Tag: window

  • Window to switch PFAs soon

    Contributors or Retirement Savings Account holders and retirees under the Contributory Pension Scheme (CPS) would soon have opportunity to change from one Pension Fund Administrator (PFAs) to another.

    Contributors have been agitating for flexibility  to be able to  change their PFAs owing to poor customer service by some PFAs but have been unable to do so, 15 years into the establishment of the CPS. The change is expected to occur through the transfer window platform.

    But the opportunity appears near with the recent deployment of Enhanced Contributor Registration System (ECRS) by the National Pension Commission (PenCom).

    The ECRS is an electronic platform for the submission of requests by (PFAs) for the registration of contributors and issuance of Personal Identification Numbers (PINs).

    Consequently, the Commission has transited from the use of existing Contributor Registration System (CRS) to the ECRS.

    Acting Director-General, PenCom, Mrs Aisha Dahir-Umar, in a report said the commission is working tirelessly to address the yearnings of the contributors.

    She stated that the ECRS would also provide a platform for the Registration of Micro Pension Plan Participants among others.

    She explained that the ECRS provides a more dynamic and friendly user interface and fully addresses the issues identified with the CRS.

    According to her, the ECRS has also been integrated with the National Identity Management Commission (NIMC) for authentication of the uniqueness of individuals seeking to register under the CPS.

    She, however, called on contributors to visit their PFAs to provide their National Identification Number (NIN) and other information that may be required by the PFAs.

    She said: “The deployment of the ECRS will greatly enhance the integrity of contributors’ data and also provide a platform for the Registration of Micro Pension Plan Participants and Cross Border individuals like participants living abroad and foreigners living in Nigeria wishing to participate in the CPS; Electronic submission of employer code requests by Pension Fund Administrators (PFAs) or employers and the full automation of the process of issuing employer codes; and provide updates and edits of contributors’ information on the National Databank maintained by the National Pension

    Commission by the PFAs.

    “Accordingly, contributors are advised to visit their PFAs to provide their National Identification Number (NIN) and other information that may be required by the PFAs.The deployment of the ECRS is a major step towards the introduction of the transfer window, which will enable contributorschange to the PFAs of their choice, in line with Section 13 of the Pension Reform Act (PRA) 2014.

    “The Commission is assuring all stakeholders that it will continue to come up with positive innovations and policies that will not only address the yearnings of the contributors but also enhance the regulation and supervision of the pension industry”, she added.

  • Man breaks court window, stabs self after bagging life imprisonment for rape

    There was drama at an Ekiti State High Court on Friday after one Ajewole Dada Fulani was sentenced to life imprisonment for rape.

    Ajewole, 24, was standing trial for robbing, kidnapping and raping two female students of the College of Education, Ikere-Ekiti on November 7, 2015 along Ikere-Igbara Odo Road.

    The verdict was handed down by Justice John Adeyeye who held that the prosecution has proved the case beyond reasonable doubt.

    The convict became furious and restless after the judgment was interpreted to him by the court registrar.

    Consequently, he hit the court window, broke the louvers and stabbed himself with it. He also tried to stab other people in the courtroom.

    It took the intervention of security personnel to restrain the convict and prevent him from injuring other people in the courtroom. He was subsequently handcuffed and bundled into a waiting Black Maria vehicle.

    Findings revealed that, Ajewole, on the day of the incident, gave the two college students a ride in his commercial vehicle but he veered into the bush, where he tied them to a tree and raped them one after the other.

    The victims later escaped from the scene and reported the incident at the Ikere Police Station along College Road.

    Ajewole was first arraigned at an Ado-Ekiti Magistrate’s Court, but the case was transferred to the High Court at

  • CBN creates special forex window for investors, exporters

    CBN creates special forex window for investors, exporters

    The Central Bank of Nigeria (CBN) has established a special Foreign Exchange (forex) widow for investors and exporters.

    Its Director, Financial Markets, Dr. Alvan Ikoku, said the purpose of the window was to boost liquidity in the forex market and ensure timely execution and settlement of eligible transactions.

    He listed eligible transactions under the new window to include invisible transactions such as loan repayments, loan interest payments, dividends, income remittances, capital repatriation, management service fees and consultancy fees.

    Other transactions on the eligible list are software subscription fees, technology transfer Agreements, personal home remittances including ‘miscellaneous payments’ as detailed under Memorandum 15 of the CBN Foreign Exchange Manual.

    Ikoku said the invisible transactions under this window excluded international airlines ticket sales’ remittances.

    He said the window covered bills for collection and any other trade-related payment obligations, which are at the instance of the customer.

    The CBN director clarified that the permitted invisible transactions and bills for collection were eligible to purchase forex sourced from the CBN forex window limited to secondary market intervention sales (SMIS) wholesale, which is spot and forwards sales.

    “International airlines ticket sales’ remittances shall only be eligible to access the CBN FX window (SMIS-Retail and Wholesale) spot and forwards. The supply of foreign currency to the window shall be through portfolio investors, exporters, authorised dealers and other parties with foreign currency to exchange to Naira,” he explained.

    Ikoku explained that the CBN shall also be a market participant at the window to promote liquidity and professional market conduct.

    He added that ýparticipants at the new window would trade via telephone until appreciable progress is made with the FX trading systems on-boarding process, which is the FMDQ OTC Securities Exchange (FMDQ) Thomson Reuters FX Trading & Auction Systems.

    He, however, advised authorised dealers to promote market transparency by encouraging their corporate clients to ensure the activities of the window are operated on the forex trading systems.ý

    As part of the operational requirements of the window, the CBN director said the exchange rates of the transactions in the window shall be as agreed between authorised dealers and their counterparties.

    He also said that the CBN reserved the right to intervene as a buyer or seller, as it deems fit, in the window, adding that information on transactions between authorised dealers would be reported to the CBN on a daily basis.

  • Window of fraud

    Window of fraud

    •SON’s excuse for not verifying imports is untenable

    Shocking! This simply describes the statement by the Standards Organisation of Nigeria’s (SON) Acting Director-General, Dr Paul Angya, that the organisation had no opportunity of verifying 90 per cent of products imported into the country from September to December, 2015. Angya, who disclosed this in Lagos during a two-day capacity-building workshop organised by SON for media executives said this was due to the three-month window that the organisation provided for importers to enable them register on the Nigeria Customs electronic platform, Nigeria Integrated Customs Information System (NICIS).

    According to him: “The NICIS platform allowed all stakeholders in the maritime sector to view data on shipment. But, because the World Trade Organisation required that we should allow time for importers to register on the NICIS platform, we left a window of three months between September and December (2015) and issued them Electronic Provisional Clearance Certificate as an alternative. EPCC permitted importers to bring in their goods without the mandatory SON Conformity Assessment Programme certificates”.

    If Nigerians are still stunned that there ever could be a situation which will allow goods imported into the country not to be verified, Dr Angya compounded the befuddlement. “But when this window of opportunity was created, criminal-minded importers took advantage of the situation and brought in substandard products which they were able to take out of the Nigerian seaports without the SON’s verification …”

    In a nutshell, this explains why goods imported into the country within the period had no SON verification! Dr Angya says the importers are now threatening his staff for closing the platform.

    There are a few questions for the acting SON boss. One, he said the organisation gave a three-month window for the importers to enable them register on the NICIS, adding that they shut down the platform in July, 2016. So, what had been happening between December 2015 and July 2016 when SON said it finally shut down the platform? Secondly, did it not occur to SON, ab initio, that unscrupulous importers were going to abuse the privilege? Third, has Dr Angya stopped to ask himself whether it is possible for any good to enter into other serious countries without verification on account of a WTO requirement? Is the organisation saying there are no better ways to achieve the objective other than the one it chose?

    It would seem to us that the SON is crying wolf now for reasons other than the genuine desire to prevent substandard products from entering the country. Otherwise, it would not have suspended (or shirked) its responsibilities for the reason it gave for months, only to turn round now to accuse some importers of threatening him and his men. If indeed, this is true, SON has itself to blame. How could it have allowed people bring in goods into the country without certification for months only to want to stop it when they are already used to it? SON’s action is akin to shutting the stable door after the horse has bolted.

    We sympathise with Dr Angya who claimed that his “officers who are all graduates and engineers chase trailers on the highways like touts, risking their lives to jump on trailers to try and catch them”. This is crude and primitive. But the solution does not lie in what we are afraid the SON boss is asking for: that his organisation be returned to the seaports to further compound the proliferation of government agencies there again. This is one of the reasons many importers bypass our ports: too many government agencies there means their paying more for their imports, without the proceeds getting into government coffers.

    Indeed, it was because of the proliferation of government agencies at the ports that the number was pruned to make room for efficiency. We should not return to that inglorious past. SON can do its job from outside the ports. The Nigerian Shippers Council and other agencies are doing just that. If SON has capacity or logistics problem, Dr Angya should say so and let these be addressed.

  • Benefits of window shopping

    Window shopping, whether traditional or virtual, has become popular. According to retail experts, the purpose of window shopping is not to spend money or acquire new items, but to learn more about oneself and one’s personal tastes. TONIA ‘DIYAN writes

    After the Christmas and New Year celebration, Kolawole Biyi regardless of her financial status went on a window shopping expedition. She is aware that the modern mall is designed to lure people into window shopping where they are sure to likely catch irresistible items that would ensnare them to shop on impulse.

    On the other hand, she knows also that the activity is generally considered to be safer as it allows people on limited budgets much less likely to make impulse buys if they remain outside the store.

    She went ahead browsing shops with no intent to purchase, possibly just to pass the time between other activities, or to plan a later purchase.

    Walking through the Palms mall, Lekki- Lagos, she continuously looked at the window displays for each retail store. Aside passing time, Biyi was able to get ideas for displays that she could use at home and the inspiration for future gift giving.

    “After all, this wouldn’t cost me a kobo” she said to herself! Not in a hurry to receive the full benefit of window shopping, she did it at a leisurely pace. As a typical window shopper she is less concerned with how many window displays are observed or how much time is spent enjoying each of the displays, she focused more on enjoying the wares displayed in the windows, as well as taking note of the way each shop owner choose to display all the items included in the presentation, not forgetting to compare prices to ascertain the most beneficial purchase.

    Because of the flexibility that is part of the pastime, it is possible to work in a little window shopping at just about any time. Biyi often enjoys this type of shopping during a lunch hour, while waiting for relatives or friends to arrive at the site, or as a way to kill time before the start of a movie at the cinema.

    Apart from being an ideal way to kill time without spending money, to Biyi, window shopping can also serve as inspiration for other tasks. ”Spending time looking at window displays may trigger creative ideas that can be used at home”, she whispered to herself. “For example, a window display containing a dining room table and chairs may provide inspiration for table settings, centerpieces, or other ideas that can be used to dress up the dining room.” she said

    While traditional window shopping takes place at a brick and mortar location, the concept of virtual window shopping has become very popular. By viewing items on display at online stores, shoppers can enjoy the benefits of passing time, getting ideas that can be used for different purposes and also find inspiration for gifts and other purchases scheduled for a later date. One advantage of virtual window shopping is that interesting web pages can be bookmarked for a return visit at a later date.

    Some popular malls and busy places such as  Allen Avenue and Opebi Road in Ikeja have attracted a great number of window shoppers as they are characterised by a host of displays.

    Some people told The Nation Shopping why they go window shopping. Some said the act will make them remain up-to-date, others said it is their favourite pastime activity. While some others said it’s a form of exercise, others said the act is alluring.

    For Rita Nselu, who is a frequent visitor to The Palms mall in Lekki, she window shops to find out the new trends in fashion, so as to remain up-to-date as a university student. On the other hand, Funmi Aiyetoro, a student of the University of  Lagos window shops because it is her favourite pastime activity.

    Her words: “It is just alluring the way retailers display those items. Besides, it is very convenient for one to look around even when you do not have money. What I actually do is stroll to the mall with my friends, look around, compare prices and return when I am buoyant to purchase.

    Her friend, Elizabeth Kaine simply affirmed. “I think it’s fun, I just love the act at my leisure.”

    Femi Aruna thinks window shopping is an important aspect of shopping and does it weekly.

    His words: “These malls are designed in such a way that you just need to move around to be able to make good choices. If you do not move around to see the items on display, how would you know the right thing to buy? If you are a real shopper, you have to know how to window shop.

    However some retail experts have said those who understand the art of window shopping and truly enjoy it have some guidelines to bear in mind. Such people should be able to think about the purpose of their trip to the mall, store or market.

    Owner of Deligtsome Gifts Concept situated in Gbagada,  Lagos, Modupe Shopeju said: “Whether a person is scouting for a new fashion trends, he /she is trying to make a mental shopping list, plan on returning later to make purchases or simply looking for a good way to spend a few hours, window shopping is one good way to achieve that.”

    She added that the location is also important, “Window shopping is best enjoyed with friends and the ideal location for window shopping is a mall (indoor or outdoor) with a variety of different stores. When you are out, look for places with impressive window displays,” she said

    She concluded that it is wise to prepare the night before taking the window shopping trip “Prepare a day before. You won’t need much money, you are not buying anything, remember? Bring whatever else you would normally take on a shopping trip, but leave the credit cards at home in case you get too tempted. Don’t forget to dress comfortably and casually making sure you wear comfy shoes, as you will be doing a lot of walking,” she said.

    Shopeju taking people through the process said: “Arrive at your location early, start at one end and gradually work your way over to the other. Walk slowly; take in the sights, there is no need to rush. Stop and carefully observe the first window display that you see. Take notes or mark down the store name, if necessary, but do not go into the store. Continue on, viewing other displays at your discretion. Try to identify trends and patterns in the displays. Do not be afraid to stop; you could sit for a while if you get tired. Take notes as needed, particular styles you like, popular items, preferred items to be purchased when you returned. Window shopping does not need to be a task.  It is worth relaxing and enjoying.”

  • Window for CPS retirees to change their PFA coming

    Window for CPS retirees to change their PFA coming

    Workers and retirees under the Contributory Pension Scheme (CPS) who desire to change their Pension Fund Administrators (PFAs) may soon be able to do so.

    This was made known in a report obtained by The Nation from the National Pension Commission (PenCom).

    According to the report, the PenCom has identified the major challenge hindering the opening of the transfer window which is meant to allow workers and retirees transfer their account from one PFA to another.

    Section 13 of the Pension Reform Act, 2014, provides that, “Subject to the Guidelines issued by the Commission, a holder of a Retirement Savings Account (RSA) maintained under this Act, may not more than once a year, transfer his account from one Pension Fund Administrator to another.”

    The report said in line with the provisions of the Act, the Commission has already released the regulations for the transfer of RSA to pension operators and also exposed same on its website.

    The Commission explained that a major challenge hindering the opening of the transfer window is the issue of RSA holders registering more than once through their PFAs on the Commission’s database.

    For effective take off of the transfer window, the Commission said it is putting in place infrastructure and modalities that would enable the cleaning up of the existing registration database to eliminate multiple registration thereby facilitating the opening of the transfer window.

    The Commission however implored all stakeholders to exercise patience as the window would be opened in due course.

  • Service Chiefs as window into Buhari’s mind

    Service Chiefs as window into Buhari’s mind

    Whether anyone objects or not, two things are evident from President Muhammadu Buhari’s appointment of new service chiefs. One, it is at least a vague indication of how his mind is working, and many people are not going to be comfortable with the workings of that mind. Two, there is yet no visible or consistent framework of how his presidency is to be viewed. The Buhari presidency is, as far as can be made out, still formless. On Monday, the president had sacked the service chiefs and two other sensitive security appointees he inherited from his predecessor, Goodluck Jonathan, an action that was thought to be long overdue. They were replaced by Maj.-Gen. Abayomi Olonishakin (Chief of Defence Staff), Maj.-Gen. Tukur Buratai (Chief of Army Staff), Rear Admiral Ibok-Ete Ibas (Chief of Naval Staff), Air Vice Marshal Sadique Abubakar (Chief of Air Staff), Air Vice Marshal Monday Riku Morgan (Chief of Defence Intelligence), and Maj.-Gen.Babagana Monguno, retd. (National Security Adviser).

    It takes an inscrutable and independent mind to make such appointments. In making the appointments, the president explained that, except for Gen Buratai whom he met only recently in Chad, all the other service chiefs were unknown to him, and all five Chiefs were appointed strictly based on their records. But as expected, the Southeast, which is yet to be represented in any significant Buhari appointment, has expressed grave reservations over what it described as the lack of fairness and federal character representation of the exercise. Weeks before, some commentators had wondered why of the first 10 or 11 or so appointments made by the president, only one came from the Southwest, indeed the entire South.

    Even though he did not allude to these appointments, and only spoke particularly of the National Assembly (NASS) crisis, former interim national chairman of the All Progressives Congress (APC), Bisi Akande, had suggested controversially that there was a conspiracy by a section of the northern elite to emasculate the Yoruba in the new government in strict disregard of the huge role the latter played in birthing the APC and enthroning the Buhari presidency. Tony Nyiam, a retired colonel who played a leading role in the 1990 Gideon Orkar coup, also wondered in a recent interview whether, all things considered, President Buhari was not in the process of being caged by certain powerful interests from the North. Presidential adviser, Femi Adesina, denied that the president had been or was about to be caged. Notwithstanding these observations, the president had gone ahead to make the new security appointments.

    It is undeniable that President Buhari is bold and courageous. What is not clear, either from his recent or last few weeks appointments, is whether he is reckless or wise. His appointments so far have, however, provided analysts a window into the inscrutable mind of this laconic former army general. Of the major security architecture he is assembling, which the president referred to in passing during one of his Ramadan breaking of fast, four of the six service chiefs are of northern origin. They are: Director-General of the Department of State Services, who is of Daura extraction like the president, Army chief (Borno), Air Force chief (Bauchi), and Defence Intelligence chief (Benue). The president’s Chief Security Officer (CSO) and Aide de Camp (ADC) are also from the North.

    On the surface, President Buhari gives the impression he is both dispassionate and patriotic. Undoubtedly, his fundamental character is such that he can be relied upon, like the Ottoman emperor, Suleyman the Magnificent, to be just — one who is inured to the shenanigans of using or deploying right and wrong interchangeably. President Buhari, as a general in the army and head of state in the 80s, had a reputation for being blind to tribe or religion. During the war, he also demonstrated that his patriotism and his fundamental make-up are both anchored on a superior understanding of the human essence — the god in us.

    If, despite these lofty attributes, he went ahead to make the kind of skewed appointments credited to him in the past few weeks, it may lead analysts to search for other explanations to understand what has happened. One explanation is that his appointments have just begun, and until they are completed, it may be hasty and unfair to form a total picture of him or suggest skewness or otherwise. A second explanation suggests that the appointments probably represent innocent parochialism, a by-product of the findings and headhunting of a group of insular aides. And a third explanation infers that in his desperation to achieve set goals, he would seize on any solution, no matter how insensitive, sectional or irrational some may deem them to be.

    Governor Kashim Shettima of Borno State may not have realised it, but when he enthused over the president’s appointment of two Borno-born officers (Army chief, NSA) into his security architecture, he was drawing attention to the inexplicability of entrusting so much into the hands of one state out of 36 states. The president talked of merit as an explanation in his appointments, but it is still notable that other competent and suitable officers cannot be found in other states. The president knows that Nigeria’s complex and suspicion-ridden cultural milieu places a huge burden on its leaders to juggle the mix of public policies delicately to accommodate its diverse population. It is unlikely that the intransigence of the Boko Haram revolt and the frustrations felt by the government in tackling it have led the president into resignedly agreeing with the logic that the malaise is best tackled by officers who hail from the epicenter of the revolt.

    What is obviously not apparent from the appointments, especially of the service chiefs, is the salutary fact that the president can call his soul his own. How he calls his soul, and whether his ability to command his soul is good for the country, will become obvious in the coming months. President Buhari is known to possess an iron will, and is sometimes inflexible, is a stickler for rules and regulations once they are set, and a passionate leader. These attributes have started to reflect in the president’s policies and appointments. He will, it seems, continue to acknowledge his friends and those who helped him to win the presidency, and also sometimes defer to them and seek their counsel. But in the end, he will make up his mind, often independently and sometimes incomprehensibly, and courageously stick to his decisions.

    From his appointments so far, the president will find it tough going to persuade everyone or even a majority that he had acted wisely or prudently, but there is no doubting the fact that he had acted very boldly. He knew there would be flak, for it is implausible that he did not recognise the downside of the appointments. He must also appreciate that those who question his motives do so legitimately and with the best of intentions. But given his nature, he will not be discouraged from standing his ground in this and other matters.

    It may, therefore, take a little longer to understand the structure and direction of the Buhari presidency. While his appointments so far give reasons for some disquiet and even unhappiness, as the Southeast is already expressing, he cannot yet be judged on whether he is providing fair and equitable leadership for the entire country until nearly all his appointments have been made. What is a little worrisome, however, is whether he himself understands the nuanced — or perhaps sublime — direction his presidency should be heading. That direction will be determined by the structure of his presidency, not by its organogram and departmental arrangements; and in turn that structure will be influenced by the appointments he makes. He will have to do enormously better in those appointments, and begin brilliantly to enunciate and communicate the philosophy of his government far beyond the pragmatism he projects.

    The president may be able to curb corruption, implement reforms and make life more comfortable and dignified for Nigerians. But the real success of his government will be determined not by these tangibles, but by the more complex and sometimes indecipherable intangibles only ambitious countries are familiar with. The Buhari presidency will have to find a way to conceptualise and implement these intangibles. With a fractious National Assembly leadership and legislative majority antagonistic to the discipline and instruction of the ruling party, and a presidency yet to exhibit the indispensable broadmindedness required for a great society and noble future, President Buhari’s path seems paved with thorns.

  • Split vs window air conditioner

    Split vs window air conditioner

    An air conditioner comprises three main parts, which are condenser, evaporator and compressor.

    In a split AC the condenser and the compressor are placed in the outdoor unit. The evaporator is located in the indoor unit which cools the room.

    The window air conditioner is a single unit installed having one face inside and the other faces outside in a window or a gap. The inside part contains the filters, evaporators, fans and control panel whereas the outside portion contains the compressor & condenser.

    The split AC and window AC are both equally efficient. The efficiency depends on various factors, like atmosphere, insulation and not on type of the AC.

    Below are some of the differences which should be kept in mind before buying an AC.

    DIFFERENCES BETWEEN SPLIT AC AND WINDOW AC

    Design

    In Window air conditioners heat exchangers, compressors, condensermotors and connecting pipes are placed on the same base.

    Split ACs consist of indoor and outdoor unit.

    Space

    Window ACs occupy more space than split ACs.

    Installation

    Window AC installation is easier than Split AC.

    Cost of equipment and installation cost

    A split AC costs more than a window AC of same capacity and similar energy star rating.

    The installation of a split AC costs more as you need to install two units-one indoor and one outdoor, which then need to be connected through copper tubing. There are other costs for accessories which might be needed for split ACs which include copper tunes and mounting tubes.

    Unistallation of split AC and installation of the AC actually needs to refill gas. This also adds to the cost of installation. Window ACs do not refilling of gas when it is uninstalled and again installed at a new place.

    Split Air Conditioner

    Window Air Conditioner

    Multiple Units

    Multiple cooling units are in split ACs, single outdoor unit can also cater to multiple indoor units. Window ACs have only one compact unit.

    Electricity costs

    The running cost of window and split for same energy rating is similar. There is no benefit of AC type, the split AC might use a little bit extra electricity but the difference is not enough to affect buying decision.

     

    Noise level

    The split AC makes lesses noise as the compressor is located in the outdoor unit that is not in the room. If you are light sleeper, prefer split AC over window AC.

    Service

    Window AC is easier to service than Split AC.

    Capacity

    Generally the maximum capacity of Window AC is 2.0 Ton whereas for Split AC there is no such restriction.

  • Get the best bargains by window-shopping

    MANY people just walk into a shop and buy items without first surveying the market. They then get disappointed when they find the same items being sold at a cheaper price in other shops. You can avoid this by window-shopping.

    What is window-shopping?

    It is checking out goods or services, with the intent to purchase at a later time.

    When should one do window-shopping?

    It is advisable to do it a week or a few days before you purchase the item. This will help you get better bargains for items.

    A good time for window-shopping is during working days or early morning hours because the shopping malls/centres are less crowded, compared to the weekends.

    The shop attendants tend to be more helpful since they are not very busy. You can ask as many questions as you can about the items you intend to buy.

    Why go window-shopping?

    It helps you know what is trendy or new in the market.

    Window-shopping will also help you know where to find particular produce you intend to buy. This will help you save time.

    Doing window shopping enables you to later buy items for what they are really worth. This is not possible with impulse buying.

    While doing window-shopping the quality of the product is another aspect to consider. Do not be lured into buying an item because of the good bargains.

    Pay attention to the finishing, the material from which the product is made and the trademark labels to rule out the idea of duplication.

    Some people do window-shopping as a leisure activity. The women will tend to look at clothes, shoes or handbags, while the men prefer to look at electric gadgets and automobiles.

    Desist from carrying money with you, lest you end up buying an item you had not even planned to.

    Do not deposit money on an item before you make a final decision on whether you want to buy it.

  • AUGUST 2014 FIFA window: NFF shops for Eagles’ friendlies

    • Technical body given one-week ultimatum
    • African opponents preferred

    The executive committee of the Nigeria Football Federation (NFF) rose from an emergency meeting in Abuja on Thursday, urging its technical body to immediately open discussion with agents for an international friendly scheduled for August 13.

    The NFF body challenged the technical committee to ensure that an inetrnational friendly is played by Nigeria, on August 13 2014, a day set aside by the Federation of International Football Associations (FIFA) for its 209 affiliate federations to be involved in matches without hinderance from the clubs where their players ply their trade.

    According to the communique, “The committee mandated the NFF Management to proceed with discussions with a number of African countries with a view to the Super Eagles playing a friendly match on the FIFA window of Wednesday, 13th August, 2014, as part of preparations for 2015.

    “The committee expressed satisfaction with all arrangements so far made for the different National Teams, namely Falconets, Flying Eagles and Golden Eaglets ahead of important international matches and qualifying games, and also directed the Technical Sub-Committee to meet in a few days to harmonise all arrangements in this regard.

    “The committee expressed satisfaction with all arrangements so far made for the different National Teams, namely Falconets, Flying Eagles and Golden Eaglets ahead of important international matches and qualifying games, and also directed the Technical Sub-Committee to meet in a few days to harmonise all arrangements in this regard.”