Category: Pension

  • Workers’, retirees’ complaints trail CPS

    Workers’, retirees’ complaints trail CPS

    Retired Assistant Superintendent of Police (ASP) Ogude has called for help after retiring two years ago under the Contributory Pension Scheme (CPS) without receiving pension benefits.

    The same goes for a pensioner of National Orthopaedic Hospital Enugu, Mr. Okechukwu, who retired in 2022 without pension benefit since.

    Moshudi, an annuitant with African Alliance, who is meant to be paid monthly pension by African Alliance has not been paid since August, last year.

    These are some of the cases of many Retirement Savings Account (RSA) holders under the CPS who are stranded in one way or the other with different pension issues.

    According to retired ASP Ogude, who said he is writing to the newspaper with heavy tears and pain in his heart, said it has become a problem for him to afford one square meal a day for his family.

    He said: “This is two years of my retirement but there is no salary no allowance. My children are out of school and I am finding it difficult to continue with my medication.

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    “Also, my landlord is threatening to throw me out with my situation. Our one meal a day has become a problem. I am appealing to the National Pension Commission (PenCom) to kindly release my pension to my PFA before me and my family will die of hunger, starvation and poor medical care.’’

    For Agbeleshe, a retiree of the Nigerian Immigration Service, he wants the problem of his multiple PIN numbers resolved.

    Busola retired in October, 2023 at a federal institution and had submitted her documents to her PFA since my retirement.

    “I have been expecting my accrued benefits payment but not it is forthcoming. I contacted my pension manager but he claimed that my benefits have not been paid to them. I hereby appeal for help,” she said.

    For Mr. Akanbi, he said he has applied to Trustfund Pension requesting for his retirement benefit since early January, but he did not get any response.

    Mrs. Caroline wrote: “I am annuitant with African Alliance. I have not been paid in the past eight months. I need help.’’

    Bakare, a retiree of Federal Inland Revenue Service, who retired since 2013 said: “We heard that the Federal Government has increased monthly pension since 2024 but up till this month, we are yet to receive any increment. I will like to understand why this is so.’’

    Meanwhile, A professor of Business Administration at the Federal University, Lokoja,  Mathew Fashagba has said Nigeria’s pension scheme is failing retirees.

    Prof. Fashagba called for the reforms of the pension scheme to enable it to meet the requirements of pensioners.

    Fashagba, who delivered the 25th inaugural lecture of the Federal University, Lokoja, said the reforms were necessary because the contributory pension scheme has not met the requirements to guarantee adequate retirement benefits.

    “When an Act is passed but fails to achieve its objectives, it becomes necessary to review it urgently. In the case of Nigeria’s Contributory Pension Scheme, the Act has not successfully provided adequate retirement benefits,” he said.

    Head of Corporate Communications of PenCom, Ibrahim Buwai declined comments when asked to react to complaints of RSAs under the scheme.

  • Benefits of more pension voluntary contributions, by Leadway Pensure

    Benefits of more pension voluntary contributions, by Leadway Pensure

    Leadway Pensure has reiterated its commitment to securing the financial future of Nigerians by highlighting the benefits of Additional Voluntary Contributions (AVC).

    The company stated this during an interactive webinar entitled, “Beyond the paycheck: winning Strategies to boost your retirement savings.”

    The event provided participants with insights, guidance, and real-time strategies for optimising retirement savings.

    The webinar, hosted by Leadway Pensure, featured two of top managers: Peter Mould, the Head, Business Development and Partnerships, and Gloria Daniels, Head, Customer Relationship Management.

    They dissected AVC and provided steps to help Nigerians build a stronger retirement fund.

    Mould emphasised the advantages of AVC as an essential strategy for achieving long-term security.

    He stated: “Retirement planning goes beyond setting aside a portion of your paycheck. It involves creating a well-structured strategy that ensures financial stability and peace of mind in your golden years. AVC allows individuals to contribute extra funds to their Retirement Savings Account (RSA), helping them build a stronger financial future.”He said AVC is accessible to everyone, regardless of income.

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    “AVC is not just for high-income earners; it is for anyone who wants to take control of their financial future. Whether you’re a young professional just starting out or a business owner planning ahead, AVC can help you reach your retirement goals faster, he submitted.

    Daniels provided a guide on initiating AVC, emphasising the flexibility and ease of the process.

    “Starting your voluntary contributions is simple. You can either increase your monthly contributions or make lump-sum payments. The key is to take the first step and commit to securing a better future for yourself,” she said.

    She introduced SureCal, Leadway Pensure’s financial planning tool, which helps users calculate their retirement savings.

    “SureCal is an intuitive financial dashboard that enables individuals to take control of their retirement future. It provides clarity on how much they need to save to achieve their retirement goals,” she added.

    She urged employers and HR professionals to promote AVC among their employees. “Business owners and HR professionals play a critical role in fostering financial security among employees. By educating their workforce about the benefits of AVC, they not only help employees secure their future but also encourage a culture of financial responsibility,” she further said.

  • NEM Insurance holds  fitness walk

    NEM Insurance holds  fitness walk

    As part of its awareness programme, NEM Insurance Plc has held a fitness walk in Lagos.

     Tagged ‘Nem Insurance Walk’, the initiative saw staff members of Nem Insurance starting the walk from the company’s head office on Ikorodu Road, Lagos, Maryland, and back to the office. On the way, they distributed flyers and promoted the company’s products to residents.

    Managing Director of NEM Insurance, Mr. Andrew Ikekhua, said: “This event serves as a platform for image branding, where we showcase and market our products. People identify with us because they recognise our strong brand.”

    Ikekhua highlighted that NEM Insurance’s capitalisation and prompt response to client needs have positioned the company as a leader in the industry.

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    He added: “Our customers trust our brand, and we don’t take that for granted. As a leader in the general insurance business, we will continue to elevate our standards.”

    NEM Insurance recently announced impressive results for the 2024 financial year, including a record turnover of N108 billion in insurance revenue.

    This achievement reflects the company’s commitment to strategic growth and consolidates its position in the Nigerian insurance market.

    Also, Nem Insurance paid a substantial N23 billion claims to policyholders during the 2024 financial year, reinforcing its commitment to supporting customers and helping them recover from losses.

    Despite operating in a challenging environment, Nem Insurance showed remarkable profitability, recording over N20 billion in profits last year, a testament to its resilience and strong market presence.

  • NCRIB urged to adopt standard manual

    NCRIB urged to adopt standard manual

    Nigerian Council of Registered Insurance Brokers (NCRIB) should adopt a Standard Operating Manual (SOM) to enhance their efficiency, ensure compliance and reduce risks, a former Director Inspectorate Department, National Insurance Commission (NAICOM) Leonard Akah, has said.

    In a paper themed, ‘Code of ethics and operational standard in insurance broking firms: The regulators’ expectations ‘ he delivered at the Nigerian Council of Registered Insurance Brokers Lagos Area Committee (NCRIB-LAC) meeting in Lagos, Akah stated that the SOM would boost training and foster growth in the industry.

    He stressed that the manual would ensure that brokers operate in a professional, efficient and compliant manner, providing high-quality services to their clients.

    He said: “It also defines the roles of key personnel within the brokerage, including their duties and reporting structures. Other importance of SOM are clients management; clients account policy; Know Your Customer compliance procedures; sales and policy management; compliance and regulatory requirements amongst others

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    “Brokers need SOM for compliance with Insurance Act; consistency; enhancement of operational efficiency by outlining clear procedures for operations; supporting consumers protection, reducing misunderstanding and disputes; and supporting business continuity, among others.”

    Chairman of NCRIB-LAC, Oluremi Oduwole stated that their choice of the theme  was timely, when many of their members were still smarting from the challenges of complying with the statutory requirement by the National Insurance Commission.

    “I must appreciate the usual intervention of the leadership of our Council, under the leadership of the President, Prince Babatunde Oguntade, in ensuring compliance by members. This effort we believe must be complemented and timeously too by our Area Committee, which hosts the largest number of practitioners of the Council.

    “In specific terms, during this meeting, members would be adequately enlightened and further educated on the compliance directive to ensure full compliance. It is my hope that everyone would take maximum advantage of this knowledge impartation session as we have it on good record that some members had to pay between N750,000 and N1 million for the training when it was broached by the Commission. But the exercise is free,” he noted.

  • PTAD: Resolving pensioners’ issues

    PTAD: Resolving pensioners’ issues

    ADE: Good day, what document does a next-of-kin (NoK) need to access a pension in case of the death of a deceased employee?

    PTAD:  Kindly be informed that each NoK have to participate in the verification for us to resolve your complaint, with the following documents: Deceased’s Letter of First Appointment; Deceased’s Confirmation of Appointment Letter; Deceased’s Letter of Last Promotion; Deceased’s Letter of Retirement/Disengagement letter; Deceased’s Audited stamped and signed Computation sheet; Deceased’s Evidence of Transfer/merger of Service (where applicable); Letter of Introduction from the deceased organisation; Death Certificate; Deceased’s Original stamped and signed NUBAN Bank statement from his retirement to death; Letter of Administration; NoK Joint account statement; NoK Birth certificate/sworn affidavit; NOK Bank verification Number (BVN) printout with clear picture; NoK’s National ID card or Voter’s Card; NoK and deceased  recent passport photograph, phone number and state of residence.

    JACOB: My name is Jacob. My date of first appointment was December 2, 1970. My federal share of pension started from December 2, 1970 to March 31, 1976 spanning five years and five months.

     I  I retired in July, 2002. Then I was placed on payroll in September 2010, leaving my arrears of pension between August 2002 and August 2010 unpaid. I attempted to get the arrears paid but all to no avail. I even sent my bank statements to authenticate my claim..

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    PTAD: The pensioner should kindly provide us with the hardcopy of his Bank Statement from retirement to enable us process your complaint of non-payment of gratuity. Attach a complaint letter addressed to the Executive Secretary. And this can be sent via any PTAD nearest state office or email.

    ELLIS: Hello, my name is Ellis. My brother is Kelvin. We have not been paid since our verification in 2015 by PTAD in Lagos. We are NoK to police officer Francis. We have not been paid since we were verified in 2015 and have not been given any reason for the delay. Each time I call, they would say that they are processing it. Kindly help us to find out what is causing the delay. Thank you.

    PTAD: NoK should scan his/her verification slip to enable us to investigate and resolve.

    VICTOR: Good day, my name is Victor, the eldest child and next-of-kin to Mrs Ewere, the complainant.The complaint is about Mrs Ewere’s non-payment of her monthly pension benefits for several months. She retired as a staff member of NIFOR in March 1994. She received her monthly pension up to October 14, 2016. But up till now, she has not received any monthly pension payments due to her, while her colleagues are getting theirs. She did PTAD verification at Imaguero 1, Benin City on May 29th 2019.

     She also complained severally at the PTAD Benin City office on different occasions of which she was given a complaint form to fill and also attached all necessary documents needed, alongside for follow up. She also did I AM ALIVE capturing, all to no avail. This nonpayment of her monthly pension benefits has worsened her conditions badly and presently she is battling partial stroke/hypertension and eyesight diseases. Kindly use your good office to intercede for her to ensure that she is restored back on payroll for her to be getting her monthly benefits and also backlog of arrears are paid to her promptly. Thanks for your anticipated response.

    PTAD: The pensioner should be informed that his verification file has been forwarded to the operations department for further review and resolution.

  • Mixed reactions trail N34b claims default

    Mixed reactions trail N34b claims default

    Mixed reactions have continued to trail the National Insurance Commission (NAICOM)’s revelation that some companies owe over N34billion claims.

    While some claimed that they were not owing, others owed up but appealed for more time to pay up.

    NAICOM had in the past threatened to publish names of insurers with unsettled claims and has done so, publishing 42 companies with 1,571 aggrieved policyholders.

    The companies are A&G Insurance, Allianz, Consolidated Hallmark Insurance Plc (CHI), Leadway Assurance, AIICO Insurance Plc, African Alliance Insurance Plc, Anchor Insurance, Axa Mansard Insurance Plc, Capital Express Insurance, Coronation Insurance, Cornerstone Insurance, Custodian, emple Insurance(former Old Mutual), Fin Insurance, Great Nigeria Insurance (GNI), Goldlink Insurance, Guinea Insurance, Heirs Life and International Energy Insurance (IEI) Plc.

    Others are Industrial and General Insurance (IGI), KBL Insurance, LASACO Assurance, Mutual Benefit Life, Mutual Benefit General, Nigerian Agricultural Insurance Corporation (NAIC), NICON Insurance, NEM Insurance, NSIA Insurance, Prudential Zenith, Regency, Royal Exchange Prudential, REX General.

    Also included in the list are Sanlam, Sovereign Trust Insurance Plc (STI), STACO Insurance, Stanbic Insurance, Standard Alliance Insurance, Sterling Insurance, SUNU Assurance, Zenith General, Tangerine Life Insurance, Tangerine General Insurance, Universal Insurance and Veritas Kapital Assurance.

    But top on the list as the biggest defaulters are IGI with 327 claims, A&G Insurance with 80 unsettled claims, African Alliance with 282 claims, Standard Alliance with 229 policyholders, GNI 37, Goldlink with 37 and NICON with 36 claims.

    Other companies listed with unpaid claims are Allianz has 31 unsettled claims, AIICO 65, IEI 23; CHI 13; Leadway 18; Anchor nine; Axa Mansard 15; Capital Express 19; Coronation 29; Cornerstone eight; Custodian nine; emPLE four; Fin Insurance four; Guinea five; Heirs Life two; KBL Insurance five; LASACO six; Mutual Benefit Life 20; Mutual Benefit General four; NAIC five; NEM 14; NSIA 12; Prudential Zenith 15; Regency six; Royal Exchange Prudential 51; and REX General 5.

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    Also, Sanlam has 24 unsettled claims, STI 13; STACO 42; Stanbic Insurance one; Sterling Assurance four; SUNU five; Tangerine Life Insurance 20; Tangerine General Insurance four; Universal Insurance 8; Veritas Kapital Assurance 10; and Zenith General 10.

    Managing Director, NEM Insurance Plc, Mr. Andrew Ikekhua said NEM paid over N25billion as claims last year as a responsive organisation.

    Any claims not paid might be because they lacked merit or we suspected fraud, he stressed.

    Also, the Head, Corporate Services, Leadway Holdings, Aishat Bello-Garuba, said they were not owing any claims.

    Group Head of Marketing & Corporate Communications at Cornerstone, Cordelia Ekeocha clarified that out of eight cases, three cases had been settled and that they were awaiting feedback from NAICOM.

    Ekeocha further stated that one of them was not in their records; one a repudiated claim while three others were under litigation.

    She affirmed that they are known for prompt payment of genuine claims.

    But the Head of Corporate Communications, IGI, Ms. Olufumilayo Afolabi, howver, appealed to policyholders for more time to clear the claims.

    She said: “We have a change in management. With this transition, we are more than committed than ever to ensuring the satisfaction of our customers and clients and one of our top priorities is to address any outstanding payments promptly which our new administration is wholeheartedly committed to.

    “We have started paying these claims in batches and we are reaching out to claimants to inform them of dates payment will be made.”

  • Premium Pension records N1.34tr assets

    Premium Pension records N1.34tr assets

    • Celebrates 20 years

    Premium Pension Limited has recorded a growth in its Assets under Management (AUM) by N210.73 billion, reaching N1.344 trillion, a 18.58 per cent yearly growth.

    The company announced this at its 20th Annual General Meeting (AGM) in Abuja.

    The PFA also posted revenue growth with an increase of 19.66 per cent, amounting to N13.93 billion.

    Profit Before Tax (PBT) also rose by 23.14 per cent to N5.635 billion, while Profit After Tax (PAT) stood at N3.552 billion.

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    The company declared a dividend with shareholders receiving a final dividend of N2.20 per share, amounting to N1.446 billion, in addition to the N2.06 per share interim dividend already paid.

    Also, the company registered 818,199 Retirement Savings Accounts (RSAs), accounting for 7.71 per cent of the industry total.

    Its Chairman, Maj.-Gen Bitrus Kwaji (rtd), said the occasion was a testament to their resilience, dedication, and commitment to providing pension fund services to millions.

     “Over the years, we have grown into one of the most trusted PFAs in the industry, prioritizing professionalism, transparency, and superior customer service,’’ he said.

    He stated that despite global economic uncertainties, Premium Pension recorded impressive growth.

    Kaji added: “Last year also saw key leadership transitions to drive the company towards greater achievements. Following an internal review, the Executive Management team was restructured, leading to the appointment of Mr. Hamisu Bala Idris as the new Managing Director/CEO in August 2024.

    “Additionally, Mrs. Maryam L. Mohammed and Dr. Ibrahim B. Boyi joined as Executive Director of Operations and Services and Executive Director of Business Development (North) and Strategy.

    “These appointments underscore Premium Pension’s commitment to strong leadership and strategic repositioning.

    “Looking ahead, as we embark on the next phase, the company remains focused on growth, innovation, and delivering superior value to its stakeholders.’’

  • NSIA Insurance pays N44b claims

    NSIA Insurance pays N44b claims

    • Celebrates 30th anniversary

    NSIA Insurance has celebrated its 30th anniversary, describing it as three decades of resilience, customer-focused service, and industry excellence.

    At a press conference and dinner in Lagos to mark the event, NSIA Insurance Chairman, Dr. Adesegun Akin-Olugbade, acknowledged the company’s growth and impact.

    He said: “Over the past three decades, NSIA Insurance has built a reputation for financial strength, service excellence, and an unwavering commitment to policyholders. With a strong presence in Nigeria and West Africa, the company has continually evolved to meet the changing needs of customers while driving innovation in the insurance sector.

    “This milestone is a testament to the dedication of our employees, the trust of our clients, and the support of our partners. NSIA Insurance has stood the test of time, and we remain committed to delivering on our promise of protection and peace of mind.”

    The company’s Managing Director, Moruf Apampa, also presented key highlights of NSIA Insurance, emphasising customer satisfaction, technological advancements, and the company’s strategic direction.

    “NSIA Insurance has transformed over the years into a forward-thinking, customer-driven organisation. We have paid over N44 billion in claims in the past decade alone, reinforcing our commitment to being a reliable partner to our clients. As we move forward, we will continue to innovate, expand, and create value for our stakeholders.

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    “As part of our forward-looking strategy, NSIA Insurance remains focused on enhancing digital capabilities, strengthening customer engagement, and developing products that cater to evolving market demands. With the insurance landscape rapidly changing, the company is poised to lead the charge in redefining insurance solutions for the modern era.

    “This 30th anniversary is not just a reflection of the past but a bold step into the future. With a solid foundation and a dynamic outlook, NSIA Insurance reaffirms its dedication to protecting lives, businesses, and legacies for generations to come,” he added.

  • New payment solution to boost pension

    New payment solution to boost pension

    National Pension Commission (PenCom) in partnership with the Pension Operators Association of Nigeria (PenOp) has deployed and approved Payment Solution Service Providers (PSSPs) to enhance accuracy, efficiency, and transparency in pension contributions.

    This followed the official launch of the new Pension Contribution Remittance System, a platform designed to optimise the process of remitting pension contributions into employees’ Retirement Savings Accounts (RSAs).

    “The introduction of the Pension Contribution Remittance System is in response to the challenges frequently encountered by employers, including errors in contribution schedules and verification delays.

    “In the past, PenCom identified a challenge of uncredited pension contributions, primarily due to incomplete documentation from employers, which resulted in Pension Fund Administrators (PFAs) being unable to credit the RSAs of affected employees.

    “PenCom has expressed concerns about the growing pile of uncredited pension contributions in PFAs’ accounts.”

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     The Commission called for strict compliance from employers and contributors to address this matter promptly. The inability of PFAs to credit employees’ RSAs could potentially affect their retirement plans. As a result, it is critical to act quickly to correct the situation,” according to a statement.

    The statement added that, this can be done through automating pension remittance processes as PenCom and PenOp have taken significant steps towards creating a more robust Contributory Pension Scheme (CPS) for employers and employees, thereby solving the challenge of uncredited pension contributions in the accounts of PFAs. By this development, all employers are to channel all pension contributions through the approved PSSPs, who then validate the PFAs and Personal Identification Numbers (PINs) of the RSA holders with PenCom’s database to eliminate errors, which led to uncredited pension contributions. 

    Key Features of the New System include error prevention mechanisms. The system is equipped with protocols that ensure uploaded remittance, schedules are free of inaccuracies which have historically led to discrepancies between reported contributions and actual payments.

    Another seamless validation processes, a significant feature of the system entails verifying employee PINs and PFAs with PenCom, only allowing compliant remittances to proceed.

    It stated that this considerably reduces administrative back-and-forth between employers and pension authorities.

    Convenient access to payment providers is another feature as  employers now have the flexibility to select from multiple approved PSSPs, enhancing their choice according to preferences for service, speed, and accessibility.

    “Approved PSSPs so far are PAYPEN by Netline Limited, PENCENTRAL by Chamsaccess Limited, PENSPHERE (formerly PAYTHRU) by Pethahiah Rehoboth Int’l Limited, PENREMIT by Cyberspace Limited, PENSOL by Uniswitch Technology Limited, ENCO by Gemspay Solutions Limited, AWABAH by Awabah Remit Services Limited, PCOSS by Nigeria Inter-bank Settlement systems Plc and INTERSWITCH by Interswitch group.

     “The Remittance Platforms of these PSSPs support various payment methods, enabling employers to make immediate online payments, thus facilitating timely contributions to employees’ RSAs.

    “The implementation of the system comes at no cost to employers, making it an economically viable option that promotes greater compliance and efficiency. Guide for Employers to ease the shift to this new system, PenCom has outlined a comprehensive, user-friendly guide that employers can follow by selecting a Payment Solution Service Provider (PSSP), Employers should begin by reviewing the list of approved providers and selecting one that meets their operational needs,” the statement explained.

    Pensioners can register on the chosen platform and visit the website of the selected PSSP to create an employer profile. This step includes submitting necessary business details and any relevant documentation. Employers need to prepare their pension remittance schedule by ensuring employee information, including names and RSA PINs, are accurate and upload to the PSSP’s platform for processing.

    “Once uploaded, the system automatically crosschecks employee details against PenCom’s database, flagging discrepancies. It is crucial for employers to resolve these issues before finalising their submissions. After successful validation, employers can initiate payment through the platform. Upon completion, they will receive confirmation of their remittance, which they can retain for compliance records and audits.

    “PenCom has set June 1, 2025 as the deadline for adopting this new remittance process. From this date onwards, employers are to channel all pension contributions through the approved PSSPs. PenCom remains open to approving additional PSSPs that meet specified criteria in the future. This move demonstrates PenCom’s commitment to continuously improving the CPS and ensuring accessibility for employers across Nigeria,” the statement added.

    It said as the Pension Contribution Remittance System rolls out, PenCom is optimistic that it will lead to a more transparent, efficient, and error-free process for pension contributions. Employers are encouraged to adopt these changes promptly to ensure compliance and preserve the integrity of their employees’ pension contributions.

  • PTAD: Resolving pensioners’ issues

    PTAD: Resolving pensioners’ issues

    OMOWA: Hello, my name is Omowa from Igarra, Akoko, Edo Local Government Area of Edo State. I have been receiving my monthly pension since after verification in 2019. But PTAD suddenly started paying me N27, 262 from October. Kindly help resolve the issue. Thank you.

    PTAD: The Directorate was recently in receipt of two circulars referenced SWC/S/04/S.542/II/404 dated November 20, 2023 and SWC/S/04/S.542/II/449 dated April 30, 2024, from the National Salaries, Income and Wages Commission (NSIWC) for the approval of pension increment to pensioners under the Defined Benefits Scheme covering various salary structures.

    By the provisions of the circular, the Consolidated Public Service Salary Structure under which pensioners of the Civil Service Pension Department and some under parastatals fall is one of the salary structures included and is to take effect as Grade Level 1-16, Percentage Increment of 20 per cent and effective date of January 2024; and Grade Level 2-17, percentage increment of 28 per cent; and effective date of January 2024.

    PTAD was also in receipt of another letter from the National Salaries, Income and Wages Commission regarding the implementation of the consequential pension adjustment (CPA) which took effect from April 2019. The clarification revised the implementation of the CPA to Grade level as against the previous Pay-Band.

    Clarification from the NSIWC which revised the implementation of the CPA to Grade level was taken into cognizance and accordingly implemented on the payroll before the application of the new pension increment of 20-28 per cent as applicable which will take effect from September 2024. It should be noted that the arrears are paid in batches, therefore if you have not been paid, you will be in the next.

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    CHRISTOPHER: Hello, my name is Christopher. I did my last ‘I Am Alive’ confirmation on August 20, 2024 making it three times that I have done it. But, surprisingly, nothing was credited into my account last month.

    PTAD: From the record at our disposal, the pensioner has been paid his arrears and is on our payroll. Please let him go to his bank and find out.

    JACOB: My name is Jacob. My date of first appointment was December 2, 1970. I retired in July 2002.

    My federal share of pension started from December 2, 1970 to March 31, 1976 spanning five years and five months.

     I was placed on payroll in September 2010, leaving my arrears of pension between August 2002 and August 2010 unpaid. I made attempts to get the arrears paid but all to no avail. I even sent my bank statements to authenticate my claim.

    PTAD: The pensioner should, kindly, provide us with the hardcopy of his bank Statement from retirement till date to enable us process your complaint of non-payment of gratuity. Attach a complaint letter addressed to the Executive Secretary. And this can be sent via any PTAD nearest state office or email.

    MRS ADEBOWALE: Good day, I am Mrs. Adebowale.  I retired as a teacher in 1992.

    Kindly let me know when the verification of the retired primary school teachers will start.

    PTAD: Primary teachers are not under DBS.

    OLUWOLE: Good day, my name is Oluwole and I write on behalf of myself and Adesola from Ado Ekiti. Two of us have been trying to do our ‘I am Alive’ for many times. We can’t get our eyes and the fingerprints to work on the system. What can we do?

    PTAD: We called the two pensioners and they informed us that they have successfully confirmed their aliveness.Therefore, they are going to be restored on payroll and their arrears will be paid. Their names and phone number are: Adesola Timothy Olorurun 08066567011.  Joseph Oluwale Abe 08038040561.