Tag: GUIDE

  • Guide for self-discovery

    Guide for self-discovery

    Discover Yourself by Oluwasanmi Oyewumi is a motivational and inspirational book that guides both the young and old searching their inward minds on self-discovery.

    As a personal development coach, Oyewumi surveys the theme of success using practical reality and contemporary instances that people could easily relate to.  He does not only dwell on self-discovery, but also shed light on how fulfilling the purpose of human existence can be achieved by the unlocking of the keys of identity crisis.

    The author of the book explores extensively the right path to tread in life to achieve greatness through self-discovery. According to him, so many people have so many things that can earn them greatness and success in life. Those things are valuable gems hidden in them but the problem with these people is that they found it difficult to find the gems in them as many find it hard to discover themselves.

    This book, written in an easy flowing language describes and provides an antidote to psychological sickness that may derail the mindsets of people towards building a strong self-esteem whilst also seeking self-fulfillment and relevance in the society.

    One endearing quality of the book is the ability of the writer to simplify various concepts. The thematic concerns of the book are arranged in six basic chapters which are then discussed in headings and sub headings.

    In the first chapter, the author dwelled on identity crisis, addressing how people who have the innate ability to get to their promised land often falter as they fail to discover the hidden gems in their psychological farmlands. “They have potentials in them, but they appear like nuisances to the world,’’ Oyewumi intoned.

    Citing his himself, the writer presents the causes and consequences of identity crisis, noting: “Unless we all see the identity crisis as a common enemy and deal with it, we may not be able to give our best contributions to the world and enjoy the success we truly deserve”.

    In the second chapter of the book, Oyewumi wrote on the need for self-examination using the saying of Socrates which says, “An unexamined life is not worth living,” to buttress his point.

    He further adds that self-examination should be seen as “a great exercise that helps us to take stock of our life and make necessary adjustments toward enjoying our dreams”.

    Discovering one’s uniqueness is the overriding theme of the issues discussed in the book’s third chapter.  The author opined that so many people want to be called the best while they fail to realise that there is a difference between being the best and being unique.

    In chapter four, the writer explores the need to celebrate and accept one’s uniqueness. He wrote that failure to accept and celebrate uniqueness is the cause of many negative feelings experienced in the world.

    The remaining two chapters in the book feature topics on the difference between dreams and reality as well as the ways through which one could make a passion a profession.

    The author of the book however explicitly clarifies that the great ones are not just those who have made achievements in life but those who have made fulfillments of their purposes in this temporary world.  Projecting the belief that the best way to excel in life is for a man to make his passion a profession, he pronounced that until people discover themselves, they may never recover from life.

     

     Language and styles

     

    The language of the book is straightforward and can be easily understood by teenagers and adults. Both linguistic and literary stylistics are well deployed and tooled to convey the message of the writer to the readers. The use of proverbs, allusion, flash-forward, metaphor, and simile makes the book a rich motivational material to lay hands on for anyone who cares for quick self-discovery.

    The chapter summary and exercise also make the book a viable tool for those seeking self-discovery and identity. Lovers of short book will find it interesting.

    On the other hand, the author could have done a better job of thoroughness especially regarding some names mentioned where only first names were provided instead of the first and last name i.e Mr Pedro, MrAjibose.

  • Nimbus launches first Shopping Mall Guide

    Nimbus launches first Shopping Mall Guide

    Premier destination advertising company, Nimbus Media Limited, has recorded a significant first in the history of Nigeria’s retail industry with the launch of the country’s first full-fledged shopping mall guide – the Nigeria Shopping Mall Guide.

    The quarterly digital publication, primed to be the authoritative guide into Nigeria’s blooming retail landscape, will offer shoppers, brands, tourists, investors, media managers and retailers, rich and useful insights on trends, happenings and attractions in shopping malls and retail spaces all across the country. It also has comprehensive information on opportunities and developments in the retail sector.

    Nimbus Managing Director and Co-founder, Olawale Adegoke, said: “The growth of Nigeria’s retail industry in the last decade and the continued emergence of mega and mid-sized shopping malls across the retail landscape, has necessitated a journal that tracks, analyses, documents and reports this exciting developments.

    ‘’The Nigeria Shopping Mall Guide bridges an obvious information gap by placing valuable shopping mall information at the fingertips of shoppers, while also providing critical consumer insights for retailers, marketers and media planners in a highly competitive, data-driven marketplace.”

    Nimbus’s Board Chairman, Prince Adesegun Ajibola (SAN), called the Nigeria Shopping Mall Guide “a result of intellectual and professional excellence” and “the product of painstaking collection and curation of vital data and insights relevant for all stakeholders across the retail value chain in Nigeria and the rest of the world.”

    The maiden edition of the digital guide, which can be downloaded at shoppingmallguide.com.ng, features an exclusive interview with Eniola Ositelu, the Marketing Manager of Nigeria’s busiest mall, the Ikeja City Mall, as it commemorates its fifth year of operations. Printed versions of the guide are also on display in stores at selected malls across the country. The periodical boasts a rich editorial menu, comprising industry news and analyses, global retail industry trends, and a comprehensive list of all the major malls in Nigeria.

    The publication’s Editor, Mojisola Fagade,  said: “The Nigeria Shopping Mall Guide is poised to be a Shopper’s Companion.”

    In her words: ‘’It is envisioned to be a rich resource with a tremendous breadth of subject matter that include interviews with industry experts, exhaustive analysis and data on footfall traffic at shopping malls, profiles of brands and retail stores at these malls, trends from both the local and global retail industries, upcoming events and attractions, and much more. It’s magnetic; it leaves you glued and longing for more.

    “Nimbus has always pushed the boundary in digital out-of-home advertising, establishing itself as Nigeria’s foremost in-store digital advertising solution providers. The Nigeria Shopping Mall Guide represents yet another trailblazing feat that positions them as a warehouse for first-hand data on all the shopping malls we have in Nigeria and their potentials in terms of the footfall and traffic achievable in these malls, thus providing useful insights for consumers, retailers and the media,” said Yinka Adetayo, Deputy Manager, Buying at top media agency, MediaReach OMD.

    Temitayo Osikoya, Nimbus Deputy Managing Director and Co-founder, noted that the yearnings of industry professionals and advertising brands for well-curated and accurate data on Nigeria’s shopping malls, can now be satisfied with the guide’s well-researched and assiduously compiled content.

    “Beyond updating shoppers with latest developments in retail, the Nigeria Shopping Mall Guide will furnish retailers and advertisers at the other end of the spectrum with credible insights on consumer traffic, thought patterns and attitudes, purchasing power, buying patterns and a range of useful consumer information,” Osikoya noted.

  • Neither grazing reserves nor ranches: let history be our guide

     It is a lie to claim arrogantly that government has a monopoly of violence and one would have thought that Boko Haram has proved that beyond all doubt.

    “Nobody can stop the government from acquiring land anywhere. Government is government. If anybody thinks that he is violent, government has a monopoly of violence”. –Senator Abdullahi Adamu –Chairman, Senate/House Joint Public Hearing Committee. 

    History, it has been said, repeats itself as tragedy.  This we must try to avoid as Nigerians but since successive Nigerian governments had only been toying with the idea of having a genuine, and honest, national conference where we would tell ourselves the truth, and nothing but the truth, I think it behoves concerned individuals to try their humble best to help the country out of this conundrum. Resolving the naughty issue of the herdsmen is one issue on which we must allow history to guide us lest we further complicate our problems. Some of these truths have been coming out at the ongoing Joint National Assembly Public Hearing where the representatives from Benue and Ohaneze Ndigbo, Chief Edward Ujege, President General of Mdzough U Tiv and Dr Paddy Njoku , respectively, as well as that  of Southern  Zaria,  vehemently objected to the Grazing Reserve Bill. Beyond the public hearing, at least two governors from the Southwest have equally voiced their opposition. These objections are the result of the sad experiences Fulani herdsmen had inflicted on people in various parts of the country, the most recent being the Enugu killing of about 40 persons and the Agatu blood feast which accounted for about 500 deaths but which Sale Bayari, Secretary-General of  Gan Allah Fulani Development Association (GAFDAN),  rhapsodised as the consequence of the Fulani’s unforgiving spirit – if they kill 10, we kill 100 in return, he enthused in Sunday Punch  interview. All the opposition is asking for, is simply that whoever armed these herdsmen should please disarm them.

    Given the above circumstances, the time has come for the government to read the riot act to these murderous herdsmen and their employers who operate behind the mask. It is a lie to claim arrogantly that government has a monopoly of violence and one would have thought that Boko Haram has proved that beyond all doubt.  Let me, therefore, suggest two ways in which the big men who own the businesses, and are arming these dangerous herdsmen can, in the interim, do their business unmolested in spite of the massive objections from the other geo-political zones. First, they should blow their cover and come out into the open. They should then submit a list of their herdsmen to government, disarm them completely and promptly enter into an agreement with the various governments, affirming their vicarious liability for any of their employers’ transgressions. Secondly, and  for the  long term,  given  the  business’s contribution  to the country’s growth and development , the business owners  should look to the north for  both  their grazing reserves  and ranches. The north should be turned, essentially, to the country’s grazing zone. As to whether constraints, science and countries like Israel have proved copiously that grass can luxuriate anywhere under the sun.  And to effectively do this, they should approach either their banks for long term loans or their state governments for partnership. They should then exploit the entire value chain by establishing meat processing companies with incredible, and foreseeable possibility of a quantum economic leap. Not only would their animals be more productive and fetch more money,  massive employment opportunities will open up for all Nigerians and  many of our currently  under utilised airports doting the entire country could be reconfigured for  cargo  haulage as the entire West African sub region could readily become their market.  Nor would there be a shortage of buyers coming from the South to buy cows, as well as processed meat just like they come to the north today, to buy yams, tomatoes etc.

    I assure any doubting Thomas that these are things I have thought over very well. Sometime in the 80s, I seriously considered exporting raw foodstuffs abroad, especially to both the U.S and the U.K where my children were then studying. Once I did the feasibility study, the very first practical step I undertook was to go to Kuta in Niger State, where my inquiries had shown was my best source for yam. Rather than go in a car, the gentleman who accompanied me, Mr Omole, and I went by public transport to properly understand what I was getting into. After discussions with some  yam  sellers right in the market and  speaking  to one or two farmers introduced to me, we bought yams which my partner then brought to a Medoya at  Mile 12, Lagos, with whom I had agreed to help sell on commission basis. At Kuta, I noticed that unlike in the south, farmers do not have to make big heaps to harvest huge yams. I narrated this personal story to show that buyers from the south will continue to come up north to buy cows which will no longer have to be taken, months, through hundreds of kilometres from the north.

    There is, however, another very fundamental reason which makes one believe that as a united country, under God, desirous of peace, and disavowing of all these unnecessary bloodletting, we should allow history to guide us in these very dangerous times. That brings me to the following Whats app message that has been trending for some time now. Titled: “WHY ANY GRAZING BILL MUST BE STOPPED”, the story is told of how King Yunfa, the Hausa Sarkin in Gobir (now called Sokoto) hosted a Fulani immigrant called Usman Dan Fodiyo and his group in February 1804.  As a result of that act of hospitality, and the subsequent killing of Yunfa in 1808 by the immigrants, the entire Hausa kingdom has become lost, a booty to the Fulanis which has since become the Sokoto Caliphate; a venture that happened simply because the Fulanis were given access to grazing land as a result of the hospitality of their hosts (though they claimed to have been fighting syncretism -additions mine.) Nor did the Fulanis stop there. In Ilorin, they killed Afonja who had colluded with them and, in his place, installed the Alimis as kings over a predominantly Yoruba kingdom till today.  And had the Yoruba not defeated them in Osogbo in 1840, there would most probably be Fulani emirs all over Yoruba land today. Continued the story:  It is the descendants of these same Fulanis who are now angling for grazing reserves and a corridor through the entire federation. Such grazing reserves, if ever allowed, will see history repeat itself as tragedy because Fulani settlements,vlater,  communities and, finally local government areas with their own  elected officials will spring up all over Nigeria”. Concluding, the author wrote: “The grazing bill is a subtle continuation of the 1804 Fulani jihad by today’s  fully-armed, and well- protected, Fulani herdsmen with the age-old agenda to overrun and Islamise Nigeria. The grazing bill is not an attempt to solve the problem, it’s a subterfuge to progress the agenda. It is an age-old political strategy: create a problem, come up with a “solution” that advances the cause, and then give it a legal backing to make it look like a win-win situation”. Those interested in this story should Google WIKIPEDIA -the free encyclopedia for more information.

    All these may be hogwash, but my Yoruba people have a saying to the effect that: ina esunsun ki jo ni le e meji, meaning, you don’t make the same mistake twice. In reaction to the Whats app  story, I have heard people say it is an attempt to dip the Quran in the Atlantic Ocean as the revered Alhaji Ahmadu Bello was rumoured to have once promised. It was further argued that whether  it is a grazing reserve or a ranch, Fulani settlements would emerge everywhere in the country and given the Hausa/Fulani culture to always have a radio transistor on them, somebody, somewhere would one day just give the command or a fatwa to over run, and that would be all.

    If, therefore, there is no such ulterior motive behind the quest for a grazing bill, which, ab initio, presumes that the federal government immorally wants to fund some peoples’ private business, I would like to repeat that the suggestions earlier made in this article should prove reasonable and viable; indeed, it should be a silver bullet to the herdsman’s palaver.

  • Ramadan Guide Have You Asked Yourself? 

    The above question is very critical in this sacred month. This is not just because Ramadan is a month of self rediscovery but also that of new resolutions for true Muslims. Who am I now? Without waiting to be asked, a good Muslim must be able to sincerely ask himself or herself that vital question. There are many reasons for this. Ramadan has become a transit period for most Muslims especially in Nigerian society. When Ramadan comes, such Muslims dust up their instruments of worship and pretend to be genuine Muslims. At least for the first few days in the sacred month Mosques are full of worshippers, regular and irregular. They come from all strata of the society to join other Muslims in observing congregational prayers especially Tarawih, in the Mosques. They endeavour to do away with drinking alcohol openly even as they discard fornication or adultery temporarily in the month. And when some of these pseudo Muslims do not find Ramadan interesting, they pretend to be playing along. Such people are easily recognizable by their uncultured attitudes in the sacred month. For instance, most of them do not wake up for ‘Sahur’ in the night. Neither do they involve their mental and physical beings in fasting. To them, abstaining from eating and drinking is enough. Thus, as long as they go about with empty stomach, fasting is on course. Such people are like self-deceptive students who believe in marking their own scripts after writing examinations. The question is: can they award themselves the needed certificates? If they can who will recognize such certificates?

  • Guide to securing mortgage

    Primary Mortgage Institutions (PMIs) are now better empowered to grant mortgages to qualified Nigerians seeking to own their personal houses. This has been buoyed by the establishment of the Nigerian Mortgage Refinance Company (NMRC), and the recapitalisation exercise by the PMIs.

    But notwithstanding, securing a mortgage is not a bread and butter affair, as the process can be tasking and in some cases, frustrating. By following a simple guide, your chances of securing a mortgage facility can be enhanced. Some of this includes:

     

    Equity Contribution

    This is usually between 10 to 30 per cent of the total property value. It is also a function of the amount being sought as loan and your PMIs policy on such credit facility. It is imperative that a prospective mortgage seeker have this amount ready to deposit before applying for a mortgage, otherwise the application may be declined.

     

     Tax Clearance Certificate

    This is issued by the Federal Inland Revenue Service, or in some cases, the State Inland revenue service, while the intended mortgage is to be used, or in some cases, both. A tax clearance is a document issued to an individual, clearing him or her of tax indebtedness to the government. When applying for a mortgage loan, this document is required by your PMI, it is compulsory, and non provision of this can hinder an applicant’s chances.

     

    Evidence of Employment/Income Inflow

    This is one of the most important documents you have to present when applying  for a mortgage loan facility. This is what enables a PMI to determine if an applicant can repay the loan or not. Most PMI’s will require evidence of income inflow using your pay slip or bank account statement. It also helps them to assist you in structuring your payment options so as not to affect your living.

     

    Offer Letter

    You need an offer letter from the seller of the property you wish to purchase. This letter expressly states the seller’s intention to sell the property to you and clearly indicating how much he wants to sell the property. This document also helps a PMI to carry out a valuation of the property you intend to buy and helps in giving you a proper advise as to the real worth of the property, and whether it is worth the investment or not.

     

    Title Documents

    The title documents of the property to be purchased are of extreme importance. It not only serves as a collateral, it is also important to help your PMI determine the authenticity of the property and the owner.

  • A twenty-first century guide

    Counsel for the young

    Greater awareness often separates adults from children. And the average adult should be politically aware. The growth process includes, but is not limited to, regularly reading newspapers and magazines, and watching the news. You may follow by discussing topical issues with others, but always while respecting their opinions.

    The world is constantly changing, for the better or the worse. Be informed so that you can take an active and responsible place in your society.

    Read obituaries if and when you can. They are somewhat short biographies. And they remind us that interesting, successful people rarely lead orderly, straightforward lives. If your entry into the world was not rated first, second or third, why should you care about your ‘class’ when you exit?

    Acquire empathy, good interpersonal skills, and confidence. Learn to read body language and non-verbal communication. Don’t just concentrate on your vocational or technical skills or you’ll soon be betrayed. Don’t be afraid to stand up for yourself. It is an important skill to obtain. As they say, speak your piece, even if your voice shakes.

    Have fun. Life should be an interesting journey, not an excruciating race. Success should not mean outrunning everyone else in some set direction. You didn’t deserve the pressure of having to attend the ‘exclusive school’ and you are better off without the strain of landing the ‘plum job’ or achieving the ‘juicy promotion’ by all means.

    Emulate a role model or, better still, become one. There are so many worthwhile people to look up to and try to follow. The trick is picking the right people for the right reasons. Look far enough and you’ll probably find more inspiring figures in history and books than celebrities in sports, music and TV. The latter group may be rich and successful but that doesn’t necessarily make them wiser. Your task is to find real heroes that embody values other than fat bank accounts.

    Man or woman, in turn will you be a friend, employee, parent, and mentor. Guide the young people that come after you. Recognise that you have the potential to be the most powerful force in society. But only in your job will you be clearly rated and rewarded for your performance.

    You owe your boss loyalty, as you do other competing influences in your life. For instance, leaving a task undone at work so as to attend to family or friends may be interpreted as ‘dodging’ duty, just as cancelling a date with loved ones to finish work might mean avoiding the people that matter in your life. You will need to find a balance all the time.

    Remember that you live a limited life. Nothing, least of all tomorrow, should be taken for granted. Would you regret spending your life the way you do or are about to if you were to expire next week or next year? Better still, would you be happy with your lifestyle if you outlive the next decade or two?

    In the end, mind that you don’t overdo the greatness stuff; only follow your passion with strong commitment. Being another Mahatma Ghandi, Nelson Mandela, Julius Caesar or Alexander the Great requires a great deal of luck and other circumstances beyond your control. The less you think about it, the more likely greatness would ensue. If it doesn’t, there is nothing wrong with being stable and dependable.

  • A twenty-first century guide

    •Counsel for all and sundry

    Ladies and gentlemen; boys and girls, make not the world worse. You can aspire to great things without using your prodigious talents to induce confusion. Yes, you are smart, motivated and creative, and everyone that tells you that you can change the world is probably not far from the truth, but changing the world does not require circumventing financial regulations or bending the law.

    First, learn to express yourself. Shave your head and cultivate a goatee, big boy. Braid your hair, leave it long, dear girl. Wear all brown, wear all yellow, wear boots, wear leather, and wear jeans always. Try on new identities to see which ones fit best, but shun anything permanent as tattoos, because, as your taste in clothes, hair styles and music, your thoughts about most things would someday change. What you think is really deep and insightful today will look shallow and immature in a few years.

    Mind your manners in the meantime. As you will discover afterwards, it doesn’t matter whether the rules of manners make sense or not. What matters is the effect of following these rules: people appreciate the effort and respect shown them. In turn, they will show you respect. And that goes for when you are abroad, in Rome as elsewhere.

    Throughout life, people will get in your way. Some will step in your path. Older people will stumble in front of you at the wrong time. Don’t blow your top. Get on top of the situation. Step aside and go about your business. Note that these are often passive aggressive methods by others to get you to acknowledge their existence.

    Cheer up. Whatever troubles and doubts you face today, many have experienced the same thing. Take advice after critical analysis as counsel is often designed to benefit the supporter as much as the recipient. Decide what is right for you. You may study quotes from the experienced so that you can refer to them when you need to, for only the foolish would fail to learn from the mistakes of others.

    Be patient in love. The worst thing you can do in the search for a significant other is to try to change yourself into something you are not just because you think that is what they are looking for. Get to know the other person’s likes instead and share in their experience. On similar considerations, choose your friends. Good friends can help you through just as bad friends can cause some of the problems in the first place.

    Stay fit. Play a team sport, as it teaches interaction and interdependence, adjustment to various personalities, generosity and other character-building traits. You don’t have to join a professional team; go to a nearby park and play any available ball game.

    Never pick on the weak. It’s immoral. Bullying people into compliance is distasteful. And don’t antagonise the strong without cause. It’s foolish. Don’t undermine colleagues. Never mentally or physically abuse people because of who they are, or how they present themselves.

    Eat healthily and maintain an exercise regimen not only to help fight diseases and aging, but to help ensure an active lifestyle for many years. The body is like any machine: it runs great when new, but after years of neglect it will slow down, and eventually break down.

    Get organised. Keep a calendar, make a to-do list, and don’t put off doing things until later. When you are organised, you undertake more tasks, finish them, and have more time to pursue new activities and relationships.

    Invest in yourself. Material things come to those that achieve goals and ambition. An ambitious doctor, lawyer, architect or accountant you may turn out to be, but a fine young man with good character you must strive to become, Junior. And aim to be better than a materialistic mimic, young woman.

    A poser none should ever be. Be not the one who swindles others for a living, or one who flaunts fashionable clothes and gadgets beyond earning power. To gain respect, you’ll have to earn respect.

  • Girls Guide targets two million girls by 2020

    The World Association of Girls Guides and Girls Scouts (WAGGGS) is targeting two million members by 2020, its Chairman, African Region, Helinorod Rakotomalala has said.

    She spoke at the 10th African Region Conference of WAGGGS, Ikeja in Lagos. It has as theme: “African Young Women: Soaring towards Excellence”. She said the group wants to make sure that the girls grow in quantity and quality.

    In her keynote address, the Chairman African Union Commission, Dr Nkosazana Clarice Dlamini Zuma praised the Girl Guides and Girls Scouts and hoped the African Region of the association would meet its target adding that the AU would support WAGGS to groom them properly.

    She said: “As a Union and Member States of the African Union, as adults and parents of this continent, we know our responsibility in this regard, which is to ensure that you are educated, that your basic needs are met, that you have opportunities to participate in the economy, to express yourself freely and that the rights of girls and young women, are known, protected and defended. I have heard what your priorities are: ending violence, ending child trafficking. We heard you and we will work with you on these issues, and I heard your request to be an Observer and we should work on a Memorandum of Understanding to give this effect.”

    She said it is the reason the African Union adopted the African Youth Charter in Banjul, in 2006. She urged the girls to be involved in agriculture so they can help the continent feed its citizens.

    “With 60 per cent of unused land in the world, you are the next generation that must get involved in agriculture so that Africa can feed itself and the world. Young Africans, especially young women must therefore learn the business of farming, agricultural sciences, the food processing sectors, marketing and logistics, in order to build and grow our agro-businesses and sectors,” she added.

    Zuma also said their generation must be the engine for African integration, peace and prosperity.

    Hinting that by 2025, one quarter of the world’s young women and men under 25 years will be African, she said they are not only blessed with a youthful population, but also have abandoned natural resources, land; forests and marine resources, fossil and renewable energy as well as mineral resources.

    “The African Union therefore has great expectations of the role you should play in helping to shape the future of the continent,” she noted.