Author: The Nation

  • Oyebanji seeks return of stolen artefacts

    Oyebanji seeks return of stolen artefacts

    Ekiti State Governor Biodun Oyebanji has called for the return of all the stolen artefacts carved by the late Olowe of Ise-Ekiti, Chief Olowe Ajalemo, from around the world.

    He spoke yesterday during a visit alongside Senator Babafemi Ojudu to the house of the late Olowe in Ise-Ekiti.

    He said allowing the artefacts in the museums of other nations robbed the Yoruba race of its history.

    The governor lamented that many of Olowe’s most magnificent works reside in museums across the world, saying no effort will be spared in ensuring the materials are repatriated.

    He said the late Olowe’s house in Ise-Ekiti would be converted to a world-class standard museum to accommodate all the stolen artefacts upon their return and serve as a hub of artistic exchange.

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    He lauded Senator Ojudu for calling his attention to Olowe’s artistic exploits sitting in museums abroad, saying the return of the artefacts would not only benefit the town, but also Ekiti State, as it would stimulate opportunities for socio-economic growth and development.

    He said Olowe’s artworks are a testament to the country’s rich cultural heritage and artistic excellence, noting that the government was committed to preserving his legacies for new generation of artists to draw inspiration.

  • APC legislator tenders stewardship in Apapa

    APC legislator tenders stewardship in Apapa

    House of Representatives member Dr. Samuel Adesola Adedayo yesterday tendered his stewardship at Apapa, Lagos State before constituents. 

    He told party leaders, including Pa Oluyole Olusi, Alhaji Tunde Balogun, Ayodeji Joseph and Idowu Sobajo, that he has articulated the problems of the federal constituency on the floor of the Lower Chamber of the National Assembly. 

    The dividends of democracy, including boreholes and solar lights sited across wards in his constituency, were inaugurated.  Adedayo, a chieftain of the ruling party said more projects would follow with the passage of time.

    The boreholes were inaugurated in Ijora Oloye  Ward E and Ladejobi Street in Ward H  and solar lights at Ladejobi Street, Sango, Arewa, Afolabi, Alasia, Ojuina and Matiminu.

    Other areas that benefitted from solar lights include Ali- Iwo, Rabiat, Olodan, Olojowon, Zion, Sari and Amusu.

    Adedayo, a medical practitioner and deputy chairman, House of Representatives Committee on Health, said the constituents  should expect more dividends of democracy in education, health and social welfare.

    He promised to provide new school buildings, benches and chairs, upgrade of equipment in primary health care centres in the wards, and ensure health insurance for them through Lagos State Health Insurance Scheme, Ilera Eko.

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    Adedayo said: “There are more projects that are coming particularly concerning schools, we are going to give them new school buildings.

    “In term of health, we are going to give them medical centres, that is primary health care centres in the wards. They will benefit from equipment upgrade.

    “And again, I am also looking at giving some of them health insurance, insure their health through Lagos State Health Insurance Scheme, Ilera Eko. At least, I will start with about a 100 of them, the poor and the vulnerable in our group. I will register 100 households and that will comprise husband, wife and four children that are below age of 20 in every household.

    “Again, on education, I am going to supply school materials, particularly benches and chairs. I have plans to start an Adult Literacy Class. 

    “You will recall that by the grace of God, I am the deputy chairman, House of Representatives Committee of Health. 

    “I assure them they should be patient, more dividends of democracy are coming to this constituency,” he said.

  • Ekiti govt directs boundary committee to resolve Efon/Ipole land dispute

    Ekiti govt directs boundary committee to resolve Efon/Ipole land dispute

    Ekiti State Government has tasked the Land Dispute and Boundary Committee to mediate in the land dispute between communities in Efon-Ekiti and Ipole Iloro-Ekiti.

    The Deputy Governor, Mrs Monisade Afuye, gave the directive yesterday  during a meeting with the committee in her office in Ado-Ekiti.

    Afuye said the Governor Biodun Oyebanji administration places high premium on the lives of the people and won’t allow any dispute to fester and claim the lives of innocent citizens.

    She said the directive followed a petition written by the Alaaye of Efon, Oba Emmanuel Aladejare, accusing Ipole of laying claim to Iwaji, a community located between the two towns, knowing fully well that the area was part of Efon Local Government.

    In the petition, Oba Aladejare, alleged that the people of Ipole were deploying thugs to harass Iwaji residents over a portion of land in the community, urging the government to intervene and stop such unwholesome conduct.

    The deputy governor said the government would be unbiased and dispassionate in handling the age-long dispute, bordering on the ownership of Iwaji community.

    “What we are here for is peace and this is what the government is desirous of offering the residents of this state.

    “We want to appeal to our people to eschew violence and allow the committee on Land Dispute Resolution to visit the area and ascertain your claims”, Afuye said.

    Speaking on the disputed land, the Alaaye of Efon, Oba Aladejare, said the Intelligence Report of 1934 showed that Efon shared boundary with Aramoko-Ekiti, Ijero-Ekiti and Ogotun-Ekiti, and not Ipole.

    Oba Aladejare emphasised that Alaaye was a consenting authority over Ipole community up to 1984 before the town became an autonomous community.

    The traditional ruler contended that the state government used Omisanjana Stream as a demarcation between Iwaji and Ipole, saying the land belonged to his community contrary to the claim of Olupole, Oba Oladele Babatola.

    “Available records were there that attested to the fact that Efon Local Government had been collecting rates, building market, mini town hall, providing boreholes and extended electricity to Iwaji . They used to vote and exercised census exercises through Efon Local Government.

    “When Efon was created, the federal government gazetted and listed Iwaji as part of the settlements under Efon. Again, Iwaji Chiefs are taking their stipends from Efon Council area and not Ekiti West where Ipole Iloro-Ekiti belongs.

    “Where then is the claim of their ownership of that community?”, Oba Aladejare said.

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    Countering Alaaye’s position, the Olupole, Oba Babatola, said Apetu traditional title, who is the  head of Iwaji community, was a kingmaker under him based on the Ekiti State Chieftaincy Declarations of 1957, 1958, 1959, and 1981 respectively.

    Oba Babatola said that Apetu was part of those who selected his predecessor when he was to be installed a king, accusing Efon of only trying to arrogate the land to itself through subterfuge.

    “We don’t have boundary with Efon Alaaye, we only shared boundary with Ahun- Ekiti, a community under Efon Alaaye. We have never fought with Efon over land issue, though we are good neighbours if they check history properly.

    “Our ownership of Iwaji stands undisputable. Available documents testify to this fact. However, we will be happy if the government can intervene to prevent a situation whereby a town will claim ownership of a community from its true owner”, Oba Babatola said.

    The committee, comprising Permanent Secretary, Office of the Deputy Governor, Mr Abayomi Opeyemi, the Surveyor General of Ekiti State, Mr Adebayo Faleto.

    Others are; Secretary, Ekiti State Boundary Commission, Mr Olalekan Olajide and other experts, are to visit the disputed land to ascertain the veracity of the  true ownership of Iwaji community.

  • Toyota partners firms on vehicle enhancement products

    Toyota partners firms on vehicle enhancement products

    Toyota Nigeria Limited has taken vehicle maintenance to a higher level with the launch of a new range of automobile enhancement products.

    The launch was held in partnership with renowned global manufacturers of the items in response to the demand of its customers for quality vehicle maintenance products.

    This is coming a few months after the firm introduced Toyota Genuine Motor Oil, a lubricant made not only for Toyota but all types of vehicle engines.

    The new vehicle enhancement products include those from Jewelultra Diamondbrite for cleaning/protecting vehicles; smart repair comprehensive tools for minor cosmetics repairs and high-performance abrasives and power tools for professional solid surfaces and innovative sanding produced by Mirka.

    Managing Director at the TNL, Kunle Ade-Ojo, said the company embarked on the project in line with its tradition of pushing barriers to satisfy customers.

    According to him, the products are useful for customers who want to maintain the interior and external brilliance of their vehicles.

    The Jewelultra Diamondbrite collections, he said, help in fighting the daily onslaught of dirt, UV-rays, acid rain and contaminants that could affect the internal and external glow of a vehicle.

    He added that the treatment comes with a guarantee, ensuring long-term peace of mind for vehicle owners.

    “By offering this extra layer of protection, it enhances the vehicle’s resale value and maintains its aesthetic appeal,” he added.

    He described the HBC Smart repair systems as comprehensive tools used for minor cosmetics repairs on vehicles such as the interior, dent and spot repairs.

    According to him, the HBC promotes sustainability by enabling longer vehicle part life minimizing waste, and curtailing extensive repairs.

    For the Mirka products, they offer high-performance abrasives and power tools which ensure durability and a flawless finish.

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    “The products are also perfect for professional solid surfaces and innovative sanding and are produced with the consideration of reducing environmental impact across their product range.

    “As a matter of fact, they offer the best and most efficient sanding experience.

    “The company enhances professional work with outstanding customer support, technical guidance, and training,” Ade-Ojo said.

    He also spoke on the Duxone and Standox products, which he noted as reputed for matchless refinishing.

    The company’s coating systems provide high-end paint technology that ensures brilliant finishes and long-term durability for vehicles, he said.

    Business Territory Director for Central East Europe, Turkey, Middle East and Africa at Axalla Coating Systems, Fadi Medlej, said the company remains number one in the auto refinish globally and available in 140 countries.

    He said the firm decided to come to Nigeria as part of its expansion programme and found a reliable partner in Toyota Nigeria Limited.

    Sales Excellence Manager, CEMA Region, Mirka Limited, Tamirat Yigzaw, said the firm celebrating its 80th anniversary is a solution provider offering the right products for quality job to save time and money.

    Business Manager, Refinish Systems for Middle East and sub-Sahara Africa (Duxone & Standox), Mr. Anand Ramachandran, also spoke on the benefits of the manufacturer/Toyota Nigeria partnership to the customers, stressing that it would bring about value and peace of mind.

  • Celebration of love at Trinity varsity ‘Xmas Carol

    Celebration of love at Trinity varsity ‘Xmas Carol

    The grandeur of the Yuletide season descended upon Trinity University, Yaba, Lagos as staff  members and students gathered to celebrate the fifth edition of its Christmas Carol.

    Themed:  ”The birth of the giver of comfort and joy: a carol of seven lessons,” the festive celebration, according to the Vice Chancellor of the university, Prof  Olusegun Kolawole,  was dedicated to celebrating the birth of Jesus Christ.

    Speaking on the sideline, Prof Kolawola said that the university values Christian ethics and recognises the December season as very important to Christians. 

    “A season that marks the birth of our Lord Jesus Christ and one of how we celebrate his birth is through a carol of songs and lessons.

     ”So, it is part of the tradition of the university that every year on the second week of December we organise a carol to thank God for the success of the year, to thank God for Jesus Christ for our lives and for the progress we are making and to prepare us for Christmas,” Kolawole said. 

     The Pro-Chancellor of the university, Pastor Samuel Olatunji, said that the world was privileged to have Jesus Christ as a good shepherd, adding that as a good shepherd, Christ has always shown us that He is always with us everywhere in whatever situations we find ourselves, “because he is ever ready to protect us, to provide for us, to deliver us and to sustain us. 

    So, each time we have the privilege to celebrate His birth, it is an opportunity to show our gratitude to God.” Prof Olawale admonished students of the university to always celebrate the values of Christianity and keep the principles of God by giving love to ourselves, living a clean life, working and making God the centre of their lives. 

     He said: “I believe that our students who have done well will continue to do well and those who haven’t will also brace up to do well. I commit our students to the hands of God for more success in the future, especially as they travel home for Christmas and come back in January for their exams and other engagements,” he prayed. 

     Earlier while delivering a sermon, Minister Bisi Otitoola urged Christians to rejoice no matter the situation they may be going through. 

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     He said that the birth of Christ is the joy of the world because he came to give the world life. 

     ”Don’t allow what you are passing through to affect your joy for Christ will always comfort and give us joy when we seek Him first. 

    The birth of Jesus Christ gives us comfort and joy to live for Him and Him alone. Follow in the standard of Christ and our lives will never be the same.” 

     The Christmas Carol was graced by members of the school governing council, Principal of Queens College, Mrs Oyindamola Obabori, Dr Oyisan,  KoladeAdebowale, an engineer, Dr Oluranti Adedayo, Mrs Titilayo Akinpemi, Pastor Oyisola Ogunsanya, Pastor Shola Akinyemi, Pastor Ola Dayo, Pastor Tunde Ojo, Deans of Faculties, Directors of Units, Heads of Departments, members of staff, and students.

     The first lesson recording the coming of Jesus Christ was taken from the book of Isaiah 9:6, the second from Isaiah 11: 1-3, the third lesson from Luke 1: 26-35, the fourth lesson from the book of Luke 2:9-14, while the fifth, sixth and seventh lessons were from Matthew 1:18-23, Habakkuk 3:3-6 and Matthew 2:1-2 respectively.

     There was dance choreography, drama and song presentations among others.

  • Special Olympics to Nigerians: shun stigmatisation of special need persons

    Special Olympics to Nigerians: shun stigmatisation of special need persons

    National Director of Special Olympics Nigeria, Naomi Ejobe has urged Nigerians to stop stigmatizing intellectually disabled persons in sport.

      She said they are human beings too.

     Ejobe spoke at a sideline of an event  to mark  its 20th anniversary in Lagos.

    She said when it opened in January 2001, Special Olympics Nigeria, which is an affiliate of Special Olympics International, was set out to bring Special Olympics opportunities to individuals with intellectual disabilities in Nigerian society.

     Special Olympics Nigeria was introduced to Nigerian society by displaying the abilities possessed by its athletes to break the barrier of cultural inhibitions as regards the issue of intellectual disability in the Nigerian society.

     Over the past two decades, the global non-profit organization has evolved into a phenomenal sport competition for children and adults with intellectual disabilities participating in year round training and competition in 10 Olympic-type Sports including  Athletics, Badminton, Basketball, Cycling, Football (Soccer), Floor Ball, Floor Hockey, Swimming (Aquatics), Table-tennis and Volleyball.

      Ejobe said that Special Olympics Nigeria is free and open for any intellectually disabled persons to participate, adding that the special sport platform also works with all the special schools and centres in Nigeria in selecting its sport persons.

     “Right now, special needs schools are in 28 out of the 36 states, so we travel to different states and we work with the special schools and we get them on the database. We also go to their schools to host sports competitions and when it is time for us to go for international competition; we host national games and pick the best to represent us.

     She said: “Special Olympics athletes have used this platform to showcase that there is a contribution they are bringing to society and the country. They have been to showcase that even though they are intellectually disabled, they are not physically disabled, they are still human beings like all of us and they can do great things.

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     “You can see a lot of them are Olympians, they have all gone to compete in sports outside the country and even locally, and they always come back with medals. We need the stigmatisation to stop for people to know that people with special needs are still part of society.

    On the journey so far at 20 years, Ejobe, who expressed excitement said, “It is a milestone. When we started we didn’t know how it would turn out. When we started, we didn’t know how it would turn out and how it would be.

     “But we are so happy that we are 20 years strong and we hope to celebrate another 20 years in the future. It has been a great journey and marvelous, we have had our down and up times but more up times than down times. It is so impactful for the athletes, families and the board directors.”

    “In the next 20 years we hope for greater things, we hope to have more athletes in our database that we are working with. Right now, we have 30,000 but we hope that in the next 20 years, we can achieve up to 100,000 or even more and this we can do with support from everybody,” she said.

    Special Olympics Nigeria has participated in five Special Olympics World Summer Games including Ireland, China, Greece, USA, and UAE and two Special Olympics World Winter Games in South Korea and Austria.

  • Expert seeks strategic approach to boost manufacturing industry

    Expert seeks strategic approach to boost manufacturing industry

    It is imperative to deploy a deliberate and strategic approach to encourage the growth of local factories and the manufacturing of goods instead of  construction of mere assembly. This was the position of Managing Director/Chief Executive Officer of Coleman Technical Industries Limited, Mr. George Onafowokan.

    Speaking with newsmen in Lagos, he noted that fostering a supportive environment and building local capacity, Nigeria can establish itself as a manufacturing hub and create more opportunities for businesses and economic growth.

     Onafowokan, who emphasised the need to  replicate  the success achieved in the petroleum industry in the manufacturing sector, noted that it was important to build human capacity and empower individuals within an organisation, adding that integrating capable team members and giving them responsibilities would enable them  perform their jobs effectively.

    He said his firm’s  collaboration with the Nigeria Content Development and Monitoring Board (NCDMB) was  instrumental in their success as it leveraged opportunities provided by local content law.

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     “The company has been working closely with the board since 2017, leveraging the opportunities provided by the local content law. Coleman has managed to break into the oil and gas industry, supplying cables to major companies such as NLNG, Shell, and Mobil. Their ability to provide cables that no other Nigerian company can produce has solidified their reputation as a trusted and innovative supplier in the industry,” he said.

     He added that the firm is poised to contribute to Nigeria’s economic growth through its robust export and plans  to supply markets in West and Central Africa, with further expansion into East Africa. 

     The CEO said through strategic growth and a vision to become the preferred choice for wires and cables in the country, the firm  gradually expanded its operations, diversified its product range and became the first in Nigeria and West Africa to produce high-voltage cables. 

     On overcoming setbacks and expanding its reach, he said: “When faced with business and economic setbacks, Coleman took proactive measures to ensure its survival and growth. The company underwent a restructuring process and minimised losses. By reducing its size and scrutinising positions, itwas able to mitigate the impact of the COVID-19 pandemic. Notably, the company managed to build two new factories without relying on foreign expertise, showcasing its resilience and commitment to in-country capacity enhancement.”

  • Firm wins agro innovation award

    Firm wins agro innovation award

    A global conglomerate, TGI Group has clinched the coveted 2022 Nigeria Employers’ Consultative Association (NECA) Employers’ Excellence Award in the Agro and Agro-Allied category. 

    According to award organisers, the recognition underscoring the conglomerate’s unparalleled contributions to the advancement of, and innovation in, the Agro and Agro-Allied sector.

    The award, presented during the third NECA Annual Employers’ Excellence Award ceremony, highlights TGI Group’s commitment to positive change and its pivotal role in Nigeria’s diverse business landscape.

    NECA President Taiwo Adeniyi, speaking at the event, emphasized that the award acknowledges TGI’s resolute efforts in driving transformative initiatives and contributing significantly to Nigeria’s economic growth.

    On his part, TGI Group’s Managing Director, Rahul Savara expressed gratitude for the recognition, saying, “Receiving the NECA 2022 Employers’ Excellence Award in the Agro and Agro-Allied Sector is a validation of our strategic vision and unwavering commitment to excellence. We take pride in leading by example and contributing meaningfully to the economic development of Nigeria.”

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    The award not only recognized TGI Group’s innovative practices but also highlighted its dedication to revolutionizing agriculture through sustainable business models.

    Acknowledging the collective effort of TGI’s team, Akinkunle Akinpelu, the Group Human Resources Director, remarked, “This award reflects our dedication to our most valuable asset, our employees. At TGI, we prioritize creating an inclusive and supportive work environment that fosters professional growth and development. This recognition is also a validation of the tenacity and hard work of our entire team.”

    TGI Group is the parent company of WACOT Rice, CORMART, and CHI Farms, among others.

  • Minister okays operation of teaching hospital annex

    Minister okays operation of teaching hospital annex

    The Coordinating Minister of Health and Social Welfare, Prof. Muhammad Ali Pate, has approved the commencement of operation of the new Federal Teaching Hospital, Ido Ekiti, (FETHI) annex at Ilawe Ekiti, Ekiti state  in the incoming year.

    The Chief Medical Director, Prof Adekunle Ajayi,  who announced the approval, said there were plans to expand the hospital’s scope of  operations next year.

    He said  the hospital will start new areas of practice, adding that the new annex  will open from January.

    Ajayi spoke with reporters in Ido Ekiti i after receiving members of the House of Representatives Committee on Health, who visited the institution on a facility inspection tour.

    The CMD said the hospital had been judiciously utilising the resources available to it to meet infrastructure, equipment and workers needs.

    He said: “For next year, we will expand the scope of what we do. We are going to ensure that we link all our Electronic Medical Records so that the hospital in terms of clinical practice can go 100 per cent paperless.

    “By next year, about 80 per cent of whatever allocation we get from the budget will be to improve the facilities in terms of medical equipment. We will also ensure that we create an integration of all the bit by by bit things that we have done in the last five years.

    “Also, the hospital will begin operations at Ilawe Ekiti Annex early next year. This will be an addition to the existing ones at Ado Ekiti and Igogo Ekiti. The Minister of Health has given the directive for the Ilawe Ekiti Annex to begin operations next year”.

    The visit of the House of Representatives Committee, led by the chairman, Dr Amos Magaji, to FETHI , he said, was beneficial, saying, “Our gain from the visit is huge. They (committee members) have seen the facility and our challenges. They expressed commitment to help us address some of these challenges.

    “Not only in terms of budgetary allocation, but the hospital now has partners in the committee members, who we can always discuss our issues with. With this, the hospital will definitely make rapid progress towards achieving our aims”.

    Among the challenges of FETHI which the CMD enumerated before the Amos Magaji-led House Committee were huge power cost, inadequate water supply, poor access roads, ecological challenges, uncertain manpower planning and need to upgrade medical facility.

    The federal lawmakers, among others, inspected the Isolation Ward, new Histopathology building; new Accident and Emergency Ward, Assisted Reproductive Technology building, 150-bedded building, Molecular Laboratory and Physiotherapy Building.

    The committee chairman, Magaji, lauded FETHI management for utilizing the available space and the huge expansion, saying, “We are impressed with what they have done with the resources that Federal Government has given them”.

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    Magaji, has said that the legislative body is to push for declaration of emergency in the health sector with a view to repositioning it to meet the needs of Nigerians.

    The House Committee chairman, who said the problems hospitals in Nigeria were generic, said that resolving the problems in the nation’s health sector required multi-pronged approach, assured that it would soon bounce back when the needful was done.

    He said, “We have gone round many health institutions and the problems are basically the same, lack of equipment, the manpower is a problem, equipment is a problem, the infrastructure in health institutions is also massively inadequate and of course very critical, the issue of power is killing the health institutions,” he said.

    As part of efforts to resolve issues in the sector, Magaji said that the committee would invite the national leadership of all health unions to a meeting and as well all relevant MDAs over issue of non-payment of some of the arrears, bonus and salaries of some health workers.

    “We are also looking at how to expand the quotas in medical admission in universities. One of the solutions is enrolment of students in medical colleges, making the study of medicine attractive in Nigeria. If we have many young people studying Medicine, even if there is japa, we will still have enough people to practice medicine in Nigeria,” Magaji said.

  • Mortgage bank gets new chairman

    Mortgage bank gets new chairman

    The Board of Directors of Abbey Mortgage Bank Plc has announced the appointment of High Chief Samuel Oni as the new Chairman and the retirement of Mazi Emmanuel Kanu Ivi and Air Vice-Marshal Olufemi Soewu (rtd).

    Mazi Ivi, a member of the Board, will officially retire on December 31.

    He has been an integral part of Abbey for the past 30 years, first as a Director and later as the Chairman.

    The Board expressed its deepest appreciation for his unparalleled and exemplary leadership, which played a pivotal role in the bank’s success.

    High Chief Oni was appointed as the new chairman effective January 1.

    A distinguished Fellow of the Institute of Chartered Accountants of Nigeria and the Association of Certified and Chartered Accountants London, he brings extensive experience to the role.

    His career included roles such as Director of Other Financial Institutions Department, Internal Audit, and Bank Examination at the Central Bank of Nigeria. He had also served as a Director of United Bank for Africa Plc and Chairman of UBA Capital, London.

    In addition to the retirement of Mazi Ivi, the board announced the retirement of Air Vice-Marshal Olufemi Soewu (rtd) with effect from December 31.

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    The board expressed its gratitude for  Soewu’s 18 years of unbroken and meritorious service to Abbey Mortgage Bank.

    Abbey Mortgage Bank had thrived as a trailblazing institution under the leadership of Mazi Emmanuel Kanu Ivi and Air Vice-Marshal Olufemi Soewu (rtd). Through highs and lows, the bank experienced transformation and success under their guidance.

    The retirement of both Mazi Ivi and Air Vice-Marshal Soewu (rtd) was marked by a lovely valedictory dinner held on December 14, 2023. The event was attended by the families of the outgoing members, and member of the Managing Committee of the bank. During his speech at the Valedictory Dinner, Managing Director Mobolaji Adewumi expressed his heartfelt appreciation, stating, “From my heart, sincere thanks to Mazi Emmanuel Kanu Ivi and Air Vice-Marshal Olufemi Soewu (rtd) for their invaluable support. Mazi’s handling of challenges has been truly impressive. Their dedication has left a lasting mark on Abbey Mortgage Bank. We draw inspiration from their leadership.”

    The Board looks back at a successful era and is confident that the wealth of experience and leadership qualities of High Chief Samuel Oni will contribute to the continued growth and success of Abbey Mortgage Bank.