Tag: Obamacare

  • ObamaCare a broken mess – Trump

    ObamaCare a broken mess – Trump

    President of the United States of America (USA), Donald Trump on Friday said that the ObamaCare system is a broken mess.

    President Trump tweeted this, referring to his September 2012 tweet in which he condemned the system

    In the latest tweet, he said: “ObamaCare is a broken mess. Piece by piece we will now begin the process of giving America the great HealthCare it deserves!”

    The Post

     

  • Obamacare versus Trumpcare: health care and the wealth and poverty of nations

    Obamacare versus Trumpcare: health care and the wealth and poverty of nations

    If you want to know what the Lord God thinks of money, look at the people to whom he gives it.   Thomas Guthrie

    For truth in disclosure, let me start this essay with the declaration that all my adult life, I have been a fervent advocate of socialized medicine. This means that I believe that every person in our world, rich or poor, old or young, in the rich or the poor countries of the planet, everyone should have access to free and qualitative health care. In other words, I believe with thousands of other writers and thinkers that access to health care is a human right which, in the years and decades ahead will eventually become a fact, a reality of social existence everywhere on our planet. To call this by a term – socialized medicine – in order to deny its implementation is, in the long view of human social development, a retrograde act. But what does this have to do with the subject of this essay?

    Well, in the current war raging between Obamacare and Trumpcare in the United States, socialized medicine is known as the so-called “single payer” option and neither Obamacare nor Trumpcare would have anything to do with it. Indeed, with the exception of a tiny minority of leftist politicians like Senator Bernie Sanders who came close to clinching the nomination of the Democratic Party for the presidential election of last year, nobody is thinking about socialized medicine, let alone talking about it. If this is the case, the question arises as to why there is such a bitter, seemingly irreconcilable difference between Obamacare and Trumpcare. Welcome to the extreme absurdity that is the world, the ethos 21st century American medicine!

    In case this last declaration seems gratuitous and unwarranted, let me say that as I write these words on Friday, July 28, 2017, the latest attempt of the Republicans in the U.S. Senate to ram Trumpcare through the legislative process for instant ratification into law by president Donald Trump has just been defeated. This defeated bill tells us a lot about the essence of Trumpcare. In the first year alone, it would have taken health insurance away from16 million Americans covered by Obamacare. Additionally, it would have immediately increased payment for premiums by 20%, making health insurance unaffordable for millions of Americans not included in the 16 million who would not be covered under the terms of the defeated bill. What is perhaps worse, what is simply unbelievable is the fact that this defeated bill was the mildest, the “kindest” of the three bills proposed by the Republicans to repeal and replace Obamacare. If these words that I write seem an exaggeration, readers are welcome to view YouTube videos of demonstrators and protestors in the US Congress this past week shouting slogans like “Kill the Bill, Don’t Kill Us! Kill the Bill, Don’t Kill Us!”

    At this point in the discussion, a word or two is perhaps necessary to provide some contextual and discursive clarifications about the opposition between Obamacare and Trumpcare. Concerning the former, perhaps the most pertinent thing to say about Obamacare is that it is not socialized medicine, not in the least! Rather, it is a structural package of market-driven forces in combination with subsidies provided by the American government intended respectively to help the old (Medicare) and the poor (Medicaid) get health insurance coverage which they would otherwise find too costly and out of reach for their meagre economic circumstances. In other words, Obamacare for the most part leaves the organization and running of the American medical system to powerful private economic and financial forces concentrated in the pharmaceutical, insurance and health care delivery industries. In this respect, most analysts calculate that the American medical system constitutes about one-sixth of the country’s national economy.  Within this sector of the economy, government subsidies for the costs borne by the poor and the elderly are way behind the profits, the surplus value derived from payments made by wealthy individuals and private and public employers.

    In other words, Obamacare essentially constitutes a minimum of protection for poor people and old retirees against market forces that respect only those who can pay, without reference to the ability to pay. As a matter of fact, long before Obama became president, many national and local leaders of the Republican Party had advocated programs similar to Obamacare as a means of keeping socialized medicine completely out of the equation. Indeed, it was Mitt Romney who was defeated by Obama in the presidential elections of 2012 and who, as Governor of Massachusetts, first introduced the model of mixed heath care delivery system that would later become Obamacare. Against this historic and political background, the question that arises is this: why are the Republicans so hellbent against Obamacare to the extent that they are willing to take away health insurance coverage for tens of millions of poor, elderly and young Americans? Are Republicans so inhuman, so evil, so blinded by the inviolability of market forces and money that they care not one jot for the health, the lives of the poor and the elderly who cannot meet the dictates of the market? Are they the kind of people that Thomas Guthrie had in mind when he wrote the words of the epigraph to this essay? Here’s the epigraph: If you want to know what the Lord God thinks of money, look at the people to whom he gives it.

    To give a useful response to this question, please think of the following facts, dear reader. America is not Nigeria; it is not a developing country whose health care delivery system is so undeveloped and inefficient that its elites have to be flown abroad if and when they fall dangerously ill. America not only has one of the best physical infrastructures for medical practice in the world, it is ahead of most of the nations of the planet in research and development in medicine in virtually all the fields of the profession. Here in the part of the state of Massachusetts in which this article is being written, there is a concentration of first-rate medical hospitals and institutions that is perhaps second to none in the world. Well, so much for the good part, the rosy picture because, dear reader, this is not a place where you want to fall sick if you are poor and elderly and without insurance coverage. Why? Because the only condition in which you will get treatment if you suddenly and dangerously fall sick is if you’re rushed to the emergency section of a nearby hospital. And even then, beyond immediate treatment or service to stabilize your condition, you will not get the services, the care you need to restore you to full health. Obamacare was/is the minimum that the United States as a nation, as a society has been able to do to alleviate this mother of all scandals of the 21st century. And it is this Obamacare that the Republicans are hellbent to completely do away with. Why? What is their reasoning, their justification?

    In responding to this question, let us briefly and summarily dispose of one obvious but rather tangential factor, this being the appellation “Obamacare” itself. As is well known, the name, the prefix, Obama in the term is the sign, the trope for everything that the base of electoral support for the Republican Party deems not only unamerican but also anti-American, especially with regard to race, ideology and social policy. I have stated earlier in this piece that Obamacare is not socialized medicine, that its essential contents were first put in place by Mitt Romney, a Republican. Thus, as absurd as it may seem, for the Republicans what is wrong with Obamacare is the fact that it is Obamacare and not, say, “Romneycare”. Had it been the latter, they would in all probability simply have tinkered with it, not completely reject it. In this respect, the Republicans are caught in the trap of their own discursive totalitarianism: since they have driven themselves into a prison house of language in which anything having to do with the name and the term “Obama” is anathema, they would rather send millions of Americans into the emotional and psychic wilderness of uninsured and uninsurable patients than do anything at all to salvage the workable, beneficial parts of Obamacare.

    But that is not the heart of the matter. This is because beyond discursive and linguistic reification, the Republicans are caught in a social contradiction in which they find themselves making a last-ditch defense of health care delivery as a commodity and not a right. The absurdity of their position can be grasped by the deployment of the following syllogism: all commodities are for sale, not for distribution as a right; like food, health care is a commodity; ergo, health care is for sale as a commodity, not for distribution as a right. Of course, this is only in the world of abstractions, the universe of reifications; in the real world, health care is both a commodity and a right. Indeed, as many of the demonstrators and protestors have been saying in their descent on the Capitol this past week, all the members of the US Congress, the Senate and the House of Representatives, enjoy very generous health care benefits paid for by taxpayers as a right that cannot be taken away from them!

    The reader may have noticed that in the title of this piece I use the phrase “the wealth and poverty of nations”. As a matter of fact, the phrase is borrowed from what is generally regarded as the bible of modern capitalism, The Wealth of Nations by Adam Smith. In that classic outline and defense of modern capitalism, Smith persistently talks of both the wealth and the poverty of nations. This is because he saw quite clearly that as wealth is created in all modern nations, so also is poverty created in its wake or at it flank. In other words, Smith saw quite clearly that capitalism is not only a terrific productive machine for generating wealth on a colossal scale, it is also a whale of a structural contraption for distributing wealth unfairly – that is if unrelenting social engineering is not done to alleviate the effects of this fundamental contradiction.

    We are of course far from the time and the world of Adam Smith when his analyses and warnings about the consequences of not reducing or alleviating poverty and its effects were routinely ignored. But not for the Republicans in the U.S. and not for the barawo pseudo-capitalists in Nigeria! In the most progressive and liberal nations and zones of contemporary 21st century capitalism, socialized medicine has been solidly put in place, usually after turbulent social and political struggles by the poor and those who stand with them. This is true, for instance, of Canada which is just across the border from most of the northeastern and northwestern states of the United States where, incidentally, drugs and medications are generally much cheaper than in the U.S. To see the Republicans’ war against Obamacare in the light of this long view of capitalism is to see that that they are on the wrong, losing side of history. Whether they like it or not, Obamacare has come to stay, if not in its current incarnation, then in other improved and expanded versions.

    Biodun Jeyifo

    bjeyifo@fas.harvard.edu

  • Trump’s attempts to replace Obamacare fail

    Trump’s attempts to replace Obamacare fail

    President Donald Trump’s efforts to find a replacement for ex- President Barack Obama’s healthcare system have collapsed in the Congress.

    Two Republican senators said they opposed their party’s proposed alternative, making it impossible for the bill to pass in its current form.

    The party has been divided on the issue, with moderates concerned about the effects on the most vulnerable, the BBC reports.

    President Trump has now called for repeal of Obamacare, so Republicans can start “from a clean slate.”

    That task falls to Senate Majority Leader, Mitch McConnell.

    “Regretfully, it is now apparent that the effort to repeal and immediately replace the failure of Obamacare will not be successful,” Mr. McConnell said.

    President Trump had made repealing and replacing Obamacare, under which more than 20 million people gained healthcare coverage, a key campaign pledge.

    Republicans view the 2010 legislation as an overreach of the federal government and said patients have less choice and higher premiums.

    The party’s proposed alternative had kept key Obamacare taxes on the wealthy, while imposing sharp cuts to healthcare for the poor and allowing insurers to offer less coverage.

  • Trump: Border plans not well communicated

    Trump: Border plans not well communicated

    U.S. President Donald Trump on Tuesday admitted to poor messaging regarding his plans for security along the U.S. – Mexico border.

    Trump said in an interview with broadcaster Fox News that he did not think his border policies have been communicated well. “Maybe that’s my fault,’’ he added.

    He said his administration was seeking to keep drug and human traffickers, in some cases murderers, from entering the United States.

    “We’re getting the bad ones out, the bad people,’’ Trump said in regard to his policies.

    This concept has been lost in the discussion, the president suggested.

    Trump was also somewhat critical of spokesperson Sean Spicer, for his efforts to find the source of leaks by investigating the mobile phones of his staff “I would have done it differently”.

    Trump said that he nevertheless respected Spicer’s approach.

    Trump will deliver his first address to a joint session of Congress on Tuesday evening of which economic and security policy are likely to be major themes.

    Also, the controversial healthcare law known as Obamacare, which Trump seeks to change, is also expected to be addressed.

  •  Obamacare not spurring early retirements yet despite predictions

    The Affordable Care Act is doing plenty of good for older Americans, but one thing it is not doing is convincing them to retire early.

    One prediction of the impact of the healthcare law, commonly known as Obamacare, was that the ACA would end “job lock” – the phenomenon of workers hanging onto jobs just for the health insurance while waiting to become eligible for Medicare at age 65.

    Instead, the ACA’s guaranteed issue of insurance would let them leave the world of full-time work for more flexible self-employment, start businesses or launch encore careers – or just retire.

    A 2013 study by the Urban Institute’s Health Policy Center and Georgetown University’s Health Policy Institute, for instance, forecast that health reform would boost the number of self-employed people by 1.5 million.

    But new research shows the ACA has not turned the job-lock key – at least not yet. A team of University of Michigan researchers studied Census Bureau employment data for 2014 – the first full year of the law’s implementation – and found no evidence of a higher rate of retirement, or a shift to part-time work, for Americans age 55 to 64.

    “We looked for it. In fact we really looked hard for it,” said Helen Levy, a research associate professor at the University of Michigan’s Institute for Social Research. “This just hasn’t been the labor supply Armageddon some were predicting.”

    Still, the ACA has had an enormous, positive impact on older Americans.

     

    • Culled from Reuters
  • Woes persist as Obamacare enters third year

    Just a few weeks before the third Obamacare enrolment season begins, researchers are pointing out that millions of people are still uninsured, despite the law, and that there are real hurdles to convincing people to sign up.

    The first two enrolment seasons made a sizable dent in the U.S. uninsured population, as about 17 million Americans have gained coverage through the Affordable Care Act’s various provisions, the Department of Health and Human Services estimated this week.

    But of the millions left who are still uninsured, many haven’t tried to buy Obamacare coverage at all even though they might be eligible for subsidies to help pay for it. Those who do visit the insurance marketplaces often find it difficult to compare plans.

    And just about everyone buying plans faces a steep rise in deductibles, making it harder to afford the care they need throughout the year.

    Fewer than half of the Americans who visited healthcare.gov or state-run marketplaces last year actually enrolled in coverage, a Commonwealth Fund survey released Friday found. The survey also found that a majority of those who decided against enrolling said they couldn’t find a plan they could afford, even though 54 percent had incomes making them qualified for federal assistance.

    “I think there is a lot of confusion both in terms of people who haven’t gone to the marketplaces at all, and once they do get there, choosing plans that are affordable for them,” said Sara Collins, Commonwealth’s vice president for healthcare coverage.

    One of Obamacare’s major goals was to provide affordable coverage to those without employer-sponsored plans, and the law supplies federal subsidies to those earning up to 400 percent of the federal poverty level. The subsidies help lower the consumer’s cost, much as employer contributions help lower costs for their workers.

    Besides uneducated consumers, there is the problem of skyrocketing deductibles, ailing both plans offered in the marketplaces and plans offered by employers.

    A survey released earlier this week by the Kaiser Family Foundation found that while premiums are growing at a relatively modest rate, about four percent a year, deductibles have risen almost three times as fast since 2010 for employer-sponsored plans. And one in four covered workers are enrolled in high-deductible plans, compared to 13 percent five years ago.

    “Health costs are growing faster than the economy and they’re growing faster than workers’ paychecks,” said Joel White, president of the Council for Affordable Health Coverage. “What we’re looking at in 10 years is where the average family is going to spend half of their income on health coverage. It’s clearly not sustainable.”

    The problem is of even greater magnitude among Obamacare marketplace plans, where many consumers say they bought a high-deductible plan. The Commonwealth survey found that 34 percent of Americans with employer-sponsored plans have deductibles of at least $1,000, while 43 percent of those who bought coverage in the marketplaces at deductibles at least that high.

    There’s no consensus on exactly how to rein in the fast growth in deductibles, although Republicans insist that removing the healthcare law’s coverage requirements could improve the situation. But many experts feel that some of the obstacles to getting coverage could be removed simply by easing the shopping experience.

    Many consumers say it’s difficult to impossible to compare the benefits and costs of different plans offered by their employers or available in the marketplaces. State exchanges could help them understand different plans by providing estimates of how a particular shopper might use a plan based on their healthcare needs, Commonwealth Fund President David Blumenthal suggested.

    Such a feature wouldn’t be exact, but it would go a long way toward helping people narrow down the plan options to the ones that would best suit their particular situation, he said.

    “These estimation calculations could be disease-specific,” Blumenthal said. “They could give you a sense of what your cost is based on a specific profile. I fully expect these will take shape in subsequent iterations of the exchanges.”

    • Culled from Washington Examiner
  • Obamacare enrolment hits 7.1m, says U.S

    Obamacare enrolment hits 7.1m, says U.S

    About 6.5 million people signed up for health insurance using the federally run healthcare.gov system by December 26, the United States government said.

    Including 633,000 people, who signed up for Obamacare plans by December 15 using enrolment systems run by 13 states, the total now in coverage under the Patient Protection and Affordable Care Act is at least 7.1 million.

    The state figures, reported separately today by the Health and Human Services Department, don’t include people automatically renewed in their last year’s coverage in California, New York and six other states.

    Federal officials aim to have at least 9.1 million people paying for coverage sold under the law in 2015, up from 6.7 million in October. The 7.1 million signed up so far haven’t necessarily paid their first premium to their insurer, the final step in enrolment, and the figure doesn’t “fully capture the total number of plan selections for coverage beginning January 1,” the government said.

    “With the latest enrollment figures, they are clearly within striking distance of their target,” Larry Levitt, a senior vice president at the Menlo Park, California-based Kaiser Family Foundation, said in an e-mail.

    Coverage under the Affordable Care Act this year has eroded since May, when eight million people had signed up. Some customers found alternative sources of insurance or became disenchanted with the programme.

    ‘Enormous Surge’

    The Congressional Budget Office has estimated that 13 million people should be paying for plans sold under the law in 2015, a figure that would require “an enormous surge” of enrolment in the next six weeks, Levitt said.

    The Obama administration has said the CBO’s estimate is too high, and that the law’s coverage expansions will take more time than the budget agency expects to mature.

    Enrolment has been smoother for 2015 than last year, when the government had only 2.2 million people signed up after three months as it struggled to salvage the healthcare.gov system, which was crippled by software flaws.

    “The Centers for Medicare and Medicaid Services, which oversees the enrolment website, awarded Dublin, Ireland-based Accenture Plc (ACN) a five-year contract extension yesterday, worth about $564 million, to continue running healthcare.gov, according to federal records.

     

    • Culled from Bloomberg