Category: Technology

  • Bridging Humanity and Technology in the Fight Against Cyber Threats

    Bridging Humanity and Technology in the Fight Against Cyber Threats

    With Two Decades of Expertise, Akinola Odedina Champions Human-Centric Cybersecurity in the Age of AI

    In an era where artificial intelligence reshapes industries overnight and cyber threats grow more sophisticated by the minute, the world needs leaders who understand not just machines, but people. Akinola Odedina, a cybersecurity luminary whose 20-year career has redefined how organizations protect their most valuable assets: data, trust, and human potential.

    A Scholar-Practitioner with Global Impact

    Akin has spent nearly two decades at the intersection of cybersecurity, data privacy, and risk management. His work spans continents, advising Fortune 500 companies, government agencies, and startups on building resilient frameworks that prioritize human behaviour alongside cutting-edge technology.

    “Cybersecurity isn’t just about firewalls and algorithms, it’s about understanding how people think, act, and adapt,” says Odedina, whose Human-Centric Cybersecurity methodology has become a blueprint for combating AI-driven threats. “In the rush to adopt AI, many forget that humans are both the weakest link and the greatest line of defense. My mission is to empower them.”

    Pioneering the Human-Centric Approach

    While the industry races to automate defenses, Odedina’s research and practice focus on a critical truth: 95% of cybersecurity breaches stem from human error. His innovative strategies blend behavioral psychology, AI ethics, and adaptive security architectures to create systems that “learn” from user patterns while fostering a culture of cyber-awareness.

    Notable achievements include:

    • AI-Powered Risk Mitigation: Developing predictive models that identify employee vulnerabilities before hackers exploit them.
    • Global Privacy Advocacy: Spearheading GDPR and CCPA compliance strategies for multinational corporations.
    • Thought Leadership: Authoring whitepapers on Ethical AI in Cybersecurity 
    • A Trusted Voice in the AI Revolution
      As organizations grapple with ChatGPT-driven phishing scams and deepfake fraud, Odedina’s expertise has never been more vital. He serves on advisory boards for tech startups and NGOs, urging a balanced approach to AI adoption. “AI can analyze a million threats in seconds, but it can’t teach a team to spot a phishing email,” he notes. “The future belongs to those who harmonize human intuition with machine intelligence.”

    Education Meets Innovation

    Beyond his credentials, Odedina holds certifications including CISA, CISM, and CDPSE, cementing his status as a multidisciplinary authority. His current role as Chief Security Strategist at a leading cybersecurity consulting firm sees him mentoring the next generation of experts while designing tools that democratize access to enterprise-grade protection for SMEs.

    Looking Ahead

    With cyberattacks projected to cost the global economy $10.5 trillion annually by 2025, Odedina’s vision is clear: “The battle isn’t man versus machine, it’s about building systems where both thrive. Security is a shared responsibility, and empathy is the ultimate firewall.”

  • Turning School Records Into Results: How Education Platform Uses Data to Improve Learning Outcomes

    Turning School Records Into Results: How Education Platform Uses Data to Improve Learning Outcomes

    Schools across Africa still struggle with fragmented records, delayed reporting, and limited visibility into student progress. Chinenye Peace Amaechi, founder of A2Z Digital Tracker, says the future of education depends on turning raw records into actionable insight for teachers, school leaders, and parents.

    What problem did A2Z Digital Tracker set out to solve?

    Schools were drowning in paperwork attendance, results, reports, and parent communication were manual. That manual workload reduced teaching time and delayed interventions. A2Z was built to digitise progress tracking and make performance monitoring faster and more accurate.

    What does the platform actually track, and for who?

    It tracks attendance, continuous assessment, exam results, learning milestones, and progress summaries. Teachers input data, school leaders view performance dashboards, and parents receive structured progress updates where the school enables that feature.

    What’s the key innovation compared with typical “school portal” products?

    Most portals just store data. Our focus is decision support flags for early intervention, trend views, and reporting that helps leaders act. It’s the difference between “data kept” and “data used.”

    How do you convince schools and teachers to adopt a new system?

    Adoption is behavioural. We simplify onboarding, provide templates, and focus on the teacher’s daily reality. If the product saves time in week one, adoption grows. If it feels like extra work, it fails no matter how advanced it is.

    What measurable outcomes do you look for to prove impact?

    Time saved on reporting, improved accuracy, faster parent communication cycles, and how quickly schools can identify learning gaps. If we can shorten the feedback loop between performance and intervention, outcomes improve.

    How do you handle data privacy, especially for minors?

    We design access control by roles, ensure secure authentication, and encourage schools to follow data governance policies. Where relevant, we align processes with privacy best practices especially around consent, limited access, and safe data sharing.

    Many schools operate in low-bandwidth environments. How do you design for that?

    You optimise performance, reduce heavy pages, and design workflows that don’t require constant connectivity. A product that only works in perfect conditions will fail. Reliability is innovation in these contexts.

    What challenges have you faced in building for schools versus other sectors?

    Education is complex because stakeholders are many, teachers, administrators, parents. You have to design for multiple user types, and you must avoid tech that disrupts classroom flow. Education tech must respect real human rhythms.

    What’s your view on the next step for EdTech in Africa?

    Interoperability and analytics. Systems should talk to each other so schools can integrate learning data, finance data, and admin processes. The goal is not “more apps,” but better connected infrastructure.

    If you could advise policymakers or school owners in one sentence, what would you say?

    Treat education data like infrastructure: invest in systems that make progress measurable, interventions timely, and accountability transparent because what you can’t measure, you can’t improve.

    Conclusion

    “Good education technology doesn’t just digitise records, it improves decisions.”

    DISCLAIMER

    This publication is subject to updates and revisions. Kindly note that the information herein may be modified or expanded over time to reflect new developments.

    October 10, 2022

  • How Do Experts Choose Which Bets to Recommend

    How Do Experts Choose Which Bets to Recommend

    Bet selection is one of the most important parts of becoming a winning player. Casual players often choose their bets based on which teams they like best or which player their friends are betting on. However, more serious bettors know that your feelings can’t play a role in choosing the best possible bet.

    For some players, it’s enough to find an expert site that they trust and simply make the bets that are recommended by that site. This is a good strategy, especially for beginners, but it doesn’t teach the punter how to make their own choices without relying on a particular site.

    Today’s post will look at how experts choose which bets to recommend to punters. This is useful information both for players who want to learn how to make their own bets and for people who want to be able to choose the best sites for reliable sports betting tips and predictions.

    1. Experts look for the best value

    It probably goes against your common sense to think that you should do anything other than look for who is most likely to win the sporting match.

    However, choosing the winner doesn’t always lead to the best profit, and experts understand this.

    When experts are deciding which bets to recommend, they look for bets that offer the best potential value for players who take their advice. This doesn’t always mean betting the favorite! Sometimes, it’s better to take the bets with a smaller payout or seemingly worse odds.

    Experts use their own special algorithms and models to determine the likelihood of profit, so they often have better insight into which bets offer the best value.

    1. Experts play the game within the game

    When choosing the best bets to recommend, experts understand that they’re effectively playing “the game within the game.”

    On the surface, you’re just betting on the sporting event. However, there’s a deeper layer to making profitable sports bets, and that’s the real game being played.

    When bookies set up these bets, they try to make them as close to what they believe they should be as possible. The game that experts are playing is figuring out which (if any) bet lines are off in a way that could be profitable. Since nobody can predict the future, there are almost always a handful of bets that are likely to be profitable for players.

    Expert recommendations are often the result of a lot of research and mathematical model creation to find these bet lines.

    1. Experts always remain objective

    Often, the best sports bettors are the ones with no emotional ties to the events. Biases for or against a team (or person) can prevent you from making the right choices and winning big.

    Experts always recommend bets based on research, reliable statistics and objective facts. They spend a lot of time refining their mathematical models and looking at the entire landscape of the sporting event so that they can provide bettors with the best possible picks and tips.

    When experts recommend a bet, it’s always because they believe that it’s objectively the most likely way for players to turn a profit.

    Bet Like an Expert With Betnaija

    Betnaija players can always rely on our Bet of the Day tips for the best possible bet recommendations for football and other sporting events.

    While it is true that no experts can guarantee winning bets every time, Nigerian punters can feel confident that our expert picks are well-researched and chosen to give players the best possible chance of winning a big cash prize at the end of the match.

  • Bitcoin Mixers and Anonymity – What You Should Know 

    Bitcoin Mixers and Anonymity – What You Should Know 

    Transparency and security are some of the fundamental elements of Bitcoin that make it seem like a more reliable and trusted transaction currency than fiat money. However, some people are also concerned Bitcoin’s digital public ledger is a privacy flaw. Thus, inventors have developed unique ways to enable Bitcoin users who desire anonymity to keep their transactions private. Visit the Meta Profit for more information on bitcoin trading.

    A Bitcoin mixer or a tumbler is one of the most popular mechanisms for obscuring Bitcoin transactions or staying anonymous on the network. It is a tool that jumbles up an amount of Bitcoin mysterious pools before spitting them out to the intended recipients. Nevertheless, there is a lot that you should know about those tools before using them.

    How Bitcoin Mixers Work

    Some of the most popular Bitcoin mixers include CoinJoin, Samourai, and JoinMarket. Although they have unique functionalities and features, every Bitcoin mixer’s primary purpose is to hide the flow of Bitcoin transactions.

    A Bitcoin mixer shuffles Bitcoin transactions through a black box, making it extremely difficult to determine that person X sent 20 Bitcoin to person Y. This service will only show that person X sent some Bitcoin to the system and that person Y received some Bitcoin from the system, like several other people.

    The main idea of using a Bitcoin mixer is to hide the digital signatures of transactions by sending them through a black box. While the transactions will still appear on a Bitcoin explorer, the records will not reveal the senders and recipients’ public addresses and transacted amounts. That makes tracking your transaction extremely difficult for anyone.

    Issues with Using Bitcoin Mixers

    Like most smartphone trading apps for buying and selling crypto, Bitcoin mixers are not without flaws. It is unlikely that someone else in the mixer transacted the same amount of Bitcoin as you, minus the tumbler’s cost. It won’t be hard for law enforcers to re-connect the money flow if they know the first suspect’s address and the second suspect is the only one to receive money from it. That problem gets even more complex when many people are using the mixer.

    Several merchants and vendors also reject Bitcoin payments through mixers, citing security reasons. Crypto exchanges can identify mixers and often label the funds passed through them as tainted Bitcoin. Bitcoin mixers offer some anonymity, but using them can sometimes be risky and inconvenient.

    Imagine a merchant rejecting your payment for a good or service because you transacted the funds via a Bitcoin mixer. It could be devastating for a trader, especially when you were eyeing a lucrative position in the market. Nevertheless, some Bitcoin mixers are more effective at obscuring transactions than others. So, do a little research to choose the best Bitcoin mixer.

    The legality of Bitcoin Mixers

    Bitcoin mixers’ ability to obscure transactions makes them a fertile ground for money laundering, tax evasion, and other illegal financial activities. However, the legitimacy of using the services mainly depends on your jurisdiction. For example, a U.S Deputy Assistant Attorney said in 2021 that using mixers to hide crypto transactions is criminal. U.S authorities have recently arrested and charged some Bitcoin mixing service providers.

    Experts say the new anti-money laundering regulations such as the travel rule and the European Union’s AMLD-5 directive will make money laundering more complex and potentially render Bitcoin mixers less viable for new crypto users.

    Overall, a Bitcoin mixer enables you to send and receive Bitcoin anonymously. However, using it could also impact some unforeseen security risks and inconveniences.

  • Technology redefining informal retail in Nigeria

    Technology redefining informal retail in Nigeria

    “It was my third time seeing the branded delivery van. I honestly thought it was one of the logistics companies as usual.

    Fortunately this time, I was at the shop to buy toiletries. And I heard the shop owner saying to the driver: “Ojà tí mo order fún pé” meaning (that the goods I ordered are complete.) I waited for the driver to leave so I could ask her some questions.

    “She explained how she was introduced to the company, Alerzo, which enables her to order goods and get them delivered to her shop. She quickly showed me the app through which she made the order.

    “I was surprised as anyone who knows the women would be. I’ve seen her with her smartphone several times. My assumptions are that she uses it for calls and occasional social media visitations.

    “I asked if she made the order herself, she told me that at first, her son helped her to place the order and now she does it herself. I know technology is reshaping the way things are done, but I must confess that I never thought retailers in the informal market could be carried along in such a manner. Really impressive.”

    The above were the words of a Lagos resident, Toyin Ajose, who for the first time witnessed the new revolution in the Nigerian informal retail sector.

    In the last couple of years, some innovative e-commerce brands have come to the fore to bridge the digital gap in the informal retail sector.

    READ ALSO: Deel: technology boosts hiring

    The approach is to make the process of restocking their shops easier. For many of the retailers, a trip to the market takes a whole day, while the transportation fares also eat a chunk of their profit.

    Through the technology network of these business-to-business platforms, retailers are able to get inventory without a visit to physical markets.

    “We are empowering retailers in the informal sector through our ecosystem of digital products, so they are equipped to run profitable and sustainable businesses.

    “We believe that technology has the potential to transform the way informal retailers conduct their businesses, by using it to facilitate – with just a click of a button – fast & easy access to a wide assortment of consumer products at zero delivery cost to the retailers,” said Adewale Opaleye, Alerzo Limited CEO

    By joining e-commerce and restocking directly from manufacturers, retailers are also able to cut costs, which provides the needed boosts for their businesses and widens their profit margins.

    The services of B2B shopping platforms are making informal retail easier by redefining the restocking process, thus opening up the market to more possibilities.

  • Bringing informal retailers on Nigeria’s digital economy train

    Bringing informal retailers on Nigeria’s digital economy train

    The Nigerian Digital economy train has left the station. The journey roadmap has been drawn. Modalities are being put in place for all necessary mechanisms needed for itch-free transition. Policies are being formulated; heavy investments are being made on infrastructure by various stakeholders. However, the journey would be futile without migrants joining the train at every available junction.

    The National Information Technology Development Agency (NITDA), recently said plans were in top gear for Nigeria to achieve 95% digital literacy by 2030. According to the agency, initiatives including the establishment of tech incubation centres, were in the works to ensure that the target was met.

    Some industry observers have however questioned the possibility of achieving such a high target given the current economic realities in the country.

    “Our market women, how do you convince them to start advertising their businesses online, to start using digital technologies to manage their products?

    “Up till now, some of them decline when you want to pay them electronically for their products. They will say they want cash,” said the President of Nigeria Computer Society, Prof. Adesina Simon Sodiya.

    The famous ‘Nigerian market women’ make up the informal retail market which is estimated at about $100 million. Having a sizable number of this market on the digital train will spice up the journey.

    READ ALSO: Positive indicators for Nigeria’s digital economy

    In the last three years, innovative business-to-business e-commerce brands like Alerzo, TradeDepot, Omnibiz have taken up the challenge of bringing these vibrant segments of the market into the growing digital community by connecting them directly with global product manufacturers through easy-to-use digital apps.

    “Platforms like Alerzo are also shaping the Nigeria narrative by showcasing the attractive investment opportunities to the world, while also reaching people in rural areas and giving them access to an extensive catalogue of products and logistics.

    “We also facilitate development and financial inclusion through digital payment platforms. For instance, Alerzo, through AlerzoPay, is contributing to the development of dematerialized payment solutions which are keys to the success of e-commerce and an important asset for Nigeria when it comes to development prospects,” said Adewale Opaleye, Chief Executive Officer of Alerzo Limited.

    B2B digital platforms enable hundreds of SMEs, mostly informal retailers across Nigeria, to run profitable and sustainable businesses, benefiting from the economics of digitization to achieve a significant increase in their activity level. This facilitates economic development in Nigeria by allowing many entrepreneurs (retailers) to embark on new innovative projects.

    Internet penetration in Nigeria is fast improving, thus increasing the use of smartphones among Nigerians. With more innovative seamless digital offerings, getting more informal retailers on the digital economy train might not be difficult as it seems.

  • Five ways to turn up the love this Valentine’s Day, by Google

    Five ways to turn up the love this Valentine’s Day, by Google

    Love is in the air as Cupid’s favourite day approaches. Now, as the world has begun to open up again following lockdowns and restrictions, this Valentine’s Day is the perfect time to celebrate the special people in our lives.

    As Will Smith says in the underrated romantic comedy Hitch, “Life is not the amount of breaths you take, it’s the moments that take your breath away”.

    Here are five Google resources you can use to plan the perfect Valentine’s Day and show your significant other the love and appreciation they deserve:

     

    1. Book a romantic getaway

    With several countries and airlines recently announcing an ease in travel restrictions , Valentine’s Day is the perfect excuse to spoil yourself and your significant other with a dream trip to a romantic destination. Make this Valentine’s extra special and explore the best locations for a couple’s escape, find the best flights, hotels, vacation rentals, and romantic activities you can do with your partner using Google Travel which can help you easily plan every aspect of your getaway.

     

    1. Find the perfect spot for an unforgettable date night

    Looking to treat your partner to a candlelit dinner, a romantic picnic in the park, or a night out at the movies but don’t know where to go that’s outside of your usual stomping grounds? With Google Maps you can find new places, restaurants and experiences right at your fingertips using features such as the Explore tab which provides you with a list of local locations and activities to choose from. Narrow down your search by using the search bar. Once you’ve found what you’re looking for you can use the star rating for that location, find its distance from where you are, locate opening and closing times, as well as photos and reviews from people who have visited before it. You can then save that location and select it on the day to easily navigate the best routes that will get you there on time without hitting traffic or congestion.

     

    1. Prepare an intimate evening with your distanced partner

    Unfortunately, whether it be because of work or you’re just in a long distance relationship, you might not be able to be with your significant other on Valentine’s Day. But, being apart on the most romantic day of the year doesn’t mean you can’t celebrate the day with them at all. With video-conferencing platforms like Google Meet you can video chat with your better half and spend some quality time together, even while you’re apart. If you want to go the extra mile to make your video call special, you can liaise with their friends or family to set up some rose petals, candles, food and drinks to create a romantic atmosphere where they are in time for your special call.

     

    1. Set the mood with an enchanting (or passionate) playlist

    If you want to set the right mood on Valentine’s Day, then you need to create a romantic ambience and nothing does this better than music. But, nothing takes you out of the mood faster than when the wrong song plays. To make sure you’ve set up the right atmosphere, for the day or night, whether you’re on your way out or having a romantic night in, create a playlist on YouTube Music by simply opening YouTube, find and click on the video you want to add, select save under the video and click on “create new playlist”. You can then name your new playlist and make it either public or private and easily add new videos to your playlist from the dropdown menu. YouTube Music also allows you to collaborate on a playlist with someone and this could be a nice activity for the two of you.

     

    1. Get the perfect gift to show your affection

    No Valentine’s Day is complete without a gift for your sweetheart. Whether you’re simply looking to get your other half some chocolates and flowers, or something a little more extravagant to spoil them, you can quickly find the perfect gift at the best price on Google Shopping – even if you’ve forgotten and need to get something for them at the last minute!

    If Google Search Trends are anything to go by, it’s clear that Nigerians love love from these top trending Valentine’s Day-related search trends for the past year.

     

    Top trending search terms on love in the past year

    Top trending search terms on Valentine’s Day in the past year

    1. Magical love story

    2. Love in Hausa

    3. Love nwantiti lyrics

    4. Loving messages

    5. 500 love messages

    6. Love sweet messages

    7. Images of love

    8. Tough love

    9. Good love message

    10. Good morning love messages

    1. Best Valentine messages

    2. Best Valentine quotes

    3. Best Valentine gifts

    4. Valentine’s day meaning

    5. Who is Valentine?

    6. Valentine card design

    7. Lovely Valentine quotes

    8. Happy Valentine image

    9. Valentine greeting card

    10. Gospel Valentine songs

     

    Top trending questions on love in the past year

    Top trending questions on Valentine’s Day in the past year

    1. How to love someone?

    2. How to express your feelings to someone you love?

    3. How to write a love letter to a girl?

    4. How to make a woman love you?

    5. How to know if someone loves you?

    1. What to buy for a friend on valentine’s day?

    2. Who founded Valentine’s day?

    3. What useful valentine gift can I get for my girlfriend?

    4. How did Valentine die?

    5. How to wish a friend a happy Valentine’s day?

     

    Search trends information is gleaned from data collated by Google based on what Nigerians have been searching for and asking Google. Google processes more than 40 000 search queries every second. This translates to more than a billion searches per day and 1.2 trillion searches per year, worldwide.  ‘Top searches’ indicate searches that topped Google’s charts while ‘Most searched’ queries are the most popular terms for the past 15 years, ranked in order by volume of searches. Live search data is available on the Google Nigeria Trends site.

  • Fintech Design Trailblazers Crafting Next-Generation Solutions in Nigeria

    Fintech Design Trailblazers Crafting Next-Generation Solutions in Nigeria

    In the fast-growing Nigerian financial industry, the laudable success witnessed in its tech ecosystem is among the things making the country a leading hub for startups in Africa, especially with the dynamic improvement in digital product development, occasioned by highly talented designers that have proven their mettle in the world of FinTech products for the African market and the narratives around them.

    In this expository report, we will look at some of the outstanding names in Digital Product Designs in Nigeria. Those who have contributed immensely to the industry’s growth, even as many of them continue to dominate the creative arena with more innovation through their designs.

    The following professionals have been selected here, in no particular order, as among the best brains in the industry based on their exceptional results in terms of design outputs and motivation for quality delivery, which has made them arguably the most sought-after designers. In this categoryare:

    Iniobong Udoh: Udoh is a popular Product Designer and Manager, One Young World Ambassador, who loves making products that are easy to use. She studied Insurance at the University of Uyo, Nigeria and is currently a Senior User Experience Designer at VOLTA, United Kingdom. Admired for making complicated things simple and beautiful.

    Ibrahim Akinpelu: Akinpelu graduated from Lagos State University with a degree in Computer Science, has over 10 years of experience in product design, UI/UX, and website design, won the Frontier Innovation award and was praised for his outstanding skills as a Product Designer.

    Prosper Otemuyiwa : Otemuyiwa is well-known for his PHP programming abilities and reached great heights after Github ranked him the second-best PHP developer in the world. He is famous for creating the Laravel Hackathon Starter Pack, after working as a technical trainer at Andela Corporation. He’s also a Co-founder of Eden Life.

    Emmanuel Adeyemo: Adeyemo studied Electrical and Electronic Engineering at Obafemi Awolowo University before starting as a Graphics Designer.  He switched to product design, with true success, in projects like Linkga Microfinance and RectLabs. Treasured for making complicated things simple and easy to use.

    Oluwaseun Ayodeji: Ayodeji is a talented product designer with over five years of experience, notable for his work in VConnect and Jobberman; cherished for his simple, neat and approach to service.

    Olalekan Osundina: Osundina Studied Literature in English at Obafemi Awolowo University, Nigeria and is a trusted hand in fintech product design, having established himself as a UI/UX designer. He is the head of design at Page Financials’ and also the brain behind the company’s highly celebrated personal loans and investments mobile app, the personal finance mobile app OCTA, and other transformative product designs. His work won multiple accolades at the prestigious BusinessDay’s Banks and Other Financial Institutions (BAFI) Awards for three consecutive years. Valued for crafting functional and user-friendly designs. He is also a UI/UX tutor at IFBC, Lagos.

    Maryam Dikko: Dikko is a skilled software engineer in the financial sector, earning an MSc in Advanced Computer Science with IT Management from the University of Manchester. She’s proficient in almost all programming languages; respected for her work at the Nigeria Deposit Insurance Corporation, where she applies her expertise in developing software solutions.

    Ire Aderinokun: Aderinokun MA, Law, University of Lagos and a BSc, Experimental Psychology, University of Bristol. She is a reputable software developer and the Head of Design and Products at Big Cabal, respected for her vast experience in the industry. Also linked with Eyeo and Bits of Code and admired for her versatility as a front-end developer and user interface designer.

    Olalekan Eyiowuawi : Eyiowuawi is a skilled programmer who currently works at Ruby on Rails in Chicago, USA, with several mobile applications to his credit, having served as a Software Developer for Andela and as a full-stack Software Engineer for Gobble. He’s recognized as one of Nigeria’s most accomplished programmers, with his career path aligning well with his academic qualifications. Olalekan holds a Bachelor of Science in Computer Science from the Federal University of Agriculture, Abeokuta, and a Master’s degree in Big Data from the University of Stirling, Scotland.

    Ayo Onasanya: Onasanya is the Founder and CEO of Acumen Digital, which is currently making waves in the UX research and product design industry in Nigeria. He is also the Co-founder of Stealth Mode.  Loved for his creativity and excellent delivery of quality services.

    It’s important to recognize these designers because they consistently produce exceptional designs and strive for excellence, making them highly sought-after. They are dedicated to making designs that work well for users and are ready to impact the industry.

    These seasoned designers’ visionary approach to fintech product design has enhanced user satisfaction and produced tangible business outcomes – the reason industry experts have classed them among those who have carved a niche for themselves in the digital product development market and are all respected for their ability to turn complex ideas into simple and beautiful designs.

  • Data Privacy Day: Celebrating Nigerians’ right to information security

    Data Privacy Day: Celebrating Nigerians’ right to information security

    2022 marks the third year Nigeria joined the international community to celebrate World Data Privacy Day, an event that occurs every January 28th. The Day is used to raise awareness, promote privacy and data protection best practices. It is observed in the United States of America, Canada, and over 40 European countries since 2007.

    The commemoration offers opportunities for collaboration among governments, industries, academia, nonprofit organizations, privacy professionals, educators, etc. The Day encourages compliance with data privacy laws and regulations, dialogue between stakeholders, and provides a platform for global networking and local action.

    The initiative was initially raised to protect government information and private sector transactions, expanded over the years to include families, consumers and all online activities after the revolution brought by digital devices. A vast majority of the people are unfamiliar with the risks involved in data processing and hardly aware of what they can do if their rights are breached.

    There are approximately 108.75 million internet users in Nigeria and the figure is projected to grow to 143.26 million by 2026. According to Statista, a leading provider of market and consumer data, internet penetration stood at 51.44% of the country’s population in 2021, and will likely reach 59.92 percent by the year 2026.

    The appointment of Prof Isa Ali Ibrahim Pantami (Minister of Communications and Digital Economy) as the Director-General, National Information Technology Development Agency (NITDA), marked a turning point in the nation’s history of data privacy. Under his leadership, NITDA issued the Nigeria Data Protection Regulation (NDPR) 2019 applicable to public and private organizationsas to process personal data of Nigerians home and abroad.

    The Regulation protects the right to privacy, ensures the right environment for digital transactions, creates jobs and improves information management practices. Working in concert with the Ministry of Communications and Digital Economy, NITDA has sustained the momentum of data privacy protection. For instance, from approximately 600 organizations that filed privacy audit reports in 2020, the figure grew to at least 1230 in 2021.

    NITDA DG, Kashifu Inuwa said: “In less than 2 years of active implementation of NDPR in Nigeria, we were admitted to the Common Thread Network (a Network of Data Protection Authorities of Commonwealth countries). We also got admitted as a full member of the Network of African Data Protection Authorities (NADPA). Our contribution at the Africa Union’s Policy and Regulatory Initiative for Digital Africa (PRIDA) Data Protection Laws’ Harmonization Work Group led to Nigeria being considered for inclusion in the list of countries where a developed framework for data laws harmonization was tested.”

    The impact of NDPR on job and wealth creation is also remarkable. More than 7,680 jobs were created, and 5,746 Nigerians trained on NDPR in 2021. The sector is currently valued at over N4billion, using median value of audit implementation cost, according to Inuwa.

    Before NDPR introduction, no Nigerian entity could boast of full compliance with data protection laws. A handful of multinationals had some level of compliance imposed on them by their parent companies. The narrative changed drastically within one year. From zero compliance in 2018, Nigeria now has over 1230 organizations filing NDPR Compliance.

    The place of NDPR in human rights jurisprudence has been litigated. Gladly, our courts, as the bastion of justice, have established a binding precedent to the effect that NDPR is rooted in section 37 of the 1999 Constitution. The section provides thus: “The privacy of citizens, their homes, correspondence, telephone conversations and telegraphic communications is hereby guaranteed and protected.”

    The implication is that no data controller or data processor can shun the NDPR. See the case of Incorporated Trustees of Digital Lawyers Initiative & Ors. V. National Identity Management Commission (NIMC) CA/ IB/291/2020. It is believed that the future of work will be fundamentally different when digital machines are deployed in virtually everything that we do. Soon, Artificial Intelligence and Robotics will be a platform of innovation in Nigeria, especially in instrumenting, automating, tracking, and analyzing the core operations of businesses.

    While exploring and utilizing these digital economy potentials, NITDA is always proactive in creating awareness on how Nigerians can protect their personal information. It is only when customers trust their activities online that the digital economy will thrive.

    To deter breach, the NDPR provides that: “Any person subject to the Regulation who is found to be in breach of the data privacy rights of any Data Subject shall be liable, in addition to any other criminal liability, to the following: a) in the case of a Data Controller dealing with more than 10,000 Data Subjects, payment of the fine of 2% of Annual Gross Revenue of the preceding year or payment of the sum of 10 million Naira, whichever is greater; b) in the case of a Data Controller dealing with less than 10,000 Data Subjects, payment of the fine of 1% of the Annual Gross Revenue of the preceding year or payment of the sum of N2million, whichever is greater.”

    This clearly shows that NITDA, the regulatory body, is committed to protecting citizens’ data to ensure that businesses remain competitive locally and internationally. Nigeria is the only country in Africa that dedicates a full week (24th – 28th January) every year to raise awareness on data protection with a series of programmes, both physically and virtually.

    NITDA is playing its role in the best possible way to attract investment, open more digital job opportunities for the teeming population and support the security architecture by effectively implementing its mandate of protecting peoples’ data. With over 200 million citizens, Nigeria can tackle any prejudice or misgivings about digitization through a potent regulatory instrument on data privacy.

    The effect is momentum for a sustainable digital economy. This will invariably create jobs for essential public services. It is however important for Nigerians to take ownership of the legal regulatory framework on data privacy with a view to sustaining the present administration’s effort in building an inclusive and sustainable digital economy.

     

     .Mubarak Umar writes from Abuja

  • Are you noticing this emerging B2B e-commerce trend?

    Are you noticing this emerging B2B e-commerce trend?

    Twitter is now back in business in Nigeria. Having taken a hiatus from a conversation on the bird app after the suspension by the federal government, I returned sometime last week. As usual, Twitter Nigeria is a no dull moment space. The African Cup of Nations is on and memes were flying regarding the big-name casualties of the tournament. African football powerhouse, Ghana was dumped out of the tournament at the group stage after losing to debutants, Comoros Islands. “What is a Comoros?” “Trouble be like Comoros” were some of the trending hashtags on Twitter.

    In the midst of the fun and banter, something caught my attention: a retweet popped up on my timeline of a tweet by @ajalayemi. It was something different from the flow of things in space. The author of the tweet is based in Ibadan. His tweet was about branding by Alerzo Limited, a business-to-business e-commerce platform delivering goods with vans and buses. He was fascinated by what he saw and decided to do some little search about the company.

    From his findings, Alerzo’s business model was designed to make business seamless for informal retailers. Unlike the Kongas and Jumias that connect sellers to customers, Alerzo is connecting informal retailers to direct supply from manufacturers. An informal retailer is that woman with a small shop on your street who sells almost everything. Yoruba call them “gbogbo lowo”, meaning “I sell all you need”. These sellers are forced to close their shops when going to the market to restock. Some of them lose customers in the process. The stress of frequent market trips also takes a toll on them both mentally and physically. So what Alerzo service implies is that instead of market trips, they simply pick up their phones to restock, or order via Alerzo app and get their stocks delivered at their shops.

    The idea sounded novel to me. I’ve not heard or seen such in Nigeria. At that point, I decided to do some digging about the company. Alerzo started off in Ibadan almost two years ago as the brainchild of the son of an informal retailer. In one of his interviews, the Chief Executive Officer of Alerzo Limited, Adewale Opaleye said he witnessed firsthand the ordeals of his mother who went through a lot to keep her retail business going while managing the family. He saw the gap that could be bridged by e-commerce technology and decided to make it a reality in Nigeria.

    Alerzo is not the only company offering this type of service, there are others like Omnibiz, TradeDepot. Their services are already being enjoyed in other parts of the South West, North West and North Central. Apparently, I’ve been missing a growing trend, just like many of my readers right now. Thousands of retailers are already enjoying the ease and convenience of e-commerce. Improved lifestyle, increase in profit and savings are the immediate benefits that come with the service.

    On a broader scale, these platforms with their services will spike huge business activities in the digital space in the next few years. This is due to the fact that informal retail is a multimillion-dollar business in Nigeria. Imagine the economic benefits Nigeria will derive from bringing just 50% of those retailers into the digital economy space.

    The increasing rate of mobile phone adoption in Nigeria makes this a possibility. In 2021, the number of mobile internet users in Nigeria amounted to over 101.7 million, with over 32% using smartphones. The rate of smartphone usage is increasing and many of these sellers can afford the cheaper versions. As a matter of fact, many informal retailers have tech-savvy children who indirectly hijack their phones for games and internet surfing. With the help of these young ones, they can easily make their orders and get them delivered.

    For all tech enthusiasts, this is an interesting trend to watch. There are reports of millions of dollars investment by external investors in the B2B e-commerce platforms. This shows the faith and belief that the model can work in the country. From all indications, there are interesting times ahead for informal retailers in Nigeria thanks to a new wave of innovators opening up the market to new possibilities.

    . Victor George, a tech enthusiast, writes from Lagos