The Nation Newspaper

Category: Technology

  • Blockchain Remittances: Paving way for Financial Inclusion in Nigeria

    Blockchain Remittances: Paving way for Financial Inclusion in Nigeria

    • By Adetoyese Kola-Balogun

    As a seasoned professional in the fintech sector, I have personally observed the remarkable power of technology in revolutionizing Nigeria’s financial sector. Today, I aim to delve into the immense possibilities presented by blockchain technology in reshaping cross-border money transfers and fostering financial inclusivity within Nigeria.

    In the course of my career as a software developer, I have been dedicated to developing various financial products and cutting-edge solutions that streamline payment processes. One of my notable achievements includes building robust centralized ledgers that have improved the efficiency and security of financial transactions.

    However, as I delve deeper into the realm of cross-border remittances, it becomes evident that the current centralized ledger system has its limitations. The existing infrastructure faces challenges such as high costs, lengthy processing times, and lack of transparency. To address these issues and further enhance the effectiveness of financial transactions, I believe that decentralizing the ledgers through blockchain technology holds immense promise.

    Cross-border remittances play a crucial role in Nigeria’s economy, as many of our citizens working abroad send money back home to support their families and contribute to our nation’s development. However, the existing remittance infrastructure is marred by high costs, lengthy processing times, and lack of transparency, hindering the potential impact of these vital financial flows.

    Blockchain technology holds the key to transforming cross-border remittances, offering a decentralized and transparent solution that addresses the pain points of the current system. By leveraging blockchain’s inherent features, we can create a secure, efficient, and cost-effective network that revolutionizes the way money is transferred across borders. Blockchain’s decentralized ledger ensures transparency and immutability, enabling users to track their remittances in real-time. This increased transparency builds trust and eliminates unnecessary intermediaries, ultimately reducing costs and ensuring that more money reaches the intended recipients.

    The traditional remittance process often involves multiple intermediaries and time-consuming procedures. By leveraging blockchain’s distributed architecture, we can facilitate

    near-instantaneous transactions, empowering recipients to access their funds quickly and securely. This speed and convenience will pave the way for financial inclusion, particularly for the unbanked population in Nigeria.

    Read Also: Sanwo-Olu seeks adoption of Blockchain technology

    Blockchain-based remittance systems can harness the power of cryptocurrencies, such as stablecoins, to overcome volatility and currency exchange challenges. Cryptocurrencies enable seamless conversion and transfer of value, ensuring that recipients receive the exact amount intended without the need for costly currency conversions.

    Blockchain-based remittance systems have the potential to bridge the gap for the unbanked population in Nigeria. With minimal requirements and simplified onboarding processes, individuals who previously lacked access to traditional banking services can now participate in the formal financial system, opening up opportunities for economic growth and financial empowerment. A favorable regulatory environment is essential for blockchain-based cross-border remittances to reach their full potential. We can stimulate innovation while guaranteeing compliance and consumer protection by collaborating closely with regulatory agencies, and financial institutions.

    As Nigeria embraces blockchain technology and its potential for transforming cross-border remittances, we have a unique opportunity to position ourselves as leaders within the African continent. The emergence of innovative startups like Lemonade Finance and Send by Flutterwave demonstrates the forward-thinking mindset and entrepreneurial spirit present in Nigeria. These homegrown fintech solutions are already paving the way for more efficient and secure cross-border remittances, showcasing our country’s potential to drive innovation and become a beacon of financial inclusion in Africa. By nurturing local talent, encouraging research and development, and fostering partnerships between fintech innovators and financial institutions, we can create an ecosystem that drives innovation, attracts investment, and positions Nigeria at the forefront of blockchain-based remittances.

    In conclusion, the transformation of cross-border remittances using blockchain technology holds immense promise for Nigeria’s financial future. As a software development expert and financial inclusion enthusiast, I am passionate about leveraging these technological advancements to drive financial inclusion, reduce costs, and empower individuals and families across our nation.

    Adetoyese is a highly skilled professional in the fintech sector, with a deep expertise in technology. He is passionate about promoting financial inclusion and ensuring that everyone has equal access to financial services.

  • TechSis 2023: GetBundi offers free coding courses for 500 African women

    TechSis 2023: GetBundi offers free coding courses for 500 African women

    GetBundi Education Foundation, the Corporate Social Responsibility (CSR) arm of GetBundi Education Technology Limited, has committed to the online training of 500 African women in Coding from June 1 to August 31, 2023.

    The Coding courses, which will be at no cost to the participants, come amidst a huge gap in digital skills in Africa, particularly among women, especially at a time when digital skills and tools have become increasingly essential to access services such as health, education, social protection, and financial services.

    Tagged ‘TechSis 2023’, a reversal of the male-dominated industry known as ‘Tech Bros’, the initiative aims to bridge the digital skill gender inequality in Africa.

    Mrs Juliet Ijei, course coordinator, GetBundi Education Technology and GetBundi Education Foundation, said free registration for the Coding courses will start on April 24 and end on May 23, 2023 or after the first 500 women must have registered.

    Speaking on the rationale behind TechSis, Ijei said it was in an effort to give women and girls a better deal in the tech industry dominated by men and also prepare them to assume their rightful place at the heights of the new economy.

    “The tech industry is no doubt a male-dominated career area across the world, and Africa is no exception. Research reveals that only 30 percent of African women make up the tech industry, which signifies that they are highly underrepresented,” Ijei said.

    According to her, despite the overwhelming percentage of women in the African continent, available data reveals that only very few are in the digital and technology space compared to men, with women in the tech space making up only about 22 percent of the industry workforce in Nigeria.

    Read Also: Lagos, GetBundi partnership on STEM learning births pilot centre in Yaba

    Ijei said bias and stereotypes have continued to pose obstacles to women being properly represented in the technology industry, and women often show reluctance to take up tech-related degrees or any tech-related skills, leaving males to dominate many tech companies.

    This implies that women in sub-Saharan Africa have a high risk of missing out on the jobs of the future, with an estimated 230 million jobs in the region requiring digital skills by 2030.

    “This female digital exclusion, a phenomenon where women and girls are disproportionately left behind in accessing and using digital technologies and services, is a pervasive problem hindering the realization of a fully inclusive digital future,” she said.

    It is in an effort to bridge this digital divide that GetBundi has offered to train 500 African women who are 18 and above to learn Coding, a top-demand skill, for free, Ijeh said.

    The free Coding training, she said, would enable the women to be well-positioned to take up well-paying jobs, thereby creating a source of income for themselves.

    “Through this initiative, women and girls will get to learn programming languages such as JavaScript, Python, Scratch, and Ethical Hacking” Ijei said.

    “To ensure the effective inclusion of women in the tech sector, the TechSis initiative will be organized yearly by the GetBundi Foundation in different areas of digital skills. With GetBundi’s initiative to teach females Coding, it will undoubtedly impact the inclusion of more girls and women in the technology sector in Africa,” she said.

    Osita Oparaugo, Founder of GetBundi Education Technology, announced that Prof Florence C. Emenalo, Director, Center for Women and Gender Studies, Imo State University, Nigeria, would give the opening speech to kick-start the Coding skills training.

    “We oppose education inequality, especially with STEM and Digital Skills, and we won’t stop until millions of African women benefit from GetBundi Education Foundation. This time it is Coding, by the last quarter of this year, it will be Digital Marketing targeting 1,000 women,” Oparaugo said.

    “The women are here, the hunger to learn is there, just the opportunity and that is what GetBundi Education Foundation is presenting to women across Africa,” he said.

    GetBundi, a government-approved educational technology platform, has the goal to use technology to make STEM and Digital Skills learning across Africa accessible to all. Only recently, the educational technology platform partnered the Lagos State Government to commission a STEM laboratory at Wesley Girls Senior Secondary School, Yaba, Lagos, a pilot phase of an ongoing partnership between the Lagos State Government and GetBundi Education Technology.

  • Data Science: Akintunde Agbonde explores fundamentals, types, and applications

    Data Science: Akintunde Agbonde explores fundamentals, types, and applications

    In an era where data drives decision-making, renowned data scientist Akintunde Agbonde has provided valuable insights into the fundamental principles of data, its types, and its diverse applications across industries.

    In a recent report, Agbonde underscored the significance of data science in a digital-first world, breaking down key procedural steps essential for harnessing the power of data effectively.

    Agbonde began by explaining the concept of data, differentiating between structured and unstructured formats and their roles in modern analytics. He emphasized the importance of understanding data types, including numerical, categorical, time-series, and spatial data, which are critical to informed decision-making in fields such as healthcare, finance, and technology.

    According to him, “Data is one of the most valuable resources in today’s digital world. It plays a critical role in decision-making, helping businesses and organizations optimize operations, predict trends, and drive innovation.”

    He further highlighted the importance of clean and validated data, stating, “Clean data is the foundation of reliable insights. From collection to validation, every step—gathering, cleaning, and analyzing—ensures accuracy and integrity, unlocking the true potential of data-driven decisions.”

    Discussing data science fundamentals, Agbonde outlined key steps, including data collection, cleaning, exploration, modeling, and interpretation. He stressed the risks of poor data preprocessing, warning that inaccurate or incomplete data could lead to flawed analyses and misinformed business strategies.

    Beyond theory, Agbonde explored real-world applications of data science, demonstrating how businesses leverage analytics for market forecasting, customer behavior analysis, and operational efficiency. He emphasized that data science is no longer limited to large corporations but is also a game-changer for small businesses, governments, and individuals seeking data-driven solutions.

    With the increasing dominance of big data and artificial intelligence, Agbonde urged organizations and professionals to prioritize data literacy and adopt the right analytical tools to stay competitive. “Data science is the future, and understanding its fundamentals is crucial for anyone looking to thrive in the digital age,” he concluded.

    As industries continue to adopt data-driven strategies, discussions like these serve as critical platforms for knowledge exchange, helping businesses and individuals unlock new opportunities for innovation and growth.

  • Technology’s crucial impact in shaping Africa’s future food delivery

    Technology’s crucial impact in shaping Africa’s future food delivery

    By Ugome Chukwuebuka Bonaventure

    In recent years, the global food delivery industry has experienced unprecedented growth, fuelled by technological advancements and shifting consumer preferences. Africa, with its burgeoning urban population and increasing smartphone adoption, stands at the forefront of this revolution, presenting a unique and promising market for the food delivery sector. This article delves into the transformative role of technology in shaping the trajectory of food delivery in Africa, exploring the challenges, opportunities, and innovations that are redefining the culinary landscape across the continent.

    The Rise of Food Delivery in Africa: A Unique Opportunity

    The food delivery industry has become synonymous with convenience and accessibility, reshaping the way people order and consume food. In Africa, where the middle class is expanding and urbanisation is on the rise, the demand for food delivery services is expected to witness exponential growth. The increasing reliance on digital platforms, coupled with a surge in smartphone usage, positions Africa as a major player in the global food delivery market.

    Technological Adoption Driving Growth

    One of the primary catalysts for the potential growth of the food delivery industry in Africa is the swift adoption of technology. The proliferation of affordable smartphones and data plans has democratised access to digital platforms, empowering a significant portion of the population. This presents a golden opportunity for food delivery companies to tap into a diverse customer base and fundamentally alter the way Africans experience and access food.

    The convenience offered by food delivery apps and platforms has been a game-changer, particularly in urban areas where time constraints often make traditional dining challenging. With the click of a button, consumers can explore a plethora of culinary options, placing orders that are swiftly delivered to their doorsteps. This transformation in consumer behaviour is a testament to the power of technology in enhancing the overall dining experience.

    Addressing Unique Challenges with Innovative Solutions

    The African market presents a distinctive set of challenges and opportunities for the food delivery industry. Navigating complex logistics, overcoming infrastructure limitations, and catering to diverse culinary preferences require innovative solutions. Technology, with its adaptive nature, is playing a pivotal role in addressing these challenges, fostering the development of creative business models tailored to the unique dynamics of the African continent.

    Innovations such as route optimisation algorithms, real-time tracking, and drone deliveries are reshaping the logistical landscape of food delivery in Africa. Companies are leveraging technology to streamline operations, reduce delivery times, and enhance the overall efficiency of the supply chain. This not only meets the demands of consumers for prompt and reliable services but also contributes to the economic viability of food delivery platforms and the livelihoods of delivery drivers.

    Furthermore, the integration of machine learning and data analytics is enabling food delivery companies to gain valuable insights into consumer behaviour, preferences, and trends. This data-driven approach allows for targeted marketing strategies, personalised recommendations, and the optimisation of menu offerings. By harnessing technology to understand and adapt to the diverse tastes of the African consumer base, food delivery platforms can position themselves for sustained success in this evolving market.

    E-Commerce and Digital Payments: Catalysts for Growth

    Beyond technological advancements in the delivery process, the food delivery industry in Africa is set to benefit from the rising tide of e-commerce and digital payments. As more Africans gain access to online shopping and electronic payment methods, the barriers to ordering food online are gradually diminishing. This presents a significant opportunity for food delivery platforms to seamlessly integrate with existing e-commerce and payment systems, creating a frictionless experience for users.

    The evolution of digital payment infrastructure across Africa has been remarkable, with mobile money and online payment platforms becoming increasingly prevalent. This shift towards cashless transactions not only aligns with global trends but also enhances the efficiency and safety of food delivery transactions. The convergence of e-commerce and food delivery platforms not only simplifies the ordering process for consumers but also opens up new revenue streams and business models for food delivery companies.

    Investor Interest and Strategic Partnerships

    The immense potential of the African food delivery market has not gone unnoticed by investors and entrepreneurs. In recent years, there has been a palpable increase in interest in the region’s food delivery sector, with both local and international companies making strategic investments and forming partnerships. This influx of capital and expertise is expected to catalyze further growth and innovation in the industry, ultimately benefiting consumers and businesses across Africa.

    Investors recognize the untapped opportunities that the African food delivery market presents. As a result, they are not only injecting capital into established platforms but also supporting the development of local startups. These investments are not merely financial; they also bring in valuable industry knowledge, technological expertise, and best practices that can accelerate the maturation of the food delivery ecosystem in Africa.

    Strategic partnerships between food delivery platforms, restaurants, and technology companies are becoming increasingly prevalent. Collaborations in areas such as menu digitization, data analytics, and marketing initiatives are fostering a synergistic ecosystem. These partnerships are crucial in addressing the nuanced challenges of the African market and ensuring sustainable growth for the entire food delivery value chain.

    The Path Forward: A Technological Revolution in African Food Delivery

    In conclusion, the food delivery industry in Africa is on the brink of a technological revolution that has the potential to redefine the culinary landscape of the continent. With the confluence of increasing urbanization, widespread smartphone adoption, and the rise of digital commerce, Africa presents a ripe opportunity for the food delivery sector to thrive. By harnessing technology, adapting to local dynamics, and creatively addressing unique challenges, the industry can revolutionize how people access and enjoy food across Africa.

    As the market continues to evolve and mature, we can anticipate even more exciting developments and innovations. The intersection of technology, e-commerce, and digital payments is reshaping the industry, creating a seamless and efficient experience for consumers. The collaborative efforts of investors, entrepreneurs, and industry stakeholders are driving growth, fostering innovation, and paving the way for a vibrant future for food delivery in Africa. The journey has just begun, and the coming years hold the promise of a culinary renaissance that embraces the digital age and brings unprecedented convenience and choice to the tables of millions across the continent.

    – Ugome Chukwuebuka Bonaventure is a dynamic individual with a keen interest in technology, business, and innovation. With a passion for exploring the intersection of these fields, Ugome is dedicated to understanding and contributing to the transformative impact of technology on various industries, particularly in Africa.

  • MacArthur Foundation, Kogi, NITDA, DSS bag 2023 African SABRE PR awards

    MacArthur Foundation, Kogi, NITDA, DSS bag 2023 African SABRE PR awards

    For supporting gender inclusion in communication practice, the MacArthur Foundation and Kogi State Government are among the winners of the 2023 Africa Public Relations Awards (APRA) which recognises Superior Achievement in Branding Reputation and Engagement (SABRE).

    The Department of State Security Service (DSS) and the National Information Technology Development Agency (NITDA) also bagged Certificates of Excellence.

    The annual event, hosted by Provoke Media in collaboration with the APRA, celebrates outstanding campaigns that demonstrate the highest levels of creativity, integrity, and effectiveness.

    The campaigns of the four recipients were undertaken in partnership with a multi-award-winning PR agency, Image Merchants Promotion Limited (IMPR), the Publishers of PRNigeria, and Economic Confidential.

    The MacArthur Foundation and Kogi State Government jointly won a Trophy and Certificate of Excellence for Employee Communication, and West African region categories.

    They supported PRNigeria’s crusade on gender inclusivity titled “Nigerian Ladies in PR”, where female interns and staff are trained and tasked with advocacies that promote inter-ethnic relations, national unity, good governance, and gender equality.

    The campaigns were executed through public speaking, press releases, article writing, social media engagement, and book publishing.

    The DSS campaign was recognised under Public Sector/Government Category for tackling lingering fuel scarcity threatening the Ember Months through stakeholder engagement and effective communication.

    The NITDA campaign was recognised under Public Affairs/Government Relations category for deploying mainstream and social media to counter misconceptions by educating the public on the benefits of its Code of Practice for Social Media and Online Platforms.

    All submissions were evaluated by a jury of industry leaders. The trophies and certificates will be presented to the winners at the SABRE award ceremony on May 18, at the 2023 APRA conference in Lusaka, Zambia.

  • NASENI: Labour unions back tenure extension for EVC, seek more funds

    NASENI: Labour unions back tenure extension for EVC, seek more funds

     The joint action congress of the staff unions in the National Agency for Science and Engineering Infrastructure (NASENI), yesterday supported two-year tenure extension for the Executive Vice Chairman and Chief Executive Officer of the agency, Prof. Muhammad Sani Haruna, by President Muhammadu Buhari.

    They said the extension will help to consolidate many ongoing inventions and interventions in different sectors in the country.

    They described the decision as the “smartest move” by the President to stabilise researches and inventions by NASENI.

    They said the few additional years would facilitate weapon production, development of first-ever aircraft in West Africa and enhance capacity for solar cell production.

    But the unions pleaded with the government to release the funds approved for NASENI by the National Assembly.

    They alleged that the agency has only been able to access  8% budgetary allocations.

    They also urged the government to expedite action on the new wage structure for NASENI workers.

    The unions announced their support for Buhari’s action at a briefing in Abuja after a congress.

    The associations are the Non-Academic Staff Union (NASU), and Technical Staff Association of NASENI (TSAN).

    The media session was addressed by TSAN President, Comrade  (Dr.) Oluwaseyi Ogungbenro and NASU-NASENI Coordinator,  Engr. Tijani Wakili.

    Ogungbenro, who presented the position of  the two associations, said: “The unions received with great delight, the decision of the Federal Government of Nigeria to extend by two years the tenure of our indefatigable, pragmatic, productive, industrious and dynamic Executive Vice Chairman, Prof M.S. Haruna (OFR).

    “We wish to state unequivocally that the entire workforce in NASENI stands with NASENI management under the leadership of Prof. Haruna and accept the tenure extension of our dear Executive Vice Chairman, Prof M.S. Haruna, in good faith and with great joy and gladness.

    “This move will in no doubt help to consolidate on various ongoing Federal Government interventions through NASENI in the various sectors of economy such as Agriculture, Power, Youth Empowerment, Aviation, Security and Transportation, to mention a few.

    “NASENI under the watch of Prof M.S. Haruna (OFR) has demonstrated uncommon capacity in utilizing science and technology to turn around the fortunes of this nation through its various programs, interventions, research output, technology transfer, collaborations, reverse engineering and much more.

    “The further years granted Prof. Haruna  will help to ensure Nigeria is self-sufficient in food security, stand out in home grown technology in weapon production, develop first ever aircraft in West Africa, develop capacity for solar cell production, finish the production line for home grown transformer production and ensure agricultural and industrial tools manufacturing for food safety and industrial revolution, etc.

    “All these and other ongoing programmes of the agency birthed by this great technocrat will definitely turn around the economy of this great country in the nearest months.”

    He said the unions regarded the tenure extension as the “smartest move” for the sake of Nigerian economy.

    He added: “It is therefore the smartest move by President of the Federal Republic of Nigeria, President Muhammadu Buhari, to grant Prof. Haruna tenure extension to help the incoming government and Nigerian economy.

    “The unions therefore profoundly thank Mr. President for the political will to reposition NASENI under the presidency and implement NASENI act as regards its funding.”

    But the unions pleaded with the government to release the funds approved for NASENI by the National Assembly.”

    He claimed that the agency has only been able to access  8% budgetary allocations.

    He also called on all agencies responsible for ensuring new salary structure for NASENI to expedite action.

    He  said: “However, it may interest you to note that till now NASENI has only been able to access 8% of the funds approved by National Assembly and signed by the President.

    “If NASENI has been able to do so much in one year with 8%, one can only imagine what NASENI will achieve if granted access to 100% of its approved funding.

    “We therefore graciously and firmly appeal to relevant authorities: the Honorable Minister of Finance Budget and National Planning, Federal Inland Revenue Service (FIRS), Nigerian Governors Forum and National Economic Council to ensure the release of the remaining funds without further delay because NASENI remains the economical and technological solution for myriad of problems confronting this great nation.

    “The advanced nations of the world are where they are today in their military might and competitive economy mainly because of the robust spending on science and technology. This we cannot shy away from if we must surmount our problems and grow our economy.

    “We also wish to use this medium to call on all responsible for ensuring new salary structure for NASENI to expedite action to further motivate NASENI workforce who now works round the clock to reposition the agency.

    “Working under Prof. M.S. Haruna has made the staffers of the agency work 25 hours a day so as to ensure the country is technologically turned around to meeting its various challenges and solve its economic problems.

    “There is no better motivation to workers than effective and adequate wages.”

    They thanked the Vice President, Prof Yemi Osinbanjo, Nigeria Governors Forum (NGF), the National Assembly, the Chief of Staff to the President, the Minister of Finance and the Secretary to the Government of the Federation for their efforts in ensuring NASENI is rightly funded.

  • How underrepresented groups can seize AI opportunities in cyber for inclusive growth

    How underrepresented groups can seize AI opportunities in cyber for inclusive growth

    By Abisoye Ajayi-Akinfolarin

    AI and Cybersecurity: A Gateway to Inclusive Economic Transformation

    Cybersecurity is in the midst of a paradigm shift. Artificial intelligence (AI) has become the linchpin of modern security strategies, propelled by forecasts that global cybercrime damages could reach $24 trillion annually by 2027. Yet the significance of AI in cybersecurity transcends mere threat detection; it also holds the potential to catalyze economic empowerment and innovation in regions historically excluded from technology booms.

    Recent studies underscore AI’s potential to democratize opportunity. A 2022 Stanford Human-Centered AI (HAI) report revealed that novice developers with limited coding experience completed prototype builds 45% faster when assisted by AI-driven coding tools, compared to advanced developers working alone. This rapid onboarding illustrates a key advantage: the learning curve for AI is notably less steep than for traditional coding. For underserved groups, that accessibility could be the ticket to entering high-demand fields such as AI-driven cybersecurity.

    The Promise and Complexity of Agentic AI

    While traditional AI models—such as Large Language Models (LLMs)—excel at pattern recognition and data generation, the next frontier, known as Agentic AI, promises to be a game-changer. Agentic AI systems can not only analyze information but also act on it, navigating dynamic environments and making decisions autonomously. This opens significant possibilities in fields like healthcare, energy, and logistics, where AI-driven agents could automate entire workflows.

    However, widespread adoption of Agentic AI depends on public trust, which hinges on rigorous testing and evaluation. Unlike LLMs, agentic systems can independently engage with external environments, making exhaustive evaluation practically impossible. Industry players, incentivized to improve AI intelligence, may place less emphasis on comprehensive testing. In this context, government intervention becomes critical—especially for African nations aiming to benefit from this transformative technology. For instance, the Nigerian government could offer targeted funding or compute grants for startups pursuing agentic AI reliability, ensuring these systems are advanced and trustworthy.

    “Agentic AI is the next milestone in AI development, representing a shift toward systems capable not only of analyzing information but also acting on it,” — Dr. Stuart Russell, UC Berkeley

    If African countries and other underserved regions fail to create market incentives that promote secure and reliable Agentic AI, they risk missing out on a technology that could stimulate both economic and societal development.

    From Reactive to Proactive: AI’s Technical Edge

    Traditionally, cybersecurity has been reactive. Security teams would wait for threats to emerge—often flagged by signature-based antivirus software or user reports—and then scramble to contain them. This approach was resource-intensive and commonly led to “alert fatigue,” as analysts became overwhelmed by excessive notifications, many of which were false positives. As adversaries grew more sophisticated, it became evident that a purely reactive strategy was insufficient; by the time an attack was detected, the damage was often already done.

    AI has fundamentally changed this paradigm. Machine learning models, trained on vast troves of historical data—including network traffic, malware signatures, and user behavior—can detect anomalies in near real-time. Rather than waiting to see if a situation deteriorates, AI can spot the proverbial “needle in the haystack” before it causes harm. These proactive capabilities significantly reduce response times and serve as an essential early-warning system against emerging threats.

    Lowering Barriers for Underrepresented Communities

    For underrepresented communities—whether in rural Africa, Southeast Asia, or underserved urban centers in Western nations—the primary obstacle to entering advanced technology fields has often been the steep learning curve associated with coding. Gaining proficiency in complex programming languages can require specialized education and resources that many simply do not have. AI-driven cybersecurity, however, offers a more accessible pathway, emphasizing conceptual understanding and data analysis rather than intricate programming.

    Platforms such as GitHub Copilot and TensorFlow have streamlined workflows, enabling newcomers to take on advanced tasks like threat modeling or anomaly detection. Meanwhile, many repetitive functions—such as dashboard monitoring or scanning for known exploits—can be automated by machine learning algorithms. This automation frees individuals to concentrate on higher-level problem-solving and strategic thinking, accelerating their professional development and earning potential.

    Demystifying AI for these communities is crucial, and doing so can yield substantial economic benefits. A World Bank study noted that a 10% increase in broadband connectivity correlates with roughly a 1.4% increase in GDP. By extension, access to affordable cloud-based AI services could produce similar gains by allowing smaller communities to bypass traditional technological barriers. For instance, a local cooperative in Nigeria could deploy AI-powered intrusion detection systems on an affordable cloud platform, offering cybersecurity services to neighborhood businesses—no advanced coding expertise required. In this way, AI shifts from a highly technical concept to a practical tool that strengthens digital security and promotes economic growth.

    Economic Rationale and Policy Incentives

    Policymakers and industry stakeholders have compelling reasons to prioritize investment in AI-based cybersecurity. AI-enhanced defenses are critical for protecting national infrastructure, from power grids to electoral systems, making local expertise a matter of sovereignty in an era of escalating cyber warfare. Additionally, the widening cybersecurity talent gap presents an opportunity for governments to address unemployment by training local professionals while supplying a global market eager for qualified labor. AI also offers the potential for technological leapfrogging, enabling low-resource regions to bypass traditional industrial development stages and emerge as global suppliers of advanced cybersecurity solutions by investing in AI reliability and compute resources. Underserved groups stand to benefit significantly from funding research into AI reliability and agentic systems, especially when such initiatives involve collaborations with academia and small- to medium-sized enterprises (SMEs). These partnerships can ensure that resources are distributed equitably rather than concentrated within large corporations, fostering inclusive economic growth and innovation.

    Recommendations for Sustainable Development leveraging AI and Cybersecurity

    To harness the full potential of AI and cybersecurity for sustainable development, governments, universities, and the private sector must collaborate to establish AI training consortia. These consortia could provide certifications recognized by international companies, creating streamlined pathways for local talent to access well-paying roles in the global market. At the same time, firms investing in agentic AI testing should be incentivized through subsidies or tax breaks, encouraging rigorous evaluation processes that prioritize reliability and ethics. Accessibility remains a critical factor, and public-private partnerships should focus on bridging the broadband gap, particularly in rural communities, while offering affordable or free AI compute resources to stimulate grassroots innovation. Diversity in cybersecurity is equally essential, as targeted programs for women and underrepresented groups can transform the industry. Studies show that diverse teams are 35% more effective in preventing breaches, and mentorship pipelines can ensure these new entrants have clear paths to leadership. Finally, strengthening collaborations between government, academia, and industry is vital to advancing research into AI reliability, especially for agentic systems. Co-funded grants and industry-matched investments can drive innovation while maintaining accountability and alignment with public interest objectives. Together, these strategies create a robust framework for inclusive growth and resilience in an AI-driven future.

    Conclusion: A Shared Responsibility and a Historic Opportunity

    AI-driven cybersecurity is not merely a technological advancement; it is a profound shift with the potential to redefine economies and societies. For underserved regions, it offers a rare chance to transcend the barriers that constrained them during previous technological revolutions. As Agentic AI continues to evolve, the stakes are higher than ever. Reliability, public trust, and equitable incentives will determine whether this innovation becomes a force for inclusion or exacerbates existing divides.

    We stand at a pivotal moment in history. The choices we make today—how we invest in infrastructure, education, and diversity—will echo far into the future. AI has the power to protect our networks, yes, but it also has the potential to reimagine opportunity itself, turning long-standing inequities into stepping stones for progress. Policymakers, industry leaders, and civil society must seize this moment with intentionality, forging pathways where innovation uplifts and empowers rather than isolates and excludes. This is not just a technological crossroads; it is a test of our collective vision for a more equitable, resilient, and connected world. By acting decisively, we can ensure that AI fulfills its promise as a launchpad for transformative growth and shared prosperity.

  • Abbas champions women’s inclusion in Global Tech Leadership

    Abbas champions women’s inclusion in Global Tech Leadership

    Cybersecurity expert Rianat Abbas has been named among the few Nigerians selected for this year’s WomenTech Network Global Ambassadors list, earning international recognition for her work in secure systems development and technology mentorship.

    WomenTech Network, active in 179 countries and boasting more than 100,000 members and over 4,000 ambassadors is regarded as one of the world’s leading communities promoting women’s participation and leadership in technology.

    Abbas’ selection places her within a global movement driving conversations on digital safety, cybersecurity innovation, and the creation of a more inclusive tech ecosystem.

    Beyond her ambassadorial role, Abbas has made significant contributions to Nigeria’s grassroots tech education. She served as one of the pioneer cybersecurity mentors in the inaugural Side Hustle Nigeria Tech Cohort 1.0, where she helped train 10,000 aspiring tech professionals nationwide.

    Her sessions exposed participants to practical cybersecurity tools, secure-by-design principles, and emerging defence strategies, skills urgently needed amid Nigeria’s rising cyber threats and shortage of trained security professionals.

    Read Also: Capital market turnover hits N10tr

    Her efforts are widely credited with expanding the country’s entry-level cybersecurity talent pipeline and equipping thousands with competencies crucial to Nigeria’s fast-growing digital economy.

    Across the industry, Abbas is recognized for her commitment to security, access, and empowerment. Her work underscores the increasing role African experts are playing not only in shaping local talent development but also in contributing to global technology standards.

    “Leadership in tech is about responsibility,” she said. “If we want Africa to compete globally, we must build talent that understands security, trust, and the standards expected worldwide.”

    As Nigeria’s digital transformation accelerates, Abbas represents a new generation of experts bridging global engagement with local impact. Her growing influence highlights the importance of leaders who understand both the technical and human dimensions of technology, and who are committed to creating pathways for the next wave of innovators.

  • What are Instant-Play Online Casinos?

    What are Instant-Play Online Casinos?

    If you’ve been to an online casino in the past five years, chances are it was an instant play casino. Also known as no-download casinos, instant-play gambling websites have made download casinos nearly obsolete.

    In all fairness, instant play casinos have a ton load of benefits and nearly no disadvantages. By comparison, download casinos can be a security nightmare. Also, they represent a dated technology—meaning they’re no reasons to use them anymore.

    Instant Play Online Casinos—A Brief Definition

    Instant play casinos are casinos that do not require you to download software to play online slots and table games like blackjack and poker. Casinos introduced no-download casinos to replace download websites—websites that required you to download software before you could gamble online.

    As already mentioned, instant play casinos have been around for more than five years. During that time, nearly every operator embraced the new technology, essentially putting an end to downloadable casinos.

    What are the best instant play casinos?

    The short answer is it depends on what you prioritize in a gambling site. Do you value bonuses more than mobile support? Maybe you hold a premium on customer service. Perhaps you care more about live casino gaming.

    Top-tier sites that offer instant play like Silver Oak Casino provide a little bit of everything to keep you satisfied. They have top-notch security. They work with renowned software providers and their bonuses have fair terms and conditions.

    Benefits of Playing at Instant Play Online Casinos

    With so many casinos switching from download to instant play formats, there must be some really good benefits for doing so. Indeed, these are some of the reasons you should use no-download casinos:

    No Need to Download Software

    The biggest benefit of using no-download casinos is that you access casino games instantly. All you need is to fire up your browser, log into your gambling account and select games to play.

    It doesn’t matter what device you choose. Many instant play websites are built on HTML5, which works on all major devices. Because everything works on the web, you can synchronize your devices.

    This way, you can save your progress across all your devices. You can even save your passwords to avoid logging in afresh every time you want to play. However, this isn’t recommended for security reasons.

    Another reason to choose no download casinos is that you get to save storage space on your PC and smartphone. To expound more, most people use several casinos. In the past, you had to download software for all these casinos. These days, you can join a dozen websites and not have to install gaming software.

    A Full Range of Games

    As new technology advances, so have software providers. These companies no longer create games that require downloading. After all, Adobe Flash no longer exists.

    These days, almost every software provider creates instant-play casino games. All these games are available on your favorite no-download website. Some operators have 300 games. Others have over 2000 casino games.

    The games range from slots to live casino games. We’re talking about classic slots, video slots, progressive jackpots, and Megaways. You can also play video poker, blackjack, keno, roulette, baccarat, and bingo at no download websites.

    That being said, don’t choose games randomly. Focus on top-paying titles from renowned software providers like NetEnt, Microgaming, BTG, Betsoft, and Evolution.

    Also, look at the specific features in every game. For example, find slots with an RTP of 95% or more. Also, look for bonus rounds, jackpots, and multipliers.

    Top-Level Security

    All instant-play online casinos use SSL technology to encrypt your data. It’s a legal requirement enforced by gambling regulators all over the world. Encryption protects your personal information while gambling online.

    Besides SSL, no download casinos use password protection to help you keep your account safe. You can also add Two-Factor authentication for added security. On the other hand, gambling sites comply with data protection laws to safeguard your data and money.

    Compared to download software, instant-play casinos are much safer. Sure, you may lose your account to a hacker if you’re fond of gambling through public WiFi. But other than that, security threats are minimal.

    If you choose a download casino, though, ensure you update the software regularly. Dated software can become vulnerable to new security threats.

    Enjoy the Latest Tech Innovations

    No download casinos tend to feature the latest tech innovations. It’s easy to see why. Casinos can update features quicker compared to download casinos. Importantly, you don’t need to do anything to enjoy these benefits.

    Let’s say a casino wants to add live casino games to its catalogs. It can add these games overnight and send you a notification to try them out. With downloadable casinos, a long process must be undertaken to update features. And usually, you must sacrifice more storage space to relish the new services.

    Think of new graphics, mobile support, VR support, or updating games. You can be certain of enjoying the latest games and features every time you play at a no-download casino.

    Improved Privacy

    If you use a downloadable casino, you have little privacy. This is especially true if you share your computer with other people in your house. They can easily see you gamble online and even access your accounts.

    But if you use an instant play casino, no one has to ever know you gamble online.  You can use incognito mode to hide your browsing activity. Better yet, you can use a VPN to shield your IP address.

    Fast and User-Friendly

    When you think about it, the single most important reason for using instant-play casinos is they work efficiently. The sites run incredibly fast. You can navigate from one section to another rapidly. And you have the choice to use any smart device, from Mac to Linux.

    To be fair, download casinos excel in performance. This is why some casinos initially didn’t want to get rid of them. But once technology improved and instant play casinos became efficient, there was no use for downloading software anymore.

  • A step-by-step guide on how to apply for the National Technology Innovation honors

    A step-by-step guide on how to apply for the National Technology Innovation honors

    The National Technology Innovation Honors, widely regarded as one of the nation’s most prestigious platforms for celebrating technological advancement, offers a meticulously structured application process designed to uphold the integrity and competitiveness of the honors. Every year, a growing number of developers, entrepreneurs, startups, and corporate innovators compete for a chance to be recognized, making the application procedure both crucial and highly selective.

    Interested participants must first identify the appropriate category for their submission. The honors span across various sectors, including financial technology, health technology, educational tools, agritech solutions, and emerging tech products such as blockchain applications and artificial intelligence platforms. Once a category is selected, applicants are required to register on the portal, where they complete a detailed online form.

    This form typically demands comprehensive documentation covering the scope of the innovation, its developmental journey, user adoption metrics, and quantifiable impact. In addition, supporting materials such as demo videos, product snapshots, usage statistics, user testimonials, and industry reviews are encouraged. These elements allow the judging panel to evaluate not only the technical merits of the innovation but also its relevance, usability, and market influence.

    Timeliness is also critical. All innovations submitted must have been developed or significantly upgraded within the past 18 months. This ensures that the NTIH reflects the most current and innovative advancements within the Nigerian tech space. Older projects or resubmitted entries from previous years are typically disqualified unless they have undergone demonstrable, substantial evolution.

    In line with its transparency mandate, the honor event has also outlined strict rules and eligibility requirements. Only legal residents or entities registered in Nigeria can apply, and all submissions must be original and free from intellectual property disputes. Plagiarism or unsubstantiated claims are taken seriously and lead to immediate disqualification. For collaborative projects, the names and roles of all contributors must be clearly stated, with documented consent from co-developers where applicable.

    Additionally, the NTIH does not charge application fees, reinforcing its commitment to equal access and inclusivity in the innovation space. However, applicants are advised to adhere strictly to deadlines, as late entries are not entertained. The review process is rigorous, and early applications with clear, concise documentation often receive more thorough evaluation.

    Through this transparent and equitable process, the Nigeria Technology Innovation Honors continues to maintain its reputation as a credible and inspiring platform for recognizing transformative ideas and technological breakthroughs. For aspiring tech leaders across the country, the application is not just a formality, it is the first real test of how clearly and convincingly they can present their innovation to the world.