The Nation Newspaper

Category: Consumer Watch

  • NAFDAC resumes sachet alcohol ban enforcement despite protests

    NAFDAC resumes sachet alcohol ban enforcement despite protests

    The National Agency for Food and Drug Administration and Control (NAFDAC) has resumed its enforcement to ban  the production and sale of alcoholic beverages in sachets and small-volume PET/glass bottles (below 200ml), in line with the recent directive of the Senate of the Federal Republic of Nigeria.

    According to the DG of the Agency, Professor Mojisola Christianah Adeyeye, “This decisive action, ordered by the Nigerian Senate and backed by the Federal Ministry of Health and Social Welfare, underscores the Agency’s statutory mandate to safeguard public health and protect vulnerable populations, particularly children, adolescents, and young adults, from the harmful use of alcohol.

    “The proliferation of high-alcohol-content beverages in sachets and small containers less than 200 ml has made such products easily accessible, affordable, and concealable, leading to widespread misuse and resultant addiction among minors and some commercial drivers”.

    According to her, “this public health menace has been linked to increased incidences of domestic violence, road accidents, school dropouts, and social vices across communities”.

    In a statement credited to the DG of the Agency, she said, “Placing a label to read ‘not for children’ on the sachets and the small containers will not work. It cannot be enforced because of the peculiarity of the society.  Many parents don’t know their children take alcohol in sachets because the pack size can be easily concealed and the sachet is cheap”.

    Narrating the history of six years of moratorium given to manufacturers to reconfigure their product lines, Professor Mojisola Adeyeye said, “In December 2018, NAFDAC, the Federal Ministry of Health, and the Federal Competition and Consumer Protection Commission (FCCPC) signed a five-year Memorandum of Understanding (MoU) with the Association of Food, Beverage and Tobacco Employers (AFBTE) and the Distillers and Blenders Association of Nigeria (DIBAN) to phase out sachet and small-volume alcohol packaging by January 31, 2024”.

    The moratorium was later extended to December 2025 to allow industry operators to exhaust old stock and reconfigure production lines, she stated.

    NAFDAC emphasises that the current Senate resolution aligns with the spirit and letter of that agreement and with Nigeria’s commitment to the World Health Assembly Global Strategy Resolution to reduce the harmful use of alcohol (WHA63.13, 2010), to which Nigeria is a signatory since 2010. The Resolution aims to protect vulnerable populations such as children and youth.          

    The ban on sachet packaging and PET bottles less than 200 ml is to make it difficult for children to access alcohol and its consumption.

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    NAFDAC approves alcohol in bigger pack sizes

    The small size of the sachet makes it easier for minors to conceal from parents and teachers.  Reports from schools show that children conceal the sachets. A teacher recently reported that a student said he could not take an exam without taking a sachet of alcohol. 

    Reacting to the allegations that the Agency sealed some companies that produce alcohol, the DG stressed that “NAFDAC did not close down any company that makes alcohol. The Agency only bans alcohol in sachets and small containers less than 200ml”.

    “This ban is not punitive; it is protective. It is aimed at safeguarding the health and future of our children and youth by not allowing alcohol in small pack sizes. The decision is rooted in scientific evidence and public health considerations. We cannot continue to sacrifice the well-being of Nigerians for economic gain. The health of a nation is its true wealth.”

    NAFDAC reiterates that only two packages of alcoholic beverages are affected by this regulation—spirit drinks packaged in sachets and small-volume PET/glass bottles below 200ml.

    The Agency calls on all stakeholders, including manufacturers, distributors, and retailers, to comply fully with the phase-out deadline, as no further extension will be entertained beyond December 2025.

    The Agency will continue to work collaboratively with the Federal Ministry of Health and Social Welfare, the Federal Competition and Consumer Protection Commission (FCCPC), and the National Orientation Agency (NOA) to implement nationwide sensitisation campaigns on the health and social dangers associated with alcohol misuse.

    “NAFDAC remains resolute in its mission to ensure that only safe, wholesome, and properly regulated products are available to Nigerians,” stressed the DG.

    Meanwhile, employees of companies producing sachet alcohol, alongside some civil society organisations, have hinted at the possibility of a nationwide protest if the ban on sachet alcohol beverages and PET bottles below 200ml is not reversed.

    The employees made this known on Monday when they stormed the Lagos office of the National Agency for Food and Drug Administration and Control along the Oshodi-Apapa Expressway to protest the ban, three days after their last demonstration.

    Last week, employees under the aegis of the Food, Beverages, and Tobacco Senior Staff Association and the National Union of Food, Beverages, and Tobacco Employees besieged the NAFDAC office to express their grievances over disruptions to their companies’ operations.

    They warned that no fewer than five million Nigerians would be affected, directly and indirectly, by the ban.

    Following last week’s protest, the Director-General of NAFDAC  engaged with the leaders of the protesters. However, Adeyeye insisted that the ban would remain until there was a change in legislation.

    At the protest on Monday, employees under the aegis of FOBTOB and NUFBTE, joined by members of the Coalition for the Protection of Consumers’ Rights, were seen carrying placards and singing solidarity songs.

    Speaking with journalists, the National President of FOBTOB, Oyibo Jimoh, said engagements with the House of Representatives were aimed at developing a national alcohol policy that would cater to the interests of all stakeholders without an outright ban.

  • Patjeda Group advocates strategic CSR for sustainable development

    Patjeda Group advocates strategic CSR for sustainable development

    The Group Managing Director of Patjeda Group, Chief (Mrs) Joy Ehiagwina Joy Patrick, has called for a strategic, structured and value-driven approach to Corporate Social Responsibility (CSR) as a tool for driving sustainable national development in Nigeria.

    She made the call during a policy dialogue on Corporate Social Responsibility and Sustainable National Development in Nigeria, held in Lagos, stressing that CSR must go beyond charity and token gestures to become a people-centred development instrument that complements government efforts.

    Ejedawe said Nigeria’s growing socio-economic challenges, including youth unemployment, education gaps, food insecurity and infrastructure deficits, require stronger collaboration between government, the private sector and civil society.

    “CSR should not be seen as charity, but as a structured, impact-driven development tool capable of strengthening communities, de-risking business environments and building long-term social capital,” she said.

    She explained that Patjeda Group, a Nigerian-owned conglomerate with interests in transportation and logistics, hospitality, oil and gas, security support services, retail, agriculture and education, has institutionalised its CSR programmes through the Patrick Ejedawe Empowerment Foundation and the Heart of Gold Support & Care Initiative.

    According to her, the company’s CSR focus areas include entrepreneurship development, education support, food security and community infrastructure.

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    She disclosed that over the past two years, no fewer than 50 individuals have been empowered to start and grow small businesses, while scholarships and educational assistance have been provided to economically disadvantaged students.

    Ejedawe added that the Group’s Food Bank Programme supports vulnerable households, while its intervention on the Uromi axis of the Agbor–Auchi Expressway recently improved road conditions and boosted economic activities in the area.

    She further announced that the company plans to double its CSR interventions in 2026, including expanding its Back2School initiative to reach 500 pupils, empowering at least 50 beneficiaries under the Empower to Bloom programme, and sustaining its Feed the Widow initiative in Ikeja.

    Ejedawe urged corporate organisations to adopt long-term CSR models aligned with national priorities, while calling on government to provide enabling policies and incentives that encourage sustainable private sector participation in social development.

    She said, “At Patjeda Group, success is not measured solely by profit, but by lives empowered, communities strengthened and opportunities created.”

  • Terra building community, beyond market share’

    Terra building community, beyond market share’

    For brands, building a sense of community and connection with consumers takes focused effort. It must be earned over time. Terra’s approach in 2025 reflects this understanding, as the brand moved beyond conventional marketing to building genuine connections with consumers.

    More than just competing for shelf space or market share, Terra has made a deliberate shift toward building a community rooted in shared experiences, joy, education, and everyday relevance.

    Over the years, Terra’s consumer engagement has gone beyond traditional advertising.

    The brand has focused on showing up where its consumers already are – online, in kitchens, in conversations about food, during moments of joy, and togetherness. One of the strongest expressions of this commitment was Terra’s partnership with Big Brother Naija (BBN). Rather than simply sponsoring the show, Terra leaned into moments that encouraged shared experiences such as mealtimes, game night, viewers engagement, and social media conversations that brought people together over food.

    Another major pillar of Terra’s community-building efforts has been the Unwrap Joy Squad activities.

    Designed as a people-first initiative, the Unwrap Joy Squad brought Terra closer to consumers through on-ground activations, surprise moments, and genuine interactions. These were intentional touchpoints that celebrated everyday Nigerians and the small joys that food brings into their lives. By focusing on joy as an emotional connector, Terra reinforced its role as not just a seasoning brand, but a part of daily living.

    Digital food communities have also played a central role in Terra’ strategy. Through recipes, cooking videos, and relatable food content, the brand has consistently empowered consumers with knowledge and inspiration. From quick weekday meals to festive cooking ideas, Terra’s content has encouraged experimentation, confidence, and creativity in the kitchen. This approach has helped foster an active community where consumers don’t just watch content but engage, recreate, and share their own experiences.

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    According to Probal Bhattacharya, Chief Marketing Officer at TGI Group, “At Terra, we believe strong brands are built by creating value beyond the product. When you invest in people, culture, and shared experiences, you build trust and loyalty that no discount or promotion can buy. Our goal is to be present in meaningful moments, not just purchase moments.”

    Terra has demonstrated that market leadership is not just about numbers alone, but about connecting and building a community with consumers where it matters most. In building communities around food, joy, and shared experiences, Terra is setting a new standard for how Nigerian brands can grow, not just bigger, but closer to the people they serve.

    Terra Seasoning Cube is made up of wholesome, carefully sourced essential ingredients specially designed to meet the discerning Nigerian consumers’ needs in every meal, offering great taste, flavour, and aroma for that unique cuisine experience.

    Every meal cooked with Terra guarantees an enjoyable meal and a rich signature homemade taste experience.

    Available in Beef, Chicken, and Jollof flavours, in various consumer-friendly pack sizes nationwide.

  • Commercial grinding machines slowly piling poison on food

    Commercial grinding machines slowly piling poison on food

    Mrs. Nkeiruka Okoye, who has never patronised the local grinding machines, said as she was preparing for her 10- year- old son’s birthday her blending machine packed up and she had no option but to rush to the nearest market to find a way of grinding her food products.

    According to her, she had bought a medium-sized basket of red ‘tomato Jos’, bell pepper [tatashi], scotch bonnet pepper, etcetera. On getting to the Ipodo Market, Ikeja, Lagos, which was the closest to her house, she got directions to one of the commercial grinders.

    “Already two people were before me, so I patiently waited for my turn”. Narrating her experience, as the operator started grinding for her, initially everything was coming out clear and fine, but all of a sudden “I saw a line of black liquid trickling into what he was grinding for me”. Alarmed, I shouted at him to switch off the grinder. Looking up, he asked me why. I pointed my finger at the black liquid, asking him what it was, and he nonchalantly said it was nothing to worry about and made me restart the engine”.

    Furious at his nonchalant attitude, I asked him to stop grinding if he would not stop the liquid from mixing with my tomatoes, and he called me a troublemaker, saying that no customer had ever complained about that liquid except me.

    All over Nigeria, consumers patronise these commercial grinders. They grind both dry food products like corn, as well as fresh foods. Grinding shops operate in markets, on street corners, behind houses, and sometimes inside cramped kiosks covered with dust and smoke.

    The majority of consumers patronise them because they do not have blenders at home, and even if they do, they do not have industrial ones that can grind large quantities of food products. Some other consumers patronise them because of the unreliability of electricity.

     However, the unfortunate aspect of this whole issue is that metals have been mixing into the food products that pass through these machines. Metals like zinc and iron, when consumed consistently, can result in serious health issues.

    A clinical toxicologist who asked not to be named because he is not authorised to speak to the press, said chronic exposure to heavy metals through food is a “real but underestimated” driver of kidney disease. “Nigeria has a rising crisis of chronic kidney disease. The public tends to blame high blood pressure and diabetes, which are indeed causes, but environmental and dietary exposure to toxic metals is the elephant in the room,” he said. “Metals do not leave the body quickly. If you ingest small amounts every day from flours, pepper, beans or groundnuts processed by unsafe machines, the cumulative dose over the years becomes dangerous.”

    Public health experts warn that chronic, long-term exposure to small quantities of toxic metals can silently impair kidney function. Kidney damage usually progresses without symptoms until it becomes advanced. By the time fatigue, swelling, or reduced urination appear, kidney function may already be severely compromised. Nigeria currently spends billions of naira on dialysis and kidney transplants each year, with demand rising sharply

    The toxicologist at a Teaching Hospital explained the biological mechanism: “Lead and cadmium accumulate in kidney tissues. They damage the tubules responsible for filtering waste. Over the years, this has led to chronic kidney disease. Even low-level daily exposure from contaminated food adds up.”

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    Unfortunately, the problem is not just the grinding machine but the complete absence of regulatory supervision. Nigeria’s food-safety laws theoretically cover the production, processing, and handling of foods, but in practice, the grinding industry is almost entirely informal. Many run without registration, without licenses, and without inspections.

    A senior official at the Standards Organisation of Nigeria (SON), who pleaded anonymity, admitted that enforcement in this sector is “almost nonexistent.”

    He explained that SON’s mandate covers materials and equipment, while NAFDAC oversees food safety. “But the grinding machine business is too fragmented,” he said. “Ninety per cent of operators are informal. We cannot inspect thousands of small shops scattered nationwide.”

    A NAFDAC official in the Food Safety and Applied Nutrition Directorate noted that the agency focuses on packaged, commercial food producers. “People grinding pepper in a market are outside formal regulation,” she said. “Technically, they should operate under sanitary regulations, but enforcement is difficult. The agency simply does not have the manpower.

    The worries about these grinding machines are the kind of metal they are composed of. The metal composition of such improvised discs is inconsistent and often unsafe. Welded joints break easily. Rust is common. Some discs are made from recycled vehicle parts.

    Investigations revealed that in one workshop, a mechanic proudly displayed a grinder disc he fashioned from discarded brake drums.

    Experts warn that these improvised parts introduce unpredictable metal contamination. “When you do not know the alloy composition of the metal, you cannot predict the level of lead or chromium that might leach into food.

    Experts insist the technology itself is not the problem; the danger lies in the lack of maintenance and the use of substandard parts. Proper stainless-steel grinding discs, properly maintained and regularly replaced, can minimise contamination. But most small-scale operators cannot afford them.

    Further findings also revealed that a stainless-steel disc can cost ₦40,000 to ₦60,000 while a fabricated one is ₦6,000.

    Regulators agree that change will require a coordinated effort — public enlightenment, machine-operator training, enforcement of basic standards, and affordable access to safe equipment.

    Most of the operators of these machines do not know the health implications of the metals that leach into food. Their concern is to grind smoothly and collect their money. The majority of consumers are also ignorant of the health risks.

    A dependable solution, according to food-safety specialists, would involve subsidising safe grinder parts, training operators on maintenance, and conducting regular, random market inspections. Without such measures, millions of Nigerians will continue consuming small but dangerous doses of metal daily.

    In the absence of regulation, metal ingestion through grinding machines remains an invisible national health threat — one that touches nearly every home, every kitchen, and every meal.

    It is a crisis hidden in plain sight, waiting for attention, waiting for accountability, and silently accumulating in the bodies of millions.

    Consumers, please let’s be more conscious of what we ingest into our bodies.

  • 10 things you should never store in plastic containers

    10 things you should never store in plastic containers

    When it comes to storage, odds are you have a collection of plastic containers on standby in your home. While these products make tough, cost-effective solutions, sometimes they’re not the best for the items you’re actually putting inside. Here are the things experts say you should never store in plastic containers—and what the best storage substitutes are.

     Raw meat

    Raw meat should not be stored  in plastic containers for potential cross-contamination reasons.

    Simultaneously, it’s always best to make sure whatever vessel you’re using to house raw meat comes with an airtight, sealable lid. Open lids, or ones that open easily, can cause leakage, which is the absolute last thing you want with uncooked meat.

    Tomato sauces & curries

     The acid in tomatoes can cause the plastic to degrade and absorb odors over time, and same with curries.  This acidity reacts to the plastic and can cause chemical leaching.

    Garlic, onions, & fresh herbs

    Whenever you’re in a pinch and need a place to store the head of garlic you just peeled or fresh herbs from your garden, experts say to reach for anything except for plastic containers. Foods with a strong odour such as onions, garlic, and certain cheeses can penetrate the plastic, which will leave it stained with the smell and potentially ruin foods stored in the container in the future.

    As for fresh herbs, plastic containers cause them to wilt and lose flavor quickly since they do not provide proper ventilation.

    Fruits

    Similar to herbs, fruits such as berries, avocados, and citruses should be left out of plastic, too. Fruits like berries and avocados tend to go bad faster in plastic than in glass containers. Additionally, the lack of ventilation in plastic containers causes fruits to get moldy and mushy because of the moisture buildup.

    Hot foods

    Hot food and liquids should never be stored in plastic containers as the high temperatures can cause the plastic to release harmful chemicals. Always make sure to let food cool before storing in plastic containers.

    Oily, fatty, or greasy foods

    When you’re cooking, it’s important to know the type of foods you’re making so you can put them in proper storage. Oily, fatty, and greasy food do not react well to plastic and should be put in better alternatives, like glass, according to our experts. Foods that have high oil content or produce a lot of grease can break down plastic over a long period of time, which puts the food at risk of being contaminated. Foods with a high fat content are best to avoid when it comes to plastic containers as the fat can absorb more chemicals from the plastic compared to other food types.

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    Books

    Food isn’t the only item that has a lot of limitations when it comes to using plastic storage. Some household items make the list of things to keep out of plastic tubs, and according to Traub, one of those is books.

    This would be fine in a temperature-controlled room, but with all the humidity, any trapped moisture can cause pages to warp or mildew to form, which can ruin books over time.

    Leather goods

    Any leather you may have— in the form of purses, boots, jackets, and more—should be kept far away from plastic or placed in these storage items strategically to preserve the material. Leather items like purses in plastic containers are okay if the container is kept in a cool, dry place. But if there’s any moisture, the leather might develop mold or mildew and could even cause your leather to crack. If you’re going to store leather items in plastic containers, I recommend using silica gel packets.

    Photographs

    Precious momentos like photographs, sadly can be damaged if you leave them in plastic. Plastic containers can damage photos if heat or moisture gets trapped inside. They might even stick together or fade over time. 

    Candles

    Keeping candles in plastic containers in a cool, dry spot could be okay. However, if the container is exposed to any heat or sunlight, the wax can soften or melt. Choose wisely when finding a place to store your favorite wax candle so you can enjoy its scent and form.

    Best storage alternatives to plastic

    Overall, the material for storage for most of these items, especially the food, is glass. According to research, glass is safe for most foods because it’s nonreactive, stain resistant, and good for hot and cold things. Silicone bags are also a wonderful, eco-friendly option that you can wash and reuse.

  • Shobanjo urges new fellows to redefine excellence in advertising

    Shobanjo urges new fellows to redefine excellence in advertising

    • By Afolabi Idowu

    In a keynote speech that blended history, wisdom and challenge, Dr Biodun Shobanjo, widely regarded as the “Czar of Advertising” in Nigeria, urged newly-inducted Fellows of the Advertising Regulatory Council of Nigeria (ARCON) to see their recognition not as a mere badge of seniority, but as a permanent call to elevate standards, redefine excellence and protect the integrity of the industry.

    Delivering the keynote at the induction ceremony, at which 45 seasoned practitioners were formally decorated as Fellows, Dr. Shobanjo questioned the value and meaning behind professional recognition that is not anchored in purpose and substance.

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    “Let’s ask ourselves—beyond the certificate, the plaque, and the medal—what exactly does it mean?” Shobanjo challenged. “Being a Fellow must go beyond years of service. It must be a reflection of your conduct, your contribution, and your character.”

    Drawing parallels with the legal profession, where the Senior Advocate of Nigeria (SAN) title commands reverence due to consistent excellence and ethical distinction, Shobanjo urged ARCON and its Fellows to redefine what fellowship means in the creative economy.

    “If the legal profession holds its SANs in such high esteem, then our own Fellowship must come to represent something equally aspirational and substantive,” he said.

    The event which held in Lagos recently, brought together top leaders of Nigeria’s marketing communications industry, regulators, and veterans to honour the 45 new Fellows — drawn from advertising, media, public relations, and brand management circles.

    The inductees, carefully selected by ARCON’s Fellowship Committee after a rigorous review process, represent a new cadre of industry custodians expected to uphold ethics, mentor younger practitioners, and contribute to the growth of Nigeria’s fast-evolving advertising ecosystem.

    ARCON’s Director-General, Dr. Olalekan Fadolapo, underscored that the Fellowship is “not ceremonial, but a symbol of responsibility and leadership.” He reminded the audience that the regulatory council’s mission extends beyond licensing—it is about standardising practice, enforcing ethics, and protecting the credibility of advertising in Nigeria.

  • Alpha Morgan Bank expands footprint

    Alpha Morgan Bank expands footprint

    Alpha Morgan Bank opened its newest branch in Osogbo, Osun State, strengthening its commitment to bringing satisfying banking closer to customers across Nigeria.

    The new branch, located at 165 Station Road, Osogbo, was commissioned by Prince Kola Adewusi, Deputy Governor of Osun State, in a ceremony that drew government officials, business leaders, and members of the Bank’s management team.

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    Prince Adewusi commended Alpha Morgan Bank for expanding into Osun, describing it as a move that will boost economic activities and improve access to quality financial services within the state.

    Speaking at the launch, Mr. Ade Buraimo, MD/CEO Alpha Morgan Bank expressed gratitude to the government and people of Osun for their warm reception, reaffirming the Bank’s commitment to providing seamless, customer-focused, and satisfying banking experiences to everyone who Banks with them.

  • Polaris Bank deepens customer experience, boost environmental sustainability commitment

    Polaris Bank deepens customer experience, boost environmental sustainability commitment

    Service delivery took centre stage as Polaris Bank reaffirmed its commitment to enriching customer experiences while joining institutions globally to mark the 2025 Customer Service Week, themed “Mission: Possible.”

    The annual global event, observed recently recognises the crucial role of customer service professionals and the value they bring to customers and businesses alike.

    Addressing customers and staff, the Managing Director and Chief Executive Officer of Polaris Bank, Kayode Lawal, stated that excellent service remains central to the Bank’s culture and long-term success.

    He noted that while the pursuit of great service can be challenging, it is always worth the effort.

    According to him, Polaris Bank’s service philosophy rests on consistency, thoughtfulness, and excellence, ensuring that every interaction reflects genuine care and responsiveness.

    Lawal expressed appreciation to customers for their trust and feedback, describing them as the foundation upon which the Bank continues to innovate and evolve.

    He reaffirmed the Bank’s pledge to remain by its customers’ side, delivering quality service that meets their needs and expectations at every stage of engagement.

    Throughout the week, Polaris Bank is conducting a range of activities across its branches and digital platforms to celebrate both customers and service champions within the organisation.

    The engagements include customer appreciation sessions, staff recognition ceremonies, and learning initiatives aimed at strengthening service excellence.

    Customer Service Week, celebrated globally in the first full week of October, honours service professionals who make exceptional experiences possible.

    For Polaris Bank, the event represents yet another opportunity to celebrate its people and reaffirm that with teamwork and dedication, great service remains a mission possible.

    Days before the Customer Service Week celebration, the Bank expanded its sustainability agenda through a nationwide tree-planting campaign conducted in partnership with the Nigeria Conservation Foundation (NCF).

    The initiative extended to three major locations: the Lekki Conservation Centre in Lagos State, the Federal University of Agriculture, Abeokuta (FUNAAB) in Ogun State, and Sardauna Memorial College in Kaduna State.

    The campaign, first launched in 2024 during the Bank’s commemoration of World Environment Day, stresses Polaris Bank’s long-term commitment to addressing climate change, reducing carbon emissions, and promoting sustainable practices nationwide.

    At the Lagos event, held at the Lekki Conservation Centre, Executive Directors Chris Ofikulu and Sharafadeen Muhammad joined NCF representatives and volunteers to plant trees as part of the campaign’s expansion.

    Speaking at the event, Chris Ofikulu, Executive Director, Commercial and Retail, expressed appreciation to participants and reiterated that the exercise demonstrates the Bank’s deep commitment to environmental sustainability.

    He recalled leading the Bank’s first tree-planting activity in 2024 at the Tai Solarin University of Education (TASUED), Ogun State.

    He noted that the initiative aligns with the United Nations Decade of Ecosystem Restoration, a global movement focused on building a greener and more resilient future.

    Ofikulu explained that Polaris Bank views sustainability not just as a corporate responsibility but as a business imperative that drives long-term value creation.

    He added that through this initiative, the Bank reaffirms its role beyond traditional banking, aligning with the collective goal of planting 10,000 trees nationwide to promote ecological balance and environmental health.

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    Also speaking at the event, Sharafadeen Muhammad, Executive Director, Operations, emphasised that protecting the environment remains a shared responsibility for the benefit of all.

    He described the initiative as a commendable effort that supports the creation of nature reserves capable of conserving biodiversity while generating economic value.

    In Ogun State, the Divisional Head for Ogun/Oyo Region, Yetunde Okeleye, stated that the tree-planting initiative reinforces Polaris Bank’s commitment to sustainability.

    According to her, planting economic trees across Nigeria demonstrates that environmental stewardship is not only a responsibility but an integral part of the Bank’s identity.

    She added that the partnership with the NCF at the Federal University of Agriculture, Abeokuta, reflects the Bank’s dedication to restoring degraded land, preventing soil erosion, and mitigating the effects of climate change.

    Okeleye described the initiative as a clear expression of Polaris Bank’s determination to foster environmental sustainability and community well-being for future generations.

    In Kaduna State, Kabir Lawal, Acting Group Head for the North West, led staff of the Bank in a similar exercise at Sardauna Memorial College.

    He emphasised that sustainability forms a core part of Polaris Bank’s culture and governance framework.

    According to him, every decision the Bank makes is guided by environmental, social, and governance (ESG) principles designed to address environmental challenges while empowering communities and promoting inclusive growth.

    Lawal explained that the Kaduna exercise, undertaken in partnership with the NCF, goes beyond tree planting to restore degraded areas, prevent erosion, and raise public awareness on the importance of environmental preservation.

    Representatives of the Nigeria Conservation Foundation commended Polaris Bank’s leadership, noting that the trees planted – including both fruit-bearing and shade-providing species – would serve multiple ecological and economic purposes such as erosion control, windbreak, shade provision, and food security enhancement.

    Community leaders from FUNAAB and Sardauna Memorial College expressed appreciation to Polaris Bank and the NCF for their leadership and partnership, describing the initiative as timely and impactful in addressing global climate challenges at the local level.

    Through these initiatives, Polaris Bank continues to integrate sustainability into its core operations, ensuring that climate action and community development remain central to its long-term growth strategy.

    The Bank reaffirmed that through collaboration, innovation, and shared responsibility, building a greener and more inclusive future remains both achievable and essential.

  • Magic of Christmas shopping: Why it’s so popular

    Magic of Christmas shopping: Why it’s so popular

    It is 10 days until Christmas.  Houses are adorned with twinkling lights. Organisations like Zenith Bank try to outdo other companies with street decorations. Trees are decorated with baubles, and streets are filled with excited shoppers.

    Christmas does not need an introduction. Even if you do not step out of your house, the jingles blasting from your television, radio, telephone ringing tunes, and the noise of fireworks from impatient youths would tell you that it is another season of the year. Then, when you step out, you will literally see and feel the magic. Then venture out at night, and you will see everywhere lit up with beautiful, exciting lights.

    A visit to open markets and shops revealed increased activity. At the popular Balogun and Expander International markets in Lagos last week, shops that would normally open by 9 am are now opening between 7 am-8 am, with eager buyers already in the market to shop and leave before it becomes very hot, and with the traffic of people doing their shopping.

    Of course,  the online shops are not left out. Furniture sellers, vehicle sellers, builders, tailors, etc., are all enjoying increased patronage.

    As the Christmas season approaches, we want to explore the phenomenon of Christmas shopping and understand why it is so universally beloved.

     Has the Christmas season always been like this?

    The origin of the modern-day Christmas shopping craze dates back to the Victorian era in the 19th century. As the celebration of Christmas began to grow more popular, families started exchanging small, heartfelt gifts to spread love and joy. This gift-giving trend accelerated as consumer culture and media advertising gained momentum during the 20th century, eventually transforming Christmas into a shopping bonanza.

    The popularity of Christmas shopping is evident when we look at the statistics. Retailers typically experience a massive sales boost in the last quarter of the year, and it is estimated that more than 46% of all retail sales occur during the festive season each year.

     This surge in spending is primarily driven by gift-buying for family, friends, and colleagues, making the shops, brick-and-mortar and online, the centre of holiday cheer.

    Why is Christmas shopping popular?

    Gift-giving as an expression of Love— Gift-giving is an age-old tradition that transcends societies and cultures. During Christmas, people wish to express their love and appreciation by giving presents to their loved ones. The thought, care, and effort behind each gift strengthen bonds and brighten spirits during the festive season.

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    Festive atmosphere

    As the neighbourhood lights up and stores dazzle with Christmas decorations, everyone feels compelled to step outside and immerse themselves in the festivities. Shopping centres play Christmas carols and offer themed goods, food, and drinks, making the entire shopping experience an enjoyable activity filled with warmth and joy.

    Great deals and discounts

     Retailers are well aware of the spike in consumer demand during the holidays and offer compelling deals and discounts, which contribute to luring shoppers. The prospect of saving money and getting beautiful gifts at bargain prices is challenging to resist, making Christmas shopping even more exciting.

    Emotional connection

    It’s no secret that emotions run high during the holiday season. Companies utilise emotional marketing strategies, evoking nostalgia and the desire to create lasting memories. These heartwarming advertisements and in-store experiences tug at our heartstrings, driving us to partake in the festive shopping frenzy.

    Social Pressure

    In some cases, the popularity of Christmas shopping can be attributed to a sense of social obligation. As gift-giving becomes customary, people feel compelled to participate to avoid being considered unthoughtful or inconsiderate.

    Christmas shopping is undeniably popular, driven by historical, emotional, and social factors. As we celebrate this year’s festive season, remember to cherish the genuine love and care behind each gift and gather around our loved ones at this special time.

    End-of-Year Factors

    Consumers might also have use-it-or-lose-it benefits like flexible spending accounts or bonuses that they need to use before the year ends, potentially contributing to higher spending.

    Consumer confidence

    When consumer confidence is high, people are generally more willing to spend. Despite initial intentions to budget, spending tends to increase as the season progresses.

    Many people take advantage of the holiday season to hold events during this period. Events like weddings, parties and other celebrations are very common at this period.

    As we celebrate this year’s festive season, remember to cherish the genuine love and care behind each gift and gather around our loved ones at this special time.

  • Sustained collaboration, awareness critical for food safety —Stakeholders

    Sustained collaboration, awareness critical for food safety —Stakeholders

    Professionals in various sectors of the Food industry have stressed the need for sustained collaboration and awareness to ensure healthy citizens and a healthy economy.

    They spoke at the 18th annual conference and workshop of the Mycotoxicology Society of Nigeria [MSN] in Lagos, which was held in collaboration with the Standards Organisation of Nigeria (SON).

    MSN deals with mycotoxins, which are contaminants which affect livestock feed and agricultural products like maize, groundnut, sorghum, spices, dried melon and cassava, among others. According to the stakeholders, many issues and developments are impacting agricultural and trade practices from farming to export.

    Hence, concerted efforts on a regular basis to provide information and ensure necessary capacity and compliance with standards by all operators to address the challenges are very important.

    In her welcome address, MSN President Professor Yemisi Jeff-Agboola said food safety in the country could only be assured if it is considered as a shared responsibility rather than a solitary issue by a small group of professionals.

    Represented by the Vice President, MSN, North -Dr Danladi Abba, she said MSN demonstrated the need for collaboration by collaborating with SON for the 2025 conference and workshop because standards enforcement is important, especially if compliance with stipulated standards is ensured by all stakeholders.

    The MSN President described the Theme of the conference, ‘Mycotoxins In a Changing World: Risk, Management and Innovations’ as apt because it addressed various concerns on food safety.

    She disclosed that the risks of mycotoxins have continued to increase, with the effects of environmental realities, changes in health systems, and climate change, all of which have significantly impacted agriculture and ultimately the trading of agricultural products.

    “Today’s event is therefore not merely an academic exercise, but indeed historic because it has to do with the health and the well-being of everyone”, she added.

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    Declaring the conference open, the Director General, SON, Dr Ifeanyi Chukwunonso Okeke, who was represented by the Director, Corporate Affairs, Mrs Talatu Ethan, stressed that efforts at tackling the menace of mycotoxins deserved necessary support because food safety and the protection of public health are very important.

    Okeke added that tackling the menace is important for a developing country like Nigeria, which depends largely on agriculture. He therefore assured that SON would continue to work with other stakeholders to ensure standards compliance so that the country could meet local and international standards, which are necessary to boost competitiveness and international trade.

    He stated further that SON’s commitment to addressing the menace of mycotoxins was also a demonstration of the agency’s support of the ‘Nigeria First Policy’ and its desire to strengthen the national safety system.

    The DG commended MSN for shaping policy initiatives with its work and assured that SON would deepen its collaboration with MSN and other stakeholders.

    In the Keynote speech, a Trustee of MSN- Dr [Mrs] B.F. Oluwabamiwo disclosed that a quarter of agricultural products worldwide are contaminated by mycotoxins-according to the Food and Agriculture Organisation [FAO].

    She also disclosed that millions of dollars are lost yearly in global trade through the rejection of contaminated food products, identifying inadequate drying of products and poor storage of products as some of the issues deserving attention.

    These realities, she stressed, necessitated the need to share necessary information with all stakeholders, with actionable guidance starting with the farmers up to exporters. “Scientific knowledge must translate to meaningful solutions. That is the goal of today’s workshop,” Oluwabamiwo emphasised.

    She disclosed that climate change was a major issue in discussing mycotoxins because it has altered rainfall patterns and impacted temperature, among other challenges. The good news, however, she disclosed, is that “instead of waiting until contamination happens, new technology now helps us to predict, prevent, detect and manage mycotoxins much more effectively.”

    In many goodwill messages before this, the Director of Research, Edo State University, Professor Charles Adetunji, noted that the menace of mycotoxins wasn’t prevalent decades ago.

    According to him, “It is high time we reconsider indigenous knowledge. Our elders live old and have great farming stories, including preserving agricultural products for long, and harmlessly.”

    The Deputy Chairman, All Farmers Association, Farmer Sakin Agbeyewa-stated: “Today’s focus is topical, and it’s a burning issue because we must be healthy. We need to eat right to be healthy. If we do it well, our products could, on their own, replace drugs. Farming, processing, storage, consumer safety, all of these make today’s topic critical.”

    Also, a representative of the Small and Medium Enterprises Development Agency of Nigeria [SMEDAN], Mrs Olaiya Elizabeth, said the workshop was a clear demonstration that Science and Standards must work together for a healthy nation and economy.

    The Representative of the Federal Institute of Industrial Research, Oshodi (FIIRO) -Dr [Mrs] O. Kayode – lamented that “most of our grains and cereals are always rejected. So, this is a good development and a timely event. Processing is key, and FIIRO has the needed equipment to assist here. To the guest who just spoke on cassava, for instance, we have cassava drying equipment.”