Tag: home

  • Stallion Home, Mutual Alliance in merger talks

    Stallion Home savings & Loan Limited and Mutual Alliance Savings & loans Limited have started merger talks to beat the recapitalisation deadline of the Central Bank of Nigeria (CBN).

    In a statement, the two mortgage banks said they recently signed a Memorandum of Understanding (MoU) on the proposed business combinations that would result into a mega national mortgage bank.

    It said to actualise the proposal, a four-member steering committee, two each from both Primary Mortgage Banks (PMBs), have been inaugurated and saddled with putting together necessary documentations as prescribed by the recapitalisation guidelines for submission to the CBN for approval.

    The committee is expected to conclude its assignment and submit the report by September 30, 2013.

    Managing Director/Chief Executive Officer, Stallion Home Savings and Loan Limited, Johnson Akhidenor, said the emerging entity will be a mega national mortgage bank with over N5 billion capital base.

    Director of Mutual Alliance Savings & Loans Limited, James Taylor, said that the merger will strengthen both firms to enable them address the housing needs of Nigerians.

     

  • We want to maintain 100% home record – Bosso

    We want to maintain 100% home record – Bosso

    Bayelsa United Technical  Adviser, Ladan Bosso has expressed confidence that his side will maintain its hundred percent home records when they host City rivals, Nembe City in a week 14 Nigeria Professional Football League (NPFL) tie at the Samson Siasia Stadium on Wednesday.

    Bayelsa United and Kano Pillars are the two teams that are yet to drop points at home in the ongoing season.

    The former Bendel Insurance handler told SportingLife that the club will approach the game with respect.

    “We want to maintain our home record. I don’t think Nembe City can stop us from keeping our 100% home record. Although, we are not going to underrate them but we are going to approach the game with respect,” Bosso told SportingLife.

    “In as much as we respect them we won’t allow them to spoil our fun. We want to win and get our three points in the game. It has been a good season for us and we want to continue till the end of the season.”

  • Equip your home cheaply

    Equip your home cheaply

    Berger bus stop, along the Lagos Ibadan expressway is a very busy place where people move to and fro for one reason or the other. Some, just returning from a trip, some about to embark on a trip, some reside there while others visit the place to buy electronics and household appliances for their homes. It is a stone throw from the ever busy Berger bus stop and residents seem to be very familiar with the place as they conveniently point at the entrance or give a quick description when they are asked to.

    The Nation Shopping visited the warehouse on a Saturday when the place was more congested because it was time for the working class shopper to do his/her shopping conveniently.

    Shoppers said they choose this market for their household items because brand new ones are on the high side and it is sometimes difficult to afford them after paying through the nose to get a rented apartment.

    “I have patronised this market for years and it is very favourable compared to what one can get from Mega Plaza, Cash ‘n’Carry and the likes. Prices of items here are twice cheaper than anywhere else. I bought a twin fridge for N50, 000 and the good thing is that I am allowed to pay twice. I have deposited N20, 000 to balance up with N30,000 in two weeks time. What more can be cheaper and better then the offers we get here”? Asked Mr Efosa Odiase.

    When I want to buy any kind of household or office equipment, I don’t look anywhere else but here. This place has all I want and at very affordable price. I bought this Ignis four burner gas cooker for N20, 000 with a 12.5kg cylinder for N4,000. Aren’t they cheap enough? Is there any other place in Lagos where I can get this kind of bargain? Asked Mrs Simisola Badmus, a caterer.

    Mr Femi Ibidapo, who just moved to Lagos from Akure and needed to equip his apartment, said a friend took him to the warehouse because he didn’t have much money after paying for his apartment. “God bless my friend Bolaji for bringing me here. I complained to him that I was short of cash and he decided to bring me here to buy good quality household appliances and at very cheap prices. I got a 32inches LCD for N35, 000, an LG sound system for N20, 000, a table top fridge for N10, 000. I will still go round to buy two more items.”

    Those who were at the place to purchase office equipments didn’t leave disappointed as there was a wide range of office equipment, items like tall chairs for visitors at the bar, executive tables and chairs, three office seater, safe for keeping vital office documents, among others.

    The significant role played by these appliances in our daily lives is quite undeniable. Man is definitely dependent on different types of home and office appliances like air conditioners, LCD TVs, vacuum cleaners, rice cookers, toasters, corded kettle, pressing iron, gas cookers, fridges, griller, juice extractor, washing machines, deep fryers, cake mixer among others.

    All these gadgets are known to lessen our burden and make life easier therefore it shouldn’t be too expensive for an average shopper to afford. The hectic lifestyle today reduces our energy levels and increases our dependence on these gadgets. Today Millions of people across the world depend on various kinds of gadgets.

    When it was time for the market to close for the day, traders refused to because they were making huge sales as people trooped in and out endlessly.

  • A gallant officer goes home

    A gallant officer goes home

    The funeral of the Kwara State Commissioner of Police, Chinweike Asadu, has been held in his home town, Nsukka, Enugu State.

    A mass was held in his honour at St. Victor’s Catholic Church, Onuiyi, Nsukka Local Government Area of the state.

    Over 50 Catholic priests and clergymen from other Christian denominations officiated at the funeral.

    Deputy Governor Sunday Onyebuchi led a government delegation to the ceremony. Anambra State Deputy Governor Emeka Sibedu represented Governor Peter Obi.

    In the homily, Rev. Fr. Joseph Obodo decried what he called the rate of assassination, kidnapping and robbery in the country, noting that the problem was scaring Nigerians in the Diaspora from returning home.

    The cleric described Asadu’s death as “an overwhelming tragedy”, emphasising that the family should take solace in the litany of tributes that had poured in since his demise.

    Fr Obodo, who said he returned from abroad to participate in the funeral, recalled how he was discouraged from coming because of the high rate of crime.

    Obodo said the late police commissioner carried his financial responsibilities during his days in the seminary school. The cleric recounted how the late Asadu lived in a two bed-room apartment and whenever he was teased, the deceased would ask: “Do you want me to go and steal?’.

    “He went to Nike, Enugu, where land is sold at N250,000; he didn’t go to other choice areas in the state capital where land goes for N50 million. Besides, he started building his house by erecting a boys quarter first while he worked on the main building. This attests to his humility and simplicity,” Fr Obodo said.

    The Enugu State Commissioner of Police, Mr. Tonye Ebitibituwa, said Asadu’s death had remained a huge blow to him and to the Nigeria Police.

    Eulogising his late colleague, he described him as “a dedicated and honest officer who gave all to the service of humanity”.

    A special Kwara State delegation to the ceremony was led by Mr Leke Ogungbe, the Deputy Chief of Staff to Governor Ahmed Abdul Fatah.

    The Kwara Police Command, led by Assistant Commissioner of Police Adewale Olatunji, also had many good things to say about the late commissioner.

    Also in a special tribute to the late commissioner, the Inspector General of Police, Mohammed Abubakar, said the police would leave no stone unturned in tracking down his killers.

    He said although Asadu had been buried, investigations on the circumstances that led to his death would not be buried until his killers were brought to book.

    The IGP, who was represented by Deputy Inspector General of Police, Mr. Kachi Udorji, warned the late Asadu’s killers not to rejoice as “they had murdered sleep and would never sleep. Sleep shall forever elude you.”

    Describing the late commissioner as “a fine officer and a gentleman,” who discharged his duty with characteristic efficiency and speed, the IGP assured Nigerians that his office would keep working hard to find his killers.

    “I want to restate the resoklve of the Nigeria Police that no stone will be left unturned in our quest to unmask the perpetrators of this crime.”

    Senator Ayogu Eze, representing Enugu North Senatorial Zone, expressed grief over the death, stressing that every effort should be put in place to apprehend Asadu’s killers.

    “We condemn this act very strongly; we are urging the police to continue with the investigations and get at the perpetrators of this heinous act,” Senator Eze said.

    The Chairman of Nsukka Local Government Area, Hon. Tony Ugwu, said the council was grieved to lose the highest ranked police officer from the area in such a manner.

    In attendance were Speaker, Enugu State House of Assembly Eugine Udo, Hon. Ifeanyi Ugwuanyi, representing Igbo-Eze North/Udenu in the House of Representatives; former National Chairman of the Peoples Democratic Party, Chief Okwesilieze Nwodo; former Information Minister Nnia Nwodo; Nigeria’s Ambassador to Uganda Chief Fidel Ayogu; and Deputy Vice Chancellor, Academics, of the University of Nigeria, Nsukka, Prof. Malachy Okwueze, among others

     

  • Anyansi reads riot act  after second home draw

    Anyansi reads riot act after second home draw

    Executive Chairman of Enyimba Felix Anyansi Agwu has read the riot act to his team after a second consecutive home draw on Sunday against Kwara United.

    The club boss has given the team an ultimatum to win their next three games or face stiff sanctions.

    Anyansi made the declaration in an official statement released shortly after the game. The statement expressed the disappointment of the management of the club after what it described as ‘totally unacceptable’ results and demanded that swift actions be carried out to ensure the team got maximum points in their next three games.

    The statement read: “We have viewed with serious concern, the two consecutive home draws recorded by the team. We are disappointed by these results and find them totally unacceptable. We are a club with a philosophy of winning and these results do not reflect the high standards we set for our club.

    “We believe the team has no excuse for these disappointing results after the strong support of the Abia State Government. Sign-on fees, salaries, match bonuses and other allowances have all been paid so we expect the results of the team to reflect this.

    “We are deeply worried that these string of unsatisfactory results will severely hamper our title ambitions so we shall take swift and decisive actions to prevent things going from bad to worse.

    “You are therefore mandated to win your next three games, home or away. You must implement whatever actions are necessary to ensure you score goals and win these games. The management of the club will come down hard and decisively should you fail to obtain nine points from your next three fixtures.

    “Our resolve to bring success to our club is unrelenting and we will remain committed until our objectives are gained,” the statement read.

  • Decorating a home on a tight budget

    DECORATING an entire house is a monumental task in and of itself. Add the challenge of working on a tight budget and the project can easily become overwhelming if not completely frustrating. The good news is that it can be done with as little stress as possible if some tips are put to good use.

    When working with a limited budget, a smart strategy is to invest more in the items that last such as big ticket items such as upholstered pieces and cabinetry.

    By purchasing a quality sofa in a neutral fabric, you will get more value in return for your naira because it could last you more than 10 years. Another great thing about investing in a quality piece of upholstery is that you can have it reupholstered several years down the line, which will save you the cost of replacing the entire piece.

    Don’t waste money on unimportant knick-knacks just to fill out the room. Too many can look cluttered and unfocused. Buy only the accessories that you absolutely love and which add impact to the room.

    Take inventory of all your existing furnishings. Label the items you can reuse, items you can repurpose and items that can be sold or given away. Once you know what you have, you will gain a better understanding of what you need.

    Be sure to carry diagrams and measurements of rooms with you when shopping. Do this and you will never have to guess if those materials are going to fit in the family room. This will prevent wasted time and money.

    Also, purchase all of the items that you have selected from a particular store all at the same time. This could enable you bargain for a greater discount. If they can all be packed at the same time, this can help you save on moving them.

    Consider hiring an interior designer. Yes, it will take a portion of your budget, but the advice you receive could actually save you big dollars in the long run. A good designer will work within the parameters of your budget and advise you on how to spend your money wisely. She will also have access to products that are not sold to the general public. If you cannot afford full interior design services, hire her to at least give you a clear direction for your project. Most designers work by the hour, and you can set a maximum number of hours that you can afford.

    Do as much of the work as you possibly can on your own. If you are putting in new flooring, at least do the demolition work if at all possible. Do all of your own interior painting.

    Almost anyone with basic sewing skills can sew their own pillows and make simple drapery panels. Buying fabrics in bulk could also get you a discount depending on the quantity.

    Be willing to look at your existing furniture in a new way. Turn that small dining table into a desk. Take an antique door, put a piece of glass on top, add some legs and you’ve got yourself a new dining or cocktail table.

  • The best team is going home – Cape Verde coach

    The best team is going home – Cape Verde coach

    Cape Verde Islands coach Lúcio Antunes says the best team in the tournament are going home.

    Antunes was referring to his side that fell to a 2-0 loss at the hands of African powerhouses Ghana in their Africa Cup of Nations match at Nelson Mandela Bay Stadium in Port Elizabeth on Saturday.

    The Islanders dominated large parts of the encounter, and the game changed just after the break when Ghana were awarded a controversial penalty and The Black Stars never looked back.

    Cape Verde threw every player forward in desperate search of an equaliser and were caught out on the break, handing Ghana their second goal.

    “Today we watched a beautiful game of soccer, unfortunately the best team is going home tomorrow so the tournament is going to lose a little bit of shine,” said Antunes after the game.

    Antunes went on to question the match officiating.

    “Today was our fourth game of the tournament, never were there questions of the first, second and third. Now the questions come.” Antunes sarcastically said nobody would want to watch Cape Verde in the last four and that is why the Ghanians were going through.

    “Although the score was 2-0 Cape Verde really did put Ghana under pressure, especially in the second half they had a lot of stress. Do you think this result is fair?

    “The result is fair because Ghana won the match. I don’t think there would be very big interest for the tournament if Cape Verde for example was to play with Togo in front of maybe 200 spectators. It is important for the tournament that Ghana stays on to the semi-finals.”

    The coach questioned the objectivity of the referee, and also the selection of the officials.

    According to Antunes, even local South Africans would be disappointed that Cape Verde was eliminated.

    “Cape Verde is the best team of this tournament, and there are lots of South Africans even crying that Cape Verde is out of this tournament. “The positives that I’m taking from this is that Cape Verde is not worse than any of the other teams, in fact Cape Verde is as good as any of the big teams here.”

  • Health equipment you should have at home

    Our health parameters (such as body temperature and blood pressure) need to be regular for our bodies to function well. We can have a few basic measuring equipment at home to keep track of our health parameters. A household could have a clinical thermometer for measuring body temperature, a balance or scale for measuring body weight, and a sphygmomanometer for measuring blood pressure.

    We need other equipment to keep our bodies fit by exercising. A household could have at least one skipping rope and one bicycle for exercise. If affordable, a treadmill is a useful work-out equipment to have for exercise. There are numerous other exercise equipment, big and small, that one could use and we will look at a few examples. However, it is most profitable for us to exercise first by doing housework and chores in the garden and around the home and for the home including shopping and repairs. This not only exercises our bodies, but makes good use of our minds, as well as serves good relationships and family bonds.

     

    The Thermometer

    Fever or pyrexia (high body temperature) is a feature of many conditions involving infections or allergy. Having a simple clinical thermometer at home is handy for taking body temperature. The thermometer is a hand-held narrow glass rod with a tiny hollow tube (capillary tube) running along its middle. The tube is connected to a reservoir of mercury (a liquid metal) at the bottom. When the reservoir bulb is heated, the mercury expands and is driven from the reservoir and up the stem through the narrow tube. The stem is calibrated by markings to form a scale for interpreting the temperature. Normal body temperature is about 37 degrees Celsius or 98.6 degrees Fahrenheit. It is commonly taken from under the tongue. It can also be taken from the armpit, the ear, the anus, or the vagina.

    Apart from the measurements in body cavities, the temporal artery of the head can give accurate measurements because it is close to the surface of the skin and is not far from the heart.

    The temperature in the anus (also called rectal temperature), vagina, or in the ear (otic temperature) is about 37.5 °C (99.5 °F); the temperature in the mouth (oral temperature) is about 36.8 °C (98.2 °F); and the temperature in the arm pit (axillary temperature ) is about 36.5 °C (97.7 °F).

    The temperature may fluctuate by plus or minus 5 degrees Celsius along the course of the day, depending on level of activity (including exercise and feeding), environment, and other factors. It also naturally fluctuates with the sleep-wake cycle, with the menstrual cycle, and with seasons.

    For women, after ovulation, the body temperature rises sharply because of the hormonal changes and this is one indicator of fertility.

    Elderly people tend to have lower body temperature and should be supported in extreme changes in environmental temperature. Body temperature regulation is according to a set-point determined by the functioning of the hypothalamus is the brain. People who cannot regulate their body temperatures well may develop hyperthermia during extreme heat or heat waves (their body absorbs more heat than they can safely eliminate through sweating and other mechanisms) or hypothermia (their body loses more heat than they can functionally generate).

    When used orally, the thermometer should not be grasped with the teeth so that it breaks. Parents should not leave children alone with a thermometer. It is attractive as a play thing. If it breaks accidentally, the mercury can spill. Mercury is poisonous. Because of this, some people use electronic thermometers made from solid plastic and with a thermocouple (not mercury) sensor. Of course, clean the thermometer well after use.

     

    •Dr. ‘Bola John is a biomedical scientist based in Nigeria and in the USA. For any comments or questions on this column, please Email bolajohnwritings@yahoo.com or call 07028338910.

  • Bisi Komolafe finally goes home

    Bisi Komolafe finally goes home

    TEARS have continued to flow freely from the eyes of colleagues of late actress Bisi Komolafe. At the Mass burial ceremony held at the Catholic Church, Okapadi, a mammoth of actors and actresses trooped out to pay thier last respect to the actress.

    It was watery eyes all the way from the University Colleage Hospital (UCH) morgue down to the venue of the Mass which held at St. Mary Catholic Church, Okepadi Salvation Army Way Ibadan. The reactions from her colleagues attracted a lot of sypathy from students, workers of the hospitals and even family members who tied uncontrolably to consol them. So tourching was when actress Bimbo Oshin threw cautions into wide, threw her to the ground, screaming and asking rhetorically “Bisi Bisi this was not our plan”.

    Spotted at Mass in a black T-shirt that has the picture of the late Bisi Komolafe include Ayo Adesanya, Olaitan Ogungbile, Muyiwa Ademola, Bolaji Amusan, Akin Olaiya, Damola Olatunjia among others.

  • 10 home truths (III)

    The sparkling new year is

    upon us. In the previous two

    weeks, we’ve been telling each other some home truths about job search. The objective of this exercise is to energise us for the new year. And remember, never give up or go on holiday from job search.

    Let us conclude this presentation.

     

    Home truth No. 8

    You need to get organised for job search.

    The starting point is skill analysis. Skills are the fundamental basis of job search.Employers are looking for certain skills, and the best jobs are those ones where your skills match the needs of the employer.

    There are three types of skills job specific, self-management and transferable skills. You also need to put together an arsenal of accomplishments. This is for those with fairly long working history, highlighting their career achievements.

    You need to understand your strength(s), weakness(es), interests, aptitude and potential. What would you like to do with your life, all your life? Using the inputs from the above, you will determine and write your career/job objective statement.

    It is a statement that describes or states what career or job (or a range of closely related occupations) you desire. A job/career objective statement must highlight what skills you have to offer the employer as well.

    You will now generate a list of potential employers in respect of your chosen job objective. Necessary information may be obtained from friends, relations, consultants, vendors, newspapers, trade journals etc. Once you’ve made your choice, go after them- using conventional and unconventional means.

    How do you intend to pursue these job opportunities? What is your job hunting strategy? Let me tell you what is working. Or let us start with what have the least chance of working. The five most ineffective job search strategies are these.

    • Internet: posting your CV/Resume on the Internet, and expect potential employer to visit the board/site and make a choice, depending on the match between your skills and their requirements. It has four to 10 per cent success rate;

    • Mailing out Resume CV to employers at random (Resume blasting). Seven per cent success rate;

    • Answering ads in professional/trade journals. Seven per cent success rate;

    • Responding to newspaper ads. Five to 24 per cent success rate. The higher the salary/position, the lower the success rate;

    • Using employment agencies, five to 28 per cent success rate. Again, the higher the salary/position, the lower the success rate.

     

    Now, the best five ways to search for a job;

    • Ask for job leads from family, friends, people you know, etc – “Do you know of any job at the place where you work, or elsewhere?” Thirty-three per cent success rate;

    • Knocking on the door of any employer, factory, office etc, whether they are known to have vacancy or not. Forty-seven per cent success rate;

    • Identifying subject/field of interest, identifying employers on that field and calling on them to ask if you they are hiring for the position you desire and that you know you can do well. Sixty-nine per cent success rate;

    • Do the above in a group with other job hunters. 76 per cent success rate; and

    • Doing a life-changing job search (identifying your skills, proffered places, interest and acceptable working environment and going after the job you desire) 86 per cent success rate.

    You got me there. There is still a better method: combining the strategies (experts suggest it should not more than four !).

     

    Home truth No. 9

    As you can see, most job seekers don’t have the right strategy, If any at all.

    A fact never to be forgotten:

    The major difference between successful and unsuccessful job seekers is not some factors out there, or the ‘barrier’ listed earlier. It is the way they go about their job hunt. A successful job search requires organisation and effort. Don’t think of yourself as unemployed. You have a job, full time job. If you are employed think of your job search as a part-time job. If you are unemployed, the working hours of eight are available for your job search. If you are employed but seeking new opportunities, you need to make time for your job search, and be consistent.

    Job search requires that you develop a new set of priorities and schedules. Be aware that there will be distractions. Just about anything will sound better than looking for work. Don’t be fooled, your number one priority is finding that new job. Don’t let anything get in your way. Here are some tips:

    • Establish measurable goals, daily and weekly. If you set 10 a.m-3 p.m Tuesday for research, your goal could be to identify 10 new employer you can pursue. Wednesday’s goal could be to contact the employer you identified on Tuesday. Be realist, but challenge yourself.

    • Make yourself accountable. Create an area in your home where your entire job search is centered. If you keep all your job search supplies and information there, you will stay organised and ready to work. Check your progress at the end of each day and each week. Set new goals. It is a good strategy to involve someone else in your search. Give them permission to hold you accountable for your plans. Or join a job club.

     

    Home truth No. 10

    You need to give your job search all takes in terms of effort, organisation, focus,energy, creativity, strategy, etc.

     

    • Keep accurate records if you are conducting a serious job campaign. You make hundreds of contacts and generate new opportunities regularly. Don’t rely on your memory, develop and maintain a filling and/or a recording system – binders, pocket calendars and notebooks.

    You need all the help you can get when you are on the march for job seach. The veritable source of help and assistance is the book by Olu Oyeniran, Job-Hunting Manual-comprehensive strategies and tactive for extensive job hunting.

    Your destiny is in your hands. Now you know.