Tag: health insurance scheme

  • Stakeholders call for review of Nigeria’s health insurance scheme

    Stakeholders call for review of Nigeria’s health insurance scheme

    Stakeholders have called for an urgent review of Nigeria’s health insurance scheme to curb avoidable deaths in hospitals caused by the cash-and-carry system of healthcare delivery.

    The call was made during a one-day free medical outreach jointly organised by the Mayor of Housing, My-ACE China, Meridian Hospitals and Pilgrims Health Foundation in Port Harcourt, the Rivers State capital, as part of activities to give back to society during the Christmas season.

    Some stakeholders who spoke to journalists at the venue said the refusal or delay by hospitals to commence treatment due to lack of deposits has resulted in the death of many patients. 

    They attributed the situation to the failure of the country’s health insurance system, noting that similar schemes work effectively in less endowed countries.

    Corroborating these views, My-ACE China said his brief experience as a laboratory scientist exposed him to the harsh realities of the cash-and-carry health system and the desperate cries of dying patients.

    Explaining the motivation behind the outreach, the Mayor of Housing said he worked at Meridian Hospitals as a laboratory scientist about 19 years ago but resigned because he could no longer cope with seeing patients struggle for survival due to lack of funds. He said his return was to help provide free medical care to the less privileged.

    Sources disclosed that China often clashed with hospital authorities in the past for insisting that critically ill patients be treated first, regardless of their ability to pay. Years later, he returned to the same hospital to support a free medical scheme and also visited the hospital’s headquarters to present cash gifts and palliatives to staff members who worked with him and had remained in service.

    He urged wealthy individuals in society to continue giving back, while other partners appealed to government to urgently establish an effective health insurance system that would ensure Nigerians receive care without prohibitive upfront payments.

    Over 400 persons were expected to benefit from the outreach held at the Oromenike Government Girls Secondary School field in the D/Line area of Port Harcourt. 

    Services provided included general medical consultations, eye tests, distribution of free reading glasses, booking for eye surgeries, blood pressure and blood sugar checks, malaria testing and treatment, free prescriptions, as well as preventive health talks on hygiene, maternal health and nutrition.

    The outreach, themed “Bringing Healthcare to the Community,” attracted large crowds, with beneficiaries arriving as early as 7 a.m. before the medical team commenced consultations.

    Some beneficiaries expressed gratitude to the organisers and offered prayers for God’s blessings upon them. One of them, 63-year-old Jerry Onwuso, said it was his first time seeing an eye doctor in years and expressed joy at receiving proper eye care and free glasses without paying any money. He appealed for the programme to be sustained.

    Another beneficiary, Loveth Sam, commended the initiative and called on the sponsors to expand its scope.

    Appreciating the gesture, the Founder and Chief Medical Director of Meridian Hospitals, Dr Iyke Odo, described China as a hardworking and compassionate individual with a long-standing passion for giving. He recalled that China had always demonstrated kindness, humanity and generosity.

    “Not everybody that gives is a giver. The difference is that givers are given to give,” he said.

    Dr Odo also called on governments at all levels to urgently review and strengthen Nigeria’s health insurance system, lamenting the frequent abandonment of critically ill patients due to lack of money.

  • Adamawa kicks off health insurance scheme

    Governor Mohammed Jibrilla Bindow of Adamawa State has inaugurated a contributory health insurance programme for the state with a commitment of government to pay for the poor. While launching the scheme at the Government House in Yola this week, he said government would support those who are unable to contribute due to financial inadequacy because the programme is meant to would provide health insurance coverage for all residents of the state irrespective of their financial capacities.

    “The aim of the scheme is to create a platform for the collection of contributions from all citizens who are willing and able to pay. In addition, it will provide governmental support for those who are unable to contribute due to financial inadequacy. Overall, the scheme is intended to pool resources that will enable the provision of health insurance coverage for all residents of Adamawa State,” Governor Bindow said.

    He added that  launching  the scheme would move the state closer to its goal of achieving universal healthcare coverage for all its residents, particularly for the financially under-privileged. Speaking earlier in the course of the launch of the state health insurance scheme, Dr. Fatima Atiku Abubakar, commissioner for health, said the scheme would redress the burden of out-of-pocket payment for health services and curtail high disease burden in rural areas. She disclosed that the state had set aside an initial sum of N600 million in the 2019 budget as capitalisation of the scheme, adding that the new health insurance law had committed the state government to contribute one per cent of its annual consolidated revenue to pay for the poor through an equity fund.

    “This would result in the availability of sufficient fund to pay for the healthcare insurance premiums of poor pregnant women, children and men throughout the state,” Dr. Abubakar said, adding that an exercise to identify the very poor for whom the state would pay premium “is currently ongoing.” The health insurance law provides that someone in the informal sector, mostly the self-employed, would pay per head annually to be entitled to healthcare any time of the year without having to make any further payment.

     

  • Obaseki assures Health Insurance Scheme‘ll cater for vulnerable persons

    Edo State Governor, Mr Godwin Obaseki, has said the proposed Health Insurance Scheme by the state government will ensure the aged, people with disabilities (PWD) and other vulnerable persons in the society have equal access to quality healthcare services.

    The governor gave the assurance during a meeting with the Chairman, Committee for the Establishment of Edo State Health Insurance Scheme, at the Government House in Benin City.

    While commending members of the committee for a job well done, Obaseki said an Equity Trust Fund would be set up to raise funds that will take care of the health needs of vulnerable persons under the State Health Insurance Scheme.

    “We will emphasise care for the weakest in the society by creating a structure that will attract the necessary resources to support the sustainability of the Equity Fund,” he said.

    The governor said people with the right competence and skills would be selected to ensure the implementation of the Health Insurance Scheme in the state, noting “We are going to search all over the world to get the right people to implement this scheme because of the importance we place on health insurance.”

    Chairman, Committee for the Establishment of Edo State Health Insurance Scheme, Prof. Mustapha Danesi (left) presenting the Final Report and Implementation Strategies/Work Plan for the activation of Edo State Health Insurance Law and Commission, to Edo State Governor, Mr. Godwin Obaseki, at the Government House, in Benin City.

    Obaseki noted that the revamp of 20 Primary Healthcare Centres (PHCs) across the state has restored the confidence of residents on the ease of accessing quality and affordable healthcare services in public healthcare centres.

    He added that the Ward Development Committees would be mobilised by the state government to sensitize people at the grassroots to embrace the Health Insurance Scheme.

    Earlier, Chairman, Committee for the Establishment of Edo Health Insurance Scheme, Prof. Mustapha Danesi, said the work plan developed by the committee would guide the state in establishing a world-class Health Insurance Scheme, adding that a unique feature of the scheme is that it would be guided with the principles of corporate governance.

    Prof. Danesi urged for grassroots sensitisation and mobilisation to encourage people to key into the scheme, adding that a board of trustees should be set up for the Equity Trust Fund to allow for transparency.

  • Efficient Health Insurance Scheme’ll attract investment to healthcare sector – Obaseki

    Edo State Governor, Mr Godwin Obaseki, has made a strong case for an effective and viable Health Insurance Scheme in Nigeria to improve quality of life for Nigerians and attract investment to the healthcare sector.

    The governor made the submission during a courtesy visit by the National Executive of the Association of Resident Doctors (NARD), at the Government House, in Benin City, Edo State.

    The governor noted that priority must be placed on health insurance, noting, “We should ensure and emphasise on having a viable, effective and formidable health insurance system in Nigeria. It is only when we have this in place that we can begin to attract the requisite investment to the healthcare system.”

    READ ALSO: 75 percent of primary schools in Edo now use digital teaching tools, says Obaseki

    Obaseki said an important aspect of the healthcare system is prevention, noting that his administration is focusing on delivering quality healthcare at the primary level to ensure serious ailments are nipped in the bud.

    He noted, “We are deploying resources to ensure we have a robust healthcare system at the primary healthcare level.”

    The governor added that government can provide quality healthcare services for the people, when it explores innovative arrangements with the private sector to provide these services.

    Health Insurance Scheme
    R-L: Edo State Governor, Mr. Godwin Obaseki; President, National Association of Resident Doctors (NARD), Dr. Olusegun Olaopa, and Vice President, NARD, Dr. Ahmad Rufai Tukur, during a courtesy visit by the NARD delegation to the governor, at the Government House, in Benin City, Edo State.

    President, NARD, Dr Olusegun Olaope, said members of the association are in Benin City for the ordinary meeting of NARD, adding that the University of Benin Teaching Hospital (UBTH) has played a vital role in sustaining the group’s ideals since its establishment in 1978.

    Olaope also commended Governor Obaseki for his developmental strides in the areas of infrastructure such as roads, schools, healthcare, among others.

  • Ambode launches health insurance scheme

    Lagos State Governor Akinwunmi Ambode yesterday launched the State Health Insurance Scheme (LSHS).

    It is designed to give the residents easy access to affordable and quality healthcare services.

    The scheme is mandatory for all Lagosians.

    The launching took place at the Civic Centre on Victoria Island, Lagos, where stakeholders and technical partners – local and international – witnessed the registration for the scheme’s immediate take-off.

    Dignitaries at the event included PharmAccess Foundation; the National Health Insurance Scheme (NHIS); Government of Netherlands, represented by its Ambassador; World Bank representative, Dr. Olumide Okunola; All Progressives Congress (APC) governorship candidate, Babajide Sanwo-Olu; former Health Commissioner Dr. Leke Pitan; Oba of Lagos, Oba Rilwan Akiolu and his white cap chiefs, as well as the Ayangburen of Ikorodu, Oba Kabiru Shotubi and others.

    Ambode said the scheme was mooted in 1999 under the former administration of Asiwaju Bola Ahmed Tinubu and established by Law No. 4 of May 2015.

    The governor noted that though providing a health insurance scheme for all residents of Lagos State was a tough task, but his administration was committed to executing it.

    He added: “We were committed to implementing this programme because the welfare of all Lagosians is of paramount interest to us and we came into office with a promise to make Lagos work for all.

    “I am delighted that we have fulfilled that promise and are gathered at this historic and momentous occasion today for the formal launch of the Lagos State Insurance Health Scheme. It is historic because it marks a distinct milestone in the state government’s effort to ensure the sustained provision of a critical social service to our teeming Lagos population.

    “The overall goal of this scheme is to ensure that all residents of the state have unhindered access to sustainable, quality and affordable healthcare services with financial risk protection, including subsidy from government subsidy.”

     

  • Compulsory health insurance scheme coming, says Osinbajo

    PROPOSAL and plan for establishment of a Compulsory Health Insurance Scheme is in the works as part of the Buhari presidency’s Next Level agenda, Vice President Yemi Osinbajo said yesterday

    According to the plan, the government will pay the premium for the poor.

    Osinbajo spoke on Tuesday night as guest of honour at the Invest Africa Forum hosted by the publishers of Africa Report magazine at London’s Royal Society hall.

    Osinbajo, in a statement by his Senior Special Assistant on Media and Publicity, Laolu Akande, said: “On healthcare, to cut the long story short, where we are going is the National Health Insurance. At the moment, we have National Health Insurance, which is not compulsory.

    “So, we are looking at compulsory National Health Insurance and we are also looking at how to pay the premium, especially for the poorest.”

    The vice president, who took questions from the publishers of Africa Report and members of the audience, explained that the plan is to “have a co-payment arrangement”.

    Osinbajo said: “Government will provide payments of premium or free medical care for 40 per cent, which is the poorest segment, and the other 60 per cent will be compulsory co-payments for formal and informal workers.

    “The resources, the money from the National Health Insurance, is the way to fund medical care. At the moment, most people who seek medical help pay out of pockets. Obviously, that’s one of the reasons why we have the poor health indices at the moment.

    “So, we think that health insurance will resource healthcare and help greatly, in not just rewarding our healthcare practitioners, but also in resourcing the hospitals and helping most of our people to get the kind of health care that they may need.”

    Responding to a question from a member of the audience on the prospects of the Petroleum Industry Bill, the vice president said it could still be signed into law, after all the necessary amendments have been made, possibly before the end of the 8th Assembly.

    “We hope that the bill will become law before the end of the 8th Assembly,” Osinbajo said.

    Answering another question from the moderator of the forum, Mr. Patrick Smith, who is the Editor-in-Chief of The Africa Report, on the chances of the APC winning the forthcoming 2019 elections, Osinbajo said in the 16 years of the PDP rule, the party had nothing tangible to show Nigerians despite earning over $382 billion in oil revenue between 2010 to 2014.

    “The PDP has not cured itself of corruption,” he said.

    He urged Nigerians to ignore the party in the coming elections.

    Osinbajo then urged the Nigerian electorate not to listen to the party in the 2019 election because they have nothing to offer them.

    The vice president noted that since returning to power in 2015, “the All Progressives Congress (APC)-led government has invested over N2.7trillion on infrastructural growth, at a time the country was earning less.

    On the privatisation of some of the public enterprises, the vice president observed that the exercise, especially in the electricity power sector, was “poorly done” under the PDP previous governments.

    He referred to a trending video of a 2014 interview where the PDP presidential candidate actually confessed to the failure of the past PDP presidencies in the power sector.

  • Ogun launches App for health insurance scheme

    The Ogun State government has launched and deployed the use of Information and Communication Technology (ICT) mobile devices in implementing its community-based Health Insurance Scheme, called Araya, to make health care service delivery more efficient, reliable and dependable across the state.

    The Commissioner for Health, Dr. Babatunde Ipaye, spoke at the Araya ICT deployment training and handover of the mobile devices to third party administrators, organised by the Ministry of Health in Abeokuta, the state capital.

    In a statement by his media aide, Mrs. Omolala Awolana, the commissioner noted that the new development would ensure programmatic efficiency and support the rapid scale up of the intervention.

    He added that the implementation processes of the scheme, which is paper-based, would be done technologically, thereby shortening the period between registration and the linkage of the client to service.

    Ipaye said: “A health insurance is a big business globally. So, to bring about programmatic efficiency, we sort the approval of the governor to bring ICT into play. What we are doing today is to launch the introduction of ICT to help us drive the efficiency in the implementation of this special project.”

    The commissioner urged the third party administrators to effectively use the devices given to them and show commitment and dedication to their duty as a service provider.

    He said this would make health care service delivery easier for the residents of the state.

    Two of the third party administrators at the training, Mr. Damilola Sodiya and Mrs. Ogunwe Olukemi, expressed appreciation to the government for the innovation and intervention.

    They assured the users that the device would be effective deployed for the success of the scheme.

     

  • Lagos seeks support of public servants on health insurance scheme

    The Lagos State Government has sought the support of public servants in the successful implementation of the soon to be launched mandatory Lagos State Health Scheme (LSHS).These are  especially in the areas of propagation of information about the scheme, its benefit packages and roles of stakeholders.

    The Health Commissioner, Dr. Jide Idris, said the role of public servants just like other stakeholders is important  in the successful implementation of the scheme.

    Dr Idris stated this at the meeting organised by the Lagos State Health Management Agency (LASHMA) in collaboration with the Ministry of Health and the Public Service Office to sensitise public servants on the scheme.

    “The reason for this sensitisation meeting is to educate and sensitise you on the reasons for the roll out of the scheme, policy decisions, the modalities of the scheme, the plans, the benefit packages, service provision, premium breakdown and payment modalities as well as your roles and responsibilities of enrollees and stakeholders in the scheme”, Idris said.

    Dr Idris said LSHS is a compulsory health insurance programme established by the enabling law of the state to ensure all residents of Lagos State have access to affordable and quality healthcare, as the scheme is aimed at protecting people living in Lagos from financial distress resulting from huge medical bills.

    Idris while explaining that the premium payment for a family of six is 40,000 naira per year and premium for single enrolment is 8,500 naira per year, said a premium subsidy of 75 percent was approved by the Lagos State Executive council for public servants, “What this means is that the state government will pay 75 percent of the premium while public servants will only be required to pay 25 percent”, the Commissioner said.

    He noted that LSHS apart from increasing access to quality health care services without financial hardship is also providing enrollees with options of accessing these services at public or private health facilities.

    In the same vein, the Head of Service, Lagos State Public Service, Mrs. Folasade Adesoye who also spoke at the meeting, stated that it is important for public servants as key stakeholders and potential beneficiaries of the scheme to understand their roles and what they stand to gain from the scheme.

    She said: “It is for this purpose that representatives of public servants of different grade levels were drawn from all MDAs to participate at this meeting with the hope that information received will be shared at individual MDA level. The workforce will also go a long  way in promoting healthy life style and improved standard of living for the teeming Lagos populace including public servants and their families”.

    The Head of Service stated that the sensitisation programme will be a continuous activity until the required awareness and information are entrenched within the public service communities.

    While expressing the gratitude of public servants to the governor, Mr. Akinwunmi Ambode for the subsidised premium payment, his unwavering commitment to the well-being of  public servants and their families, Adesoye noted that public servants would continue to ensure the effective and efficient implementation of government policies and programmes, as expected, at all times.

    The General Manager of LASHMA, Dr. Peju Adenusi, while giving an overview of the scheme, explained that the LSHS Bill was signed into Law in May 2015. She  added that the law which established LASHMA, LSHS and the Lagos State Health Fund (LASHEF) will serve as a basket of funds from several sources for the provision of health care services for the enrolled population.

    Adenusi said the Lagos State Residents Registration Agency (LASRRA) registration number shall be a prerequisite for accessing any benefit available under the schemes.

    She disclosed that the services to be provided under the scheme otherwise known as benefit package will include antenatal and postnatal care, normal delivery and Ceaserian operation, care of newborn, prevention of mother to child transmission of HIV, immunisation, growth monitoring and promotion, management of childhood illnesses, family planning and counseling and adolescent reproductive health care.

     

     

    Others, according her, are prevention of Tuberculosis (TB) and Leprosy, prevention and control of Malaria, prevention and control of STIs,/HIV/AIDs, prevention and control of non-communicable diseases such  as diabetes and hypertension, emergency health services, minor surgeries and anaesthesia, health education, ophthalmic care and dental care.

    The General Manger noted that the responsibilities of enrollee will need to understand the scheme fully, register themselves and their family members, ensure regular payment of premium, encourage others to join and make suggestions or complaints known through established mechanisms.

     

     

  • Ekiti begins health insurance scheme

    •18-man committee inaugurated

    Ekiti State government has begun a Health Insurance Scheme (EKSHIS), with the inauguration of an 18-man committee.

    It is expected to ensure a smooth take-off and running of the scheme.

    The committee, headed by the health commissioner as chairman, comprises members drawn from stakeholders in the public sector, private organisations, labour unions, traditional rulers, civil society organisations and health practitioners.

    Speaking at the inauguration in Ado Ekiti, Health Commissioner Dr. Olurotimi Ojo reiterated the commitment of the government to the provision of affordable health care services, saying it was determined to transform the health sector through wide coverage and people’s participation, in order to increase life expectancy for the growth and development of the state.

    He said the focus was to guarantee improved access to high standard health care delivery through financial protection against unforeseen huge medical bills, as well as poverty reduction by reducing out of pocket expenses on health care for families and individuals.

    Ojo said the scheme would boost efficiency in health care delivery and provide free health care for expectant women and children of age five and below.

    He noted that the greatest benefit derivable from the scheme was the ability to provide for the poor through the pooling and redistribution of resources.

    Tracing the genesis of the scheme to the state Health Insurance Scheme Bill, which was signed into law by Governor Ayodele Fayose in 2016, Ojo said the law made the scheme compulsory for every resident, stressing the need for participation by stakeholders to maximise the benefits.

    The Acting General Manager of EKSHIS, Mr. Olusola Shittu, a pharmacist, who is also the secretary to the newly- inaugurated committee, pledged on behalf of the committee to leave no stone unturned towards achieving result.

    The Chairman of the Ekiti Council of Obas, the Oloye of Oye Ekiti, Obama Oluwole Ademolaju, who hailed the scheme, said traditional rulers would support and ensure its success.

  • Ayade inaugurates health insurance scheme

    Cross River State Governor Ben Ayade yesterday launched the state comprehensive health insurance scheme, christened Ayadecare.

    The scheme, which targets the vulnerable as well as zero income earners, got N250 million as seed fund from Ayade.  Ayade donated N200 million on behalf of the state; N50 million was donated on behalf of the governor and his family.

    Speaking at the U. J. Esuene Stadium venue, the governor said the May 27 launch, a day set aside to celebrate children was deliberate as it sought to give priority to children and women, who are the vulnerable in society

    “The state will invest  heavily in the scheme to ensure  quality and affordable health care services  for our people”, Ayade said, while seeking Federal Government’s support.

    Justifying the launch, the governor said “the scheme  is a clear indication  that the state is in the right path to ensuring  prosperity  and better health services for the people.  Our children must access the scheme,  and the launch on Children’s Day is to celebrate children, who are leaders of tomorrow.“

    Also speaking,  Speaker,  House  of Assembly,  John Gaul Lebo,  hailed Ayade  for the scheme, noting that with the launch, the governor  has shown a strong commitment to better health care.

    The Speaker assured  the governor of continuous legislative  support  for the scheme.

    Special  Adviser to the Governor on Insurance  Chief Godwin  Iyala praised Ayadee,  saying the scheme was designed  to put more money in people’s pockets.

    According  to Iyala,  an average family  in Cross River spends at least  N25,000 monthly  on health and that by “this scheme, we are determined to ensure health governance. It is to ensure  affordable and quality healthcare.

    ‘The people  are happy with the governor. The universal health care is at our doorsteps  and we will ensure it succeeds.”

    The Director-General of the state Primary  Healthcare  Agency,  Dr.  Betta Edu,  said Ayade  has taken measures with the launch of the scheme to  improve the  health care  of Cross  Riverians

    According to her, “less than five percent  of Cross  Riverians  have access  to health care. It will enhance  quality  and affordable  healthcare”

    Commissioner for Health Dr.  Inyang  Asibong said  the launch  of the scheme  was in fulfillment  of the governor’s  deep vision  for healthcare  in Cross River State.