team) is a special team from Abuja that has been doing a marvellous work. They have gone everywhere to pick them up but some are still on the run. Many of them have been picked, just as I said. We have reinforced security in Yelwata. We have a kind of put Yelwata in a security cordon. We have Mobile Policemen at the back of each side of the town. So, it will not be easy again for the assailants to come from behind the town and the police post is in the middle of the town. The military also have their base there.  So, we have secured Yelwata town with enough or enforced security men, both mobile police units and the tactical squads. We even added APC (Armoured Personnel Carrier) for easy mobility. We are patrolling that axis because it’s not only Yelwata, we also have Ortese that an incident happened yesterday. We have gone all around that axis. We are working in synergy with other sister security agencies. I can assure you that the government of Benue State, led by His Excellency, Reverend Father, Dr. Iormen Hyacinth Alia, has been very supportive to all the security agencies. He has been supporting us with logistics, encouragement and with whatever he can. We hold security meetings regularly. In the past two days or three days, we have held meeting once or twice. It’s a regular thing because we have a situation at hand so all the security agencies in collaboration with the government of Benue State, we are putting heads together to make sure that this hydra-headed monster is killed once and for all.

    Also, the Inspector General of Police has pushed immense reinforcements to Benue State. At least mobile police came from about 12 Squadrons added to the ones that we have on ground. Then they also pushed four tactical teams from the Force Headquarters with their intelligence led approach and better techniques and technologies added to the air component which is also taking care of the air. So, the support of the Inspector General Police is holistic.

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     It covers every aspect. That’s why we have enough logistics and enough men to move around.  So with the IGP supporting and sending more reinforcements and deployments and the State governor, giving the welfare support, our men are highly motivated and they are taking the battle to the hoodlums, so to speak.

    How many police men have been deployed to Benue State in terms of reinforcements following the Yelwata massacre apart from those serving in the state?

    I can assure you that we have enough men on the ground.

    Have the Police been able to identify or pinpoint the root cause behind the protracted killings in Benue State over the past years, of which some have variously attributed to political, inter-communal and farmer/herders conflicts?

    All those factors you mentioned are the problems. All of them contribute to the challenge of insecurity in the state. But everything boils down to the farm. That is where most of the clashes happen. The killings happen in the farm. Even the ones that do not happen directly in the farm, it’s always out of what happened in the farm. Just like this Yelwata. Yelwata is not a farm. It’s a rural town and then we have one or two other rural towns that such incidents happened.

    But generally, it happens based on disagreements on who owns the farm or who uses the farm because everybody knows who owns the farm. It’s now the usage that is really causing all these matters. But all of them are fuelled by all these factors that you have mentioned. Otherwise, herder/farmer problem is not a new thing in Nigeria. They have always had a way of resolving their matters when they have issues because the animals must eat grasses. Sometimes, they stray into farms and eat the crops and farmers must also ward the animals off but local people have a way of resolving this matter. But the issue now is not a matter of eating crops or shooing away animals. It is a matter of armed men patrolling people’s farms and pursuing away people from their ancestral homes. So that is what makes it a complex matter.  But all the other factors capitalise on this one.  Some people would want it to stop so that everybody will have peace, but you can as well know that it’s not unlikely that some people may not want it to stop because they benefit from the problem.  That’s where the challenges come from but we are interested in the security aspect of it – that both the farmer and the herder must live in peace. If we have a problem, the rule of law will solve it accordingly and that is what the President is hammering in talking about resolving the matter so that everybody will live within the rule of law. The Nigerian Constitution and Benue State laws have enough capacity to protect everybody living in Benue State. As law enforcement officers, we have to enforce the law and that is why we are here.

    What is the panacea to ending these protracted killings in Benue state?

    The problem is protracted, just like you said. When I went to the villages, I went to a place that they showed me an IDP camp that some of the children born at the IDPs camp are 15 years old. The Government of Reverend Father Hyacinth Alia is taking the bull by the horns. What happened at Yelwata and pockets of what is still happening here and there is a kind the hoodlums don’t want to give up easily. So, they must just do something either to discourage the state from continuing taking the line of action against them or just to deceive the world that they are still in charge. No, they are not in charge. All the farms are free, but because the farmers in Benue state have very massive expanse of land, they can easily go and ambush or meet with a farmer in his or her isolated farm and they will deal with them there before help will come and they’ll keep on publicising that action to put fear in people so that they will not come back to their farms.

    Meanwhile, they are not staying in the farms, they cannot cover the farms. The security men patrol some of these rural areas once in a while. But there is a massive improvement. If you are in this state, you will know about Aper.  Aper in the past two months has become the epicentre of killings. But in the past three to four weeks now, no incidents have happened in Aper and that is because we posted our tactical teams to cover Aper. Naka was worse than Yelwata. Yelwata is just an isolated incident that happened in that axis. Otherwise, everything happened in Naka before now. As of now, if you can ask, in last three weeks, no incidents have happened in Aper. The security agencies have taken the bull by the horns and cleared armed gunmen in the farmlands.  I want you to understand that the police and other security agencies are not against any cattle herder or any farmer, but we are totally against bandits and armed herdsmen that carry their arms to go and harass farmers. Those that are even not carrying their rifles, carry machetes and daggers to slit the throats of isolated farmers in the bush.  That is what we are against and I also know that that is what the government is against. They are criminals and irrespective of tribe, we will go after them.

    Does that mean that with the security measures you have put in place, very soon, the people of Benue State will sleep with their two eyes closed?

    If the people in Naka and Apa slept well for the past three weeks without any incidents, with the additional number of reinforcement that the IGP has sent to us and making effective use of them and then the awakening of the people too – the people have also woken up and they are supporting the government and the government is supporting them to stay awake. If you cannot face the bandits with sophisticated weapons, you can always shout. You can always call the security agencies that can help you. I’m also aware that the governor also empowered all the local government chairmen to work in synergy with all the security agencies there. We are working, but it is just that the challenges have been there in the last 10 to 15 years; the solution will come gradually but the farms are free now. That is why you see all these bandits struggling to see whether they can still control the farms but the farms are free and that’s why we are working diligently to make sure that unknown armed men don’t reoccupy the farms. We have made a lot of sacrifices. Our men have paid the supreme price. Even the local security, like the Civil Protection Guards which is the State Government’s outfit, many of them have paid the supreme price and all these sacrifices will not be in vain. I’m sure Benue will be free from all this harassment by bandits. Definitely as we are clearing them, we will not allow them to come back.

  • Radda’s roadmap on Katsina’s growth, infrastructure and development

    Radda’s roadmap on Katsina’s growth, infrastructure and development

    Governor Dikko Radda has never held back in declaring the achievements of his administration, especially in the areas of security, medical tourism, education, healthcare delivery, agriculture, infrastructure and others. AUGUSTINE OKEZIE writes:

    During a media chat held to mark his second year in office, Governor Dikko Umaru Radda in a mid-term review of his administration’s performance since assuming office in 2023,listed most of his  performances to include:  establishment of the best  dialysis centre, upgrading of 158 Primary Health Center, PHCs, clearing backlog of pension and gratuity, procurement of 400 tractors, agriculture equipment to revolutionize the state agricultural sector, as well as renovation and upgrading of over 150 primary schools alongside 75 junior and senior secondary schools.

    Also during the anniversary briefing held at the Government House, Katsina, the Governor described the milestone as moments of honest reflection to account for the trust the people of Katsina placed on him and the government when he was given their mandate to lead.

    He said: “I made a promise to build a future where every citizen, regardless of background or status, can live with dignity, opportunity, and security. That promise remains my solemn oath.”

    “My development blueprint, titled ‘Building Your Future’, underwent rigorous assessment through a blueprint committee comprising 11 sub-committees and over 200 experts, many of whom now serve in my administration.”

    “This administration established several key institutions to drive development, including the Katsina State Development Management Board, the Strategic Policy Implementation Monitoring and Evaluation Unit (SPIME), the first-of-its-kind Katsina State Irrigation Authority and the nationally recognized Katsina State Enterprise Development Agency, KASEDA. for MSMEs.”

    “We recognized that institutions are nothing without the people, so we introduced merit-based promotions starting with the competency-based appointment of permanent secretaries.”

    “In another unprecedented achievement, we cleared the backlog of pension and gratuity for the state and local government, allowing the state to focus on the new contributory pension scheme.”

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    The governor further explained that a comprehensive 2,000-page staff audit and skills gap analysis report is under review for implementation.

    Tackling banditry and security challenges

    The Nation recalled that tackling banditry and security challenges were inherited upon assuming office as Governor Radda noted, adding that insecurity affected 26 of the state’s 34 local government areas.

    He emphasised his administration’s commitment to the fight against banditry, noting: “The fight against banditry and insecurity were a major pledge during my campaign, and that I would expend all the necessary resources to fight it.”

    Governor Radda further noted the establishment of the Katsina State Community Watch Corps

    He said “We did not waste any time in passing the law and setting up the community-driven security outfit, which has inspired other states”.

    “We have made significant gains in the fight against insecurity, but much more must be done to eradicate banditry and other forms of criminality. We continue to work with the Federal Government and the military to bring an end to this menace.

    “We will continue our policy of supporting victims rather than paying ransoms to bandits,” while calling on citizens to “work with the authorities and provide information where it will lead to the arrest or termination of bandits.”

    On Food security

    Addressing food insecurity, Governor Radda outlined massive investments in agriculture and livestock development. The administration has supported thousands of farmers with small-scale irrigation technologies and established the Katsina State Agricultural Mechanization Centre.

    “With 400 tractors, matching implements, combined harvesters, planters, mobile irrigation rigs and other equipment, we are set to revolutionize the sector,” the governor announced, adding that extension workers increased from 74 to over 780.

    “The next step is to establish processing zones to create value addition and consumer products in the sector. Katsina will become a net exporter of processed agricultural products soon,”

    Health Care

    The governor further reported significant progress in healthcare delivery, stating his commitment to “providing one fully functional primary healthcare centre in each of the 361 wards in my first term,” with 158 currently completed.

    Major healthcare investments include recruiting 638 additional workers, sponsoring 41 students abroad for medical studies, and establishing “the best dialysis centre in the country”.

    Education

    In education, the governor reported building over 150 primary schools and 75 junior and senior secondary schools since he took office, describing this feat as the fastest rate in the state’s history. adding that an additional 77 secondary schools are currently under construction.

    The administration has also recruited over 7,250 teachers and is introducing computer technology to schools for early exposure to modern education.

    He said: “Education is a collective responsibility, and we are all accountable. Families and communities must be at the forefront of education reform.”

    Speaking on infrastructure, Governor Radda announced the completion of all inherited road projects and the construction of new ones, including the recently commissioned 24-kilometre Eastern Bypass, which “will expand our capital city and serve our people for decades to come”.

    “This administration has embraced technology, launching a fully digitized Treasury Single Account and automating our revenue collection service, leading to significant revenue growth and improved transparency’’.

    “We have been able to start implementing over 90% of the policies in my blueprint and by the will of Allah we will complete them all while introducing new ones.”

    “Our strategy for the next two years is to improve the utilization and optimization of the investments we met and made over the past two years. Every good action we have taken will be expanded, and any misstep will be eliminated to the best of our ability.”

    Katsina Varsity Mgt. denies ASUU accusation of withholding information about paucity of funds

    The management of the Katsina State owned: Umaru Musa Yar’adua University, UMYU, has dismissed allegations by  the varsity’s branch of the Academic Staff Union of Universities, ASUU, about its failure to tell the students, government and the academic community the truth, about paucity of funds to execute infrastructural projects as well as provide essential amenities that were lacking in the university

    The Deputy Vice Chancellor, DVC, Academic, Professor Yusuf El’Ladan, while dismissing the union’s allegations said the varsity management regularly interfaces with government, students and the university community, during varsity congregations as approved by statutory bye laws.

    On funding allocations and budgetary provisions for planned infrastructural developments, he further stated that the varsity is running an open administration that carries every stake holder along in the scheme of things

    He said: “The management strictly abides by university bye-laws on twice regular congregation in a year and meetings with the unions”

    “If there’s any university in the country with regular meetings and interface with staff, students and the unions, it’s UMYU.

    “Each time the unions requests for meetings with the management, we are always ready to grant such requests.”

    On the lack of regular supply of essential commodities including water, electricity in students hostels and lecture halls as well as security in the campuses, the DVC maintained that the university is presently doing its best in the provisions of essential amenities on the campuses as well as security, adding that the present situation on water and electricity supplies in the universities is nationwide, without any exception.

    He said: “The management had constructed boreholes and hired water tanks for emergency water supplies and augment supply shortages’’

    “There is also an ongoing arrangements with TETFund for power supplies that will address persistent national grid collapse and the slack in power supplies ‘’

    The Nation recalled that the Chairman of ASUU, UMYU branch, Dr Mutalla Abdullah Kwara, had during a media chat with newsmen at the secretariat of the union outlined what he called “tripartite challenges affecting the smooth running of the Katsina State owned university”.

    Radda doles N4bn to lift katsina’s Women Project, Says over 800,000 Women will benefit

    Governor Radda has announced budgetary allocation of N4 billion to support women-focused economic programs in Katsina.

    He made this known during the North West Scale-Up Summit of the Nigeria for Women Project (NFWP), held in Katsina.

    The summit brought together stakeholders from across the region, including Commissioners for Women Affairs from Kano, Kaduna, Kebbi, Gombe, and Jigawa, senior federal officials, traditional leaders, representatives of development partners, and women leaders from grassroots organizations.

    In his remarks, Governor Radda emphasized that the Nigeria for Women Project is more than just a policy adding that it is a transformative grassroots movement built on dignity, inclusion, and resilience.

    The governor further revealed that over 800,000 women in Katsina are expected to benefit from the expanded implementation of the project, which currently operates in Katsina, Daura, and Funtua local government areas.

    He said: “This will be achieved through the formation of Women Affinity Groups (WAGs), access to microcredit, entrepreneurship training, and community-based cooperatives.”

    “Our women are not waiting to be helped—they are already leading change. We are simply giving them the platform.”

    Governor Radda also announced that Katsina State will match the existing World Bank funding to scale the project across all 34 local governments in the state. He noted that this commitment is backed by the allocation of N4 billion in the 2025 budget to support women-focused economic programs, along with the creation of gender desks in every local government.

    On her part, Minister of Women Affairs, Hajiya Imaan Suleiman-Ibrahim, described the Nigeria for Women Project as the most coordinated and impactful gender equity initiative ever implemented in Nigeria.

  • The women left behind: Widows, mothers, bear bitter burden of Mokwa flood

    The women left behind: Widows, mothers, bear bitter burden of Mokwa flood

    Saratu Husseini bears misery like a loaded gun. On her face. From a distance, there’s little to see beyond the pointed muzzle of her grief. Closer, you’d hear the sharp crack of agony spurt from her lips: “I lost my three sons, on the same morning, few minutes apart. The water took them.” It takes a brave heart to fully comprehend the ordeal of the 44-year-old widow, who lost three children to the flood that swept through Tiffin Maza on Thursday, May 29.

    Saratu watched death happen three times, under 30 minutes. Three sons, gone, in one fell swoop. That morning, as the water surged all over Mokwa, Saratu’s sons got swept one after another, as if the river intended to drink her womb dry.

    Mohammed, 12, drowned trying to rescue a goat and some food. The flood dragged him away like a doll. Aliyu, 15, lunged after his brother, screaming his name into the chaos. The current devoured him too. Kabir, the oldest at 18, having borne their mother on his back to highland, leapt back into the water to save his brothers. He got swept, arms flailing, until he vanished in the storm.

    Saratu saw it all, screaming helplessly from her perch on highland, where her oldest son bore her to as the water rose rapidly to chest level. Three sons perishing in rapid succession, under 30 minutes, as they struggled to save her, some food, and other valuables, was just too much for her battered heart to take.

    “We lost Mohammed first, then Aliyu. I begged Kabiru not to go after them. But he wouldn’t listen,” she said, her voice searing, like a subdued howl.

    Through her recall, Saratu’s mind unfurled like a maze of harrowing realities; sorrow nebulously flowered from its fragile precincts as she relived the deluge that turned her and about 416,600 residents of Mokwa into refugees on Thursday, May 29.

    Following torrential rainfall that began the previous night, a devastating flood swept through Saratu’s home in Tiffin Maza, pulling it down, alongside several others in Mokwa Local Government Area (LGA) of Niger State.

    Officials later confirmed at least 207 people dead and over 1,000 missing. The flood submerged farmlands, destroyed about 500 homes, and injured more than 500 people. The recent disaster is simply one among many in a country fast becoming familiar with floodwaters; in 2024 alone, flooding killed over 1,200 people across Nigeria.

    The impact of the recent flood hit hardest on Mokwa’s vulnerable divides: women and children.

    The rain came to harvest their sons

    Recounting her experience, Saratu Mai Karfa said she travelled to Mokwa to attend a wedding. “Unfortunately, the wedding was disrupted as the bride-to-be was killed by the flood. I also lost my youngest and eldest sons, aged 28 and 17 years,” she said.

    Mai Karfa also lost a lot of valuables that were meant for the wedding: expensive clothes, perfumes and food items. “The wedding materials, including clothes for my children and other items, were stored at a neighbour’s house, but they got swept away by the flood.”

    “My daughter, who was also planning her own wedding, lost her wedding materials worth about N200,000 that she had bought with her own money and stored at my younger brother’s house. Unfortunately, nothing was salvaged from that house.”

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    Zainabu Muhammadu equally recounted her losses in the tenor of a subdued howl. Speaking with The Nation, her voice broke, and a tremor coursed through her as the conversation segued to her children. “I lost them all,” she wept, bemoaning the untimely loss of her three sons, aged 14, 17 and 24. “They were all I had,” she said, recalling how the water crept into her home and kept rising.

    Cutting an equally sorrowful portrait, Zubaida Aliru relives her pain in the frame of the two small babies she can no longer hold: Hassan, 10, and Khadijatu, five. Despite the suddenness of the flood, Aliru was quick to react, reaching for her kids. Driven by maternal instincts, she held one child in each arm. But as the waters swelled, she urged them both to cling tightly to her while she attempted to wade through it. But her maternal will was too feeble for the rapid current. Eventually, they let go, and the water swept them away. “I screamed desperately for help,” she said. “But the water was louder than my voice. Nobody came to help me because they were equally fighting their way out of the water,” she said. Her story repeats, though in a different tenor, in the narratives of several mothers.

    Maryam Dahiru, however, considered herself lucky because none of her 18-member household died in the flood. But everything else vanished. Her goats, pots, grain sacks, and children’s notebooks.

    “There are 18 of us in the family, and fortunately, none of us died in the flood. But we have lost everything. The flood washed away all our food, belongings, and domestic animals. We didn’t salvage anything, not even a single shoe,” she said.

    “It’s hard to estimate the value of what we have lost. All we can do is pray to Allah to replace it with something better,” said Dahiru.

    Of broken aid and bruised dignity

    When tragedy strikes, sometimes, its silhouettes prowl in government uniforms. The distribution of the relief materials has let loose a tide of distrust, prejudice, and unseen borders. In Wurin Gangare and Gudun Ruwa, for instance, resentment festers among bereaved families and displaced survivors of the flood in real time. A young woman (names withheld) veiled in a pale yellow qimar, recounted the injustice currently being meted out to her and fellow displaced persons.

    She said, “Let me start with what’s affecting us directly. We are a close-knit community in Gudun Ruwa and Wurin Gangare, and we know those who were directly affected by the flood and who wasn’t. However, the relief materials are being distributed unfairly.   On a single afternoon alone, I counted over about 20 people who were not directly affected receiving aid, while those of us who lost their loved ones and property have not gotten any.”

    The relief distribution officials, she said, seem to be favouring people from the uphill areas, “specifically the Nupe community, without considering the actual victims and families of those who lost their lives.”

    According to her, “We know many Hausa and Nupe people who were affected in Gudun Ruwa, but it’s unfair that those who were not affected are collecting relief materials. We know who the dead belong to. We know the houses that collapsed. Yet people from uphill who lost nothing got three cooking pots. We got one. Some got none.”

    However, a government aid worker serving the area,  dismissed her allegations claiming they were exaggerated and stemmed from her impatience with the system.

    While the relief materials may not be enough, several humanitarian actors are working with the state to accommodate the needs of all the survivors. “In general, we cook more than 25kg for 50 people, but we also provide for 300 or more, that is about 30 measures per day,” said Sa’adatu Aliyu, an official of the Federation of Muslim Women Association of Nigeria (FOMWAN) Mokwa LGA chapter.

    Aliyu added that aside from providing food items, her organisation also provides clothing, toiletries and detergents. “Some NGO’s help us in sharing the food and items to the IDPs,” she said.

    The Director of Information at the Niger State Emergency Management Agency (NSEMA), Dr. Ibrahim Audu Hussaini, also confirmed that efforts are underway among government ministries, federal agencies, NGOs, and international partners to ensure fair distribution of relief materials and support to survivors of the flood.

    According to him, the federal government has sent 200 trucks of grains and pledged ₦2 billion for resettlement. The state government, however, rejected the idea of IDP camps, allocating ₦1 billion for temporary shelters instead.

    To ensure fair relief distribution, Hussaini said, beneficiaries are being verified through revalidation, with cash transfers and food items underway. Likewise, missing persons are still being identified. “We’re verifying each case carefully to avoid false reports,” Hussaini said, and added that many families are being issued death certificates and victims’ data is being collected, including approximate ages based on seasonal birth estimates. So far, over 50 per cent of affected persons have been documented, despite the intention to complete the exercise within 14 days.

    Across Tiffin Maza and other parts of Mokwa, the flood’s cruel current has left several women without a lifeline. In a situation where opportunities for women are scarce, wives without income find themselves completely destitute and with slim chances of relief. The flood destroyed homes and markets and the delicate webs of dependency these women had threaded with neighbours, friends, and family. Widows who had leaned on children for food, or on neighbours for shelter, now face empty doorways and unanswered calls. There are fewer doors to knock on, to begin with, as most of the houses have been destroyed by the flood.

    There is no gainsaying that the flood bears a devastating impact on several women.

     A’isha Audu, who lost four family members, now count time by the number of days since she last ate a decent meal. For women like her, who once survived by a petty trade and from her sons’ farm labour, the destitution seems absolute. The deluge drowned their very fragile network of dependence.

    Women who once kept families afloat with modest incomes from trade or farm labour also lost everything. In an economy already bent under the weight of conflict and hardship, their losses ripple outward, casting entire families into unyielding poverty.

    Before the flood, Lailatu Suleimanu, 46, survived on the small earnings from her food business. But the flood washed away her little raw supplies and little savings, she said. Now, she must rely on the sparse rations doled out at the IDP camp.

    For mothers without husbands or children, those whose strengths were rooted in the safety of family, the floodwaters have stolen their very means of survival. Stripped of homes, the displaced women now huddle in makeshift camps where food is a scarce commodity. Each woman’s story has the same bitter end. Farmlands have been buried beneath silt and mud, and small businesses that once afforded dignity and a meagre income are now in ruins. No thanks to the flood.

    Left to the elements

    Grief, in Mokwa, wears the face of a woman without food and a doubtful future. Widows like Zainabu Muhammadu now sit by the wreckage of houses that once pulsed with her children’s laughter. Her sons—14, 17, and 24—were swept away in one tragic blink. With her husband gone years ago, it was her boys who sheltered her from the elements and assuaged her sorrow. They tilled borrowed farms for grain, fetched medicine when the fever came, and laughed away her worries.

    At their demise, hunger and desolation ensnare her like a second widowhood. She owns no land and must learn to live without her sources of strength. Neighbours who once brought bowls of grain and yams no longer visit. They, too, are displaced and undone. 

    As survivors of the flood jostle for portions of inadequate relief materials, women in particular must deal with men who hunt for the bodies of already broken women. Muhammadu sleeps with one eye open, praying that the moonlight is enough to shame predators away.

    The camps offer the bleakest shelter. For several women, these places are rife with peril; the nights are haunted by the possibility of assault, with predators lurking in the fringes of their fragile sanctuaries. Hunger twists their stomachs as surely as the cold hardens the ground beneath them. And as night falls, they cower together, a mass of grieving mothers, weary daughters, and shell-shocked widows, clinging to each other in a fellowship borne of loss.

    Outside the official emergency shelters, they flock under the beams of their destroyed homes and makeshift tents, eyes dulled by loss, bodies starved by days without food, spirits bowed under the weight of survival. Beyond the camps, the flood has disbanded families like seeds scattered in the wind. Children, once under their mothers’ watchful eyes, now roam the streets, doing whatever menial work they can find. Their mothers watch with haunted pride and sorrow, knowing that each day’s small earnings stave off starvation but steal their childhood.

    The trauma of survival

    There is no gainsaying that women and children compose the heart of the afflicted, bearing a unique burden of hardship. They are not only displaced from their physical homes but also pushed from the fragile balance of survival. Arjun Jain, UNHCR’s representative in Nigeria, observed that the floods are a fresh wound upon open scars inflicted by years of displacement and conflict on affected communities. “Communities which, after years of conflict and violence, had started rebuilding their lives were struck by the floods and once again displaced,” he said.

    According to the UNFPA’s 2022 estimate, about 6.7 million people – 80 per cent – of the 8.4 million people requiring humanitarian assistance in Nigeria are women and children and are in the three most affected northeastern states of Borno, Adamawa and Yobe. Compared to the previous year’s 8.7 million, this represents a slight four per cent decline in people in need of humanitarian assistance.

    Within these population groups, some of the most vulnerable people with special needs are housewives and girls who, in some cases, face a triple burden of finding ways to survive, caring for their families and protecting themselves from sexual violence.

    According to the Humanitarian Needs Overview (HNO) for 2022, an estimated 1.4 million individuals (46% IDPs, 23% returnees, 31% host communities) will require Gender Based Violence (GBV) prevention and response services in the affected states.

    After the May deluge, an unwieldy social crisis manifests in its wake, accentuating rising gender inequalities. The risk for women and girls caught in such a situation often multiplies in real time, argued social worker Omolara Odila. According to her, “Women are more vulnerable during emergencies and are left to navigate hardships that men rarely face in the same way. Many of them are poor, and the flood has rendered them even more vulnerable than most can truly comprehend.”

    She argued that due to the widespread and systemic impoverishment of females in the disaster-prone areas, they are unable to adapt, without urgent and sustained help, to hardships foisted on them during emergencies, like the flooding and other humanitarian disasters.

    Odila maintained that women are also generally more traumatised and vulnerable to Sexual and Gender Based Violence (SGBV) and other personal safety and health challenges imposed by disasters and social inequalities between genders. “The higher incidences of SGBV may increase the number of deaths and diseases among women and girls,” she said.

    Previous findings in flood disaster zones revealed that SGBV often surges within distressed communities. Speaking to The Nation in the aftermath of the September 2024 flood, Hussein Jaka Ahmedu, a haulage truck operator from Konduga, stated that, “Many child molestation and rape cases happen in the dark but they go unreported because the victims fear being shamed and stigmatised,” she said.

    Several females face the brutality of survival on multiple fronts, not only battling natural calamities but also the malice of males emboldened by the void of law and order. Health services are scarce; when available, they are stretched too thin to provide the care so urgently required. The risk of maternal mortality grows perilously high for expectant mothers, unable to access safe labour conditions amidst ruin.

    According to Noemi Dalmonte of UNFPA. “The cycle of vulnerability persists, leaving these women no respite,” she said. “Every disaster disproportionately weighs upon the women, increasing the threat of sexual violence.”

    No doubt, the impact of floods often surpasses the loss of lives and damage to critical infrastructure. Not often highlighted is its impact on female health, according to experts. Damaged infrastructure may impede access to health resources. Pregnant women, as established, could be at a higher risk, thus leading to a rise in maternal deaths.

    Flooding, conflict and other humanitarian crises have only worsened the pre-existing severe reproductive health and GBV situations. Data from the 2018 NDHS show that a disaster-prone zone like the northeast, for instance, has a very high Maternal Mortality Rate of 1,546 per 100,000 live births as compared to the national value of 546 per 100,000 births.

    Teenage pregnancy is also high at 32%, a major health concern because of its association with higher morbidity and mortality for both the mother and the child. The crisis with the health system disruption has further aggravated the situation. Only 22% of deliveries are assisted by a skilled birth attendant, exposing women and newborns to increased risk of death and complications.

    While the statistics are currently indeterminable for flood-ravaged parts of Mokwa, humanitarian needs remain critical and inaccessible to women and children, among other vulnerable segments of the displaced residents, despite interventions.

    In addition to population displacement, there are pressing public health concerns, as many women struggle to live in overcrowded and unsanitary IDP camps, without access to clean water, toilets, bathrooms, and emergency healthcare. Many women hitherto reliant on their missing or now incapacitated husbands and children suffer social exclusion and discrimination that limits them from education, employment and other social benefits.

    The flood and displacement have also aggravated food insecurity among unemployed female segments of the displaced population. Prices of food staples, sanitary towels, and other essential provisions have increased due to hoarding and inflation.

    The way forward

    The International Federation of Women Lawyers (FIDA) has noted the need to prioritize the safety, well-being of women and children now exposed to heightened risks of exploitation, abuse, and deep psychological trauma in response to the crisis for victims of Mokwa flood in Niger state.

    The Country Vice President, FIDA Nigeria, Eliana Matins and Chineze Obianyo, National Publicity Secretary, in a statement expressed deep condolences to the people of Mokwa, while commending the interventions of the Niger State Government, NEMA, and various humanitarian actors.

    FIDA, however, noted that the crisis demands a more coordinated, compassionate, and gender-sensitive response as the impact on women and children is particularly alarming. “As the most vulnerable group in times of crisis, many women and children are now exposed to heightened risks of exploitation, abuse, and deep psychological trauma. Their safety, dignity, and well-being must be urgently prioritised”.

    Against this background, the group called on the government, civil society, development partners, and well-meaning Nigerians to prioritise the protection and needs of women and children in all response and recovery efforts.

    They also advocated for better legal aid and psychosocial support to survivors, particularly those who may be dealing with trauma, abuse, or displacement.

    An independent assessment by UN Women established that Gender-based violence (GBV) cases are on the rise, exacerbated by unsafe shelter conditions, lack of privacy, and inadequate protection systems. To this end, there is a need for the restoration of water and sanitation hygiene (WASH), drainage facilities and other basic services, and investment in community-centred recovery, according to another joint assessment by the International Federation of the Red Cross and Red Crescent Societies (IFRC) and the Nigerian Red Cross Society (NRCS).

    On its part, the National Human Rights Commission (NHRC) has called for enhanced disaster preparedness to reduce the impact of floods caused and ensure adequate protection for victims, who add to the population of Internally Displaced Persons (IDPs) in the country.

    The call, NHRC’s Executive Secretary, Tony Ojukwu (SAN) said, became imperative given the recent flood disaster in Mokwa, Niger State, which resulted in the death of over 200 people, many remain missing and others displaced. Speaking at the NHRC’s monthly Human Rights Situation Dashboard held in Abuja, Ojukwu announced the launch of a new quarterly Human Rights and Internal Displacement Dashboard, the first of its kind in Nigeria’s history, in response to the growing displacement crisis.

    He said the initiative, developed in partnership with the United Nations High Commission for Refugees (UNHCR), will systematically track and address the challenges facing IDPs, asylum seekers, refugees, and returnees.

    According to him, the NHRC recorded over 40,000 displacement incidents and 1,460 rights complaints from vulnerable groups between February and April this year, adding that many continue to suffer from inadequate shelter, lack of healthcare, and systematic rights violations.

    The NHRC’s call resonates against the backdrop of rising humanitarian and rights crises in the country. In the month of May alone, the Commission recorded over 275,256 complaints.

    This overwhelming number of complaints was a clear indicator that “too many Nigerians feel unprotected” and that the country risks normalising distress and impunity, said  Ojukwu.

    “When over a quarter of a million people come to the National Human Rights Commission in just one month, the message is loud and clear,” he said, adding that the wide range of rights violations witnessed in May included violent attacks, sexual violence, and mass deaths from natural disaster.

    Beyond grief…

    There is no gainsaying the flood disaster triggered on Thursday, May 29, 2025, by torrential rainfall that began the previous night, overwhelmed the inadequate and poorly maintained drainage infrastructure of Tiffin Maza and other parts of Mokwa. The downpour, which lasted several hours over two days, caused bordering rivers and smaller tributaries to overflow their banks. Water surged into low-lying communities, especially Tiffin Maza, Unguwan Gwari, and surrounding settlements, where homes were built close to natural waterways without flood defences, and left a town of thousands clinging to debris, physical and emotional.

    The impact on women and children is particularly devastating.

    Abubakar Sabo Muhammad, head boy of the almajiri school, Madarasatul Tarbiyyatul Islamiyya, owned by Malam Hassan  Umar and located in Tiffin Maza, recalling the moment when the flood surged into their school and the adjacent mosque in which they slept, said he does not ever wish to experience such calamity again.

    According to the native of Darangi-Rijau, in Kebbi State, he was sharing the Holy Quran to fellow almajiri students after the morning prayers. “One of them asked me for permission to go to the toilet and returned immediately, visibly scared and shaken. He told us that a massive flood was approaching us. As each student went outside to look at the flood, they would come back looking very scared and hide behind me.

    “As the water rose around us, I instructed the boys to move to the inner part of the house. When it became heavy, we climbed over the perimeter fence of the house which served as our study centre.

    My 12-year-old cousin, Muhammadu, clung to one of the windows of the mosque. Another student, whose name I can’t recall, climbed a tree near the school to survive but was swept away when the flood uprooted the tree.”

    Among the residents of Tiffin Maza who were carried away by the flood was Malam Umar, whose family consisted of about 20 people. Only four of them survived: his wife, two small children, and another boy who spent the night in a shop in front of his residence.

    In some way, this narrative highlights the catastrophic impact of the flood triggered on Thursday, May 29. It also offers an intimate account of the public devastation and private miseries endured by survivors of the deadly deluge. Consider, for instance, the sad case of the two Saratus.

    Saratu Mai Karfa got trapped in Mokwa while trying to attend a wedding that would never hold, as the flood killed the prospective bride. It also killed Mai Karfa’s youngest and eldest sons. This was just at the cusp of her own daughter’s wedding. The flood carried away her daughter’s bridal garments and the groom’s offerings.

    Her husband, who lives in Lagos, received the news over a phone call, struggling to make sense of his losses, as his wife and daughter wailed into the mouthpiece.

    Thus, the wedding became a wake, and Mai Karfa “cannot count what has been lost.”

    Saratu Husseini, on her part, lost three sons to the flood. It’s one month after, and the 44-year-old is grappling with serious heartbreak. “When my husband died, my sons were there to console me. Now that they are dead, I have no one to console me.”

    Hardly anyone commiserates with her, perhaps because folk are learning to deal with their own losses.

    “Every family in Mokwa has been impacted by the flood in different ways,” said an NSEMA official. Indeed, each individual and each family suffered losses private to them.

    Consequently, Saratu is learning to deal with her pain alone. Many of her friends had simply vanished or perished in the flood. Those still around are too bogged down by personal struggles to care about her. And those who dare look her way, scorn her ordeal even as they talk eyes to her grief.

    Saratu bears it all. With equanimity and total surrender. Perhaps because it’s all she can afford. The quiet resignation of a woman who had seen her world end three times in 30 minutes.

  • How CBN is unlocking innovation, driving financial inclusion

    How CBN is unlocking innovation, driving financial inclusion

    Nigeria’s financial sector is undergoing a digital renaissance, driven by collaboration between commercial banks and Fintechs to expand access through digital platforms. The Central Bank of Nigeria’s (CBN) financial inclusion policies are enhancing digital payments and bringing services closer to the people. Analysts note that the apex bank is not only strengthening digital infrastructure and closing regulatory gaps but also promoting financial literacy and building an inclusive system that fosters business and financial services growth, writes Assistant Editor COLLINS NWEZE

    Across the world, financial inclusion is being acknowledged among policymakers, researchers and development-oriented agencies as a key element in business and economic growth. Its importance derives from the promise it holds as a tool for economic development, particularly in the areas of poverty reduction, employment generation, wealth creation and improving welfare and general standard of living.

    At the heart of financial inclusion is the deployment and use of technology to reach the banked, unbanked, and underbanked. Interestingly, the Nigerian payments ecosystem has been ahead of many advanced economies yet has not always received the recognition it deserves.  Many innovations that other countries are only now experiencing have been part of Nigeria’s system for years.

    According to the Central Bank of Nigeria (CBN), there is need to celebrate these successes, as they contribute to building our global reputation. For instance, Nigeria’s dynamic fintech ecosystem has driven financial inclusion and positioned the country as a hub of innovation in Africa. Despite a challenging external environment, Nigerian fintechs continue to shine, attracting significant foreign investment and several have achieved global unicorn status this year. Their innovations, alongside other financial service providers, have fuelled growth in transactions and made financial services more affordable and accessible for many more Nigerians.

    CBN Governor, Olayemi Cardoso, said Nigeria must continue to leverage this channel to enhance access to finance and credit, particularly for under-served populations. However, he urged fintech companies and banks to ensure their platforms are not exploited for fraudulent activities. “Strengthening the Know Your Customer (KYC) onboarding process is essential to prevent malicious actors from exploiting the financial system. Additionally, these institutions must prioritise improving transaction monitoring and bolstering consumer protection measures to ensure that digital channels remain safe, especially for the most vulnerable segments of our population,” he said during his address to bankers in Lagos.

    E-payment milestones in Nigeria

    Electronic payment transactions in Nigeria rose to $702.6 billion (N1.07 quadrillion) in 12 months ended December 31, 2024, report from the Nigeria Interbank Settlement System (NIBSS) has shown. The e-payment data reached an all-time high and the first time to hit the quadrillion mark. According to NIBSS industry statistics on e-payment report, the value recorded on the NIBSS Instant Payment (NIP) represents a 79.6% increase over the N600 trillion ($400.5 million) recorded in 2023.

    Although the e-payment data shows a steady increase throughout the 12 months of the year, the highest value was achieved in December 2024 because of the high level of business transactions within the month. Being a festive period with lots of spending activities, Nigerians spent a total of N115.1 trillion ($76.7 billion) over electronic channels in December 2024. This came as the all-time high monthly record on the NIBSS electronic payment platform. Also, the volume of transactions processed by NIBSS for the year also jumped from 9.7 billion in 2023 to 11.2 billion in 2024. This represents a 15.5 per cent rise in the volume of electronic transactions year on year.

    Stakeholders insist that the surge in e-payment transactions can be linked to the recent cash crunch experience and the cashless policy of the Central Bank of Nigeria limiting the amount of cash that can be withdrawn daily. The e-payment transactions are usually carried out through cheques, Automated Teller Machines (ATMs), Point of Sale (PoS), m-Cash, CentralPay, Remita, Nigeria Interbank Instant Payment (NIBSS) Instant Payment (NIP), mobile money, among other channels. The e-payment powers were conferred on the CBN by Sections 2 (d) and 47 (2) of the CBN Act, 2007, to promote and facilitate the development of efficient and effective systems for the settlement of transactions, including the development of electronic payment systems.

    While pushing for the full use of the e-payment system, the CBN said for Nigeria to actively play at the world stage, “our payment system must be successfully benchmarked against the global best practices, as in most developed nations of the world.” It said e-payment provides safe and efficient mechanisms for making and receiving payments with minimum risks to the CBN, payment service providers and end-users. To make the e-payment vision a success, the CBN, in collaboration with key stakeholders in the payments community, developed the National Payments Systems Vision 2020 (NPSV 2020). The NPSV 2020 is a sub-set of the Financial Systems Strategy 2020 (FSS 2020).

    In his keynote address titled: “Nigeria’s economic hardship and pathways to recovery,” Group Chief Economist & Managing Director, Research and Trade Intelligence, Afreximbank, Dr. Yemi Kale, said Nigeria has made significant progress in the e-payment space. Mobile money transactions have surpassed N8 trillion, while digital lenders are reaching new borrower segments. “To fully leverage this sector, we must strengthen digital infrastructure, close regulatory gaps, and promote financial education. The financial system can and should be a catalyst for inclusive growth—not just a channel for elite capital,” he said.

    How it started

    A survey conducted in Nigeria in 2008 by a development finance organisation, the Enhancing Financial Innovation and Access revealed that about 53 per cent of adults were excluded from financial services. The global pursuit of financial inclusion as a vehicle for economic development had a positive effect in Nigeria as the exclusion rate reduced from 53 per cent in 2008 to 46.3 per cent in 2010. Encouraged by the positive development, the Central Bank of Nigeria, in collaboration with stakeholders, launched the National Financial Inclusion Strategy on 23rd October 2012 aimed at further reducing the exclusion rate to 20 per cent by 2020.

    Specifically, adult Nigerians with access to payment services is to increase from 21.6 per cent in 2010 to 70 per cent in 2020, while those with access to savings should increase from 24 per cent to 60 per cent; and access to credit from two per cent to 40 per cent, access to insurance from one per cent to 40 per cent and pensions from five per cent to 40 per cent, within the same period. The channels for delivering the above financial services were equally targeted to improve, with deposit money bank branches targeted to increase from 6.8 units per 100,000 adults in 2010 to 7.6 units per 100,000 adults in 2020, microfinance bank branches to increase from 2.9 units to 5.5 units; ATMs from 11.8 units to 203.6 units, POS from 13.3 units to 850 units, Mobile agents from 0 to 62 units, all per 100,000 adults between 2010 and 2020.

    Read Also: CBN: Nigeria’s instant payment system among world’s most developed

    The targets were based on a benchmarking exercise carried out with peer countries, while also taking into consideration critical growth factors in the Nigerian environment. Also, the Enhancing Financial Innovation and Access (EFInA) says an inclusive financial sector is characterised by the diversity of financial services providers, the level of competition between them, and the legal and regulatory environments that ensure the integrity of the financial sector and access to financial services for all.

    Also, evidence worldwide shows that access to financial services contributes both to economic growth and wealth creation and is therefore key to tackling the ‘poverty’ trap in Nigeria. “It is critical for regulators and policy makers to create an enabling policy environment to actively promote both the demand for and the supply of financial services to the unbanked and under-banked,” it said.

    The impact of having more people save their funds in banks or other financial services or have more access to credit on the population and businesses especially at the informal sector cannot be over-emphasised. For instance, Nigeria’s informal sector is a sleeping giant. The potential of the sector, estimated at $240 billion, is largely untapped. The billions of naira that circulate through the informal sector has a negative impact on the country’s economic growth and development.

    Other moves to boost financial inclusion

    Recognising the inherent benefits of expanding financial services network, especially to Nigerians in diaspora, the Central Bank of Nigeria under the leadership of Cardoso recently launched the Non-Resident Biometric Verification Number (NRBVN) platform in Abuja. During his presentation at the programme launch in Abuja, Cardoso explained that historically, Nigerians in the diaspora have faced significant hurdles when seeking access to financial services such as payments, savings, loans, insurance, and pension products in Nigeria.

    The mandatory physical verification required for obtaining a BVN often incurred considerable costs in terms of time and financial resources, especially for individuals residing in remote locations.  The NRBVN platform addresses these very concerns. Through digital verification and robust Know Your Customer (KYC) processes, Nigerians across the globe can now remotely obtain their BVN swiftly and securely. This single digital gateway will enable seamless access to banking services, including opening accounts and securely sending funds, dramatically enhancing convenience and reducing costs.

    “In developing this solution, we draw valuable lessons from countries such as India and Pakistan. India’s Non-Resident External (NRE) and Non-Resident Ordinary (NRO) accounts have significantly simplified banking processes for its diaspora, and Indian banks currently hold approximately $160 billion in diaspora deposits, achieved by providing attractive and tailored products and services,” he said.

    According to the CBN boss, in developing the NRBVN, the team also took cognisance of Pakistan’s innovative Roshan Digital Account, offering fully online onboarding and investment opportunities and successfully attracting nearly $10 billion since its inception. These examples, Cardoso explained underscore the power of digital financial inclusion and specifically tailored products in driving meaningful engagement and substantial economic inflows from diaspora populations.

    “Our NRBVN platform is similarly designed to offer more than access, it is about opportunity. It is complemented by the Non-Resident Ordinary Account (NROA) and Non-Resident Investment Account (NRNIA) initiatives, collectively forming a robust framework designed to incentivize our global diaspora to channel their funds through formal financial systems into productive uses at home.

    “By providing investment accounts, diasporans will have access to a variety of growing investment opportunities in our debt and equities markets, as well as products such as mortgages, insurance, and pensions. Importantly, diasporans will also have the flexibility to fully repatriate the proceeds of their investments in accordance with existing regulations, ensuring confidence and convenience in managing their assets,” he said.

    Cardoso advised Nigerian banks to proactively develop and offer products specifically tailored to meet the unique needs and preferences of the diaspora community. He said that offering innovative and attractive financial solutions can greatly enhance diaspora participation, deepen financial inclusion, and significantly boost remittance inflows. “Over the past year, our policy frameworks have undergone extensive refinements, informed by sustained dialogue with International Money Transfer Operators (IMTOs). The introduction of the willing buyer, willing seller regime, licensing of additional IMTOs, and market reforms that have facilitated currency convergence are notable examples. Consequently, remittance flows through official channels have risen markedly, from $3.3 billion in 2023 to $4.73 billion last year,” he said.

  • Nobody came for the drowning boys: How flood disaster erased Mokwa’s almajirai, others

    Nobody came for the drowning boys: How flood disaster erased Mokwa’s almajirai, others

    • As floodwaters rose on May 28, about 870 almajiri boys got swept into its maw

    • Neighbours allege hundreds died in storm as cleric claims ‘just 48’ missing, 241 alive

    • The nation mourns Niger’s loss but not the boys it buried

    • I saw children, small children, drown – Teen survivor

    Tiffin Maza pulses in a mournful rhythm. That shattered expanse in the heart of Mokwa, Niger State, implores the passing tribute of a sigh. Between the dirt paws of the township, a persistent draft of misery stretches its slack, indifferent limbs and leapfrogs through the ruins, as if to reenact the tragedy of Wednesday, May 28.

    On that day, a deadly flood tore through Tifffin Maza, until it got to the Madarasatul Tarbiyyatul Islamiyya, a Quranic school hosting about 870  almajiri boys and the mosque opposite it.

    The river did not knock. It found the boys sleeping, their bodies curled like commas in the sentence of dawn. It peeled them from the floor like ripened fruit and flung them into its mouth. AbdulMalik, 15, from Sokoto, screamed his mother’s name until the flood washed it  from his tongue. Abba, also 15, from Sokoto, thrashed in the dark until his frail limbs stilled. Lawwali, 16, from Niger, equally got swept away, vanishing beneath the serpentine tide. Salamanu, 18, from Niger, had barely opened his eyes when the water closed its mouth around him. Muhammadu, 20, from Niger, equally drowned. The harder he fought, the deeper he sank. The sixth boy, unnamed, was found with a body battered beyond identity, yet no less mourned.

    The flood did not care that they were almajirai, mostly underage boys learning prayer and survival. They screamed for help, but no helper came. The water devoured them slowly, stifling their wails and sweeping them along in its tide.

    On May 28, 2025, floods spurred by hours of relentless rain ravaged Mokwa, a town tethered to the belly of the Niger River. By dawn, the market town lay submerged. Officials later confirmed at least 206 people dead and over 1,000 missing, and more than 400 homes destroyed. Some 121 were injured. A disaster among many in a country fast becoming familiar with watery graves. In 2024, flooding across Nigeria killed over 1,200 people. This year, Mokwa became the weeping eye of a nation’s swelling crisis.

    Deathflow at dawn

    Fourteen-year-old Saminu Abdullahi saw it all. He remembers the moment before the flood, like a wound. Speaking to The Nation, he recalled how the first gush of water slithered into the mosque. “We were sleeping in the mosque, opposite our school. Suddenly, there was water everywhere, and it was rising fast. Through the pandemonium, we all tried to escape. Some of us were able to run to the hilly side of the affected area, but others, like me, panicked and didn’t know where we were going. I saw houses being swept away by the water, roofs floating on the river. I saw children, small children, drown. It was a sight that will haunt me forever,” said Abdullahi. Somehow, through it all, his legs carried him to safety. How? He cannot say. “I just ran. I kept running. I thought I would drown if I stopped.”

    When he stopped, he found himself in a strange place, ringed by strangers. “They said I was crying. They held me. I didn’t even know I had survived.”

    The 14-year-old cannot recall how many of us were in the mosque.  “I don’t know the exact number, but we were many. After our Quranic recitation each night, we’d find a spot in the masjid or some open space or room to sleep.”

    The teenager, while bemoaning the loss of his friends and fellow almajirai, revealed that he was brought to Tiffin Maza five years ago, and apprenticed to Mallam Hassan Alhaji Umar, the proprietor of the Madarasatul Tarbiyyatul Islamiyya, where he schooled. “My parents brought me to Tiffin Maza,” he said, blinking into the distance. He doesn’t remember when he last saw them or if they know that he is still alive.

    According to neighbours, more than 120 almajirai were washed away by the flood. They recalled the almajirai’s cries; how it split the morning. “We heard the children screaming,” said Aliyu Maza, a trader whose house stood three blocks away. “Their cries got louder as the water rose. Then, we heard nothing again. Nothing. The water drowned them all.”

    Another resident whose house borders the Quranic school claimed that some of the boys probably got swept away by the flood because their movement was impeded by shackles placed on their feet. “Some of them were chained,” he said.

    However, the proprietor of the school, Mallam Umar, disagreed.

    The 58-year-old native of Sokoto, who was born in Mokwa, dismissed such claims, stating that none of it was true. According to him, just 48 students are missing, of which six have been confirmed dead. He said, those spreading such rumours should fear God. “We come from Allah and to Him, we shall return,” he said.

    “Before the flood, I had 870 Almajiri students, but unfortunately, many were displaced. Only four have returned so far, and we’ve received word that six more will be coming back,” disclosed Umar, adding that it is quite challenging to determine the exact number of students who were killed or survived the flood.

    Findings revealed that when the incident occurred, some parents evacuated their children without Umar’s knowledge, thus making it difficult to account for all the students.

    He said, “I have been compiling a list of those who are confirmed alive, and as of yesterday, I have 241 names. Initially, the number was around 100, but more students have been returning. I’ve also been informed that more students are returning. As more students return, we will be able to determine the accurate numbers better once everyone is accounted for.”

    Umar stated that he has received helpful assistance from the Sarkin Hausawa of Ibbi town, who contacted him and facilitated the return of two of his students. “They had been trying to trek to their families in Sokoto due to a lack of funds, but fortunately, they were stopped and brought back to safety. The trauma of the flood likely led them to make such a decision,” he said.

    The Malam denied ever chaining or beating his almajiri students, though he admitted to occasionally threatening to use chains to deter theft. He claimed to have returned over 1,000 mobile phones found by the boys, who are taught to hand over lost items so the rightful owners can reclaim them. Hosting students from across Niger, Sokoto, Kebbi, and beyond, he stressed his focus on both Quranic memorisation and moral upbringing. “If a child becomes difficult,” he said, “I ask the parents to take them home until they are reformed.” He ended with a solemn oath, declaring his conscience clear before God.

    Umar disclosed that the May 28  flood was unprecedented. “I grew up in this area and I can remember that the water would flow from the other side of the railway track opposite our community without causing any issue,” he said. “However, this time, the water accumulated behind the railway track, overflowed, and caused significant damage.”

    READ ALSO: My biggest challenges in office, by Dapo Abiodun

    A town submerged…

    Mokwa, with its estimated 416,600 population, sits like a throat between rivers and trade routes. Traders come from the south to purchase agricultural produce from the north. But on May 28, commercial activities came to an abrupt halt as the Niger River, once a source of life, became a harbinger of death.

    The Mokwa bridge—an artery of connection—collapsed in the flood, severing the town from rescue and government interventions. Vehicles were washed away, including a tanker truck. Whole families vanished as several homes crumbled and floated away in the tide, like driftwood.

    The Tiffin Maza and Auguwan Hausawa districts were hardest hit as residents were swept into the river and borne away as if they never existed. An excavator was brought in to dismember a mangled debris pile to recover human remains stuck beneath it. Beneath the bridge alone, 153 bodies were recovered by June 1. The local authorities subsequently halted rescue efforts, claiming that “There is no one left to find.”

    This was, however, not the first flood. On April 16, weeks before the Mokwa tragedy, the Jebba Hydroelectric dam had released water, flooding the town and killing 13 people. Three of them died in a canoe that capsized. Paddy fields were drowned under water, and over 10,000 hectares were lost, causing dry-season farmers indescribable pain. Mokwa had barely recovered before the rains returned.

    As reactions trail devastation caused by the flood, the Federal Government has refuted claims that the recent deluge was caused by water released from Kainji or Jebba dams, affirming both dams remain intact and operational. Minister of Water Resources, Prof. Joseph Utsev, attributed the disaster to torrential rainfall, climate change, and blocked waterways due to poor urban planning.

    Why do almajiri boys drown easily?

    Notwithstanding, the flood did not discriminate in its fury. Although it did not seek out the almajirai, they were the easiest to drown. Dispersed across the urban belly of the north, tens of thousands of almajiri boys live in abject circumstances. Their schooling, a threadbare form of Islamic tutelage, is often underpinned by struggle and denial. Their homes are makeshift dormitories; sometimes mosques with no walls, unplastered buildings, underneath market stalls, verandas, and the underbellies of township bridges. They do not live within society. They hover beneath it, often one step removed from the shelter of legality and care.

    So when the rains came, the boys enjoyed no high ground. No radio to warn them, nor a parent to call their name in the dark. And so, they drowned. “Many of them were already sleeping on the floor when the water began to enter,” said a volunteer who helped identify some of the drowned boys. “They didn’t have the instinct or training to escape.”

    Their tragic end was inescapable because their lives were perhaps smaller than others’ lives. Less visible. Less mourned. The disaster that struck Tiffin Maza and the rest of Mokwa was hydrological; the consequences that followed was societal.

    Why almajiranci thrives

    The almajiri system, once a noble vessel of Islamic scholarship, now bleeds at its seams. The system involves sending boys, typically aged 4 to 12, to distant locations for religious study under nomadic scholars. For families who are unable to afford formal schooling of their wards, this system seems a lifeline. However, the idyllic vision of pious learning often shatters as these children, instead of being sheltered by their supposed guardians, find themselves thrust into the streets, begging for survival.

    More worrisome is their exposure and vulnerability to danger in times of environmental disasters, like the May 28 flooding of Mokwa.

    Poverty is a major cause of almajiranci. Associate Professor and Dean of the Faculty of Law, Ahmadu Bello University, Zaria, Kaduna, Salim Bashir Magashi, argued that, traditionally, African societies cherished large families, considering children assets. The progress of an agrarian family, for instance, depended on its size. A large family seldom required paid labour to work on its farmland. As a duty, every member of the family participated in farm labour and even helped other members of the community as a neighbourly gesture, which is reciprocated.

    For this reason, men married as many wives as was permissible. However, the society became capitalist and individualistic, owing to cultural imperialism by Western civilisation and its attendant traits, the use of money as a medium to get goods and services affected the erstwhile communal and egalitarian societies fostered by traditional African families.

    The size of the family, over time, became a burden to family heads, who must provide the necessaries of life to the entire household. Hence, parents sent their children or wards away to seek knowledge, thus reducing their familial responsibilities.

    Many Almajirai emerged from this family divide. On the other hand, children from affluent families rarely left the comfort of their homes for such a purpose; whenever they did, the families made proper arrangements for the children’s welfare, said Magashi.

    There is also a lack of political will by the northern elite to address the issue because they fear it might result in a loss of political advantage during national elections.

    What Islam prescribes

    Islam prescribes that the primary legal and moral duty of parents is to take care of the welfare of their children, to provide them with food, shelter, security, health, and education. Parents are also instructed to instil morals into their wards, to the best of their abilities.

    Thus, memorising the Qur’an, which is largely what an almajiri does, is a desirable (mustahab) act. It is not compulsory for every Muslim, though it is encouraged, but because of bandwagon following (and of course poverty), most parents would rather trade their compulsory duty (wajib) for a desirable one (mustahab).

    The Hausa word almajiri was derived from the Arabic term almuhajir, meaning ‘a migrant.’ In a Nigerian context, it could mean a boarding student of Islamic studies; a student learning the science and truth of the Qur’an, as revealed by Almighty Allah, while committing the text to memory.

    In Hausa, almajiri means ‘child-student’; almajirai is its plural, and almajiranci is the process or practice of learning, travelling, and all things that come with travel.

    The school itself is called makarantar alio or tsangaya in Hausa. Historically, it was rooted in Muslims’ religious obligations to learn the Qur’an and acquire knowledge for this world and the hereafter.

    Types of almajiri

    According to Jimoh Amzat a Professor of Medical Sociology and Social Problems at the Department of Sociology, Usmanu Danfodiyo University, Sokoto, it is pertinent to distinguish three sets of almajirai. The first set of almajirai is sent to the urban centre to live with an Islamic scholar (Mallam) permanently until the completion of their Islamic education. Those almajirai are generally given in trust to a resident mallam but they have to fend for themselves and may not return until they graduate. Another category may return to their parents during the rainy season for farming activities. The last category migrates from rural areas with their Islamic scholars during the dry season to the urban centres to return to rural areas for learning and farming in the rainy season. However, the majority of them now live on the streets and attend lessons according to their whims.

    Past attempts at reform

    Several attempts have been made to modernise the system, ranging from personal efforts to government intervention. For instance, Sunni (Izala) Muslims, who view the practice—the method, not the teaching—as anti-Islamic (bid’a) for dehumanising the child, established Islamiyya schools, which teach both conventional Western education and Islamic education simultaneously. However, these schools are elitist in character, commonly situated in urban areas, and rarely appeal to rural dwellers.

    Again, Islamiyya schools, unlike the almajiri (or tsangaya) or makarantar allo are organised as conventional schools and are mostly day schools. The pupils continue to enjoy the comfort of their daily lives from their homes, as against the almajiri system, which is mainly a boarding and nomadic setup.

    The first attempt to reform the system was made in 1959, when the Kano Native Authority warned parents against abandoning their children in the name of Islamic education and the teachers were directed to refuse any almajiri. This was unsuccessful.

    In 1985, the military government enacted an edict to control Quranic schools. The thrust of the law was to regulate these schools and the movements of the teachers and students to certain urban centres – however, like the previous measure, the law was ineffective, in part, because most of the teachers and the students were unaware of its existence. The law generated criticism as many considered Western standards weak and doomed to fail, because they fostered “individualism, careerism, and materialism.”

    Between 2003 and 2011, the Kano State government tried unsuccessfully to improve the system by providing free food to the students and giving the mallams monthly salaries and cattle for farming. Also, the federal government, under former President Goodluck Jonathan, devised a means to reform the system by integrating the almajiri system with orthodox model schools, but these efforts remain ineffective as the rights of children to education, parental love, care, good health benefits are often bargained away without legal consequences.

    Prominent northerners, including the Emir of Kano, Sanusi Lamido Sanusi, have expressed concerns over the menace that has denied so many children in the region their rights to basic education. The former CBN governor said fathers should be arrested for sending out their children to take alms. He argued that fathers who can’t fend for themselves should go out and do the begging themselves instead of sending out their children.

    Minna, Niger-based Islamic scholar, Mallam Ishaq Hussein, said, “Everybody accuses us of maltreating the boys but all we do is impart useful knowledge into them. Many parents are too poor to educate and take care of their children. Most times, they beg us to go with them and we do our best to take care of them. But whenever anything bad happens, we are blamed. Allah knows best.”

    To sanitise almaijiranci

    Good governance is at the heart of the solution. Several measures including firmer enforcement of anti-trafficking laws protective of minors and bio-data tracking have been suggested to curb the menace. Experts urge the National Bureau of Statistics (NBS) to track and provide specific data on almajiri children and their parents. Sourcing accurate data can help to forge a partnership between policy makers and the parents of the almajirai who are far away from their family homes.

    While successive governments have been accused of displaying a lacklustre approach to sanitising the almajiri system, Sheikh Ibrahim Adam, an Abuja-based Islamic cleric and scholar, argued that aside from government and other stakeholders including non-governmental organisations, parents must also accept to play their part by having only the number of children they can cater for.

    “It is very wrong and irresponsible of parents to have more children than they can care for. Islam forbids this,” he said.

    On his part, Professor Magashi argued that destitute almajirai can be saved through the instrumentation of the law. He said, “To save destitute almajirai and to educate and care for them with the dignity and respect they deserve, laws already in place need only be enforced. This, however, must be a firm and focused decision, which may require the use of force and diplomacy, as well as provision of the necessary environment to benefit from a reformed, available, affordable, acceptable, and in some cases compulsory system of education.”

    The northern almajirai must, however, stay alive to enjoy the full benefits of such measures. Many of them contend, daily, with dangers lurking in plain sight, like the peking order that empowers Mallams and senior almajirai to bully younger boys in their informal school setting; and the deathly flash flood that devastated Mokwa.

    Study proves many almajirai die before age 16

    A recent study revealed that, “half of the boys who go into the almajiri system will die in the long run; 17 percent survive, and the remaining 33 percent get lost, of which some will eventually also die. In other words, at least 50 percent of the boys born into this system die.

    The study was conducted by a team of researchers across four universities including Funom Theophilus Makama, Department of Politics and International Relations, University of Leicester, United Kingdom (UK); Esther Funom Makama, Department of Business Administration, University of Maiduguri, Maiduguri, Borno State; Peter Maitalata Waziri, Biochemistry Department, Kaduna State University, Kaduna State; and Attahiru Dan-Ali Mustapha, Resident Public Health Doctor Community Medicine Department, Ahmadu Bello University, Zaria, Kaduna State.

    The research team noted that at least three of every six boys involved in the almajiri system die prematurely because they “are exposed to harsh conditions and subjected to begging to fend for themselves, leaving them susceptible to violence, hunger, starvation, infections, child predators, and being used as elements of violence. This decreases their chances of surviving till adulthood as a lot die even before they reach age 16.”

    The research, which was carried out to determine the survival rate of boys enrolled in the almajiri system was conducted in 137 villages across two northern states, Kano and Kaduna, where the practice is endemic.

    The study concluded that for every six boys sent away to participate in the almajiri system of seeking knowledge in northern Nigeria, three die, one stays alive and the other two get lost, their whereabouts unknown. This is at least 50 percent of the child mortality of boys born into the almajiri system of northern Nigeria.

    A system that kills three out of every six children and subjects two more to be missing, leaving only one to survive, is not a system to tolerate, no matter its cultural or religious correlation, according to the researchers.

    This is a case to be investigated and urgently resolved by all stakeholders including the parents, civil societies, religious and political leaders.

    The grim fate of Almajirai

    Against the backdrop of the conundrum, the sad fate of dead and forgotten almajirai presents a sour note. Few people would forget in a hurry the sad event of July 7, 2023, when three almajirai were burnt to death in a fire ignited by a burning mosquito repellent coil, killed in Yola, Adamawa State. The trio, comprising Ismaila Muhammadu, 12, Yusuf Abubakar, 13, and Mustapha Ahmadu, 17, resided in the premises of their school at Sabon Pegi, a community in Yola South Local Government Area. The owner of the school, Malam Abubakar Usman, confirmed that the pupils died due to the fire from the mosquito repellent, which engulfed their room.

    Equally instructive was the sad fate of the Kebbi eight, who were crushed to death in a burrow pit while digging for clay to mend their hut.

    Then there is the sad case of Abdul Malik, 15, from Sokoto, Abba, 15, from Sokoto, Lawwali, 16, from Niger, Salamanu, 18, from Niger, and Muhammadu, 20, from Niger – students of the  Madarasatul Tarbiyyatul Islamiyya, in Tiffin Maza, Mokwa LGA  and all casualties of the May 28 flood disaster.

    In the wake of their demise alongside several others, the State Governor, Mohammed Umar Bago, has expressed regret over the tragedy, promising to resettle those affected and implement measures to prevent future flooding, including erosion control and infrastructure development. “Local governments will also benefit from road construction and drainage projects, such as the road from here (Mokwa) to Raba, which includes three bridges,” said

    the Director of Information at the Niger State Emergency Management Agency (NEMA), Dr. Ibrahim Audu Hussaini. Hussaini described the Mokwa flood as a major catastrophe affecting a large population. “As of the most recent count, the flood has claimed approximately 207 lives, destroyed 458 homes (with over 500 affected), displaced more than 3,000 individuals, and impacted over 9,000 people in total,” he said.

    Despite the scale of destruction, he noted that the situation is being handled with coordination and resolve. Interventions have been extensive and collaborative as all relevant ministries and agencies are actively involved, ensuring that no one is left out, said Hussaini.

    According to him, “The federal government has dispatched 200 trucks of grain and pledged ₦2 billion to aid resettlement. Governor Bago, on his part, has allocated ₦1 billion for temporary shelters. Additionally, Certificates of Occupancy have been issued for lands designated for federal housing projects.”

    On the issue of missing persons, Hussaini stressed that NEMA is taking a cautious and thorough approach. Misreported cases often turn out to be individuals later found deceased or discovered to have travelled. Thus, officials are carefully verifying each report before making formal declarations.

    Of course, the debate persists on the number of the missing. Mallam Umar dismissed claims that over 120 almajirai in his care were swept away by the flood, stating that “just 48” of his students are missing. The Sarkin Hausawa (Chief of the Hausa people) of Mokwa, Alhaji Tanko Bala, corroborated him, stressing that although he has personal records of families that lost as many as 10, 20, 26 members, and so on. “The number of persons missing based on my records is above 200, while the number of those confirmed dead and buried is 165, that is aside from Mallam Hassan Umar’s almajiri school. Honestly, I don’t have fully verified information on the school. Just accept any information that he tells you as the truth,” he said.

    Yet, beyond the numbers war, death has no interest in clashing arithmetic. On May 28, one day after the “Children’s Day” celebration, a manic flood slithered through the streets of Mokwa like a reptilian beast, collapsing bridges, vanishing houses and entire families in its tide.

    More heartrending is the fate of the almajirai of Madarasatul Tarbiyyatul Islamiyya in Tiffin Maza. While hundreds of boys are still missing. The dead have been buried quietly. There were no marble tombstones. No televised mourning. Just rows of anonymous graves, rapidly dug amid the mudflats.

    The boys’ cries, like the floodwaters, have completely disappeared from public consciousness. And yet, their memory still lingers. In their drowned jotters left with ink smears in a ditch. In their worn sandals, found buried in mud.

    In the voice of Saminu Abdullahi, 14, who ran from death until he collapsed into life.

  • New Rivers Accord: Is it peace at last or Accord Concordia?

    New Rivers Accord: Is it peace at last or Accord Concordia?

    It was the flamboyant and bombastic late politician from the East, Kinglsey Ozumba Mbadiwe, that coined the phraseology,  Accord Concordia. For him there was accord when his party the National Party of Nigeria (NPN) entered into a strange alliance with the late Chief Nnamdi Azikiwe’s party, the Nigeria Peoples Party (NPP). But when the Accord crumbled and some prominent NPP appointees defected to NPN, K. O. Mbadiwe described the development as “Accord Concordia”

     In fact, many series of such “Accord Concordia”, have occurred in Rivers State since the political crisis between the camp of former Governor Nyesom Wike and that of his successor, Sir Siminialayi Fubara, began in October 2023.

    Accord was first reached on December 19, 2023 between the two camps. That agreement, a document that contained eight-point resolution, was designed to nip the escalating crisis in the bud before it loomed large. It was brokered by President Bola Ahmed Tinubu, who foresaw bigger troubles and  acted as a father, a peacemaker to avert a looming danger.

    Prior to that accord, Rivers was on edge. The House of Assembly Complex was attacked and burnt by arsonists. The complex was later pulled down by the state government and the lawmakers issued a notice of impeachment to the governor. The state was in disarray as each camp hauled missiles at each other.

    Therefore, when President Tinubu crafted the agreement and brought them to the roundtable, genuine lovers of peace hailed the President and believed that he had halted Rivers political tragedy. But  crisis merchants grumbled and shopped for spanners to clog the wheel of progress.

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    In fact, all the parties acquiesced to the demands of the resolutions, signed the document and made public promises to ensure its implementation. But no sooner had they returned to Rivers than the famous KO Mbadiwe’s accord concordia befell the agreement. There were discordant tunes that compelled the shredding of the peace document.

    Immediately after Tinubu’s intervention, regretted by the crisis actors as the road not taken, was ignorantly dismissed, Rivers descended helplessly into a theatre of the absurd. The actors besieged the judiciary with multiple litigations, compromising and compelling the third arm of government to be dishing litany of orders and counter orders. The executive practically and solely relied on orders described by many stakeholders as frivolous to sustain its existence.

    Basking on the euphoria of some of the orders, Fubara recognized three lawmakers led by Victor Oko-Jumbo and categorised the rest of 27 lawmakers as non-existent. Indeed, one of the court orders suggested that other 27 lawmakers led by Speaker Martins Amaewhule automatically lost their seats for purportedly declaring for the APC on December 11. The same order recognised Oko-Jumbo as a speaker and empowered him to lead other two lawmakers in transacting the legislative businesses of the government.

    The Oko-Jumbo and his group received 2024 Appropriation Bill and swiftly turned it into a budget within two days. They did the same with the 2025 appropriation bill. They further

    received and confirmed appointees of the governor as commissioners and special advisers. They screened and confirmed board members appointed by Fubara, who trusted the injunctions without waiting for the determination of the substantive case.

    He also acted without deference to a subsisting judgement of the Justice Omotosho’s Federal High Court, which recognized Amaewhule as the Speaker and warned the governor against meddling in the affairs of the Amaewhule-led House of Assembly.

    The judgement also mandated the governor to release the lawmakers’ seized salaries and allowances. But Omotosho’s judgement was never obeyed because those hanging around Fubara told him that the plaintiffs did not disclose a material facts bordering on the their defections to the judge.

    Court orders continued to worsen the Rivers crisis and succeeded in entrapping the local government election that was held on October 5th, 2024. The buildup to the local government election escalated the tension in Rivers. Fubara refused to conduct the election before the expiration of the tenures of the  subsisting local government chairmen and councilors.

    The chairmen, who acted as Fubara’s campaign coordinators in their various councils in 2023, were angry and vowed not to vacate their offices citing tenure elongation granted them by a new law of th Amaewhule-led House of Assembly. When their tenures eventually expired on June 17, they were dethroned in violent protests that engulfed the entire councils. That day was bloody as some persons including security agents were killed in the ensuing melee. The violence was so widespread that it compelled the police to take over the councils’ headquarters.

    But Fubara was determined to take over the councils from his foes. He immediately appointed Caretaker Committees to run the affairs of the local government areas while expediting the process of conducting the local government elections. He went ahead with the election despite another subsisting order of the Federal High court that invalidated the process. Having lost out of the state’s chapter of the PDP,  the governor pushed all his candidates for the election to the little known All Peoples Party (APP) and got them elected as chairmen and councilors.

    But the Amaewhule-led lawmakers continued to pursue their court cases against Fubara. The lawmakers filed new suits to stop all the revenue allocations from the federal government to the state. They also pushed the disputed Omotosho’s judgement as well as the case against the conduct of the local government election to the Supreme Court.

    The crisis escalated and was  heralded intermittently with bomb blasts and attacks on some political party headquarters. But the Supreme Court’s judgement of February 28 resolved all the disputes. In its key judgements, the apex court voided the budgets passed by the Oko-Jumbo’s group of lawmakers. The judgement nullified the October 5th local government election. It recognized Amaewhule-led House of Assembly as the authentic and the only House of Assembly in Rivers. The judgement further rubbished the claims that the lawmakers defected to the APC.and automatically lost their seats

    The court came hard on Fubara describing him as a despot and promulgated a verdict that there was no government in Rivers. The court ordered Fubara in the spirits of the Omotosho’s judgement to go and re-present the budget and ordered the withholding of Rivers allocations pending the proper presentation and approval of an appropriation bill by the authentic Rivers House of Assembly.

    Instead of calming down the toxic political atmosphere, the judgement increased the tempo of political fisticuffs between Fubara and the House of Assembly. While the lawmakers were determined to remove the governor, Fubara’s supporters vowed to thwart the plot.

    Fubara and the lawmakers started playing games with the implementation of the judgement. Supporters began to issue threats of violence and even gave non-indigenes living in Rivers and ultimatum to vacate the state. They started carrying out their threats with the bombing of oil and gas infrastructures in the state. Rivers was on the precipice tilting towards bloodshed of unimaginable proportions.

    But President Tinubu wielded the big stick following his declaration of the state of emergency after getting security briefs from his service chiefs. The emergency rule immediately deescalated the crisis by calming down the tensed political atmosphere.

    In his emergency rule declaration, Tinubu suspended the two warring arms of government; the executive led by Fubara and the legislature led by Amaewhule. He appointed the retired Vice-Admiral lbok Ete-Ibas, a former Naval Chief as a sole administrator for Rivers. Tinubu’s decisions got the nod of the National Assembly and Ibas resumed the governance of Rivers on March 19, 2025.

    Ibas was given the first six months to restore peace in Rivers while all the political gladiators were asked to use the same period to settle their rifts and work together for Rivers common interest.

    In the interest of Rivers, there have been efforts to reconcile the warring gladiators in the state. Prior to the first attempt by President, who drafted the eight-point resolution, the state elders tried to make peace. However, stakeholders queried their neutrality and concluded that they had taken sides in the disputes.

    Following the six-month emergency rule, Fubara did not quickly initiate a reconciliation process. He took some napping times off perhaps to rest and think through the entire crisis ravaging his state. He was later led to Wike by some APC governors. The FCT Minister  told him to seek the faces of the persons he offended especially the members of the Rivers State House of Assembly.

    But there was silence after the meeting. While Fubara gave an impression that he was going through the reconciliation, Wike told the public that since the first day Fubara met with him, he had not set his eyes on him again. In fact, he said there was nothing like reconciliation between them.

    It was, however, gathered that true and sincere reconciliation started on Thursday. Again, President Tinubu reportedly brokered it. Fubara was said to have for the first time met with Amaewhule and other members of the House of Assembly. Sources said the meeting was fruitful.  It was learnt that the governor apologized profusely to the lawmakers and promised that henceforth he would not repeat his earlier mistakes. He held the hand of Amaewhule as they shared jokes and laughter.

    Sources said there were marathon meetings. Fubara was said to have also met with the enlarged political family of Wike including Rivers State National Assembly caucus. The three wise men, OCJ Okocha, SAN, Chief Ferdinand Alabrara and King Sergeant Awuse were said to have attended the meeting, where another accord was reached on how to keep Rivers peace. After the meeting, Wike and Fubara met with President Tinubu to inform him that they had agreed to work together.

    Emerging from the reconciliation meeting, Fubara declared that peace was back to Rivers. He agreed that a resolution was reached describing the agreement as a divine intervention and promised to do everything within his power to sustain the peace achieved.

    He said: “For me, it’s a day we have to thank Almighty God. What we need for the progress of Rivers State is peace and by the special grace of God this night, with the help of Mr President and the agreement of the leaders of the state, our leader, peace has returned in Rivers State. We’ll do everything within our power to make sure that we sustain it this time around”.

    Wike also echoed th same sentiment. He said: “We have all agreed to work together with the governor, and the governor also agreed to work together with all of us. We are members of the same political family.

    “Yes, just like humans, you have a disagreement, and then you also have a time to settle your disagreement. That has been finally concluded today. We have come to report to Mr. President that this is what we have agreed. So, for me, everything is over. I enjoin everybody who believes to work with us, to also work together with everybody. There’s no more acrimony. There’s nothing to say.”

    Some stakeholders appealed to Fubara to stick to the new agreement and honour its provisions. They asked him to resist the temptation of listening to those, who stampeded him into abandoning the first peace accord that contained eight-point agenda.

    A former Labour Party Candidate in Bayelsa State, Udengs Eradiri, hailed Fubara for submitting to a real reconciliation process. Eradiri, a former President, Ijaw Youths Council (IYC) Worldwide, urged Fubara to close his doors from those hangers-on, who made him thrash the first peace pact.

    He said: “This is a good beginning for Rivers. I have always advocated that Fubara must follow the process of genuine and sincere reconciliation and what transpired on Thursday was that process.

    “But I warning again that Fubara must abandon those, who led him into many avoidable mistakes that deepen the crisis in Rivers. He must stay away from them. I commend President Tinubu, who has shown his mastery of conflict management in Rivers issue and undiluted fatherly love to Wike and Fubara.

    “The President by his interventions has shown that he wants peace and not bloodshed in Rivers. I commend Wike for having a large heart to forgive his political son and I urge him to keep leading alright.”

    In fact, many stakeholders are praying that the new accord that has promised to allow  rivers of peace flow into Rivers State should never again go the way of KO Mbadiwe’s accord concordia like the first eight point peace accord.