The Nation Newspaper

Category: Online Special

  • Nine successful Nigerian female personalities

    By Praise Olowe

     

    Nigerian women have proven their grit in the areas of business and governance. Nigeria is home to female entrepreneurs. Many of the females in Nigeria have risen to the zenith of their careers by hard work, resilience and determination.

    This article focuses on Nigerian females who aspire to become successful someday. Here is a list of nine successful and influential female Nigerians you should know.

    Stella Chinyelu Okoli:

    Stella Chinyelu Okoli

    Dr Stella Chinyelu Okoli li is a pharmacist and entrepreneur that has gone ahead to build a multi-million dollar pharmaceutical company widely known as Emzor pharmaceutical.

    Stella had started out a pharmacy in 1977 with the name “Emzor Chemists Limited” as small pharmacy retail shop in Somolu, Lagos State but went on to build it into a pharmaceutical empire now known as Emzor Pharmaceutical.

    The University of Bradford trained Pharmacist has since controlled one of the leading pharmaceutical companies in Nigeria with over 50 products since its incorporation in 1984.

    Wealth Source: Pharmaceuticals

    Company: Emzor Pharmaceuticals

    Age: 75

    Folorunsho Alakija:

    Folorunsho Alakija
    Folorunsho Alakija

    Folorunsho Alakija is the 87th most powerful woman in the world according to Forbes.

    In 2014, she caught the glimpse of the world when she unseated Oprah Winfrey in the Forbes Billionaires list to become the richest woman of black descent alive.

    Wealth Source: Oil and Gas

    Company: Famfa Oil Limited

    Age: 68

    Mo Abudu

    Mo Abudu
    Mo Abudu

    Mosunmola Abudu is the graduate of the University of Westminster. She has been described as “Africa’s Most Successful Woman” by Forbes.

    The 54-year-old media mogul emerged Africa’s most influential female media mogul with the establishment of her Media and Entertainment City Africa in early 2000s. The media company had gone ahead to unveil EbonyLife TV in 2006, a network airing in more than 49 countries across Africa, as well as in the UK and the Caribbean.

    In 2013, she was listed as one of the 25 Most Powerful Women in Global TV by The Hollywood Reporter and in 2015, her media company ventured into movie making.

    Her first shot at movies, “Fifty,” was a hit that was soon followed by The Wedding Party 1 and 2, grossing over a N100m in cinemas in 2017.

    Wealth Source: Media

    Company: EbonyLife TV, Media and Entertainment City Africa

    Age: 54

    Oby Ezekwesili

    INEC Ezekwesili
    Dr Oby Ezekwesili

    Obiageli Ezekwesili is one of the most influential females in Nigeria at the moment.

    Her influence is one that has amassed youths and middle aged Nigerian as followers on social media and in the country.

    She is a chartered accountant who co-founded Transparency International, serving as one of the pioneer directors of the global anti-corruption body based in Berlin, Germany.

    The social activist served as Nigeria’s Federal Minister of Solid Minerals and then as Federal Minister of Education during ex-President Olusegun Obasanjo’s second term in office.

    She has since served as the Vice-President of the World Bank’s Africa division from May 2007 to May 2012.

    Wealth Source: Accountancy, Economic Policy

    Company: Board member, Bharti Airtel

    Age: 56

    Biola Alabi

    Biola Alabi
    Biola Alabi

    Abiola Alabi found her way into the top league of successful and influential Nigerian women when she held the position of Managing Director for M-Net Africa, part of the Naspers Group.

    Before her role, Biola had worked as part of the executive team at the influential children’s television brand Sesame Street, and a member of the marketing team that launched the Korean motor vehicle corporation Daewoo in the United States of America.

    She is known to have achieved several feats while with M-Net Africa where she also kicked off the AMVCAs, a movie award show that is gradually becoming the biggest in Africa.

    Biola, who kicked off her Biola Alabi Media company in 2016 after quitting M-Net Africa, is the founder of “Grooming for Greatness” a leadership development and mentorship program for a new generation for African leaders.

    Read Also; Five most powerful women in Nigeria

    In 2012, she was named one of the 20 Youngest Power Women in Africa by Forbes Magazine and a World Economic Forum Young Global Leader.

    Biola’s media outfit has tapped into the Nigerian, African and global market with a food travel docu-series, ‘Bukas and Joints’ and a movie, ‘Banana Island Ghost’, which grossed millions of Naira while in cinemas.

    Wealth Source: Media

    Company: Biola Alabi Media

    Age: 50

    Betty Irabor

    Betty Irabor
    Betty Irabor

    Betty Irabor remains one of the powerful female publishers in Nigeria since the debut of her Genevieve Magazine.

    She is married to a broadcaster, Soni Irabor, Betty holds sway as the Editor-In-Chief and Chief Executive Officer of Genevieve magazine.

    A philanthropist and public speaker, Betty’s influence and strong point remain her campaign against breast cancer with an awareness programme that culminates into a society ball yearly.

    Known to have championed breast cancer awareness with her nonprofit known as Genevieve PinkBall Foundation, Betty’s magazine has continuously provided motivation and empowerment for female and young folks alike.

    Wealth Source: Media

    Company: Genevieve Magazine

    Age: 62

    Linda Ikeji

    Linda Ifeoma Ikeji is a young Nigerian model turned media entrepreneur.
    She is widely referred to as the richest Nigerian blogger, who redefined the blogging-sphere in Nigeria.

    In August 2012, Linda was featured by Forbes Africa as one of Africa’s 20 Most Prominent Women. In the same year, she appeared on BBC’s Focus on Africa telling the world her story as a media entrepreneur with a force to reckon with.

    In 2014, Linda was the biggest Google Search trend in Nigeria and in 2016, Linda announced the creation of her median outfit which includes Linda Ikeji TV, Linda Radio and LindaIkejisocial.

    Wealth Source: Media

    Company: Linda Ikeji Media

    Age: 38

    Tara Fela-Durotoye

    Tara Fela-Durotoye
    Tara Fela-Durotoye

    Tara Fela-Durotoye is a Nigerian makeup artist and lawyer. She is a pioneer in the bridal makeup profession in Nigeria. Tara launched the first bridal directory in 1999, set up international standard makeup studios and established the first makeup school in Nigeria.

    She is the founder and CEO of House of Tara International and creator of the Tara Orekelewa Beauty range, Inspired Perfume and the H.I.P Beauty range.

    In 2007, she was awarded the Africa SMME Award and the Entrepreneur award in South Africa and in 2013, Forbes listed her as one 20 Young Power Women In Africa.

    Wealth Source: Beauty
    Company: House of Tara
    Age: 42

    Funmi Iyanda

    Funmi Iyanda
    Funmi Iyanda

    Funmi Iyanda is one of the most successful media personalities in Nigeria. She started her career after graduating from the University of Ibadan where she studied pharmacy. She delved into the media industry and has gained recognition for herself.

    With her love and passion for media, Funmi has produced a host of internationally nominated productions namely My Country Nigeria, a 3 part series commissioned by BBC, and nominated for “Best News Documentary”.

    Wealth Source: Media

    Company: Creation Television UK

    Age: 47

  • 5 hidden tricks your Android phone can do

    There’s a whole host of hidden features, in your Android phone, that you may not know about that can make your mobile experience a lot more fun.

    Android has a wide variety of models, and versions which makes it more difficult to find features that will be consistent across all devices but you could dig into the settings and tweaks available for your Android phone and you’ll find a host of clever features and useful tools.

    Here are five (5) tricks you could do with your Android phone:

    1. Find your phone: Usually, you’d have to ask someone to ring your phone or find another phone to ring your phone. But you don’t have to with your Android. Simply search “find my phone” on Google and Google will find it for you. If you own more than one Android device, you’ll be prompted to select one.

    Not only can you see its location on Google Maps but also ring it or erase everything on it. The ring also works even if the phone is on silent and rings for a full 5 minutes. So that’s an advantage over a traditional method of ringing to find your phone.

    1. Dual tab viewing on Chrome: So everyone knows how to split-screen on Android and use two apps side by side. Most people don’t know, however, that you can also view two separate Chrome tabs side by side as well. Just make sure you have two tabs open on Chrome and then launch the split-screen view by long pressing on the recent/overview key. Tap on the three-dot overflow menu button on Chrome and select Move to other window and that’s it.
    2. Use a mouse to operate your phone: Is your display broken and the touchscreen doesn’t work? Connect a USB mouse. You can also connect gamepads, USB sticks and more with the adapter. Do it and your iPhone friends will be turning green with envy. You only need a USB OTG cable, and then you can begin.
    3. Unlock your phone automatically: Android has had a feature called Smart Lock for quite some time now but it isn’t talked about much. You can set it to automatically unlock when you’re at a specified location such as your home, office or any other place. You can set it to unlock when you connect to a device such as your smartwatch or your car’s Bluetooth system. Smart Lock can be found in Settings > Security & Lockscreen.
    4. Turn on the Guest mode: Sometimes you’ve to hand over your phone to someone in need. And then they have to walk away a few steps to get a better signal reception. You have no idea what they might be looking at. A better solution would be to use a Guest mode which has been, again, present on Android for a while. Just pull down your quick settings from the top and tap on your user icon. Select Add guest and you’ll switch to guest mode.

     

  • Seven things money cannot buy

    When you think about it, money can’t buy everything. It’s a safe bet that most of us have had the “If I had enough money” daydream of personal fulfillment.”

    Most people have the mentality that once they get the money, own the money they can get everything they want falls at their fingertips.

    It is good to say money commands respect and instills fear. Money is a smooth operator but of what profit is it if you acquire all the wealth and still can find peace within your inner mind?

    If you think money makes growth generally maybe you should read this article with an open mind.

    · Money can’t buy happiness: Benjamin Franklin once said:

    “Money has never made man happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants.”

    It is true that money can buy things and make you happy but the real happiness does not come from the shiny material possessions that you buy. Money can only temporarily elevate your happiness but it cannot make you happy from within and happiness from within last longer.

    · Money can’t buy peace of mind

    There is always a place for money but it doesn’t give you peace of mind. Money won’t give you peace of mind. A lot of people think that when they are rich, they will be at peace because they don’t have to worry about paying their bills or buying foods for their families. This is a false assumption because money can’t solve your inner problems. Money can only solve your needs but not your inner peace.

    Read Also: Tips on how to identify fake naira notes

    · Money can’t buy time

    Yes, money can’t buy time, no matter what you do or how much money you have; you simply cannot buy or create more time. If you spend years working hard and pursue money without taking a day off, at the end, you may become rich, but you also lose something valuable, which is your time and you cannot turn back time.

    Choose to use your time wisely. Your time is your life. If you love life, don’t waste time for it is what life is made up of.

    · Money can’t buy wisdom

    Wisdom has a lot to do with experience. If you want to be wise, you have to learn through the process. There is no way you can skip the process and become wise even when you are rich. It is possible that you can learn something new or gain more knowledge with money, but the real wisdom comes from experience

    · Money can’t buy integrity

    Integrity does not come from money and you certainly cannot buy integrity. Integrity is a character that you need to practice. It is a virtue that many crave but something that most people lack. Be of good character.

    · Money can’t buy you contentment

    No matter what happens in a relationship, if you are not contented with all that you have: beauty, love, money, happiness, character, respect, whatsoever it is, it is a big issue. There is not enough money in the world that will satisfy you then.

    Just so you know that money isn’t going to be there forever and so you must learn to live above it. And of that is a problem you don’t see ending, then let your partner know. Fix yourself, not your money!

    · Money can’t buy love

    Love is an intimate emotion that money cannot create. Be it true love or just love, money can’t buy the chemistry of love .Find true love outside your money and its limited power.

    Once you get that true love try to spend all your time working for money on the family in order not to be a money slave and at the end, you will feel empty inside even when your bank is full of money.

  • Five things you shouldn’t wear to a job interview

    A good part of getting a job is making a good impression and a good part of making a good impression is how you dress for the interview.

    While considering what to wear to a job interview matters most, it is also important to consider what not to wear to make the best impression.

     * Keep bright or flashy colors to a minimum:

    The best color for an interview outfit is black or neutral. Wearing bright colors to an interview is acceptable, if it correctly represents your personality. It is also important to consider the type of job you are interviewing for when checking out your outfits. There are lots of colors that are less dramatic that work well for business organisations.

    *  Be careful of casual clothing:

    It is not appropriate to wear a shorts T-shirts, tops, wristbands, head phones, hats and jeans to a job interview even when the weather is not conducive. Different organizations have their own dress codes and it is important to shop wisely and plan ahead.

    Read Also: Five ways to prepare well for an interview

     * Bold or flashy Jewelries:

    Men and women should keep accessories to a minimum. Ladies should avoid wearing flashy necklaces or large sunglasses. It is important for men to be mindful of cufflinks, tie clips and belts which make you look professional.

    *  Do not overdo your makeup:

    While it’s important to look to your best, loading on makeup is not the best way to go about it.  Keep your look natural, avoiding dark shadow, bright lipstick or heavy foundation.

    *  Clothes that do not fit:

    It is very necessary to wear clothes that fit for an interview. If your outfit is too small, it can distract the discussion at hand and emphasize on issues that shouldn’t be professional. The same goes for clothes that are too big, everything matters including your overall appearance.

  • Five ways to reduce work stress

    After a very rough day at work, all you probably have in mind is the sweet comfort of your bed or the relaxing taste of good food and washing it down with the wine you love so much. All of a sudden, you are stuck in a long traffic.

    This is when you begin to feel the pain that has encamped round your body, from your neck to your back and most times your head. At this point all you feel is the pain of a stressful day.

    Here are some tips on how to reduce stress at work:

    *PROPER PLANNING

    First plan of the day is to take breakfast. It is the most important meal of every living day. Make a plan for the day, write out a to-do-list and how you plan on going about it. Proper planning would eventually make your work easier and as well as reduce multitasking, a plan would help put you in check so that you don’t miss a thing. This is a very easy way to roll of stress at work.

    Read Also: ‘Nigerians need therapy to overcome their daily stress’

    *AVOID CONFLICT

    Discoveries have shown that conflicts have a high tendency of having a negative effect on a person’s physical and emotional health. It is best to avoid conflicts with co-workers. However, in a situation where you find yourself involved in any form of conflict, do not act in a way that would escalate the whole issue but deal with it the right way, settle things amicably. Also stay clear of colleagues who like to fight, argue or gossip, do not get involved in any altercation at work. This would help reduce the stress at work.

    *BE SIGNIFICANT AT WORK

    Always bring something to the table. There would always be pressure from bosses on those who offer nothing or add little significance to the growth of their organisation and it’s business. Be creative, think and keep thinking of something different that would be of great benefit to your organisation, be at the top of your game. Being recognised among the top players would reduce or fully eradicate any form of pressure from your bosses at work. This would help you feel relaxed at work thereby relieving your body and mind of stress while at work.

    *DO SIMPLE EXERCISES  DURING BREAKS

    Another effective way to release stress at work is by doing the simplest form of exercise which is ‘walking’. During your tea break, smoke break, lunch break and any time you are free, stretch your body a bit, take walks round the block or round your office if convenient. Do not stay in one position for the whole day, sit in a relaxed position when working, do not strain or put pressure on your body. If a particular position is uncomfortable, change your position. Th I would ease your body off all tension.

    *LISTEN TO MUSIC

    Science and other studies have proven that Music has the ability to calm people, it has a relaxing effect on the mind. Listen to music often, when at work or on your way home. You can decide to play that song that excites you the most, that causes your body to come alive with those beautiful moves you probably have, this would induce a sparkle of joy and calmness thereby relieving the body of stress. This would also help to put you in a better mood.

  • How to prepare zobo drink

    It is interesting to learn about one of Nigeria’s popular drinks, family beverage and our very own local Chapman; Roselle drinks and also known as Hibiscus tea is popularly known as zobo in Nigeria.

    Zobo drink is one of Nigeria’s popular drinks made from dried Roselle plant flowers. The drink is also a Roselle drink. It is mostly prepared at home as family beverage drink and also as refreshment in parties and get-togethers.

    Ingredients for 5 litres of Zobo drink:

    You can get more with the same quantity of ingredients depending on the concentration you want. If you will be using artificial flavours, you might want to add more water.

    2 De Rica cups of dry Zobo leaves

    1 clove of garlic

    1 big piece of ginger

    1 big, very ripe pineapple

    Enough water

    Preparation:

    Zobo leaves are usually very dusty, so make sure you wash off the dust thoroughly. It will seem like all the flavours/colour of the zobo are being washed off but don’t worry, you would be impressed to find out that the leaves still have a lot of the colour intact when you start boiling it.

    Wash, peel and cut the pineapple into thin slices. Some people add the peel of the pineapple when making the zobo drink but I don’t do this, simply because I always think that dirt sticks to the peels of pineapples.

    Similarly, peel and cut the ginger and garlic into tiny pieces.

    DIRECTIONS

    1. Put the washed zobo leaves into a deep pot.
    2. Add the pineapples and pour enough hot water to consume the contents of the pot and then some garlic at this initial stage.
    3. Start cooking at medium to high heat and let it boil for about 5 minutes.
    4. Now, add the ginger and the garlic, more water and keep boiling for the next 30 minutes. This is the actual time it would take for the zobo leaves to be completely soft and the pineapples tender.
    5. Turn off the heat and set the pot aside to cool down completely.
    6. When cool, wring out the juice from the pineapples and zobo leaves, leaving only the zobo juice in the pot.
    7. Pour the juice through a sieve to take out the remaining large particles then pour it through a chiffon cloth to remove the tiniest particles.
    8. Add any artificial flavour of your choice at this time and stir.
    9. Pour into bottles and refrigerate. Your Roselle drinks is ready but remember that it is best-served chill.
    Finally, serve with ice and sliced fruits. Enjoy with any snack of your choice.

  • Things you should not do on your first date

    It is natural to be nervous especially when meeting a stranger for the first time and sometimes that stranger could end up becoming part of our lives.

    When going out for a date with someone we know nothing about,  a lot runs through our mind and most of the questions we ask ourselves without getting answers is ‘ Is he going to harm or rape me’? not bad to stress yourself with such questions because it’s good to be security conscious.

    Most of the times, you get carried away by your emotions on your first date and you won’t know when you will start pouring out secrets you are not supposed to reveal to the stranger.

    Read Also: 10 things a lady should do on her first date

    Do you know the person can easily figure out your weak points? it’s possible because most people read minds and with the character you display at that moment, the person will have it in mind that he or she can easily lure you with sweet romantic words.

    Below are things you should not do when going out on a first date:

     

    1. Don’t look scared

     

    1. Don’t be nervous

     

    1. Don’t talk about the nature of your father’s job

     

    1. Do not forget to ask questions

     

    1. Don’t dress like an irresponsible girl

     

    1. Don’t talk about when last you had sex

     

    1. Don’t go with friends if you are meeting in an open place

     

    1. Don’t look dull

     

    1. Don’t share your whole life story

     

    1. Don’t be rude to the waiters

     

    1. Don’t lie about yourself

     

    1. Don’t get drunk.

     

    1. Don’t order for many things

     

    1. Don’t boast about what you have or do

     

    1. Don’t talk about your past relationship

     

    1. Don’t take too many Phone calls, you can put your phone on silence

     

    1. Don’t forget to look directly to the person’s eyes when talking

  • Five ways to motivate yourself everyday

    There are a lot of situations we find ourselves day -by -day due to circumstances in our environments.

    It is true that motivation gives us that extra strength to get things done.

    Although it might not always come when you need it the most but in every obstacles you find yourself follow the rule “DON’T GIVE UP”.

    If you are finding it difficult to complete a work, try these few things to get yourself motivated.

    1. Reinforce Your Motive

    When it looks as if the situation ain’t getting better try to remind yourself why you are doing this, write out the reasons for starting the work in the first place, select another proper agenda, think about another better option and set out for the work.

    1. Find yourself a partner

    Most people say I don’t need anybody before I motivate myself to get things  done. That’s a lie when you meet the right person that motivate you every day you will never regret it.

    Find someone who will motivate you when you’re feeling lazy, having a friend can help motivate you to work hard when you’d normally quit.

    1. Kick start your day

    Plan out tomorrow effectively.  Get up early and place all the important things early in the morning.

    Building momentum early in the day can usually carry you forward far later in the day, try and fulfill your plans for that day and avoid procrastination.

    1. Be careful with the small problems

    As a small as the problem might be it could be the worst killer of motivation and could creates endless frustration.

    Reframe little problems that must be fixed as bigger ones or they will kill any drive you have. Build motivation to avoid the traps or problem that can stop it.

    1. Take occasional breaks

    That work will still be waiting for you when you get back. Avoid burning out, by taking a break.

    Take some time off or walk to clear your head and give your brain enough time to reboot. During this period you could listen to music or do things that makes you happy.

     

  • Male contribution to infertility on the rise, says fertility expert

    The probability that men contributes significantly to infertility is very high, a fertility expert, Dr. Abayomi Ajayi, Obstetrician/Gynaecologist has said.

    Ajayi, who is the Managing Director, Nordica Fertility Centre, said there is no pinpoint factor that can blamed for male factor infertility but lots points to lifestyle factor, which he said is within ones control.

    Ajayi, who spoke to our correspondent in Abuja on the needs for men to maintain a healthy lifestyle to check the rising phenomenon, stressed gone were the days infertility is placed at the door steps of women.

    According to him: “The myth about infertility been a problem of the women has already been broken. May be some twenty five years ago, I have seen a patient, a man hold on to a doctor’s collar and said, you I am not fertile and like you said it was believed that infertility is a woman’s problem but now even the populace are getting aware now that men can have problems. And we know scientifically that men contribute equally to infertility with women.

    “But the figure that we are even seen now shows that men might contributing more to infertility than women. We did a recent study in my centre that we saw about twelve per cent of men that come to our centre don’t have sperms at all.

    ”Not that they have low sperm count but they don’t have sperms at all. So we did another study which we compared sperm count in 2003 to 2013 and we saw that there was a drop of about thirty percent.”

    Though he stressed that the findings of the centre can not be said to be true representation, but is is a pointer of the current global reality.

    “Why we can’t really shout about it is that these are not community based studies and so there will be some skewed because it is those that come to fertility clinic that we are looking at so we can say that is what is obtainable in the society but that is not only in Nigeria, it is a global picture that male infertility is becoming more rampant.

    READ ALSO: Semen analysis and infertility in men

    There is an article that somebody wrote that said EMB might soon become extinct because sperm count seems to be dropping.

    “So it is not a Nigeria thing it is a global fear that men are contributing significantly to infertility,” he stressed.

    On the possible cause, he said: “But there is no singular factor that we can point at but some many factor has been incriminated. Initially, there was a believe that the problems starts from when the boy is in the mother womb and now everything has shifted to the environment that is causing the problem.

    “There is more environmental factors than you are been born with male infertility and some of the factors incriminated are some you cannot even do with out including toothpaste.

    “So many things have been looked at that could coy tribute to male infertility, of course there some studies which shown that men who works in gas stations (petrol attendance) over a long period of time.

    “So your vocation is also one thing that might be incriminated. Some say may be even the global warming stuff .

    “The truth about it is that we cannot pinpoint a particular thing but the thing we are saying now because these are factors that are within our control, the others don’t seems to be within our control the lifestyle factors and that is why now we are talking a lot about lifestyle because that is within what we can control. You can control your weight as much as possible, it can be done.

    “You can control what you eat, control that you don’t drink excessively, you can control that you don’t smoke, you can control that you don’t abuse drugs.

    “Lifestyle things are the things that we think can contribute to male factor infertility that are within our control and those are the things we are laying a lot of emphasis on.”

    He also encouraged men, especially the expectant married ones so that they can seek help where necessary and also on time.

  • Four ways to stay debt-free

    Imagine “Oga Landlord” comes knocking at the door one fateful Saturday morning and you lock yourself in because you have spent your rent money, which you borrowed from Tola, to pay up Funke whom you borrowed money from six months ago.

    As funny as this situation sounds, this has become the lifestyle of many people who live in an unending circle of debt. Achieving a debt-free life is possible if one is intentional about it. Here are ways to achieve it:

    Have self-control: In a world where businesses do not have the luxury of monopoly, products are literally thrown in the faces of people thereby spiking impulse-buying. Technology has not helped in this area as advertisements pop up every now and then on mobile devices with an easy option of free house delivery. So you can easily find yourself buying a shoe you do not need when that money could have been used wisely to prevent borrowing money in the near future.

    Save: Very linked to having self-control, you must learn how not to make purchases just because you have money at hand. It is very easy to be tempted to spend because you know money is sitting in the account. However, saving money for rainy days such as unplanned hospital expenses is very important.

    Be ready to make sacrifices: Eating out, expensive data subscription, premium cable package and going to the cinema are some sacrifices that need to be made when trying to be debt-free. If it is not necessary, stay away from it. You must be ready to deny yourself of some things to avoid being in the situation described above.

    Read Also; Six unconventional ways to survive in Lagos

    Be goal-driven: Being debt-free is a goal. To achieve it, you must have a financial objective in front of you. Calculate your earnings, draw up a budget and stick to it. Know what you want to do, have a strategy and make it happen. It is not enough that you draw up a plan. You have to make sure your plan is specific, measureable, achievable, relevant and time-bound.

    You must realize that those that run into debt worth millions probably started with a few thousands. This means that falling into debt can happen to anyone. That is why you have to make that deliberate and conscious effort today.

    Warm regards,

    Kehinde Oluwafisayo Matthew