Tag: Leadway Pensure

• Strengthens market leadership with impressive fund returns

Leadway Pensure PFA has reaffirmed its leadership in Nigeria’s pension industry, reporting an impressive N1.35 trillion in Assets Under Management (AUM) as of September 2025.

This milestone solidifies its standing as one of the largest and most trusted Pension Fund Administrators (PFAs) in the country.

According to performance data released by the company, Leadway Pensure’s RSA funds delivered robust three-year compound annual growth rates (CAGR), showcasing strong and consistent returns across all fund categories as Fund I grows by 16.52per cent; Fund II by 14.40 per cent; Fund III by 10.04 per cent; and Fund IV by 12.62 per cent.

The PFA’s continued growth reflects a disciplined investment approach, digital innovation, and a commitment to long-term value creation for retirement savings account holders.

Speaking on the milestone, Managing Director/CEO of Leadway Pensure PFA, Olusakin Labeodan, described the achievement as both a validation of trust and a reminder of responsibility.

 He said: “This growth reflects not just the strength of our investment strategy, but the confidence our contributors place in us. Our responsibility goes beyond managing assets; it is about securing futures. We remain committed to prudent fund management, transparency, and innovation that ensures every contributor’s pension grows sustainably and safely.”

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Our goal is to consistently deliver value that outlasts market cycles while empowering Nigerians to plan confidently for retirement.

“In recent years, Leadway Pensure has gained recognition for its customer-centric initiatives such as the Leadway Instant Service Assistant (LISA) and the Lead Forward programme, which equips young Nigerians with financial literacy tools for retirement planning.

“As Nigeria’s pension assets are projected to exceed ₦25 trillion by 2026, Leadway Pensure is positioning itself as more than a fund manager — but as a key driver of financial security and inclusion”, he added.

The global financial landscape is shifting with individuals increasingly recognising the importance of controlling their economic wellbeing for a financially secured future more than ever, the Managing Director/CEO, Leadway Pensure Olusakin Labeodan has said.

Yet, according to Labeodan in a statement, the traditional approach remains largely passive and must be more involved in intelligent financial planning and investment decisions.

He said this attitude must change  by being less passive and more involved in how their pension savings are invested, especially given the flexibility Nigeria’s Retirement Savings Account (RSA) structure provides.

He noted that with an improving life expectancy on one hand and the rising cost of living on the other, pension holders must actively shape their future by opting for funds that align with their financial goals and risk appetite.

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He spoke further: “The case for increased involvement has never been more apparent. A shift from default to deliberate, navigating RSA fund options. The RSA fund structure offers flexibility based on age and risk tolerance, enabling contributors to align their pension investments with their financial objectives. It categorises pension savings into four distinct funds: Fund I is an optional fund designed for individuals willing to take on higher risks for potentially greater rewards. It requires contributors to opt in, emphasising the proactive approach it demands formally.

“Fund II is the default option for contributors aged 49 years and below. It provides a balanced portfolio and is the default for younger contributors who have not opted for a different fund.  Fund III on the other hand, is the default for contributors aged 50 years and above, focusing on capital preservation, reflecting the reduced risk tolerance of those nearing retirement while Fund IV is exclusively for retirees as it prioritises stability and a lower-risk strategy to safeguard accumulated wealth.

“The current structure appears sound, offering different investment strategies depending on one’s life stage. However, many contributors are placed into these funds by default, raising a fundamental question: Is the default option always the best for every individual? I have enumerated the options available to Pension fund contributors and how they influence investment decisions.

Speaking on the untapped Potential of Fund I, he said that we live in an era of personalisation of everything, from lifestyle to consumer spending, is tailored to our preferences.

“Should the same not apply to how we manage our pensions? Fund I stand out as a compelling choice for those with a higher risk tolerance and a longer investment horizon.

It caters to individuals seeking more than the moderate growth offered by Funds II and III, those willing to take greater risks to maximise their retirement outcomes.

“For younger contributors, particularly those in their 30s and 40s, Fund I presents an investment opportunity to benefit from market volatility and leverage time in their favour. Yet, because it is voluntary, too few contributors opt into it—not due to unsuitability, but often because they are unaware of its benefits or reluctance to engage in their pension planning actively. This insight does not make Fund I an investment for everyone’s appetite. It’s one to be made after carefully considering one’s financial position, investment experience, and risk tolerance.

However, pension fund administrators (PFAs) have a duty to raise awareness of this option and its possibilities. The key lies in informed decision-making, in which many contributors need more awareness or engagement”, he added.

Leadway Pensure has concluded the 2023 financial year, recording a 25 per cent annual fund growth, exceeding its financial targets  for the year.  

Its Chief Executive Officer, Lanre Idris, stated that the achievement further solidifies the company’s position as a value-driven, growth-oriented organisation with a unique drive, thereby positioning PFA as a trusted and capable financial management partner in the pension industry.  

He stated that despite economic uncertainties, Leadway Pensure has not only weathered the storm but has also soared beyond expectations, achieving an exceptional 25 per cent growth in fund under management, surpassing our ambitious targets.

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He said: “The drivers to achieving this remarkable financial milestone includes the team’s assertive revenue drive, deploying astute strategic investment steps, embracing digital innovations and adopting a customer-centric approach as the cornerstone of our operations.

“By prioritising the evolving needs of our clients and leveraging cutting-edge technologies, we have not only adapted to the challenges of the times but have thrived amid them.  

“This achievement underscores the dedication and resilience of our team, whose collective efforts have propelled us to new heights. As we celebrate this milestone, we remain steadfast in our mission to provide unparalleled service and value to our esteemed clients. With our sights set on the future, we are poised to continue our growth trajectory, setting new benchmarks of excellence in the industry.”  

As an integral part of the Leadway Group, Leadway Pensure PFA has consistently provided exceptional pension administration and fund management services to individuals, corporate organisations, federal and state institutions.