Category: Pension

Stakeholders in the pension industry are livid over a new move by the National Assembly against the Contributory Pension Scheme (CPS).

The House of Representatives has over the years attempted to tinker with the Pension Reform Act, which established the CPS.  But some groups worked against them.

This time, the House has passed a “Bill for an Act to amend the Pension Reform Act, 2014, to Exclude/Exempt the National Assembly Service from the Contributory Pension Scheme and Establish the National Assembly Service Pension Board; and for Related Matters (HB 2025)”.

They seek to exempt the National Assembly staff from the CPS by establishing a National Assembly Pension Board.

A stakeholder in the industry said they were not convinced that the bill was passed in good faith.

He believes that an important bill of this nature, should go through the standard and due legislative processes, noting that one of such processes is the convening of a public hearing where stakeholders that were affected by the bill were invited to discuss it.

He said this was not done before the bill was passed.

He said: “The Nigeria’s pension industry has grown over the last 18 years since the Pension Reform Act (PRA) was initially enacted in 2004. The industry has ensured that the average Nigerian worker is able to retire in peace and dignity. The act brought about the professionalisation of pension fund administration and the growth of the pension industry in Nigeria. There are many gains that the pension industry has achieved and there is a great need to protect these gains from individuals seeking personal gain.

“Over the last number of years, we have seen many actors try to reverse these gains, usually from seeking to amend the act that would allow groups of people to leave the scheme. These acts are typically done through legislative actions as certain groups sponsor bills to exit the CPS. It is saddening that the House of Representatives is moving to exempt the National Assembly staff from the Scheme to establish a National Assembly Pension Board.

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“We are not convinced that this bill was passed in good faith. We also believe that an important bill of this nature, should go through the standard and due legislative processes. One of such processes is the convening of a public hearing where all stakeholders that are affected by the bill are invited to discuss and engage. All the stakeholders like workers union, labour, pension fund operators, regulators, employers and other critical stakeholders were not engaged in the process. We are also aware that some principal officers of the House who normally should oversee the passage of bills were, unavoidably, absent, bringing the integrity of the process into question. We are forced to question whose interests this bill is geared to serve.”

Another stakeholder stated that there was a need to ascertain why the bill was passed without the crucial input of citizens and stakeholders?

This breach of legislative processes and the rather hurried passage of this bill, according to him, triggers serious concerns and should be revisited urgently in the interest of National Assembly staff, the industry and the nation.

“As a matter of fact, there are a number of proposed amendments to the pension act that have been proposed within the house for a number of years. So, for this bill to pass quickly, while the others left unattended to speaks to ulterior motives. It is pertinent to note that the Federal Government had earlier issued a White Paper stating that the Police Force or any other government agency should not leave the Contributory Pension Scheme as the scheme was the Federal Government’s way to have structured and sustainable pensions for its employees,’’ he added.

“Furthermore, economic analysis and actuarial reports have shown that it would be impractical and irresponsible to move the police or other sectors of the Federal Civil Service from the Contributory Pension Scheme (CPS) to a Defined Benefit Scheme (DBS) because of the amount of funds this would cost, the fiscal position of the government and the effect it would have on future retirees.

“So, this makes this recent bill to exit the National Assembly staff quite puzzling and at a cross purposes with the Fiscal situation of the country or the stated position of the Executive,” he noted.

The Pension Transitional Arrangement Directorate (PTAD) has reiterated its commitment to the well-being of pensioners.

Its Executive Secretary, Dr. Chioma Ejikeme, in a statement, said the Directorate was working to change the narrative of pension administration, especially under the Defined Benefits Scheme (DBS).

Ejikeme said she was proud to see that their hard work was  yielding results.

She noted that pension management was very sensitive and that PTAD has been at the forefront since inception.

She stressed that the welfare of pensioners under the DBS remained a priority.

 

Coscharis Motors Limited has partnered AIICO Insurance Plc to put insurance into its auto sales.

The firm’s customers would enjoy premium auto after-sales service backed with risk protection, guaranteeing peace of mind at a minimal cost when they purchase any vehicle of their choice.

At a launch, Coscharis Group’s General Manager, Marketing and Corporate Communication, Mr. Abiona Babarinde, said they had entered into a collaboration in their quest to offer the best value to their customers.

He stated that with the package, they could guarantee their customers coverage at the time of car purchase across their showrooms, as well as quick and stress-free claims.

He said: “Established in 1977, Coscharis Motors has been providing the Nigerian people with vehicles from a robustly diversified auto dealership comprising five luxury and two value brands: Land Rover, BMW, Ford, Rolls Royce, Jaguar, etc.

“These brands are showcased in its ultra-modern showrooms nationwide. In addition, the company has invested significantly in providing after-sales facilities with trained personnel across the country to make service readily accessible.’’

The Head, Partnership & Alliance at AIICO, Mr. Piyush Srivastava, further said they appreciated the trust reposed on them by the Coscharis Group.

“Choscharis Group has given us the platform to bring on board our experience, expertise and capacity for underwriting this kind of business. From this partnership, Coscharis Motors’ clients stand to gain significantly. Among other backend processes in place, we have developed procedures to speed up the claims process and they would enjoy a seamless customer experience. In addition, customers are to get priority attention for necessary repairs or replacements.”

AIICO’s Head of Retail Business, Gbenga Ilori, said: “Our approach to business is built on a deep understanding of the markets we operate in. This partnership illustrates our commitment to providing solutions to the identified needs.”

“AIICO is a household name in insurance and has been in the underwriting business for nearly six decades and currently ranks highest by gross written premium in the industry for two consecutive years (2020 and 2021). It provides life and health insurance, general insurance and investment management services to create and protect wealth for individuals, families and corporate customers.’’

 

Omobola Tolu-Kusimo

Multi-fund Structure was introduced by the National Pension Commission to govern the investment of pension fund assets of Retirement Savings Accounts (RSAs).

To this end, Fund I, II, III, IV, V and VI were introduced to align contributors risk appetite with their investment vision, at each phase of their life cycle. The main objectives of the Multi-fund Structure are to achieve ideal returns for contributors by aligning their pension savings with their individual risk profiles, provide investment portfolio choices to contributors and enhance the safety of pension assets through adequate portfolio diversification.

The Commission analysed Multi-fund Structure focusing on Fund III and IV which are the also known as the pre-retiree and retiree funds.

Fund III

This Fund is for contributors who are at least 50 or older as at their last birthday and are still in active employment. It is a pre-retirement fund with a significantly reduced risk exposure to produce fair income. In the Fund III portfolio, the contributor’s exposure to variable income instruments drops to 20 per cent when compared to Fund I and II with exposures of 75 and 55 per cent.  Variable instruments are defined as the sum of a PFAs’ investments in ordinary shares, mutual funds, private equity funds and infrastructure funds.

Contributors in Fund III cannot move to Fund 1 due to its high-risk nature, considering the age of the Contributor. However, an RSA holder in Fund III can move to Fund II by written application to his or her PFA requesting for the move.

Fund IV

This fund applies to contributors who have attained 60 and above. The contributor is considered to have attained the retirement age and is automatically moved to Fund IV, (The retiree fund) from Fund III (The pre-retirement fund).

The main objective of the retiree fund is to ensure that the fund does not diminish or lose value between the point of retirement and the point of collection of a lumpsum and commencement of pension. The funds are exposed to little or no risks to generate fair income. To this end, the retiree fund is largely invested in fixed income securities such as Government Securities, Money Market instruments, Corporate Debt Instruments all in line with the Regulation on investment of Pension Fund Assets issued by PenCom.

At this juncture, it is important to note that the Fund IV or the retiree fund is for retirees who have chosen to access their retirement benefits through the programmed withdrawal mode offered by the PFAs. While retirees that have chosen Retiree Life Annuity will have their funds transferred to a Life Insurance Company of their choice.

Conclusion

The Multi-Fund Structure has been beneficial to contributors’ as pension contributions are invested in the best manner to achieve better retirement benefits. For example, younger contributors may prefer a pension fund with higher returns, so as to increase the expected value of their pension at retirement, while older contributors or retirees, prefer a low-risk fund, so as to minimise the likelihood of a reduction in the value of their pension.

For contributors to make informed choices, the Pension Reform Act, 2014, Section 55 (d) mandates the PFAs to provide regular information on the pension fund’s investment strategy, rate of returns and other performance indicators. Therefore, contributors can obtain information on the performance of each fund from the websites of the PFAs.

 

ESIE: My name is Esie. Two years consequential arrears of pension were paid in four instalments. First instalment of nine months was paid to me. Second instalment of another nine months was also paid. The third instalment of three months was not paid. The fourth instalment of three months was paid in June 2022. I therefore ask that the omitted three months arrears be paid to me.

 PTAD: Complaint is being attended to.

 UMARU: My name is Umaru, I wish to inform you that my June 2022 pension has not been paid to me. Kindly help me.

PTAD: Complaint is being attended to.

 NDAMA: My name is Ndama. I have not received my June pension while others have got theirs.

PTAD: Complaint is being attended to.

FLORA: Please help. I am a retiree from UPTH. My pension allowance was stopped since October 2020 due to my absence during verification. I have done the verification after then, yet no payment.

PTAD: Complaint is being attended to.

PROF.OMOSINI: I Am Alive confirmation. Many thanks for your cautionary SMS of June 27. I intend to carry out the exercise this week. We greatly appreciate your care for us pensioners. Prof.Omosini.

PTAD: We are pleased to say that his case has been resolved

OFOEGBU: My name Ofoegbu, I enlisted into the Nigeria Police Force in 1988 voluntarily as a CPL. I retired in 2002 and was paid gratuity in 2003. But for over 20 years now, I have not been paid pension. Please help investigate why IGP and Linus at PTAD refuse to pay my monthly pensions.

 PTAD: The department has drafted a letter, informing the solicitor to advice the pensioner to forward all the required documents for validation to enable us schedule him for verification.

BEST: My name is Best, SOP retired. I retired in 2006. My complaint is on short payment of gratuity and pension. Table “B”268 per cent was used to compute my money instead of 420 per cent for 31 years’ service. Gratuity paid was N1,665,569.08.

PTAD: Pensioner is on overpayment recovery.

OMOASIGHE: My name is Omoasighe. I have not received my gratuity and pension. please help me. I retired in August 2020. Thank you.

PTAD: Pensioner is not under PTAD purview. Pensioner worked under Local Government.

 WILLIAMS: This is to inform the officer concerned that I have not been receiving my monthly pension allowance since October 2021. I was paid last on September 29, 2021 and was paid N11,514.39. I will be very grateful if this issue is corrected and the arrears is paid up to date.

 PTAD: Local government employee, not qualified for pension under PTAD

 SURAJU: Dear Omobola, I saw your response to my request in the paper of today Wednesday July 6, 2022 where you wrote that PTAD said they are recomputing my matter. Why? Well, thanks for your efforts and please help me keep it in view.

 PTAD: Pensioner has been reinstated to payroll.

DUROJAYE: I am Durojaye. My complaint is on short payment N4,261.17 since 2014 for my federal pension share. Kindly help me.

 PTAD: Complaint is being attended to.

 ABDULLAHI: I am Abdullahi from Jos Plateau State. My father was a staff with Ministry of Defence, civilian units for 16 years before he died in 1995. I have attended various screening and verifications and the last one was in Jos in 2017. I have submitted all the required documents for the payment of gratuity and pension benefits as a Next-of-Kin (NOK), but up to no avail. In 2020 I was called from PTAD to submit some documents including bank account details which I did. From your publication of my case, PTAD is asking for is verification number which I scanned and sent since then. I hope Omobola will assist me.

PTAD: NOK should provide deceased name and Bank statement.

 IDOWU: Good day, my name is Idowu. This is a reminder to the newspaper that I have sent my scanned verification details to PTAD as directed since July 22, 2021 but I have not received any response from them. I retired statutorily from the Lagos State Post-primary Teaching Service Commission on April 30, 2004. The date of my first appointment at Epe Division Grammar School, Lagos State is June 1,1969. I spent all my service years in Lagos State (35 years). My complaints are that I have not been paid the Federal Share of my Gratuity (1969-1976). Secondly, my pension from May 1, 2004 to February 2008 was not paid. Instead, I was paid from March 1, 2008 to date. I thank you for the effort of your organization to help us. God bless you.

 PTAD: The Directorate would require your bank statement from retirement to date.

ONOH: My name is Onoh, I retired from the Ministry of Public Utility on May 6, 2004. This is a reminder on my call for help with nonpayment of gratuity and monthly pension. Sir, I humbly beg you to help me solve this problem of nonpayment of my gratuity and 75 months pension allowance, which has lingered for years back, despite my complaints at several pension verification exercises. I am from Cross River State. My gratuity is N244,336.32 and monthly pension is N6,244.14. I was placed on pension payroll in September 2010, leaving 75 months behind. This amounts to N468,310.513. Total money owed including gratuity is N712,646.82. Thanks, in anticipation of your kind support.

 PTAD: Bank statement is required from May 5, 2004 to date.

The Pension Transitional Arrangement Directorate (PTAD) has begun Diaspora Pensioners’ Survey for pensioners under the Defined Benefit Scheme (DBS) in the United States of America, the Executive Secretary of the Directorate, Dr. Chioma Ejikeme, has said.

Dr. Ejikeme in a statement said qualified pensioners that are resident in the United States should log on to PTAD website www.ptad.gov.ng and click on the link “DIASPORA SURVEY (USA RESIDENTS ONLY)” to participate.

She stated that the survey will allow PTAD plan for the verification and biometric capture of registered diaspora pensioners.

She said: “The Pension Reform Act 2014 establishing PTAD mandates the agency to administer the pension of retirees of the old pension offices for the Police, Customs, Immigration, Prisons, Civil Service and the various Pension Boards of Trustees of Parastatals, Universities and Research Institutes.

“PTAD is thus responsible for pensioners who were previously being managed under the old pension offices and which have now been consolidated under the Defined Benefit Scheme (DBS). The DBS is for those categories of pensioners that served the Federal Government and retired on or before June 30, 2007 and did not transit to the Contributory Pension Scheme (CPS)”.

On categories of pensioners qualified, she said: “Pensioners that served only the Federal Government, including the following: Ministries, Departments, Agencies; Nigeria Police Force; Nigeria Immigration Service, Nigeria Custom Service, Nigeria Prison Service together with De-mobilised officers and Ex-Biafra or War Affected Officers who were granted Amnesty in May 2000); and Parastatals such as Universities, Research Institutes, Hospitals, Railway, River Basins, PHCN, Steel Rolling Companies, among others.

“Pensioners that served both the Federal and State Government, who were employed in the regional governments before the creation of states on April 1, 1976; or who transferred their service between Federal and State within the qualifying period of the Defined Benefit Scheme”, she added.

LASACO Assurance Plc has been rated A(NG) for a stable outlook, the Managing Director of the underwriting firm, Razzaq Abiodun, has said.

Abiodun in a statement made available to reporters said the company was rated A(NG) in the latest ranking of insurance and financial products providers by rating agency, GCR, which applauded it for its “stable outlook”.

GCR is an international rating agency with bias in credit ratings, including financial strength ratings and structured financial ratings.

According to him, the agent gave the company thumbs up for its positive contributions to the development of the insurance industry in the country

He said: “The agency, which put the performance of the leading financial and insurance operators in the country on scale for its 2022 ranking, found LASACO worthy of commendation for its creativity and strict adherence to standards

“The company came tops for its “strong financial strength and competitive position on improved financial profile” which cumulatively showed that its 2022 performance outlook was stable.

“LASACO’s latest rating confirmed the relevance and appropriateness of the reform programmes which the company embarked on to keep it fit for the 21st Century corporate performance and customer-oriented business strategy”, he added.

SURAJU: Dear Omobola,  I  saw your response to my request in the paper of  July 6,  2022 where you wrote that PTAD said they were recomputing my matter. Why? Well, thanks for your efforts and please help me keep it in view.

PTAD: Kindly provide bank statement from March 2003 to January 2011.

OWOEYE: Dear Omobola, I am Owoeye. I complained about the backlog of pension arrears to PTAD and I sent documents to you through gmail to your office on December 31, 2020. My complaints are omission on payroll from January 2000 to February, 2005; short payment from February 1, 2005 till date (N419,315.10). The PTAD officer who was handling my file ignored my bank statement and every complaint I made was underlined and asterisk in the bank statement. Also, the harmonisation approved by the Federal Government was not given to me.

PTAD: Mr. Owoeye should provide detailed bank statement from retirement till date.

NKANU: My name is Nkanu, I retired on February 29, 1995 from University of Jos. I have not received my pension salary for the month of May.

PTAD: Mr. Nkanu’s pension has been paid already.

RAPHAEL: Good day, please I want to know why text message is sent to me every five months to confirm whether I am alive while other people are not bothered like me. The only one other pensioner that gets such messages is in Akwa Ibom. I am not happy over it, the text should be general not to two selected people. Thank you.

PTAD: The messages are errors. Kindly ignore.

FASHAKIN: Dear Omobola, I read your column concerning pension in The Nation Newspaper and I decided to contact you. My name is Fashakin, a pensioner from Nigerian Railway Corporation. After our retirement 17 years ago, the management of the corporation paid part of our entitlement and refused to pay the rest. Several letters had been written and efforts made to get our legitimate right but they were rebuffed by the management. Then, we engaged the service of a lawyer who wrote to ask for our money. The management replied our lawyer to forward the names and other information of his clients that they are owing. The names were sent to them, still the management refused paying. All these happened last year. The case was referred to EFCC on January 11 this year. We waited for EFCC to call us for investigation according to our lawyer, but when we did not hear from them, I went to their office on May 20, 2022 with a letter of reminder. The letter was refused, to my greatest surprise. I was told that EFCC declined to investigate the case of fraud brought against the railway management. Madam, I have the proof of all I have written. Please, for further inquiry for publication,my phone number is 08061224837. I would be glad if you can step in and look into our case. Thank you, madam.

PTAD: Pensioner did not state nature of complaint. He did not respond to phone calls, he can contact PTAD directly.

TAUHID: My name is Tauhid, I am a State pensioner with Federal share. I retired as a Director on Grade Level 16 step 9. I retired in May 2009 and was verified in Niger State in December 2017. I have made several attempts to visit PTAD office at Maitama, Abuja. I have sent many people to facilitate the payment of my federal share of gratuity. I wrote in The Nation Newspaper of October 19, 2016 but all to no avail. I am still waiting. I have exercised patience and now I am a patient with two serious diseases. The Nation Newspaper should help me to so thatPTAD can pay my Federal Share of Gratuity. Thank you.

OYIBO: Good day, I am Oyibo. I retired from NYSC. I received PTAD response in The Nation Newspaper dated Wednesday July 30, 2022 which states that my pension arrears are being computed. Please I am still waiting for the payment of the eight years arrears and for me to be in monthly payroll. Thank you.

IRIOGBE: Dear Omobola, my name is Iriogbe, I am a NIPOST retiree. Not too long ago, PTAD discovered that many retirees were being over paid. The retirees were duly informed and were placed on their actual salaries while the over payments were to be recovered from them later. At this point, one would say during the exercise, PTAD may also have discovered that many retirees were short- paid. If so, what is the office doing to refund the “short payments” to such retirees, even if done by instalments?  Hope PTAD has made provisions for this in the 2023 budget. Thank you

MABAWONKU: My name is Mabawonku. This is a reminder to the newspaper that I have sent my bank statement from retirement to date to PTAD as directed since July 6 ,2022 but have not received any response from them. I retired from NERDC in 1993 after serving for 11 years (1982-1993), and retired statutorily from the Lagos State government in 2008 as a Director. I have been verified. I complained that I have not been paid my pension from January to June 1993. I thank you for your effort in helping me. God bless you.

OIGBOCHIE: My name is Oboh. My complaint is non-payment of terminal benefits. I joined the Federal Road Safety Commission in October 21, 1993 and retired in August 2019 having put in 26 years. I was not documented until October 18, 2021. Since then, I have looked forward to being paid my terminal benefits. All efforts to get to PENCOM directly failed until I was told how you have been helping people sort out these knotty issues. Kindly help me as I have not been finding it easy taking care of my family. Thank you.

THE NATION: The newspaper will intervene. Therefore Tauhid, Oyibo, Iriogbe, Mabwonku and Oigbochie should look out for the newspaper next week for responses from PTAD.

Delta State retirees from primary schools across 25 local government areas of the state have protested over nonpayment of pension.

Dressed in black, the protesters for hours occupied the inter-state road and the entrance to the seat of government singing solidarity songs criticising the Okowa administration and accusing the governor of insensitivity by preoccupying himself with the political campaigns towards 2023 while they lavish in pains and hunger.

The retirees carried placards of different inscriptions such as “Wicked Okowa pay us our pensions,’ and ‘Okowa you are owing the leaving and the dead’ among others.

They also blocked the popular Anwai road causing heavy gridlock along the road as many of them sat on the road with mat, shouting “Only Okowa will address us.”

The retirees rejected representatives of governor to address them and vowed to remain at the Government House entrance until Okowa addressed them.

The Delta State Commissioner for Finance, Fidelis Tilije while reacting on the protest, said the state’s liability on pension arrears is about N27 billion.

He stated that the state’s debt size was not more than N272 billion currently.

Tilije said about N110 billion is owed to contractors and outstanding pension while balance comprises debt was inherited by the Okowa administration.

He said: “The COVID-19 pandemic significantly affected debt servicing in the country. The state debt profile as we speak is N272 billion. Out of this, N84 billion is due to contractors, pension arrears are about N27 billion. The balance was debt profile inherited by this (Okowa) administration.

“There have been bailouts before we came, there have been series of indebtedness (contractual obligations) and then, naturally, we needed to carry them out”, he added.

ANONYMOUS: Good Day, I am aware that every year, the Office of the Head of Service of the Federation insures all Ministries Departments and Agencies (MDAs) on Group Life Insurance, but I do not get any credit from my PFA into My RSA account with them. What should l do? My second enquiry is that l just retired from one of the MDA’s and l understand l have to wait a while before l can get any of my benefits. I will like to know when l will get my entitlements.

LADIPO: Dear Omobola, thank you for promoting transparency and accountability in a way. I have provided my pension details as requested by PENCOM. My RSA Balance was texted to me in October this year. Does this mean that after exhausting the balance in my pension account and I am still alive, I will no longer receive pension? Thank you for all your relentless efforts.

OFORLEA: I am Oforlea, I retired on September 14, 2022. My date of birth is November 23, 1964 but it was wrongly captured in my NIN as November 23, 1965 which has been corrected. I later went for recapturing at Premium Pension but the staff of the company refused to attend to me. He said my date of birth is different from the date of birth in PENCOM record. Meanwhile, I have November 23, 1964 in all my records. What should I do?

ANONYMOUS: I will like to know which PFA has a higher rate of returns on the RSA of retirees between Stanbic IBTC Pensions and Leadway Pensions. We need this information to make the right choice.

THOMPSON: My name is Thompson. I am a client to Pal Pension. I processed all required documents and submitted to PenCom for approval since last month but up till today it hasn’t been approved. Please may I know the reason for the delay as I have an urgent need for money.

ANONYMOUS: Dear Omobola, I will like you to help me with my retirement disengagement. I have reached out to my pfa in Ilorin branch. He told me that I do not have any balance in my account. Kindly help me.

FEMI: Good day, my name is Femi. I worked with Prudential Guards posted as a guard to Adeola Odeku Ecobank, Lagos between January 2014 to April 2015 and was later posted to Civic Centre, Victoria Island, Lagos between April,2017 to November,2018. But none of my pension is remitted into my Leadway Pensure PFA account. Kindly persuade the companies to remit my pension for those aforementioned years. Thank you

ANONYMOUS: Dear Omobola, I requested for my pension from Stanbic IBTC for almost three months. Anytime I request for update they tell me they are awaiting approval from PenCom. Kindly help me find out what is causing the delay.

THE NATION: The newspaper will intervene. Therefore Ladipo, Oforlea, Thompson, Femi and others should look out for the newspaper next week for responses from PENCOM.

RABE: Hello, my name is Rabe. I retired from the active service June 2007 but I have not yet received my pension contributions. I am a registered member of ARM Pension. I did the usual verification some years back but yet I have not been paid. Hope you will help. Thanks.

PENCOM: PIN is incorrect and please provide your employer name

ADOGA: Dear Omobola, my name is Adoga from Makurdi, Benue State. I retired from the Nigerian Railway Cooperation in February 2015. My PFA is Premium Pension. In 2016, I joined Leadway Pensure for Annuity. Up till now, my 2.5% is yet to be paid. When l visited premium office in Makurdi, I was asked to apply for the payment which I did since July 2022. Please I want you to help me.

PENCOM: Payment has been made into your Retirement Savings Account. Please contact your Pension Fund Administrator

ODUNAYO: Dear Omobola, I lodged a complaint against the issue of non-payment of my late brother, Police Corporal Odunayo and you asked me to purchase last Wednesday Nation Newspaper which I did but nothing about my case was mentioned. I even bought the one of yesterday nothing again. Kindly help us out as he has little children behind. It is almost five years now that his pension has not been paid. His PFA is Premium Pension. He died in 2015 and all necessary documents and verification was carried out at the price headquarters Eleweran and even bank statement has been submitted. Yet we have not gotten any message from the PFA. Kindly assist us.

PENCOM: PFA says you are yet to provide complete documentation to begin processing, please visit PFA and provide all the required documentation.

ANONYMOUS: I have a problem with my pension. I am a police officer. My pension has not been paid into my pension account since 2017. I have been on this for the past three years now by moving from one office to another but all my effort prove abortive. Kindly help me.